Is there a big difference between paying 10 year insurance and paying 15 year insurance in the unit

Hello, pay 10 years of insurance in the unit and pay 15 years of insurance, this must be a big difference, pay 10 years of insurance in the unit is not able to handle retirement and receive a pension.

You can only receive a pension if you have paid insurance for at least 15 years.

There is a very big difference between the 10-year insurance paid by the unit and the 15-year insurance, and the retirement can be handled in 15 years, while the retirement can not be handled by paying the insurance for 10 years. FYI.

Ten years of pension insurance in the unit, and fifteen years of pension insurance, the difference is still quite big, and the difference in retirement in the future is not small, the difference is more than 500 yuan, thank you.

Of course, it is not enough to pay 10 years of pension insurance, and it must be paid for 15 years before it can be handled.

There must be a big difference, the money paid in 10 years is different from that in 15 years, and the number of years is also different, and the treatment enjoyed in the future is also different.

Of course, the difference is big, the longer you pay, the more pension you will give after retirement.

Is there a big difference between paying 10 years of insurance and 15 years of insurance retirement? If you pay 10 years of insurance in the unit, you will not get a pension, and you will have to pay at least 15 years to get a pension.

It must be different, because the balance of the personal account is different, and the difference of 5 years is equivalent to two-thirds of the difference, and the social security pension insurance must also pay a minimum of 15 years before you can receive a pension.

Let's pay 10 years of insurance and 15 years of insurance, there is no difference between him, for regular employees.

If you pay 10 years of insurance, you will not be able to retire, and you must pay more than 15 years before you can retire.

If you don't be busy for 15 years and don't retire with you, is there a big difference between 10 years and 15 years? No, you have to buy it for 15 years to reach retirement age and be able to retire.

Is there a big difference between paying 10 years of insurance and 15 years of insurance retirement? Ten years of insurance cannot be refunded, and you must have 15 years of service before you can retire.

After paying 10 years of insurance and 15 years of insurance in the unit, there are a few books for retirement, there must be a difference between this, and the work of paying 15 years of insurance is more than that of the experiment.

There is a big difference between paying 10 years of insurance and 15 years of insurance in the workplace, because if you don't pay for the number of years, you can't get a pension.

There is a big difference between paying 10 years of insurance in the workplace and paying 15 years of insurance for retirement.

Retirement after 10 years of insurance is the same as 15 years of insurance. Women can retire at the age of 50, and men at the age of 60.

This kind of thing, I guess you have to ask the nearest social security bureau, only they know best.

Generally speaking: enterprises pay social security.

15 years and 15 years of personal social security contributions, pension after retirement.

There is still a certain gap. Unless the number of years of payment,If all factors such as the contribution base, retirement time and place are consistent, the pension after retirement is likely to be consistent, but the probability of such an event is minimal. You may fall into a misconception that if the actual contribution period is the same, the pension after retirement must be the same.

Social security for urban employees is open to two kinds of people, one is to establish a labor relationship with the employer.

of the working-age population has nothing to do with whether there is a local household registration, whether it is an urban household registration or a rural household registration. The other isFlexible workersIt is mainly aimed at the local working-age population who do not have a fixed unit and do not have a stable income, most of which are related to household registration. In other words, you usually need a local household registration to participate.

Pension insurance for urban and rural residents.

It is mainly for urban residents with local household registration.

or rural residents who are not covered by urban pension insurance, especially the unemployed. Urban and rural residentsMedical insuranceFor people of working age whose local household registration is not covered by the medical insurance for urban employeesThis is especially true for the unemployed, as well as the elderly, children and students. These two types of insurance cannot be participated in without a local household registration.

Our insured employees' social security is generally the joint payment of enterprises and individuals to obtain social security and old-age security, but it is also necessary for flexible employment groups to participate in employee social security through personal identityYou need to be a local household registration, and at this time, you need to pay all the premiums and get the social security state pension for the elderlyThey are all the same social security pension treatment for employees, but the cost of individual payment is higher, while enterprises only need to pay a small part of the premium, and other enterprises bear it.

The accumulation of social security pension is mainly divided into the accumulation of social security accounts and personal accounts, and the pension contributions of social security for insured employees will be divided into these two accountsThe final monthly pension treatment after retirement needs to refer to the local average salary level, payment grade and payment period. In the case of the same 15-year payment, if the average salary level of the insured area is high, such as the first and second tier salary level is higher than the third and fourth tiers, then the overall average pension level, the first and second tier insured group pensions in states and towns will be relatively high.

That is to say, we finally think that the pension treatment is the sameAs long as you ensure that you have the same payment conditions, then the treatment of the pension in the future must be completely consistentHowever, sometimes it may not be the same year of retirement or the cumulative contribution period is not the same, which may lead to a certain deviation in the pension, but this is definitely not because of the change in the calculation process, but because of the change in your insurance conditions caused by a gap.

How big is the gap between the company paying 15 years of social security and the individual paying 15 years of social security, and the pension after retirement?

There is a big gap between the social security of employees and the social security of urban and rural residents, and the pension received after retirement. The more the employee pension insurance is paid, the longer the time, the more pension you can receive after retirement. The pension insurance of the residents' social security is fixed, and the usual payment is not high.

First, it is necessary to distinguish whether the social security paid by individuals is flexible employment or social security for urban and rural residents.

If an individual pays flexible employment social security, he or she purchases the same level of employee social security as the company. Then there is no difference between the company's 15-year social security and the individual's 15-year social security, and the pension after retirement.

Because they all belong to employee social security, it is only a flexible employment social security purchased by individuals, and the part that is usually borne by the company needs to be borne by individuals. The difference is that individuals who purchase flexible employment social security pay more per month and are more stressed. However, there are many benefits of flexible employment social security, that is, women who have reached the age of 40 and men who have difficulty finding employment at the age of 50 can receive certain compensation.

2. If an individual pays social security for urban and rural residents, then the treatment is very different from that of employees.

Employees who have purchased social security for 15 years and reach the statutory retirement age can receive a pension. And this pension is calculated according to the local average social wage, which is basically close to the local average wage. You can receive a pension of 1,800-5,000 yuan per month, which is equivalent to a monthly salary.

Specifically, it should be analyzed according to the actual local situation, and the purchase of high-grade social security for employees, if in large cities, even the monthly retirement salary exceeds 5,000 yuan. Pensions are higher in big cities and lower in smaller cities.

The pension insurance for urban and rural residents pays 100-500 yuan per month for different grades, and after retirement. You can only receive a pension of less than 500 yuan per month, which is very different from the social security of employees. For example, the pension insurance for urban and rural residents in Zhuhai, Guangdong Province this year is 360 yuan, which is so low in such a big city, so the pension in other small cities is even lower.

In summary, the difference between the company's 15-year social security and the 15-year social security paid by the individual needs to be compared according to the type of social security paid by the individual. If the individual pays the flexible employment social security, the city is the same, and the payment time and grade are the same, then after retirement, the treatment of the two is almost the same. That is, the pressure of the monthly individual contribution of flexible employment social security is relatively large, because the part paid by the company needs to be borne by itself.

If the individual pays the pension insurance for urban and rural residents, then there is a big gap between the social security and the company's 15-year filial piety. It must be that the social security of employees is better, and the pension treatment after retirement is relatively high.

If the company pays 15 years of social security, Liang Cha we can get a relatively high pension after retirement.

Generally speaking, the company belongs to the urban workers to raise the elderly, and the amount of payment will be more than the amount of individual payment, so the company can get more money to pay social security.

In fact, the pension gap after getting it is not particularly large, but there should be a little gap.

Summary. Hello, glad to come to your questions. It's basically the same.

Because you are deferring the social security relationship of the enterprise employees who paid from your original account. Then you have reached the policy of social security payment period and paid 15 years later, then when you reach the legal age, the retirement related retirement benefits are the same.

Please rest assured of this. I hope you can continue to pay your social security contributions. In this way, when I retire, I also have a pension guarantee.

I hope mine helps you and I wish you good health.

If the employer pays social security for 10 years and the unemployment pays for 5 years, is the pension after retirement the same as paying for 15 years in the unit?

Hello, glad to come to your questions. It's basically the same. Because you are deferring the social security relationship of the enterprise employees who paid from your original account.

Then you have reached the policy of social security payment period and paid 15 years later, then you have reached your legal age to retire, and the retirement benefits related to Fan A's pure banquet are the same. Please rest assured of this. I hope you can continue to pay your social security contributions.

In this way, when I retire, I also have a pension guarantee. I hope mine will help you, and I wish you good health.

Thank you. No thanks, I wish you all the best.

He has been working for 10 years, but the unit to which he belongs has only paid personal social security for about five or six years.

In this case, you can retire in the future and get a pension.

Treatment? The number of years you have been working and the number of years you have paid for social security is not necessarily the same. If this situation is like this, it means that the company you are doing is not strictly enforcing the labor law.

Therefore, we have the right to require the employer to pay the corresponding personal social security according to the marriage period of the labor contract relationship.

In other words, since you have worked in the company for 10 years, it is completely reasonable to stipulate that the employer makes supplementary contributions, and there is no social security period to pay. In that case, you can pay for a total of 10 years. Naturally, you only have about 6 years of accumulation, and you can't retire immediately.

If you have not yet reached retirement age.

Stipulates that this will not be the case, because you have to continue to work, pay social security again, and continue to be able to accumulate your own contribution years.

In the future, before the retirement age is stipulated, everyone must generally reach more than 15 years of total payment years before they can retire normally and enjoy the pension treatment on a monthly basis. With only about five or six years of accumulation, it is impossible to retire. If you are now of age, then it is obvious that you cannot go directly to retirement, and you will really have to delay your retirement if you face the following conclusion.

Even if you have been working for 10 years, even if your employer asks you to make up the previous 4 years of social security contributions, it is difficult to retire immediately because your final total payment period cannot reach 15 years, and you have to delay your retirement. If you really don't want to delay retirement, there's another option. It is we who can transfer our employee pension insurance into the basic pension insurance for urban and rural residents.

Then you can make up for the gap at the age of 60 at the age of one-time, and go for retirement in 15 years, and enjoy the pension treatment on a monthly basis, but this pension is not an employee pension, but a household pension treatment.

Of course, my personal idea is not to choose as much as possible, because the household pension must be lower than the employee pension, so we still have to pay the pension insurance, because you have paid the pension insurance for many years after all, there is no need to give up, but you must delay retirement, then after delaying retirement for a number of years, when our total payment period is 15 years and above, you can directly go to the retirement, enjoy the monthly pension treatment of employees.

For people who have reached retirement age, there will be no such situation, so we can continue to pay social security, as long as you keep it before your retirement to reach more than 15 years of payment years, then you must be able to get a pension treatment in the future, at the same time. If the total term of employee medical insurance is 15 years or more, then you can also make a one-time payment for about 25 years before retirement, and immediately apply for the retirement salary of medical insurance, so that you can experience lifelong medical insurance after retirement.

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