Does anyone understand insurance? How about Taiping Life All Protector 2 0?

What are your needs? What problem do you want to solve with insurance?

Do you want to protect it for a lifetime, or for a while?

Do you want pure protection, or do you want to have both protection and return?

Insurance is divided into protection products and wealth management products.

How to buy a reliable insurance scientifically, it is recommended to master three principles:

First, buy the right needs (that is, what worries you want to solve with insurance).

1.The need to protect people's lives and physical health.

2.Accumulation of funds for children's education.

3.Reserve pension.

4.Wealth preservation and inheritance.

The first one is the guarantor's (protection insurance), and the next 2, 3, and 4 are money insurance (wealth management insurance). "Stay in the green mountains and don't be afraid of no firewood", so it is recommended to improve 1 first, and then consider the 2, 3, and 4 later.

Second, buy full protection (protection insurance).

There are six claims responsibilities involved behind the insurance, and only when the risk is fully covered can the situation of failure to pay for the insurance be avoided.

1.Personal Risk.

2.Unexpected Risks.

3.Disability Risk.

4.Risk of serious illness.

5.Inpatient medical expenses.

6.Accidental medical expenses.

To buy insurance is to buy 6 responsibilities, and if you buy all 6 responsibilities, you will not be unable to settle claims.

3. Buy enough insurance

It is simple to use the double ten principle, which is to use 10% of your annual income to buy ten times the sum insured of your annual income. For example, if you have an annual income of 500,000 yuan, you should take 50,000 yuan out and buy 5 million insurance amount.

Isn't it the insurance that you are looking for to buy from the best people? It is her responsibility and obligation to decipher the insurance liability for you!

I have researched this product, and in general, "All-in-one insurance is a good insurance, both in terms of coverage and insurance amount, it is very competitive." This product has a good protective effect on both adults and children, whether it is hospitalization or drug purchase, the all-in-one protection can play a unique role.

I think this product is very good, I just bought it for my parents some time ago. This product has a very wide coverage and a high sum insured, which is why I decided to buy it. This product can protect against common serious diseases, and it can also play a role in the purchase of special drugs, ensuring that users can quickly buy urgently needed drugs.

The current insurance is subject to the supervision and protection of the Insurance Law and the Yin Insurance Premiums, so they are all in accordance with the terms.

Taiping Fulu All-round Insurance, 180 kinds of insurance, 120 kinds of critical illness, 10 kinds of moderate disease, 50 kinds of mild disease, after moderate and mild disease, the remaining premiums are waived, and it is also brought, there is disease prevention, no disease is taken out to supplement the pension, please understand the letter.

Why don't you consider Ping An, Ping An is more powerful and has a better brand.

Hello, I am Niu Cuiqin from Taiping Life Insurance, and I can make a perfect plan for you according to your needs. You can add me.

The Pacific Ocean is more than 1,000 yuan a month and guarantees 3 million.

Pacific Insurance Company has money, Jin Bless Life, can make a plan for you, you can add me.

At your age, you should be the breadwinner of the family, both old and young.

It is recommended to apply for participating critical illness life insurance + hospitalization subsidy products + accident insurance products.

Because of the age of 40, the products of this age group will be more expensive, and it is recommended to compare the products of several insurance companies.

For example: Pacific Insurance's Golden Life + Peace of Mind Hospitalization + An Xingbao + Love Worry-free.

Kim bless life. Advance payment, insurance (60 critical illnesses + 12 minor illnesses) for minor illnesses has the function of waiving premiums, and the sum insured and dividends have increased. Sickness-free pension dividends.

Anxin Yi was hospitalized. Reimbursement. Those with medical insurance will be reimbursed for all drug expenses outside the medical insurance, and 80% of all drug expenses will be reimbursed without medical insurance

An Xingbao. Airplanes, trains, ships, self-driving accidents, ** floods, cement and rockslides, typhoons and other 8 natural disasters will be compensated 1 million yuan, and other compensation will be 100,000 yuan, and 120% of the premiums paid will be refunded without insurance.

Love carefree. Advance payment, exclusive coverage for cancer, carcinoma in situ. There is a premium waiver function, and the full premium will be refunded if you are not sick.