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You can rely on your young savings to retire, cremate and start a small business in the city, or buy pension insurance and return to the village to provide for the elderly.
The first is to rely on the savings you saved when you were young. Many peasants are very aware that they are different from city people, they do not have a pension, and when they are old, they will not be able to go out to work, so they will naturally start to plan when they are young, so they will save money while they are young. When you get old, you rely on this money to support your old age.
The second is to do business in the city and make money. There are some people who buy houses in the city just to do business. If they want to do business, some of them will invest in the storefront, so that even when they are old, the storefront can still be rented out and then get a rent every month.
Again, I went back to the countryside to retire and rented out my house。Although some young people have bought houses in the cities, they have not given up on the countryside and will still build houses in the countryside. In this way, it is to prepare for both hands, and when you are old, you can no longer continue to work, and you can retire in the countryside.
If you have land at home, you can still work and grow some crops, so that your life is at least guaranteed. In the future, the houses in the city can be rented out if they don't live in them, or they can be sold directly.
In addition, you can also choose to buy endowment insurance, or housing for the elderly. After working hard in the county for a long time, you can buy a house, and you can rent it out when the time comes, so as to rent a house for retirement. However, the farmer believes that when he is old, it is more appropriate to return to the countryside to retire.
Living in the city is not as good as the hometown, now the countryside is cement roads, tap water is also through the villages, the front and back of the farmhouse have a share of the land, diligent, vegetables are completely self-sufficient, it is green food, the cost of living is greatly reduced, there is good air, the flat cement road in the field is a natural walking road, and the fragrance of the soil is natural oxygen!
Therefore, after all the farmers go to the city to buy a house, there are many ways to provide for the elderly.
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Regardless of whether a peasant buys a house in the city or not, she has her own house in the countryside.
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I don't think you have to worry about this, because they may be in their own pension in the countryside, and they may go in to buy a house just to invest.
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Housing is for business. If they want to do business, some of them will invest in the storefront, so that even when they are old, these storefronts will still be there.
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The income is also not ideal, and there is no money at all, and the reason why these peasants who have no money want to go to the city to buy a house is mainly due to the following two points.
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When people are old, they can rely on pensions, they can also make money by themselves, and they can also rely on their children to support them.
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In fact, there is no need to worry about this kind of problem, because they will save their pension in advance.
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I don't think a lot of people nowadays have thought about this and just think about buying a house in the city.
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Many places have come out with a variety of policies, just to encourage farmers to go to the city to buy a house, but in fact, sometimes life is not as good as imagined, which is completely a kind of early consumption, is a great pressure, and after buying a house, living in the city means that everything has to be spent, in the countryside can achieve self-sufficiency, but in the city is different, going out means spending money.
Housing loan is an invisible pressure for many young people, and now the biggest purpose of everyone to buy a house is actually to be able to facilitate children's learning or work, if there is no purpose, or have to think clearly, buying a house means voluntarily withdrawing from the homestead, although some local policies can allow farmers to enjoy a reward of 50,000 yuan, and at the same time can have the qualification of a provident fund loan, in the final analysis, if there is no rich property, this is a huge cost, Every month's mortgage can be overwhelming.
Farmers to buy a house in the city actually means to lose everything, lose the rural homestead, lose their own small vegetable field, buy a house in the city can have a lot of expenses, property fees, Duan Yinhui parking fees, gas fees, these are a stable expenditure, and in the countryside in addition to water and electricity bills, there are no other fixed costs, in the city with a green onion want to buy a green onion, but not like in the village has a small yard of their own, grow some vegetables and eat at any time.
Of course, this kind of policy is still more preferential for some people, such as children want to go to school in the county, and parents can find jobs in the county, then it is indeed possible to consider it, buy a house in the city, but if the conditions do not allow, do not go to the hat on your head, consume in advance, after all, buying a house in the city not only has to solve the problem of the house, but also to solve the problem of future income, in fact, living in the city, sometimes there is really no comfort from the countryside, you can go around after eating in the village to chat, But in the city, I don't know who the neighbors are who they are, but considering the level of medical care and education of children, it is indeed more convenient in the city, and there are pros and cons.
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Many places encourage farmers to go to the city to buy a house, I think this is not the best time to buy a house, we should wait a little longer. Farmers who buy houses and enter Duancheng may need to work part-time to maintain their reputation.
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According to the needs, if there is a demand, it is definitely appropriate, and after living in the city, it is necessary to have a guarantee in terms of work and daily life.
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If you have money, you can try it, life is different from the countryside, the countryside is leisurely, and the city is a variety of expenses are relatively large.
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1.Revenue growth. As their income increases, they have nowhere to spend their extra money. Some people are starting to think about living in the city. Buy a house and live in the city.
City life is more convenient, and they can enjoy better life services.
2.Consider appreciation. Many rural people think that bank interest rates are too low and that it is better to buy a house than to save money, so they start thinking about investing.
Compared with the city, people who bought houses in the past few years have made a lot of money, so many people in rural areas have begun to think about buying a house in the city, buying it back, and selling it when the value appreciates to earn the difference in the middle price.
3.The influence of marital customs. Now that young people are married, men must have a house, otherwise it is difficult to find a wife, which is the current situation in urban and rural areas.
Some people say that every family in the countryside has a house, but a house in the countryside cannot be considered a commodity, cannot **, and is not worth a lot of money, so when talking about marriage, men are usually required to have a house in the city. Due to the influence of marriage customs, many rural parents have had to give up building a house at home and buy a house in the city with only money.
4. Go out to work. Nowadays, many young people go out to work, they are not in the countryside, no one lives at home to build a house, and they don't have to rent other people's houses to buy a house in the city, so if you do the math, the monthly rent is enough to pay the monthly mortgage, it is better to buy a house, and the house is your own after the loan is completed.
5.Easy for kids to go to school. At present, education in rural areas is still relatively backward compared to urban areas.
Many rural parents buy houses in cities to give their children a better education, which is beneficial for their children to go to school and take better care of their children.
6.The cost of building a house increases. With the increase in bricks and cement used to build houses, the use of bricks and cement is also increasing.
Many people feel that the cost of building a house in their home has increased. Building a two-story building, plus the renovation, costs nearly 300,000 yuan, which is not cheap overall. However, $300,000 can be used as a down payment on a city house, so many people choose to buy a house rather than build one.
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Because the environment in the city is more conducive to your own development than the environment in the countryside, you buy a house in the city.
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Because the development of the city is still relatively good, there will be many people who are willing to buy houses.
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This may be to provide a good learning environment for your children.
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Generally speaking, this may be because they all want to try to develop the object, wrong common life.
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Nowadays, it is no longer fashionable for peasants to go to the city to work, go to work, or even buy a house, and villagers who go to the city to buy a house abound in some towns and villages. Buying a house in the city has increased the population living in the urban area and stimulated the consumption in the urban area, but it has left a series of problems, such as: empty nesters, land abandonment, long-term shelving of old houses, family planning deserters, and so on.
According to the situation I have in the countryside, buying a house in the city is roughly as follows:
1. Send children to school in the county, not only have a good learning environment, but also give children a good living environment, but most of them are grandparents and children.
Second, neighbors compare with each other, and almost every group in some villages buys houses in the county seat.
3. Go to the city to work and work, in order to save time.
Fourth, there is such a trend in rural areas where marriage is now hanging, "many people look at the object, the first thing is to ask if your family has a house", which means whether there is a house in the county, and if not, say goodbye. Many farmers wanted to find a good daughter-in-law, so they bought houses for their children in the county seat.
5. Both husband and wife work in the township, but they are not in the same township, and they will also buy a house in the county.
Sixth, there are also those who want to have more children in order to avoid family planning, and they will basically not be found if they live in commercial housing, after all, neighbors are not familiar with each other. There are also those who have money in hand to invest in a house. However, after the countryside went to the city to buy a house, there were too many problems left.
Farmers should also be reviewed when they go to the city to buy a house, set thresholds, such as family planning and the like, and if the old house at home is uninhabited, a certain subsidy will be given, so that the villagers can withdraw the homestead occupied by the old house, or the subsidy will be directly included in the discount for buying a house.
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There is money to buy a house in the city, and to build a small villa in the countryside, the money will not be used up, and the property is for life, think about it,
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It's good to go to the countryside, but the city is too noisy.
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If you have money, you can forget it.
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It will only contribute to housing prices, and the urban environment is not as good as the rural environment.
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If you have money, I recommend buying it. Mortgages are also fine.
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No, planning for the future, not bad.
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Of course, you don't know, the concept of the people in the city is different now, and their thinking has evolved, and they will not look down on the peasants, but have a cordial feeling for the peasants.
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Now in the first and second tier cities to buy a house nearly a million, so that many people daunting, unable to pay, people often say that the house price is high to the death of the can't afford to buy, although the house price is expensive, but in the big city, many people would rather take a huge loan installment to buy a house, as long as there is a developer to sell the house, it is absolutely very sought-after, people are anxious. Because of the large population and large amount, it is easier to settle down to buy a house in a first- or second-tier city, for the sake of the child's household registration and for their own development prospects, so they grit their teeth and take on loans, but also buy a house, and the house price is also rising again and again, but it is still in short supply.
Whether it is a big city or a small county, the problem now is sustainable development. Large cities have achieved a leading position in urban construction through the development of more than ten years ago, and now many of them are in the stage of urban ecological construction and industrial development. The small county town is relatively old, and the urbanization rate is not high.
At present, the most important thing is to achieve the increase of urbanization rate through real estate development, and also to obtain continuous assistance for development. Therefore, real estate development is the only way for every city, and it is only a matter of time before a small county develops real estate.
After getting married, a large number of rural youths flock to the county seat, will they really live in the county seat? The answer is no, there has been a phenomenon in recent years: some county houses will only be occupied during the Chinese New Year, and most of the time they are empty.
During the Chinese New Year, these people drive back to the countryside in the morning to visit relatives, and drive back to the county seat to sleep in the evening, and the degree of trouble can be imagined. This phenomenon makes the New Year no "New Year's flavor", alienates family affection, and also causes a waste of resources.
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1.No future.
If you don't graduate from a good university, or have a skill, working outside, you can generally only choose some simple low-level jobs, basically in the factory or some service industry, many people feel that they have been doing this, there is no room for appreciation, and they can't learn their own skills, and they are getting more and more confused after a long time.
A few years later, I will also reach the age of marriage, and the pressure to buy a house will also come, so many people will choose to return home at this time to develop, after all, sooner or later they will come back, hoping to stabilize as soon as possible.
2.High overhead.
The salary in the city is higher, but the corresponding cost of living is also much higher, renting, daily consumption, it can be said that any aspect is every year will have a corresponding **, if the young people who have reached the age of marriage, to consider the wedding bride price to buy a house, and even in the future there are all the children together, only with their own ability there is no way to cope with the high prices in the city, it is difficult to save money.
The house in the city is several times that of the hometown, and it is difficult to realize the dream of buying a house and settling down with your own ability. And the house in my hometown is cheap, and of course the pressure is much less. If you can't save any money in the city all the time, it is equivalent to wasting time, it is better to go back to the countryside as soon as possible to find some work, at least the expenses will be much less.
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