The latest payment standard for NCMS in 2022 has been announced! How much has it gone up? Any good n

Mainly because of rural social security.

For some strong people, there are few opportunities to use, so there will be so many people who want to stop paying, but there is no guarantee that they will never get sick, but relative to the pressure of sexual life, so every year when paying will be more confused.

It is not easy for China to increase the cost of NCMS medical insurance for no reason, it should be understood that the implementation of NCMS medical insurance has alleviated the problem of difficult medical treatment for rural households to a certain extent, there is no doubt that NCMS medical insurance has indeed risen a lot in recent years, but after the increase, the cost reimbursement type and medical insurance reimbursement ratio of NCMS medical insurance for diseases.

have increased.

For example, in 2021, the New Rural Cooperative Medical Insurance covers critical diseases.

The medical insurance reimbursement ratio is 50% of the standard, and this year's payment is the next year's expenses, and the next year's medical insurance reimbursement ratio may be higher than 50% after the increase.

For some farmers who want to cut off the payment of NCMS medical insurance, it is acceptable to have such an idea, the fundamental reason is because everyone doesn't understand why it will rise at all, and there are no professionals like them to explain why it will rise, and what will be the difference between the NCMS medical insurance after ****.

As far as the current trend is concerned, the payment norms will increase every year, and the payment of 350 yuan in this year will continue to increase in the coming year.

Another important reason is because of the comparison with first-tier cities.

In terms of the problem of reimbursement of medical expenses for illnesses, the reimbursement procedure of NCMS medical insurance is also relatively complicated, and many elderly people do not know how to reimburse expenses without the support of their children, and the reimbursement of expenses of NCMS medical insurance requires a large number of confirmed raw materials.

It is an indisputable fact that the price increase of the NCMS medical insurance has long been an indisputable fact, but from another point of view, the adjusted NCMS medical insurance has a great benefit to the masses in the future, although there are still certain differences with the urban and rural workers' medical insurance, but it is believed that in the near future it will gradually become smaller The gap between them.

Every year, the consumption of NCMS medical insurance is very difficult, and many people can delay it at home, just need to fundamentally solve the problem, and give farmers a detailed and clear description of how it will be ****, I believe that many people are still willing to pay this fee.

Even if you don't want to pay, you need to consider yourself and your family, because physical and mental health is very important, and rural social security is a service guarantee for my physical and mental health.

The latest payment standard of NCMS will be increased by 30 yuan per person, and each person should reach no less than 350 yuan per year. The good news is that chronic diseases are also covered by medical insurance, and can be reimbursed for hypertension and diabetes.

The relevant departments of the state have released relevant information, the medical expenses of residents in rural areas and the increase in basic medical expenses, and will also increase the subsidy for urban and rural residents this year, according to the standard of annual subsidy per person will increase by 30 yuan, so this year's new rural insurance will increase the payment standard to 350 yuan.

30 yuan, different places, the specific situation is different, and the proportion of reimbursement has also increased, which can better alleviate the burden of some families.

The bottomless black hole that rises year after year, but always rises and is not satisfied with the hospital's indiscriminate charges!

In 2022, the payment standard for NCMS is 320 yuan per person per year. This standard is clearly stipulated in the notice on the basic medical security for urban and rural residents issued by the State Administration of Taxation in 2021, pointing out that the level of medical insurance treatment for residents will continue to be improved in 2021, and the per capita financial subsidy standard will be increased by 30 yuan to reach no less than 580 yuan per year. However, at the same time, the individual payment standard will be increased to 320 yuan per person per year.

Although the individual payment of NCMS has increased by 40 yuan, the overall compensation is also increasing, and farmers will get more benefits. The following are the benefits that farmers can enjoy after paying the NCMS.

1.It is possible to enroll in insurance in other places.

If you work in other places, you only need to hold a "residence permit" to participate in the local medical insurance, and can enjoy the same subsidy standard as local residents.

2.Optimize off-site reimbursement.

Next, the state will build a unified national medical security information platform, and will further optimize the way of direct reimbursement for chronic diseases and special diseases across provinces, and each county will have at least one medical institution that can be directly reimbursed, so that the reimbursement of farmers will be more convenient.

3.Reduce the burden on patients.

In order to reduce the cost burden of patients with major diseases, the state will continue to improve the medical assistance system, fully implement medical assistance for serious and extraordinarily serious diseases, and steadily expand the scope of assistance targets and improve the accessibility of the system while doing a good job in subsidizing the needy people to participate in insurance.

5.Strengthen outpatient assistance.

The first is to generally carry out outpatient chronic disease protection.

Guide all localities to include some chronic diseases with long illnesses and high medical costs and related special outpatient medical expenses into the scope of overall payment according to the income and expenditure of medical insurance, and manage and pay with reference to hospitalization.

The second is to improve and improve the overall planning of general outpatient clinics.

By the end of 2020, the medical insurance for urban and rural residents with hypertension and diabetes has covered 72 million patients with "two diseases", and the reimbursement within the policy has reached the expected target.

6.Reimbursement rates increased.

The reimbursement rate for hospitalization for serious illnesses will be increased from 60% to 70%, and this treatment will indeed reduce the burden on many farmers. Increasing the reimbursement ratio for serious illnesses can effectively alleviate the phenomenon of peasants returning to poverty due to illness.

In 2022, the individual payment standard for resident medical insurance is 320 yuan, but the specific payment standard is different in different places. For example, the individual payment standard for basic medical insurance for urban and rural residents in Rizhao City in 2022 is 330 yuan per person (including those with household registration in other cities), of which 290 yuan per person for full-time students (including children in nursery) will pay the overall annual payment with the school. The 2022 individual payment standard for residents in Yantai remains the same as that in 2021, with the first level being 370 yuan per person per year and the second level being 520 yuan per person per year.

With the improvement of the price level and residents' living standards, the payment standard of residents' medical insurance is showing a trend, and the individual payment standard of residents' medical insurance will be from 280 yuan to 320 yuan in 2022, and each region will adjust the standard according to the local economic development level and medical insurance revenue and expenditure, that is, all localities can appropriately increase the individual payment standard according to the local situation on the basis of 320 yuan.

Legal basis. Article 24 of the "Full Text of the Social Insurance Law of the People's Republic of China" The State shall establish and improve a new type of rural cooperative medical system. The management measures for the new type of rural cooperative medical care shall be stipulated by ***.

In the fourth quarter of 2022, the 2023 NCMS will be delivered. The payment standard is 350 yuan.

Today is only May 2021, and we will know now whether the NCMS in 2022 will rise or not?

Regardless of whether it really rises or not, even if it does, what do people who don't pay NCMS want to do? Do you want to go to heaven?

There is no doubt that the people who ask this question do not have employee medical insurance, and if you pay employee medical insurance, it has nothing to do with you whether NCMS rises or not. However, if a person has not paid both employee medical insurance and NCMS, what does he want to do? What should I do if I am sick and hospitalized?

Is it all out of pocket?

The so-called "New Rural Cooperative Medical System" isA new type of rural cooperative medical careIt is commonly known as "serious illness co-ordination", which is a kind of medical mutual aid system. In my area, for example, last year, our NCMS was 300 yuan per person, and even according to the minimum standard, the employee medical insurance had to pay one yuan a month, although the money would go to his medical insurance card, but after all, it could not be used as cash.

At present, although the NCMS is slightly lower than the employee medical insurance in terms of hospitalization reimbursement ratio, its contribution is lower, especially for farmers and some low-income people, NCMS is very cost-effective. At the end of the year, some people will feel that it is a loss to pay NCMS because they did not have hospitalization and medicine, but at the beginning of the year, who can guarantee that they will not get sick or be hospitalized in the next year?

When you get sick, it's too late to think about medical insurance!

Therefore, even if the NCMS has risen by so many tens of yuan, it should still be paid.

Now, the starting point of reimbursement for NCMS is decreasing year by year, and we have reduced it to 2,000 yuan, which can be reimbursed for just two days in the hospital, and maybe the outpatient expenses will also be included in the reimbursement scope in the future.

Except that NCMS cannot buy medicines at pharmacies and pay for outpatient and physical examinations, it is no longer much different from employee medical insurance. Therefore, for people who do not have a job and do not pay for freelance work, NCMS is a must-buy insurance.

It should be 2o21, and if you pay this year until next year, it will be 2o22. However, the payment of social endowment insurance in the Agricultural Bank of China also starts from 2oo yuan in the second gear. Medicare contributions have not yet begun.

There are reports that it has risen from 28o to 320. Some people think that it is difficult for several members of the family to pay the bill in full, which is 2,000 yuan.

That day, a woman talked about this problem, and I explained that the medical insurance is paid out once a year. She felt that she didn't use it, and it wasn't a loss. On the premise of the New Rural Cooperative Medical System, now the urban and rural social endowment insurance, medical insurance, and social security card are two gold-touch accounts and two passwords are separated.

To put it bluntly, it is cooperative medical care, subsidies, inpatient reimbursement of medical and surgical expenses, and the state is considering the issue of outpatient medical reimbursement. For example, some people write articles, so long that they are so long, that is, they are turning history, from ancient times to the present. This rural payment, said that it used to be ten yuan, and it was increased every year, as if it had risen every year, and I didn't use it, so I always felt that I couldn't figure it out.

I talked about this and gave examples. That is, flowers are not red for a hundred days, and people are good for a thousand days. People have good and bad luck, and the sky has unpredictable storms and clouds.

Natural and man-made disasters, old viruses, how dare you guarantee that nothing happens, if you are sick and hospitalized, you can be reimbursed according to the proportion if you pay medical insurance. If you do not participate in medical insurance, you cannot enjoy financial subsidies and reimbursement, and all expenses are borne by the individual.

For the sake of the health of the people in the country, the state invests a lot of money every year. As a medical insurance payment, the individual takes a small head for medical treatment, and the state takes a big head. In addition, the state has also implemented a reimbursement of 60 percent of the cost of medicine for medical treatment and medicine in most rural clinics.

If you don't have health insurance, you can't take advantage of these benefits. In the future, the medical insurance system will gradually be formalized in terms of farmers' hospitalization. Therefore, it is the medical insurance in 2022**, and you should actively pay it to yourself.

Of course, you have to pay, after all, this is a guarantee for yourself, and ** is not expensive compared to some commercial types of insurance, and the reimbursement ratio is also very high.

I'll still pay for this situation. Because no one knows which will come first, tomorrow or the accident, if you really get any illness all of a sudden, if you let yourself bear all the medical expenses, the current hospital costs are so high, you really can't afford it, and you still need to pay NCMS.

Delivered. Because this is not a loss, as long as you insist on paying the full year, you will not pay again, and people in this life are not good to say when there is a disease, or liao le prevention is better.

In 2021, the medical insurance for urban and rural residents will be increased by another 40 yuan. Last year, it increased by 30 yuan from 250 yuan to 280 yuan, and this year it has risen to 320 yuan. On current trends, it will actually continue to rise in 2022.

In fact, the new rural cooperative medical system was merged with the medical insurance for urban residents in 2019 to form the medical insurance for urban and rural residents. Currently, we are adopting a unified payment and processing model to bridge the gap between urban and rural areas.

In fact, in addition to increasing individual contributions, the state subsidy standard has also been raised by 30 yuan again, reaching 580 yuan. Therefore, the minimum funding standard for medical insurance for urban and rural residents reaches 900 yuan per person.

Such a standard is not high. In many areas, the investment standard has reached more than 1,000 yuan. For example, Shanghai 19?

The individual contribution standard for 59-year-old residents is 820 yuan per year, the financial subsidy standard is 2,720 yuan per year, and the total financing standard has reached 3,540 yuan. Annually. The total subsidy standard for seniors over 60 years old is as high as 6,560 yuan per year.

The main reason for the increase in expenses is due to the continuous improvement of the level of medical security in China, coupled with the continuous growth of China's medical insurance expenditure.

For example, in 2019, the total expenditure of China's medical insurance was 100 million yuan, an increase over the previous year. After all, as people's income levels increase, people's requirements for medical security are getting higher and higher. As personal health expenditures increase, in fact, health insurance** will also increase spending substantially.

By 2020, the internal reimbursement ratio of medical insurance for urban and rural residents in China has increased to 70.

In addition, the state is increasing the reimbursement ratio of critical illness medical insurance and reducing its out-of-pocket amount. More and more anti-cancer drugs are being covered by Medicare. The level of protection of health insurance is getting higher and higher.

In particular, our country's health insurance** has played an important role in the fight against the new crown epidemic. This year's COVID-19 vaccination is free for all, and this part of the money needs to be paid for by Medicare**.

Participating in medical insurance is not afraid of 10,000 yuan, just in case. I have employee health insurance, but I will definitely pay for my children and parents. Medical insurance for urban and rural residents is indeed very important.

Keep in mind that in 2017, the child spent more than 10,000 dollars on the hospital** and was reimbursed more than 8,000 yuan due to adenoid hypertrophy. Medicare has been paid for decades and I will definitely continue to enroll.