The central bank requires that no unit or individual refuse to accept cash, why does the phenomenon

There was a ** before, it was an old grandmother who went to pay social security, and was told by the staff not to accept cash, so that the old woman used her mobile phone to pay the bill or notify her family to help handle it, and finally the old woman sat on the stool and looked at a loss.

**As soon as it was leaked on the Internet, it was condemned by a large number of netizens, who felt sorry for the grandmother on the one hand, and questioned whether the payment process was legal. In fact, there are clear provisions in China's law that no unit or individual may refuse to accept cash, but why does this phenomenon still occur from time to time? I think soThe development of network technology is too fast, and many businesses do not take care of some special groups, and businesses are weak to the law

In this regard, I have the following observations:

First, the development of network technology is too fast, from cash to mobile phone payment, it only took a few years, many foreign friends who have experienced domestic life have vomited after returning to China, and miss the convenience of only taking mobile phones out in China. Indeed, mobile payment can reduce the hassle of bringing a wallet and making change.

Second, many merchants do not take care of some special groups because mobile phone payment is too common, many merchants in their hearts default mobile phone payment is everyone will use, but also in order to keep up with the pace of development have updated their own payment system, almost all the processes are transferred to the mobile phone, which is indeed to improve work efficiency, but on the one hand, it also ignores some elderly groups, they don't even know how to use smart phones, let alone this complex system.

Third, if the merchant knows that it is illegal to refuse to accept cash, I believe that no one will openly violate the law, so it is still necessary to strengthen the knowledge training in this area, and you can't violate the law just for your own convenience, and it will be troublesome if you get into a lawsuit at that time.

Now many places have launched courses for the elderly to learn intelligent technology, hoping that while science and technology are developing rapidly, they will also take into account the elderly group, so that they will not be separated from society.

The reason for the rejection of cash is that it is now more convenient to use digital currencies than to use cash. And some people feel that using cash may be at risk of receiving counterfeit money, and that they need to give the other party change when receiving cash, so for these reasons, they find it troublesome to receive cash, so they refuse to accept cash.

The phenomenon of refusal to accept cash is actually caused by the laziness of some staff, who feel that the money is too little and the workload is too much, so they unscrupulously refuse to accept cash.

The main reason is that mobile payment is becoming more and more popular, and the merchant's spare change is not enough, and after collecting cash, you have to go to the bank to make a deposit, and the daily workload increases.

Maybe it's a fear of trouble. Some banks may find it troublesome to accept cash, so they will refuse to accept cash.

Personally, I think it's because it's not very convenient to take cash now, and now many times when you go out to get 100 yuan to use, many merchants can't find change, so there will be a phenomenon of refusal.

In this case, you can report it to the People's Bank of China.

Every citizen and businessman is not allowed to refuse cash for any reason. Refusal to receive cash is subject to financial penalties from the state. Every citizen has an obligation to report any businesses and shops that refuse to receive cash.

It is the duty of every citizen to maintain the status of the renminbi as a legal tender. The state encourages a variety of payment methods, respects people's choice of payment methods, but does not allow the refusal to accept cash. <>

Nowadays, Alipay and WeChat payment are more convenient and fast, and many young people are no longer accustomed to carrying cash when they go out. Some stores only accept such electronic payments to facilitate the collection of statistics and do not accept cash. There are also some restaurants that only support electronic scanning and ordering, which can be said to be much more convenient for young people, but it is not very friendly for some elderly people who are not very good at using electronic devices.

The elderly are also consumer groups, and the elderly should also have the right to consume, and you can't take it away. <>

At this time, we can collect clues and report to the People's Bank of China. When the clues are true and valid, the People's Bank of China will also investigate. At that time, it will no longer be as simple as a warning, but will face administrative penalties.

China encourages a variety of payment methods, such as cash, bank cards and mobile payments, of which cash and mobile payments are the main ones. Although mobile payments have a slight trend over cash, we cannot deny the status of the yuan in real life. <>

There is no POS machine, and bank card payment can be declined. If there is no mobile payment method, mobile payment can be declined. But in any case, no merchant can refuse a cash payment.

This is because each consumer has the right to make their own choice, and it is not allowed to be violated at any time, otherwise it will have to pay the corresponding price.

If you are denied cash, you should call 12315 Consumer Rights ** to complain, or you can call 110 to call the police, and the police will also deal with such a thing.

If you refuse to accept cash, you should file a complaint with the relevant financial institution and ask the department to contact the relevant unit to protect the interests of consumers.

The renminbi is China's legal tender and can circulate freely throughout the country, and it is forbidden for any unit or individual to refuse to accept the renminbi. If you encounter a refusal to accept RMB in your life, the person concerned should collect evidence of solid liquid determination, and then call 12363** to report it, and the local People's Bank of China will handle it.

It's more troublesome, and now many people have used their mobile phones to pay and have not prepared some change, so they are unwilling.

Mobile payment has indeed made our lives easier to a large extent, but it is also illegal to refuse to accept RMB. There are some small vendors run by the elderly, and they don't know how to use mobile payment, so everyone can have some cash when they go out.

Because the current payment tools are very developed, people don't want to carry cash when they go out, and it is very convenient to pay directly with the mobile phone to scan the code, and it is also very safe, so you don't have to worry about being stolen by thieves.

Because it is inconvenient to use cash, if you go out, if you bring a large amount of cash, you have to beware of being stolen. When you go to the supermarket to buy something, if the cash is damaged, the supermarket will not accept it, so people rarely use cash now.

Because of the rapid development of science and technology, basically everyone has a smart phone, and it is very convenient to scan the code to pay, which avoids the phenomenon of cash dropping, so few people use cash, and most people use digital currency.

Because it is very inconvenient to carry cash on your body. And there is a risk of loss. It will also be remembered by thieves. So people nowadays are using less and less cash.

Because smartphones are making online payments more and more convenient. Online payments are also becoming more popular. So people are using less and less cash anymore.

Because mobile payments are now commonplace, fewer and fewer people are using cash, and it is inconvenient to carry cash.

Because mobile payment is developing faster and faster, plus many people use mobile phone payment. So very few people are using cash anymore.

The main reason is that the payment on the mobile phone is very convenient and trouble-free, and it is easy to lose the cash when you take it, which is not as convenient as online payment.

Because mobile payment is becoming more and more common, whether it is a shopping mall or a small vendor, you can use mobile phone payment. The most important thing is that you don't need to carry cash and don't have to worry about receiving counterfeit money.

Because online payment is particularly convenient now, it will not be safe to take cash on your body.

The People's Bank of China (PBOC) has the power to impose fines on units that refuse to accept cash. Because the People's Bank of China is commonly known as the central bank, their existence is to maintain the dominant position of the renminbi, and to supervise the financial market, especially the interbank system, to ensure the normal circulation of money. <>

Refusal to accept cash is an act that affects the normal circulation of people's money, and should be punished with appropriate fines, depending on the severity of the circumstances, fines of different amounts. Because the renminbi is legal tender in our country. As long as any unit in our country has no right to refuse to accept RMB, cash is RMB, needless to say only accept mobile payment, cash is inconvenient and inconvenient can not be an excuse for violating the law, RMB is legal tender is doomed, it is common as long as it is in the territory of the People's Republic of China, with stable purchasing power.

As long as you have this money, you go to buy anything and spend anywhere, he must collect this money, and it is illegal to not collect it. <>

He did not accept the renminbi, which affected the renminbi. Purchasing power, where do ordinary people have cash in their hands to buy things and where he doesn't accept them, then everyone will think, I'd better switch to mobile payment, paper money is still not good. This has affected everyone's confidence in the RMB.

As long as it is within the territory of the People's Republic of China, everyone who holds RMB and cash to buy anywhere should obtain the purchasing power equivalent to the mobile payment bank card payment in the silver cover and mobile phoneThe People's Bank of China exists to ensure that the currency gains stable purchasing power. <>

It is normal to impose fines on these units, and in the past, there were units that refused to accept RMB, and then they were reported to be fined, and the fines were hundreds or thousands if the circumstances were relatively light, and the fines may be even more if they were heavier. Mobile payment is becoming more and more popular, and bank card payments are increasing, but all of this is based on one basis, that is, the banknote of RMB, and this cash must exist. The above mentioned figures are all theoretical figures, but the renminbi is something you can see and touch, and it is the basis of all payment behaviors, and it should ensure its real purchasing power.

Because cash banknotes are the national currency of our country and represent the economy of a country, although electronic payment is now prevalent, it is not a reason to refuse to accept cash. China's banking law also has relevant laws and regulations, all public and private debts in China, no unit or individual may refuse to accept cash, refusal to accept cash not only infringes on the rights and interests of some frankly shouted consumers, but also is suspected of violating the banking law.

Because cash is an important form of currency circulation in China, no one and any unit of bad luck may refuse to receive cash for any reason.

According to the regulations on the administration of the renminbi, the renminbi is the legal tender of the country, including banknotes and coins, and the refusal to accept it is actually challenging the status of the legal tender. Mobile payment and smart money are actually a supplement to fiat currency, which cannot replace fiat currency or reduce its application scenarios. The renminbi is a French loose lead currency, and no matter who it is, it is not allowed to refuse to accept RMB cash under any circumstances.

Personally, I feel that the law should clearly stipulate that punishment should be carried out, and only under heavy punishment can all units or individuals pay attention to this matter.

If the unit does not refuse to accept cash, it is necessary to change their way of thinking, let them understand that cash is also a part of the circulation of money, and let them correct their mentality, so that this situation can be avoided again.

With the rapid development of the economy, people's lives have also been improved, in today's people's lives are gradually developing for the better, but there is a phenomenon that is gradually distorted, that is, with the popularity of mobile payment, more and more merchants have begun to refuse to accept cash. So, is it legal for some merchants to refuse to accept cash? <>

In fact, the merchant's refusal to accept cash is unreasonable and illegal, which means that the act of refusing cash is an illegal act. Article 3 of the "Regulations of the People's Republic of China on the Administration of Renminbi" stipulates that the legal tender of the People's Republic of China is the renminbi, and all public and private debts within the territory of the People's Republic of China shall be paid in renminbi, and no unit or individual may refuse to accept them. If any merchant refuses to accept cash, they will face a fine of more than 500,000 yuan and less than 2 million yuan, and if it constitutes a crime, they will even be investigated for criminal liability according to law.

Although mobile payment has greatly facilitated people's travel and life, there are still some residents who do not use mobile payment in real life, especially for some elderly people and people in rural areas, most of whom still use cash payment as the main payment method for shopping in their daily life. If some elderly people and some users who do not know how to use mobile payment go to the mall to shop, and when they are finally ready to pay, they are told by the store that "cash is not accepted here", then it will affect their shopping experience. <>

In a way, the refusal of merchants to accept cash for various reasons not only seriously infringes on the relevant rights and interests of users as consumers, but also seriously impacts the legal status of China's RMB. While promoting non-cash means of payment, we still cannot ignore the importance of cash, and we cannot resist the choice of consumers and the masses for various reasons. Tangerine Zen Hu.