What points should I pay attention to when opening online banking?

1.Install genuine anti-virus software and firewall on your computer, upgrade it in time, and check for viruses regularly. 2Do not log in to personal online banking on Internet cafes or other people's computers, and you will be safe to operate on online banking if you do the above points.

Now each bank has certain protection measures for online banking. But as we all know, online banking is like antivirus software. It is impossible for any ** bank to promise that online banking is 100% secure.

It's up to you. Anyway, I've been using online banking for so long and I haven't had any problems.

Recommend ICBC 1, no annual fee, send you a password card, and a higher level of security U shield to choose from; 2. The password card is free, and the single payment without opening SMS authentication (opening SMS authentication is free) shall not exceed 500 yuan, and the cumulative amount of the day shall not exceed 1000 yuan, and the single payment of opening SMS authentication shall not exceed 2000 yuan, and the cumulative amount of the day shall not exceed 5000 yuan. 2. The evaluation of authoritative institutions at home and abroad has won the first place in the country for many years, and has the largest number of online banking customers in the country; 3. There are many outlets, which is convenient to handle, as long as you have an ID card; 4. Support multiple shopping**, such as**, 5173, eBay, etc.; 5. Provide many functions such as payment and financial management.

1. E-wallet system.

E-wallets are a common payment tool used in e-commerce shopping, especially for small purchases. E-wallet users usually have an account in a bank. When using an e-wallet, install the corresponding application software first, and then use the e-wallet service system to transfer the e-money in your account.

When a payment or incoming payment occurs, the user simply clicks on the item on the computer.

The system is equipped with a functional management module for e-money and e-wallet, which is called e-money wallet manager. Users can use it to change passwords or security methods, as well as to view accounts, lists, and other data of electronic money payments and transactions in their bank accounts. The system also provides an electronic transaction recorder, through which customers can check the record of their purchases.

2. Payment gateways.

The payment gateway is the interface between the bank's financial system and the Internet, and is a group of servers that connect the bank's internal network with the Internet. Its main role is to complete the communication between the two, protocol conversion, data encryption and decryption, so as to protect the security of the bank's internal network. Without the payment gateway, the electronic payment function of online banking would not be possible.

As the online market continues to grow, the processing of online transactions will become a must-have feature for every payment system. Today's merchants are often inefficient in terms of data transmission, and with payment gateways, this problem can be effectively solved, allowing banks or traders to maintain their efficiency despite the rapid development of the online market and the continuous growth of online transaction volumes

3. Safety certification.

The e-commerce certification authority (CA) is established to solve the identification of the identity and credit of all parties involved in the transaction in e-commerce activities, maintain the security of the transaction activities, and fundamentally ensure the smooth progress of e-commerce transaction activities: it is essential to enhance the trust of all parties involved in online transactions, improve the security of online shopping and online transactions, control transaction risks, and promote the development of e-commerce.

You can open online banking services at all major banks**, provided that you have a bank card with online banking function.

If you don't know how to operate on the computer, you can bring your ID card or other valid documents to the bank counter for processing, and keep in mind the login password and withdrawal password of online banking, because there are many examples of the card number being locked after confusing these two passwords, and then you have to go to the bank to unlock it, which is more cumbersome.

Click to enter the mobile banking page, and you need to enter your real name, ID number, mobile phone number and mobile phone verification code. 4.Registration After successful registration, you can use the bank card function online.