Is Fude Life Insurance Reliable, is Fude Life Insurance Company reliable

The subject should be interested in learning more about Fude Life Insurance, an insurance company. In fact, insurance companies must be strictly approved by the China Insurance Regulatory Commission before they can open, and insurance companies and their insurance products are also subject to the supervision of the China Banking and Insurance Regulatory Commission.

Naturally, Fude Life Insurance is no exception. So, don't worry, Fude Life Insurance is a legitimate and reliable insurance company.

Next, the senior sister will introduce this insurance company to you and see how strong it is. Before we begin, we might as well understand what we look at when we look at insurance companies: what do we look at when we look at insurance companies?

1. The strength of the company.

Fude Life Insurance Co., Ltd. is a national professional life insurance company. Founded in 2002 and headquartered in Shenzhen, it has a registered capital of 100 million yuan and total assets of more than 480 billion yuan. At present, Fude Life Insurance has 35 branches and more than 1,000 branches and service outlets across the country.

From this point of view, the capital strength of Fude Life Insurance is still very strong. If you want to know more about Fude Life Insurance, you can take a look at this article: Is Fude Life Insurance Reliable? After picking up its trump card product, I know....

2. Solvency.

According to the solvency report of Fude Life Insurance Co., Ltd. in the fourth quarter of 2021, its core solvency adequacy ratio is 87%, and the comprehensive solvency adequacy ratio is 103%, and the latest comprehensive risk rating results have not been disclosed.

From this point of view, the core solvency adequacy ratio and comprehensive solvency adequacy ratio of Fude Life Insurance have exceeded the passing line of the China Banking and Insurance Regulatory Commission. Indicating that its solvency is met.

Although the solvency of Fude Life Insurance has reached the standard, many friends are still worried that it will be at risk of bankruptcy. If you are worried about this, you may wish to take a look at this article: The insurance company is bankrupt, what should I do with the insurance I bought?

What the subject is talking about should be "Fude Life Insurance", Fude Life Insurance Company is reliable, not only the company's background is strong, but also the financial strength should not be underestimated, you can rest assured that you can buy insurance. However, when you apply for insurance, you still have to choose the right product according to your own protection needs, and you must not blindly apply for insurance.

If you don't know much about Fude Life Insurance, you can collect this article by Senior Sister first, in case the link fails: Is Fude Life Insurance reliable? After picking up its trump card product, I know....

Based on personal experience, I would like to give you some advice:

Fude Life Insurance Company should have no problem, because insurance companies are protected by the "Insurance Law" and the "Measures for the Administration of Insurance Protection", and there is also the supervision of the Insurance Regulatory Commission. You can rest assured of this.

Fude Life Insurance, the full name of Fude Life Insurance Co., Ltd., was established on March 4, 2002 and is headquartered in Shenzhen. The company now has a registered capital of 100 million yuan and total assets of 400 billion yuan, which is one of the life insurance companies with strong capital strength in China. Zaohong's products cover medical treatment, pension, critical illness, accidental injury, dividends, investment-linked, universal insurance, etc.

Xueba talks about insurance, focusing on insurance evaluation! I have done a ** before, comparing the products of major insurance companies, including the comparison of the insurance products of Fude Life and the products of other companies, if you have time, you can take a closer look, I believe you can have a general understanding of critical illness insurance, click here"Comparison Table of 136 Popular Critical Illness Insurance in China".

Correct, it's Fude Life Insurance Fude Life Insurance is unreliable, but it is not credible, and you can rest assured that it will not deceive people. Because all insurance companies are managed by the China Banking and Insurance Regulatory Commission, they are absolutely formal and will not deceive people, and they will settle claims smoothly in accordance with the contract. Moreover, the establishment of an insurance company requires at least 200 million funds (laws and regulations are clearly written), and I believe that those reliable insurance companies are because they have the absolute strength to pay enough money.

Established under the supervision of the China Banking and Insurance Regulatory Commission, Fude Life Insurance is a formally operating insurance company and a state-recognized insurance company. The seniority is also very old, close to 20 years. From the perspective of word-of-mouth, reputation, service, strength and other dimensions, they are completely trustworthy.

Their company's business mainly focuses on accident insurance, medical insurance, and critical illness insurance.

What about Fude Life Insurance Company?

Although Fude Life has been operating an old company for many years, this does not mean that their products are very good, so can they buy their products? Regarding Fude Life's products, I have been engaged in the related industry of insurance consulting for many years, so I am relatively familiar with it, and I personally think it is okay. There are advantages and disadvantages.

Of course, if you want to see more detailed content, you can click hereRevealing Fude and enjoying health: There is a reason why the Internet says it is not good.

The advantages of enjoying health are not difficult to see, and in general, its advantages are:

1. Good payout design: The design for medium-term symptoms is designed to pay twice. 60% of the basic sum assured is paid for each claim. For minor illness claims from 1 to 5 times, 30% of the basic sum assured will be paid each time.

2.Juvenile Care Payment: If the minor suffers from a serious illness, an additional 50% of the sum insured can be paid. It is worth noting that malignant tumors, acute myocardial infarction, and sequelae of stroke meet the requirements, and multiple claims can also be obtained.

The disadvantages of enjoying health are:

1. It is not very cost-effective, and the insurance of more than 10,000 yuan can be more perfect. This product also comes with a five-time critical illness benefit and death clause, which is not necessary and increases the premium.

2. Long interval: malignant tumors, acute myocardial infarction, sequelae of stroke, etc., require an interval of 5 years to receive compensation.

Second, three times, the current mainstream products are generally 3 years.

For more details, click here below

>> Fude Life Insurance, how about it, what products are there, which one is good, and is it worth buying?

It should be Fude Life Insurance, which is a regular insurance company, and the scale premium of domestic insurance companies ranks among the top 10.

Having a business license is regular, but whether it is reliable depends on word of mouth.

It is a regular insurance company, but the company is small.

Hello friend, is it Fude Company? A legal company approved by the CIRC.