How much money can be deposited in Minsheng Bank to get a gold card

How to handle the Minsheng Bank debit card leisurely card (original gold card):

Please bring your valid ID card to any counter of the bank, and the amount of assets must reach more than 300,000 yuan per month and day, and you can choose your card number. Generally, you need to collect the card at the designated counter outlet after 10 working days with a valid ID card and a card collection receipt. The original and photocopy of the valid ID documents of both parties and the receipt of the card must be presented for collection.

The specific card collection time is subject to each branch, please confirm with the counter when you apply for the card.

According to the service level, the Minsheng VIP card is divided into three types: silver card, gold card and diamond card.

Customers with quarterly average daily assets of more than 100,000 yuan can apply for a silver card.

If the average daily assets of the quarter reach more than 500,000, you can apply for a gold card.

If the average daily assets of the quarter reach more than 1 million, you can apply for a diamond card.

Debit cards are free of card fees, annual fees, account management fees, and other related fees.

Is it a debit card?

How to apply for a UnionPay VIP card:

If your financial assets reach a certain scale in our bank, you can apply at any business outlet of Minsheng Bank with valid identity documents.

Xinran Card (original Silver Card): The average daily balance of the month reaches 50,000 (inclusive) - 300,000 (exclusive) Leisurely Card (original Gold Card): 300,000 (inclusive) - 1 million (exclusive) Zhuoran Card (original Diamond Card):

At present, the types of financial assets include deposits, wealth management, private bank wealth management, **, treasury bonds, insurance, spot deferrals and loans, excluding financial assets of Hong Kong branches.

The application for the VIP card can be done on behalf of others, and the valid identity documents of the ** and the depositor should be submitted at the same time. There is no uniform regulation on the time of card collection, and each branch will determine its own situation.

If you have any questions, please call 95568 to transfer to the manual consultation.

Minsheng Bank does not need money to apply for a bank card.

For individuals who require to receive a card on the spot and do not need to have their name printed on the card, customers are required to fill in the CMBC UnionPay debit card first"Minsheng UnionPay Debit Card Application Form"At the same time, hand over your identity documents to the teller for processing, and then enter the transaction password and inquiry password on the PINpad (enter twice each), so that you can get the Minsheng UnionPay debit card at that time.

Card features: no guarantee, no deposit, no principal card is exempt from card opening fee and annual fee.

Hello, the annual fee of the main card is 100 yuan per year, and the annual fee of the supplementary card is 50 yuan per year; The annual fee for the main card of the gold card is 300 yuan per year, and the annual fee for the supplementary card is 150 yuan per year; The annual fee of the standard platinum card is 600 yuan for the main card and 300 yuan for the supplementary card. The annual fee for the main card of the luxury platinum card is 3,600 yuan, and the annual fee for the supplementary card is 1,800 yuan per year; The annual fee of the main card of the diamond card is 10,000 yuan per year, and the annual fee of the supplementary card is 5,000 yuan per year; The annual fee for the Unlimited Card is 30,000 yuan per year, and the annual fee for the supplementary card is 10,000 yuan.

1. The annual fee for the first year is waived for one transaction within 2 months of card verification, and the annual fee for the next year can be waived if the card is consumed more than 5 times or 1 foreign currency transaction in the current year;

2. After the activation of the standard platinum card, an annual fee of RMB 600 will be charged for the first year, and the annual fee for the next year will be waived if there are 18 valid transactions in the current year or valid consumption of RMB 50,000 or equivalent in foreign currency. (Except for special cards).

In addition, Minsheng Bank changed the standard card consumption of 8 free annual fees to 5 free annual fees in 13 years, so most of the times you searched 13 years ago were 8, and some lazy people did not check, most of them also said 8, the first but in fact, it has been changed to 5 after 13 years.

If you have other specific questions, it is recommended that you call ** to consult the bank customer service staff, and I hope to help you

The annual fee for the main card is 100 yuan per year, and the annual fee for the supplementary card is 50 yuan per year; The annual fee for the main card of the gold card is 300 yuan per year, and the annual fee for the supplementary card is 150 yuan per year; The annual fee of the standard platinum card is 600 yuan for the main card and 300 yuan for the supplementary card.

The annual fee for the main card of the luxury platinum card is 3,600 yuan, and the annual fee for the supplementary card is 1,800 yuan per year; The annual fee of the main card of the diamond card is 10,000 yuan per year, and the annual fee of the supplementary card is 5,000 yuan per year; The annual fee for the unlimited card is 30,000 yuan for the main card, and the annual fee for the supplementary card is 10,000 yuan.

The annual fee for the first year will be waived for one transaction within 2 months of card verification, and the annual fee for the next year will be waived if the card is spent 5 times or 1 foreign currency transaction in the current year.

After activation, the Standard Hunger Platinum Card will be charged an annual fee of RMB 600 for the first year, and the annual fee for the next year will be waived for 18 valid transactions of RMB 50,000 or its equivalent in foreign currency.

There is no requirement to deposit money to apply for a card, but the cost of applying for a card requires 5 yuan, so the user needs to deposit 5 yuan to deduct the cost of work, if there is no money deposit, it doesn't matter, there are funds on the subsequent bank card, and the system will automatically deduct 5 yuan.

There are three kinds of bank card fees, namely the production cost, the annual fee and the small account management fee, the production cost is the cost of the card, the system will automatically deduct the fee after the bank card is deposited, the annual fee is charged once a year, a bank can reduce the annual fee of a bank card, the small account management fee is charged once a quarter, and the average daily balance of the general bank card will be charged only if the amount specified by the bank is lower than the amount specified by the bank, and the amount higher than the amount specified by the bank will not be charged.

In addition to providing ID cards, foreign residents' ID cards also need to provide auxiliary documents, such as: labor contracts, driver's licenses, temporary residence permits, passports, etc., and you can also call the customer service of the bank to consult specific requirements.

When the maintenance margin ratio of margin trading is less than 130%, the liquidation line is reached, and if the investor does not add margin, he may be forced to sell by the ** company, and all the handling fees incurred by the investor need to bear the loss. However, if the investor makes a margin call after reaching the liquidation line, then the margin after the call is not less than 140%, and the position will not be closed.

Margin trading is leveraged, investors borrow money or borrow from the company, and they need to pledge the subject matter (such as, **, **, cash, etc.), and these underlying stocks are fluctuating, if it is financing, when the stock price falls sharply to maintain the guarantee ratio is not enough, it may be liquidated.

If you want to apply for a loan again, you need to apply after 2 days, you can see if the limit is restored, if not, just wait, you can apply immediately.

The loan to buy a house does not need to be mortgaged in the bank. According to the regulations, if you buy a house with a mortgage loan, you should go through the real estate mortgage registration after going through the property right registration, and the bank, as the mortgagee, will get the "Housing Other Title Certificate". Therefore, after the registration of the mortgage of the real estate, the "House Ownership Certificate" is received by the buyer of the house, while the "Housing Other Title Certificate" is held by the bank.

However, whether it is the bank or the borrower himself with the real estate certificate, when applying for a loan from the bank, the mortgage registration procedures have been completed in the registration department, so no matter whose hand the real estate certificate is, it is in a state of detention, and the bank and the registration department will not release the mortgage before the loan is repaid.

If you need to use the real estate certificate, you can apply to the bank and take it out. However, the bank has regulations, generally, the property certificate of Fang Zhengwei can not be taken out for more than two days, and it is generally returned to the bank on the same day. The bank does this because the bank is worried that the person who buys the house will take the real estate certificate and make other loans, which will cause certain losses to the bank's interests.