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The purpose of our survey is to investigate how primary and secondary school students use their New Year's money.
Yesterday, I asked some of my classmates and children, as well as some older siblings, and 60% of them gave their money to their parents. And most of these 60% are people my age or younger than me. Another 30% is at my own disposal, and these people are older than me, in junior high school, and their families are relatively wealthy.
The other 10% is to give most of the New Year's money to my parents, and a small part to buy my own study and daily necessities, these people are people who have a good life at home, similar to my family, but I give the money to my parents. Judging from the survey, most of the students gave money to their parents. But how did the people at their disposal spend the money?
Their parents are very worried, afraid that their children will use the money to do bad things, and they don't have to be on the right path, such as using the money to play games in Internet cafes, game halls, or gambling money. In order to understand the mood of parents, I carefully investigated and questioned some parents, and found that there are various methods.
Some parents use the money to order books and newspapers for their children, some buy insurance for their children, and some donate love to the ...... of the Hope ProjectBut some parents said to let him go, or let him take care of himself. But as far as I know, there are other parents who use their children's New Year's money to gamble, which is not right, how can they use their children's New Year's money to gamble? His children will do the same, and these parents should not let their children learn badly.
I generally feel that parents and children are okay, with a few exceptions. As a result of this survey, I have learned a lot of good educational methods that I think should be useful for parents who are not doing well enough.
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Survey Topics"How to use the New Year's money? "Target" around classmates, friends "questionnaire contents" aSave it up bBuy what you likeBuy school supplies dDonate to Project Hope "Results Analysis" 20% of people choose A
30% chose B40% of people choose to buy school supplies 10% choose c Result analysis: more people choose to save their New Year's money for emergencies and future use There are also most people who buy school supplies to prepare for the next semester, and some people buy things they like, and few people choose to donate to Project Hope.
Reflection: We always think about ourselves, but we don't think about donating money to those in need. This should not be done.
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I'm from Jinan.
I'm only 1600, I'm in my first year of high school.
I listened to the recommendation of my classmates, and I bought an American alpha wireless treasure with the New Year's money, 300 yuan, and now I can take advantage of my parents' absence, and secretly surf the Internet, haha, cool.
It's not mainly for fun, it's mainly for watching the news on the Internet, and for increasing some extracurricular knowledge.
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You're done typing and asking questions.
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Oh, why don't you do your homework yourself during the summer vacation? . .
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at my house. My child's New Year's money is kept by him. But my child's New Year's money was not kept by him from the beginning.
Rather, it has undergone a process of transformation. Specifically, when the child is young, the New Year's money should be kept by the parents. When the child grows up, you can consider letting him keep the New Year's money by himself in the future.
And let the child keep the balance of the year's money is an effective way to cultivate children's self-management ability. First. When the child is young, the money must be kept by the parents.
The New Year's money reflects the care of the elders for the younger generations. Therefore, every child will get New Year's money at the time of the Chinese New Year. For this New Year's money.
It is not allowed to keep the child when he is young. This is because, on the one hand, young children do not have the ability to manage the New Year's money. On the other hand, young children have poor self-control.
If the money is pressed by them, it is likely to be spent in their custody. Therefore, for young children, their New Year's money should be kept by their parents. Second.
After the child grows up, you can consider letting the child keep the New Year's money by himself. When the child is older. Parents can consider giving them the money for safekeeping.
The reason why I say this is because children are more sensible when they grow up. Have the ability to do their own things. Therefore, it also has the corresponding ability to manage the New Year's money.
Parents can do just that. On the one hand, it reflects the trust in the child. On the other hand, it is also possible to give children effective exercise.
Third. Allowing children to keep their own money is an effective way to develop their self-management skills. For children, they need to get all kinds of exercise in the process of growing up.
In order to improve their abilities and qualities in all aspects. In the midst of these workouts. Allowing children to keep their own money is one of the most effective ways to cultivate children's self-management and ability.
In this way. Children can get effective exercise in managing their money. This is extremely beneficial for the development of children.
Of course, parents can't let this issue go. Instead, children should be taken care of properly. So as to ensure that the child can exercise without deviation.
In this way, the child can grow up more healthily.
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There are several ideas about New Year's money.
One is counterfeit money. The money was handed over to the parents. The child thought he got it, but in the end he lost it, but he just had a red envelope in his hand, and he had to say thank you to the seven aunts and eight aunts.
The second is pseudo-relationship. This is a manifestation of the hypocrisy of polite greetings in the adult world. Adults are thinking about how much is appropriate, whether the half-grown children with new jobs should give out red envelopes, giving more pain to the flesh and less pain to the face.
The third is auspicious money. Pressing the New Year money is like sticking a couplet and setting off firecrackers to eat Chinese New Year's Eve dinner, just an auspicious symbol of the Spring Festival, don't think too much.
Fourth, compare capital. During the beginning of the school year, students will ask how many red envelopes were received during the Chinese New Year? Then envy the classmates who received huge sums of money, or ask the rich man for a treat.
Fifth, the source of untrustworthiness. Some parents will tell their children that your New Year's money will be kept for safekeeping, and you will be given a book when you want to use it. When you want to use it, I will settle accounts with you, and your tuition, books, courses, classes, food, clothing, housing and transportation don't need to cost money? After the wolf came three times, trust was untenable.
New Year's money is very knowledgeable. What is needed at this time is to teach children about money and how to manage it properly. Different regions have different recognitions of New Year's money, and local customs and habits shall prevail.
Specifically, there are three aspects, the first is to clearly inform the ownership of the New Year's money, and if necessary, it should be supplemented by a contract, and do what it says.
Second, teach the child to divide the money in equal parts.
Third, teach children to spend the money they can use reasonably, distinguish between what they want and what they need, and learn to keep accounts.
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Generally speaking, you can discuss this with your child, for example, if your child learns some tutoring courses or something, then you can use this money.
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The New Year's money you just gave can be spent, but it is best to leave it for a period of time to spend it, because it is said that the New Year's money can suppress the evil spirits, and the younger generation can spend the year peacefully when they get the New Year's money.
The origin of the custom of pressing money for the New Year.
1. New Year's money, one of the customs of the New Year's Festival, its true origin is not examined, and the legend is to suppress evil spirits. After eating the Chinese New Year's Eve dinner on Chinese New Year's Eve, the elders should give the juniors money to wish them a safe New Year.
2. New Year's money is the most anticipated gift for children's New Year. New Year's money is said to have originated earlier, but it was really popular nationwide in the Ming and Qing dynasties. In ancient times, there were two kinds of New Year's money: special money and general travel money.
3. The special New Year's money is an imitation, its material or copper or iron, the shape or square or long, the money is generally engraved on the hall with "auspicious wishes", "Fu Lu longevity", "longevity 100 years old" and so on.
4. New Year's money is originally the meaning of blessing. In folk culture, New Year's money means warding off evil spirits and driving away ghosts, and blessing peace. The original intention of the New Year's money was to suppress evil and drive away evil spirits, because people believed that children were vulnerable to sneaky people, so they used New Year's money to suppress evil spirits.
The origin of the New Year's money:
1. There is a family surnamed Guan in Jiaxing Mansion, and the couple have children in old age, which is regarded as the pearl of the palm. On the night of the thirtieth day of the Chinese New Year's Eve, they were afraid that they would harm the child, so they played with the child.
2. The child wrapped eight copper coins in red paper, unwrapped the bag, unwrapped it again, and played until he fell asleep, and the wrapped eight copper coins were placed next to the pillow. The couple didn't dare to close their eyes, and kept vigil next to the child all night.
3. In the middle of the night, a strong wind blew open the door of the stool, blew out the lights, and when the little black man was about to touch the child's head with his white hand, a bright light cracked out from the child's pillow, and he hurriedly retracted his hand and ran away screaming.
4. The Guan couple told everyone about the scare away by wrapping eight copper coins in red paper. Everyone also learned to wrap eight copper coins in red paper after the Chinese New Year's Eve dinner and handed them to the children to put next to their pillows, and sure enough, they would never dare to harm the children again.
5. It turned out that these eight copper coins were changed by the eight immortals, and they secretly helped the children to scare away the money, so people called this money "pressure money". Because of the homonym between "祟" and "year", it is called "New Year's money" with the passage of time.
The above content refers to Encyclopedia - New Year's Money.
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Here's an answer to that question for you. First of all, this year's New Year's money is for the children to keep for themselves. Children should be made aware of money. Teach your child to spend money correctly and manage money simply. This is also a treasure for children that can be used for a lifetime!
The first thing is to train your child to save for himself.
Open an account in the bank for him, negotiate with the child, if it is tuition, travel textbooks or family expenses, the parents will pay for it, if it is a toy he wants to buy, a friend's birthday gift and other large expenses, he must withdraw money from his own account, so that the child will start to pay attention to his wealth. Of course, we don't want to turn our children into a savings machine. Knowing when to put money in a piggy bank is important, but it's just as important to know when to take it out.
The second is the reputation of the town such as the cultivation of the spending plan. Parents can also discuss with their children to understand what they want, what they need and how urgent they need it, so that they can learn to plan and then plan for their funds. Through practical operations such as letting children go shopping in the supermarket, they can learn to budget and judge what they need most at the moment.
It's important to do so.
There is also the establishment of a comprehensive financial planning concept. Involve your child in the planning of daily life. For example, from Zhengzhou to Wutai Mountain, what kind of travel mode should you choose?
What should I do if I choose to travel by car? What should I do if I have problems on the way? Let children practice thinking as a whole, so that they can develop a comprehensive and systematic financial plan in the future.
Finally, it is necessary to accumulate the experience of making money in moderation. After the child reaches a certain age and has a correct view of money, it is necessary to try to expose the child to some investment simulation games or direct investment, and discuss the gains and losses with them regularly, so that they can start to have first-hand experience of investment and arouse investment interest.
I hope I can help friends in need.
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As soon as the Spring Festival arrives, the elders will give their children New Year's money, and New Year's money is also the standard for children now.
Some children get a lot of money a year. The children around me can basically receive more than 5,000 yuan in New Year's money, the least can get more than 3,000, and the most can get tens of thousands of yuan.
In terms of amount, those who have a little more money can buy a large item or luxury item.
Of course, I also know that many parents will use various excuses to get the money back after the year. They are afraid that there is too much money, and if the child loses it, put it in the child's hand, and the child will not be able to control the indiscriminate purchase, so take it back first. But I never thought that if I didn't let my child learn to manage and distribute money now, and when he grew up and faced more income, what would he do, he wouldn't suddenly be there!
At that time, the loss may no longer be one or two thousand.
In fact, for younger children, I think you can consider opening an account in the bank for your child, and by the way, you can learn the concept of bank savings and interest. We can tell him how much interest will be generated on the principal of 10,000 yuan after a year during the survival period of these money, even if he can't understand it at the time, he can have a vague understanding of financial investment. You can also deposit 50% of the annual money into the account, choose a one-year fixed deposit, and how much interest can be paid after one year.
Older children are suitable for integrating with their life goals, which means that this is a good time to guide children in life financial planning. Whether it is a short-term desire goal to buy an iPad, a medium-term stage goal to raise a pet, or a long-term dream goal to play abroad can be set, saving is a financial habit that benefits a lifetime, so that children can have their own savings account as soon as possible, and can be used freely, but also can let him understand what is his own things, what is other people's things, and establish a healthy sense of boundaries.
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