Why does the transfer fail? What happens if the transfer fails?

If there is an abnormality in the other party's account, such as being cancelled or being frozen, there is no way to transfer money to the other party's account, and the transfer will naturally fail. A bank currency settlement method that transfers money from the payment account to the receiving account through the bank to complete the receipt and payment.

It has gradually developed along with the development of the banking industry. When the settlement amount is large and the space distance is long, the use of transfer settlement can be more secure and fast. In modern society, the vast majority of commodity transactions and monetary payments are carried out through transfer settlement.

Common reasons for transfer failures:

1. The beneficiary's information is filled in incorrectly (the card number and account name do not match);

2. The beneficiary bank is selected incorrectly (for example, the transfer to Ping An Bank is selected as Bank of China);

3. Transfer over the limit or unbound account (the beneficiary is an account such as a second-class account);

4. Network reasons or system maintenance may cause the transfer to fail.

If the transfer fails, you can contact the transferor's bank to inquire about the reason, and then transfer the money again according to the actual situation.

If you need to consult Ping An Bank's credit card business, you can click the link below to select My-Exclusive Customer Service-**Customer Service or follow Ping An Credit Card WeChat*** (paxyk95511) for consultation.

If the money was returned, then there are errors in the name of the beneficiary's bank branch, card number, and name you provided.

If it is not transferred out at all, it is either the People's Bank of China's network checkout, or the transfer system is upgraded, and the inter-bank transfer cannot be done at that time.

1. The failure of the transfer may be due to the abnormal status of the card account, the expiration of the card, the expiration of the ID card, the number of password errors exceeding the limit, exceeding the limit, the account problem and the transfer function problem, etc., and the beneficiary's name and other information are filled in incorrectly; The beneficiary bank card is abnormal; insufficient account balance; If the system is busy or the network fails, the money will be returned to the original way after the transfer fails.

2. Specifically:

1. The card number, name, and bank filled in are incorrect. After verifying the information, the other party's bank cannot find the payee and can only return it.

2. The status of the receiving account is abnormal, such as reporting loss, freezing, or entering the wrong password more than three times and being locked, it cannot be credited to the account.

3. The counterparty's passbook is not a settlement account, but a savings account. Savings accounts cannot transfer money, only deposits and withdrawals. The reason for this is huge.

4. You transfer money on the self-service machine, but you have not opened the self-service machine transfer function.

5. Transfer money on the self-service machine, but the other party has not joined the self-service machine transfer agreement. For example, in the Agricultural Bank of Fujian, I couldn't transfer with the credit union's card (I don't know the situation at the beginning of the year).

3. What should be done:

1. If the other party's passbook is not a settlement account, but a savings account that causes the transfer to fail, as long as you contact the other party and ask to fill in what account your passbook is, the first page of the passbook will be written.

2. If the self-service machine transfer function is not opened or the other party bank has not joined the self-service machine transfer agreement, you should go to the bank to ask in person.

3. If the other party's name or bank is wrong, make a ** and confirm with the other party. And in order to avoid the situation of transfer failure, the user should carefully fill in the other party's information when transferring, so as to avoid failure.

4. It is recommended to try to change the trusted device or network environment.

6. Users can choose different channels when transferring money at ordinary times, such as bank counters, mobile banking, online banking, ATMs, etc., which are generally more convenient to transfer through mobile banking, and inter-bank transfers can also enjoy preferential handling fees, and the time of arrival is also very fast.

7. The user should notify the other party in time after the transfer is usually handled, so that the other party can pay attention to the changes in the balance.

8. Pay attention to the safety of the surrounding environment when transferring money through ATMs, and be cautious about transferring money if there is a difference in the ATM.

There are many reasons for the failure of the transfer, including the wrong information such as the name of the beneficiary and other information; The beneficiary bank card is abnormal; insufficient account balance; If the system is busy or the network fails, the money will be returned to the original way after the transfer fails. In order to avoid the situation of transfer failure, the user should carefully fill in the other party's information when transferring, so as to avoid failure. I perform a rotation in normal times.

There are several reasons why the transfer cannot be transferred:

1. Got the payee's information wrong. Filling in the wrong card number and account name will cause the transfer to fail;

2. The beneficiary chooses the wrong bank for transfer. For example, if you want to transfer money to Ping An Bank, you will be selected as Bank of China;

3. Transfer over the limit or unbound account;

4. It may also be due to network reasons.

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What are the reasons for the failure of bank card transfers?

1. There is an abnormality in the counterparty's account.

When you use a bank card to transfer money, if the other party's account is abnormal, such as being cancelled or being frozen, you will not be able to transfer money to the other party's account, and the transfer will naturally fail.

2. Incorrect information input.

If you enter the wrong information when transferring money with a bank card, it will naturally lead to the transfer failure, such as the wrong name, account number, or transaction password of the transfer recipient, which will lead to the transfer failure.

3. Insufficient account balance.

When you transfer money with a bank card and it shows that the transfer failed, you can check how much balance is left in the bank card you used to transfer, if the balance in the card is less than the amount you want to transfer, the transfer will definitely fail.

Fourth, the system is busy due to network reasons.

If you are transferring money online, then sometimes the system is busy or the network is not good, which may cause your transfer to fail.

Summary. Hello, 1. The account may have abnormal status such as loss report, freezing, long-term dormancy, etc. You can call the bank** or go to the counter to inquire about the abnormal state, and you can transfer money if the abnormal state is lifted.

Hello, 1. The account may have abnormal status such as loss report, freezing, long-term dormancy, etc. You can call the bank** or go to the counter to inquire about the abnormal state, and you can transfer money if the abnormal state is lifted.

3. The transfer-out account may be a Type II or Class III account, and the transfer amount may have exceeded the account transaction limit, so the transfer fails. If you want to exceed the transaction limit, you can only transfer money the next day.

4. The transfer equipment is faulty or the network signal is not good; 5.When the service life of the bank card expires, you can re-apply for it.

If your card has recently made frequent transactions and the transaction limit is limited, this may cause the transfer to fail.

For example, if your transfer limit has been exceeded, you will not be able to transfer money, and you can only go to the counter to withdraw it before you can transfer money by remittance.

1. The name of the beneficiary and the information of the opening bank are incorrect, resulting in the failure of the transfer.

2. The balance of the bank card account is insufficient for the transfer amount.

3. The beneficiary's bank account is invalid (e.g., cancellation, etc.).

Bank card, transfer failure, there are several reasons may be that you entered the wrong card number, it is possible that you entered the wrong name, if the card number and name, if the match, it can not be transferred to the other party's name, so the transfer failed, and it may be that the other party's card is invalid.

There is a possibility that the other party's account information is incorrect. It may be the other party's account, because it has not been transferred to the bank in a dormant account for a long time, or it may be that the account balance is insufficient.

If the bank card transfer fails, one is whether the balance of the money in your bank card is enough to make the other your bank card normal, and then check the other party's bank card number, whether the other party's bank card and the other party's name are consistent. Is the other party's bank card in normal use?

The possible causes are as follows:

1.It may be a private name or a name, provided incorrectly (or mistyped by the operator).

2.It is possible that the bank has a limit on the private account and the payment exceeds the limit.

3.It may be that the transfer method is not selected correctly, and you have not selected urgent (large-value payment system) or ordinary (small-value payment system limit of 1 million).

4.It may be that the bank needs to manually process the private remittance after it exceeds a certain amount, but the bank counter does not handle it.

5.It is possible that the private account is a second-class card in the bank and cannot receive a larger amount of money.

Extended Information] Business-to-business transfers are divided into peer transfers and inter-bank transfers.

Transfer arrival time reference: Transfers between peers will arrive instantly.

Inter-bank transfer takes time reference:

Choose fast arrival, which is generally real-time, with a delay of no more than 2 hours;

Inter-bank transactions generally take one to three working days to arrive because they need to be processed through the counters of both banks.

If the account is transferred on Friday night, it will arrive on Monday at the earliest, and on Wednesday at the latest;

From Monday to Friday, the transfer before 3 p.m. during the day can basically go to the other party's bank on the same day, but whether the other party's bank is credited in time determines the actual time of arrival.

The bank card will be credited to the account instantly in the same system.

Intra-bank transfer: the other party can receive the money after the submission is successful, and it will arrive immediately without time difference;

Inter-bank transfer: Inter-bank transfer is divided into real-time inter-bank arrival and ordinary inter-bank transfer

1.Real-time transfer: The other party can receive the money after the submission is successful, and it will arrive immediately without time difference;

2.Ordinary Transfer: The recipient will not receive the money immediately after submission, and will generally receive it within 2-3 business days.

Application of the Basic Deposit Account:

1.Depositors of corporate bank settlement accounts can only open one basic deposit account with the bank.

2.The basic deposit account is the depositor's host account. The receipt and payment of funds for the depositor's daily business activities and the withdrawal of wages, bonuses and cash shall be handled through this account.

3.The general deposit account is used to handle the transfer of depositors' loans, the repayment of Hongmeng loans and the receipt and payment of funds for other settlements. This account can be used for cash deposits, but not cash withdrawals.

The general tax audit starts with the basic account.