I want to lend a friend 100,000 yuan. How can it be protected by law. How the contract should be wri

At present, the interest rate is more than four times higher than the loan interest rate of the People's Bank of China for the same period is not protected by law. There are templates for loan contracts on the Internet, just find a few more and improve them. The mortgage must be registered as a mortgage, otherwise it cannot be used against a third party, and there is no guarantee effect.

Check the registration details with the Housing Authority. If a large amount of loan guarantee is required, a copy of the borrower's ID card and guarantee materials should be kept.

My friend also borrowed 4 points, I can't teach you this. However, the mortgage can tell you that the mortgage is to go through the mortgage registration to have an antagonistic effect, that is, the priority is to be repaid, and the mortgage is handled in the real estate bureau.

1: The loan contract cannot deduct the interest in advance: The Contract Law stipulates that the interest on the loan shall not be deducted from the principal in advance. If the interest is deducted from the principal in advance, the loan shall be returned and the interest shall be calculated according to the actual amount.

2: I don't know if the interest is monthly or annual, anyway, it can't exceed four times the bank's interest of the same grade in the same period, and the interest is too high to be suspected of usury.

3: The mortgage of immovable property is established by mortgage contract and mortgage registration, and the triple single property does not have a real estate certificate, and the mortgage cannot be registered and the mortgage cannot be established.

4: Therefore, borrowing 100,000 is a real 100,000, the interest cannot be too high, as long as the contract is signed, the content of the contract is not illegal, it is binding, and if you are worried about not paying it back, you will sign the chattel pledge contract!

If you want to borrow 100,000 yuan from someone else, no matter how you write it, it will have legal effect and will be protected by the law.

This is mainly because our IOU only includes the signature of the borrower and the two people who borrowed the loan plus the amount, and it is best to have your IOU with a fingerprint, preferably in duplicate, one copy, as long as this is the case, our IOU can be protected by law.

But I suggest that when you borrow money for someone, you must investigate the personal information of your friend, because if your friend suddenly takes all the money away and does not repay it later, he will either be the guarantor, and you will be responsible.

So when you want to borrow money from someone because of this, you have to take into account your own personal interests.

If you want to borrow 100,000 yuan from others, the IOU should be legal in order to be protected by law.

The basic contents of the IOU include: the name of the creditor, the amount of the loan, the calculation of interest, the time of repayment, the penalty for default (delay in repayment), the method of dispute resolution, the name of the debtor, the date of the loan and other elements. As long as the name of the creditor, the amount of the loan, the name of the debtor and the date of the loan are met, but the main elements of the IOU are met, it has legal effect.

Once a dispute arises, it can be used as evidence to claim the creditor's rights from the people's court, and the people's court will also accept it.

Purpose of borrowing. The amount and date of repayment, the last signature or fingerprint. Summer date.

Supermarkets and bookstores usually have receipts for selling IOUs, which you can check out.