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ABC can withdraw money from other places on a regular basis.
The general passbook is deposited and exchanged, and if the regular deposit is in the passbook, then it must be withdrawn in advance if it is not due now.
1. The ID card of the head of the household is required.
2. The passbook will be withdrawn and withdrawn by the local Agricultural Bank of China, and the interest will be changed to the current passbook, which is generally only available for local use.
3. If you want to take it across regions, go to the counter of the Agricultural Bank of China to find out which outlets have regular collection business in different places (there are generally fewer outlets) This must be collected to be collected, but the collection generally takes about 20 days, and there will be a handling fee of 8/1000.
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If you withdraw your fixed deposit in a different place, you can withdraw your fixed deposit in a different place, as long as you withdraw money in the Agricultural Bank of China.
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Hello, Agricultural Bank of China fixed deposit can be withdrawn in other places. Bring your ID card and fixed deposit certificate to the branch of Agricultural Bank of China in other places to withdraw money.
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Agricultural Bank of China fixed deposits can also be withdrawn in other places, but they need to pay a certain handling fee, which is about 1% for each fee.
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Now that they are all connected, it should be possible, and the bank shall prevail for the consultation of the shell body.
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Under normal circumstances, the fixed deposit of a rural commercial bank can be withdrawn from other places. You must go to a rural commercial bank, but you can go to another bank, but there is a fee.
Moreover, there are prerequisites for withdrawal. When opening a fixed deposit account, the user needs to specify the opening of universal deposit and withdrawal business. Only fixed deposit accounts that support universal deposits and withdrawals can handle remote withdrawals.
If the fixed deposit account does not have the universal deposit and withdrawal function, there is no way to withdraw money from other places. Users can only withdraw money at the business outlets of the Rural Commercial Bank where the deposit is located.
Extended information: 1. Jiang Liming, director of the Supervision Department of Cooperative Financial Institutions of the China Banking Regulatory Commission, said that no new rural cooperative banks will be established, and all rural cooperative banks will be restructured into rural commercial banks. Completely abolish the qualification unit, and encourage eligible rural credit cooperatives to be restructured and established into rural commercial banks. On the premise of maintaining the overall stability of the status of county (city) legal persons, we should steadily promote the reform of provincial associations, and gradually build a new type of relationship between provincial associations and grassroots legal persons with property rights as the link, equity as the link, and regulations as constraints, so as to truly form a community of interests between the provincial associations and the grassroots legal persons.
2. The proportion of qualified shares of rural credit cooperatives in the country has dropped to less than 30%, about 303 rural commercial banks and about 210 rural cooperative banks have been established, and the total assets of rural banking institutions account for the total assets of rural cooperative financial institutions in the country. In addition, 1,424 rural credit cooperatives have met or basically met the conditions for the establishment of rural commercial banks. Through the reform, the governance model of rural credit cooperatives has undergone fundamental changes, the long-standing problem of insider control has been effectively solved, and the institutions themselves have formed an endogenous driving force to further promote the reform of the deep-seated system and mechanism.
On May 21, the People's Bank of China issued the Notice of the People's Bank of China on Lowering the RMB Reserve Ratio of Rural Commercial Banks Serving Counties, which further refined the policy framework for the implementation of a lower reserve requirement ratio for small and medium-sized banks announced by the PBOC on May 6. The "Notice" makes it clear that the targeted RRR reduction will be implemented in three times, and the scale of the three landings is clarified. That is, on May 15 and June 17, the RMB deposit reserve ratio of county rural commercial banks was lowered by 1 percentage point, and on July 15, the deposit reserve ratio was lowered to 8%.
On April 3, the People's Bank of China decided to reduce the RRR for small and medium-sized banks in April 2020. The People's Bank of China decided to lower the reserve requirement ratio by 1 percentage point for rural credit cooperatives, rural commercial banks, rural cooperative banks, village and township banks, and urban commercial banks operating only in provincial-level administrative areas, which were implemented in two phases on April 15 and May 15, each by one percentage point, releasing a total of about 400 billion yuan of long-term funds. The People's Bank of China decided to reduce the interest rate on excess reserve deposits of financial institutions with the central bank from April 7.
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Under normal circumstances, the fixed deposit of the rural commercial bank can handle the withdrawal business in other places, and it must be in the rural commercial bank, and it is also possible to go to other banks, but there is a handling fee.
Moreover, there is a precondition for withdrawal, which requires users to specify the business of opening a deposit and exchange account when opening a fixed deposit account, and only time deposit accounts that support deposit and exchange can handle the withdrawal procedures in other places. If the fixed deposit account does not have the function of universal deposit and exchange, there is no way to withdraw money in other places, and the user can only go through the withdrawal procedures at the business outlets of the Rural Commercial Bank where the deposit is placed.
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As long as it is a business outlet of the same company, it is fine. However, most of the rural commercial banks are local banks, and few of them have opened business outlets in other places. Therefore, if you withdraw money from another place, you must check with your bank to see if there is a business outlet in the place where you want to withdraw money.
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Can I withdraw money from a fixed deposit in a rural commercial bank? Yes, as long as it is a rural commercial bank.
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Of course you can, but you need to make it the same bank.
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Yes, a passbook from the Rural Commercial Bank.
It is not a certificate of deposit, and you can withdraw money at any branch of the same bank nationwide, but you need a handling fee for withdrawing money in different places (across regions).
1. The passbook of rural credit cooperatives can be withdrawn across banks;
2. The transfer of funds from rural credit cooperatives in different places is free of charge;
3. Different places in the province: 5 thousandths, 25 yuan cap, 20 yuan cap;
4. Rural credit cooperatives in other provinces: 5/1000 of the cash, 20 caps, 8/1000 of the cash, 40 yuan cap.
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No. The fixed deposit certificate of the Rural Commercial Bank cannot be withdrawn from other places regardless of whether it is due or not.
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OK. If you withdraw the funds of the bank card fixed deposit in a different place, you can transfer the fixed deposit to the demand deposit through the mobile banking or online banking of the Agricultural Bank of China, and then you can withdraw it in the other place. There are two types of early withdrawals: full early withdrawal (equivalent to early account cancellation) and partial early withdrawal.
According to Article 34 of the "Several Provisions of the People's Bank of China on the Implementation of the Regulations on the Administration of Savings", depositors must present a certificate of deposit and proof of their resident status (resident ID card, household registration booklet, military ID, and foreign depositors present their passports and residence permits) to withdraw unexpired fixed savings deposits.
If an unexpired fixed deposit is withdrawn on behalf of another person, the person making the withdrawal must also present his or her resident identity certificate. The handling of early withdrawal procedures and the issuance of other identity certificates shall be invalid, and the handling of special circumstances may be determined by the competent department of the business of the savings institution.
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Summary. If the bank card is deposited regularly, you can take the bank card and your ID card to the counter of the branch in another place to go through the procedures for transferring the current account, and you can withdraw money in another place. You can also use mobile banking to complete the transfer procedures. If it is a passbook, it is not possible to withdraw money in a different place.
If the bank card is deposited regularly, you can take the bank card side leakage and your ID card to the counter of the non-local outlet to go through the procedures for transferring the old rotten current account, and you can withdraw money in the other place. You can also use mobile banking to go through the procedures for transferring to activate within the year. If it is a passbook, it is not possible to withdraw money in a different place.
It is worth noting that the bank will pay interest as agreed upon the maturity of the fixed deposit. If the shortcode fixed deposit is withdrawn in advance before the royal period, the interest on the withdrawn part will be calculated according to the current account.
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