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Whether it is worth buying, first know whether this insurance product solves your worries, a good insurance salesman is not just selling products, but through the analysis of your needs and design the most suitable protection products for you. The first thing to consider in children's insurance is the usual bumps and minor illness medical treatment, and then education savings and financial planning, Xinhua minor illness medical care has an undulating line and a breakdown of reimbursement items, and the actual reimbursement ratio is not very high. If you can send your needs to my mailbox, I will help you design a protection plan based on your income and needs.
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Judging by your question, your current understanding of insurance is still in the hearsay stage (IMHO). In such a situation, it is recommended that you do not rush to purchase any business insurance. Many insurance companies have similar products.
The most important thing is to choose the right product and insurance amount according to your actual situation.
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Establishing insurance is as important as what we do. Therefore, the establishment of insurance should be established from the following aspects: accidental medical treatment, critical illness, education, and pension.
Accidental medical treatment: It is a common thing in our lives, so this is the most basic.
Critical illness: It is a prerequisite for us to receive good medical care, and it is also a prerequisite for us to enjoy education and retirement.
Education: It is the primary concern of every parent.
Pension: We can't escape, but we must also have an economic foundation.
In the end, what dividends are paid, mainly because we don't know how to manage money, and then we give the money to the insurance company to help us take care of it.
I don't know much about "Jixing Gaozhao A set", but according to the idea I said, I will compare the purchase of insurance with this type of insurance to know whether it is appropriate and whether it is worth buying.
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You can try the Angel of the Century of Peace
It's still good.
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You can claim it one day after the expiration date.
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Jixing Gaozhao Xinhua Insurance A Comprehensive Insurance is a type of insurance that combines savings and protection, that is, it provides basic life insurance and critical illness protection during the insurance period. If there is no claim at the expiration date, the maturity amount (the basic sum insured and the sum insured for the conversion of the shares) will be returned.
This insurance is available to people between the ages of 30 and 55. There are three payment methods: 15 years, 20 years, and 30 years.
Customers are free to choose. In addition, when choosing the payment period, it should also be noted that the age of the insured person must not exceed 70 years old at the end of the payment period. The insurance is also available for 15, 20, and 30 years.
During the insurance period of 50, 55, 60, 65, 70, etc., customers can be flexibly matched according to their own circumstances.
Jixing Gaozhao is the best-selling insurance type of Xinhua News Agency recently, and is known as the three insurances and one housing fund with stable value-added for its unique comprehensive protection function. At the beginning of 2009, the 3rd China Innovative Insurance Product Selection and the First China Insurance Culture and Brand Innovation Forum were held in Beijing. The event was hosted by Insurance Culture magazine, and there were two categories of awards: China Insurance Culture and Brand Innovation Award and Innovative Insurance Product Award.
New China Insurance's latest product, Jixing Gaozhao Insurance (Participating Type), won the unanimous recognition of experts and won the Best Financial and Insurance Product Award. Jixing Gaozhao Health Financial Management Plan is known as three insurances and one housing fund. This plan is not social security, but better than social security.
It's a comprehensive coverage plan with accident insurance, death insurance, critical illness insurance, and refunds when due.
This is an accidental injury, it depends on whether the commercial insurance you buy has an accident medical treatment, if it is the insurance liability, the insurance company will have to compensate, and there is the art of speaking, why do you report the incident 9 years ago? Now it's what to do so far, 9 years ago I fell to the future, now I fell now, I may pull a little skin, but your mother bought insurance and told her that she had fallen to her left arm 9 years ago and also hit the steel plate, and told the truth, if there is an insured accident medical treatment, the insurance company will have to report. If you don't report it, you will definitely win the lawsuit.
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