How much money can be deposited in the Bank of China to become a VIP

1. Wealth Management customers: Wealth Management customers who meet any of the following criteria can be admitted as wealth management customers

1) The average daily financial assets of the Bank of China reach the equivalent of RMB 200,000 (inclusive) or more.

2) The cumulative consumption amount equivalent to RMB 100,000 in the first 12 months before using the BOC Credit Card.

3) The balance at the end of the month for various types of personal loans handled by Bank of China reaches the equivalent of RMB 500,000 or more.

2. Access criteria for BOC Wealth Management customers: The average monthly balance of financial assets in BOC reaches the equivalent of RMB 1 million.

3. Private banking customers of Bank of China: The average daily balance of financial assets in Bank of China reaches the equivalent of RMB 6 million.

For further information, please consult your Relationship Manager or Bank.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

1.The gold card has an average daily balance of more than 500,000 RMB. Handle business at the national counter, you can handle business directly without queuing.

Or exclusive VIP access or counter service. Of course, this is the national standard, like many areas in the south have super platinum customers, more than 5 million assets, or now private banks in the provinces.

Customers all go to the wealth management center, that's a different story.

2. Deposit and withdrawal over the counter of Bank of China nationwide are exempted from non-local deposit and withdrawal fees. ATMs are charged, but counters are free.

3. The gold card is exempt from loss reporting and annual fees. Open online banking.

Handling fees are waived, and fees for reporting loss of online banking dynamic passwords, passwords, and replacements are all waived. Open VIP online banking, and the transfer fee in online banking is discounted.

4. Open a certificate of deposit.

The fee for one copy is waived.

5. Apply for loans and enjoy preferential interest rates.

6. Handle transfer settlement and remittance business over the counter, and the handling fee is preferential.

7. There are VIP services, specialized financial manager services, and a full set of financial planning services.

8. Purchase RMB and foreign exchange wealth management products, there are VIP**, and the income is higher than that of ordinary customers.

9. With VIP qualification, you can apply for BOC platinum credit card and credit card limit.

It can exceed 50,000 yuan, and the maximum credit limit can reach 2 million yuan according to the asset situation, which is currently the highest credit limit in China.

Supplement: 200,000 is not a national standard VIP, it is a silver card set by each province itself. Only enjoy no queue and no annual fee of 10 yuan, and nothing else is discounted.

100w cash can be used as a gold card user.

You ask customer service, there is a platinum card like.

When it comes to depositing money in the bank, I believe many friends have done it, after all, it is safest to put their hard-earned money in the bank, so many people are willing to put their money in the bank. So have you ever wondered how much money you need to deposit in a bank to become a VIP customer of that bank? What will happen to you as a VIP customer?

If you want to become a VIP, you must understand the bank's policies, because each bank will have its own regulations and will have its own policies. Moreover, VIP is also divided into several levels, such as 5-star customers, 6-star customers or 7-star customers, gold and platinum cards, and so on. Bank of China has more than 200,000 wealth management customers, more than 1 million wealth management customers, and more than 6 million private banking customers.

China Merchants Bank is divided into 9 levels: M1 to M9. 500,000 for M6 customers is a golden sunflower card. 2 million is M7, 5 million is M9 quasi-private bank, and more than 1 million is M9 private bank.

Each bank has a different level and a different amount.

The bank's welfare treatment for large customers is very good, including Spring Festival Mid-Autumn Festival condolences and birthday gifts. At the same time, you can also enjoy the bank's green VIP channel, and VIP priority is also given to handle business, as well as travel plane VIP lounge, high-speed rail VIP lounge business channel and other services. The most special thing is that there is also a dedicated financial manager to provide you with high-quality financial services.

Therefore, if you want to better enjoy the VIP customer treatment, many experts have suggested that it is best to concentrate the funds scattered in multiple banks in one bank, so that you can reach the VIP threshold of this bank, so as to enjoy VIP treatment, but at the same time, you should also focus on observing the bank's policy, to shop around, choose more attention to VIP services can bring us more benefits of the bank.

The deposit amount varies from bank to bank, but generally you need more than 1 million to become a VIP.

You must deposit at least 200,000 yuan in the bank to be called a VIP user, and the more money you deposit, the more benefits the bank will give.

Now it is relatively simple to become a VIP, generally as long as there is a deposit of more than 200,000 yuan, you can handle it and become a VIP customer of the bank.

Usually, when we go to the bank to handle financial business, we need to wait for a long time, but if we can become a VIP user of the bank, we can save the waiting time. So some friends are curious, how much money to deposit in the bank is considered VIP? Come in and take a look.

Bank Deposit In fact, the standard of each bank is different for how much money can be made in the bank. For example, Bank of China, Bank of China Wealth Management VIP Card deposit of more than 200,000 yuan, Bank of China Wealth Management VIP Card deposit of more than 2 million, private bank card deposit of more than 8 million; China Merchants Bank, the average monthly daily assets of gold cards reach or exceed 50,000 yuan, golden sunflower cards are 500,000 yuan, diamond cards are 5 million yuan, and private bank cards are 10 million yuan; ICBC, ICBC Wealth Management Gold Account Card Five-star customers or deposits of more than 200,000 yuan, ICBC Wealth Management Gold Account Card six-star customers or deposits of more than 1 million, and private bank cards Seven-star customers or deposits of more than 8 million.

It can be seen that the standards for bank VIP users are high and low, and the standards of different banks are different, even if the same bank may adjust the standards due to different regions, so the above standards are for reference only.

Take the Bank of China Wealth Management VIP Card as an example.

To apply for the Wealth Management VIP Card, customers must meet the requirements of the "Wealth Management" brand service recipients. The service object of the "Wealth Management" brand must meet one of the following conditions:

1. The average monthly and daily balance of financial assets of Bank of China (including deposits, treasury bonds, self-operated wealth management, agency wealth management, insurance, account ***, **t+d, balance of third-party depository account, market value of third-party depository account of Bank of China** account, two-way treasure, accumulation of deposits, accumulation of interest, electronic cash, **treasure, etc.) reaches the equivalent of RMB 200,000 or more;

2. The cumulative consumption amount equivalent to RMB 100,000 or more in the first 12 months of using the Bank of China credit card (excluding large-value credit card consumption such as house purchase, car purchase, decoration and consumption of merchants with zero discount rate);

3. The cumulative balance of various personal loans handled by Bank of China reaches the equivalent of RMB 500,000 or more, and the loan amount included in the statistics is the normal balance.

Summary. Hello, glad to answer for you.

Different banks have different standards and different VIP titles. ICBC can establish a "wealth management account" with a deposit of 300,000 yuan, the average annual deposit balance of Bank of China needs to reach 300,000, and the "Golden Sunflower Wealth Management" service of China Merchants Bank needs to be equivalent to a total of RMB 500,000 per day within a quarter of personal account assets of China Merchants Bank, but the branch-level bank card only needs a one-time deposit of more than 50,000 yuan.

If you want to get VIP, it is not only a way to make a deposit, loans, foreign exchange trading transactions, credit card shopping consumption, purchase of treasury bonds, insurance, ** reach a certain amount, you can also get VIP, for example, platinum customers of CCB head office can meet one of the following criteria:

The average monthly deposit is 500,000 yuan; personal loan reached 1 million yuan; purchase of treasury bonds, insurance and **500,000 yuan; For two consecutive years, the annual shopping consumption of credit cards reached 100,000 yuan; The monthly trading volume of individual foreign exchange trading is 800,000 US dollars.

How much money to deposit in the bank to be considered a VIP?

You are happy to answer for you Different banks have different standards and reputations, and the title of VIP is also different. ICBC deposit of 300,000 can establish a "Feng Pai wealth management account", the average annual deposit balance of Bank of China needs to reach 300,000, China Merchants Bank "Golden Sunflower Wealth Management" service needs to be equivalent to the total daily equivalent of RMB 500,000 in a quarter of personal account assets of China Merchants Bank, but the branch-level bank card only needs a one-time deposit of more than 50,000 yuan to want to get VIP is not only a way to deposit, loans, foreign exchange trading transactions, credit card shopping consumption, purchase of treasury bonds, insurance, ** to reach a certain amount, You can also get VIP, for example, platinum customers of CCB head office can meet one of the following criteria: average monthly deposit of 500,000 yuan; personal loan reached 1 million yuan; purchase of treasury bonds, insurance and **500,000 yuan; For two consecutive years, the annual shopping consumption of credit cards reached 100,000 yuan; The monthly trading volume of individual foreign exchange trading is 800,000 US dollars.

Can China Merchants Bank deposit 200,000 yuan to become a VIP?

Answer: Yes, it is directly a platinum card account, and you can let the salesman call you for VIP customers.

Bank of China VIP card application conditions, as long as one of the following conditions is met:

1.The assets of the Bank of China are more than 200,000 yuan.

2.Use Bank of China credit card to spend more than RMB 50,000 per year.

3.The consumer has applied for a loan with a bank of China, and the remaining loan amount is more than 500,000 yuan.

Bank cards are divided into debit cards and credit cards, and the required materials are as follows:

1. Apply for a savings card: According to the new regulations, you need to bring your ID card, reserved **, and other special requirements (such as social security, employment certificate) and other materials to the business outlets of Yinhao Congxing.

2. Apply for a credit card: To apply for a credit card, you must bring your valid documents, such as ID card or a copy of your ID card, proof of residence, proof of unit income, proof of personal assets, etc., and go directly to the bank to fill in the application form. After filling out the application form, you should go to the head office of the opening bank for the record, and the head office of the opening bank will review the application materials, and the bank will issue a card after the review is completed.

There are two types of bank cards in China: savings cards and credit cards, and the materials required are as follows:

1. Materials for applying for Bank of China savings card: According to the new regulations, you need to bring your ID card, reservation**, and other special requirements (such as social security, employment certificate) and other materials to the bank's business outlets.

2. Apply for a credit card: To apply for a Bank of China credit card, you must bring your valid documents, such as ID card or a copy of your ID card, proof of residence, proof of income of the unit, proof of personal assets, etc.

Summary. Hello, first of all, we must realize that becoming a VIP is not through handling a certain business, but through one's own asset consumption in the Bank of China to confirm whether it is a VIP, as long as it meets a benchmark, it will automatically become a VIP. As long as one of the following three conditions is met:

How to handle Bank of China VIP.

Hello, first of all, we must realize that becoming a VIP is not through handling a certain business, but through one's own asset consumption in the Bank of China to confirm whether it is a VIP, as long as it meets a benchmark, it will automatically become a VIP. As long as one of the following three conditions is met:

Condition 1: The deposit is more than 200,000 yuan, including the wealth management, time, demand, bonds, paper**, etc. handled in the Bank of China, and all the deposits that add up to more than 200,000 yuan, which should not be difficult for people now.

Condition 2: Bank of China credit card, annual cumulative consumption of more than 50,000 yuan, but excluding large amount of consumption such as buying a house, buying a car, buying a boat, decoration, etc., as well as zero discount merchant consumption, as long as the daily card is more than 50,000 yuan a year, you can also become a VIP.

Condition 3: The remaining loan of more than 500,000 yuan in the normal handling of the Bank of China, that is to say, the loan owed to the bank of more than 500,000 yuan can also become a VIP customer, of course, it cannot be a loan arrears, and it must be in the normal repayment.