How much can I get every month if I pay 4,000 yuan a year for 15 years?

10 answers

Anonymous users2024-02-10

You can get about 582 yuan. It is determined according to the actual situation.

1. New Rural Insurance.

How much can I get every month if I pay 4,000 yuan a year for 15 years?

To participate in the new rural cooperative endowment insurance, the unified regulations are to retire at the age of 60, and the number of months corresponding to the age of 60 is calculated.

That's 139 months. So we divide 60,000 yuan by 139 months, and we get about 432 yuan. This 432 yuan is not the total amount of pension, but the part of the pension in the personal account, that is, the treatment of a part of the pension.

In addition to this part of the pension treatment, there is also a part of the personal basic pension.

The personal basic pension is about 150 yuan in many areas, but some cities are higher than 150 yuan, we generally see that the vast majority of cities are around 150 yuan, and we temporarily calculate according to 150 yuan. Then add a personal account pension of 432 yuan, in fact, you can eventually reach about 582 yuan, such a total pension.

Second, the new rural insurance.

A new type of rural social endowment insurance.

Referred to as the new rural insurance) is a social endowment insurance system implemented by the first organization for the purpose of ensuring the basic life of rural residents when they are old.

It is state social insurance.

An important part of the system.

The pension treatment is combined with the social plan and personal accounts, and the family pension, land security, and social assistance.

and other social security policies and measures to establish a financing model that combines individual contributions, collective subsidies and subsidies. In 2009, the implementation of the new rural social endowment insurance, commonly known as (new rural insurance), has individual payment and collective subsidies and subsidies three financing channels, farmers per month (55 yuan) basic pension by the first financial direct expenditure, each insured farmer in the age of 60 can be directly received on a monthly basis, because the farmer population of hundreds of millions, so per person per month (55 yuan) this expenditure is very huge. For the first time in thousands of years, peasants have their own pensions.
Anonymous users2024-02-09

The payment standard is currently set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1100 yuan, 1200 yuan, 1300 yuan, 1400 yuan, 1500 yuan 14 grades (5 14 grades in some areas), and the corresponding ** subsidies will be increased in turn. The insured voluntarily chooses the payment grade, and the more they pay, the more they get, of which 100 yuan and 200 yuan are the payment grades for special groups.

It doesn't seem to be a 4000 grade. If you pay 1000, you will receive about 190 a month
Anonymous users2024-02-08

Basic formula: monthly pension amount = basic pension + account The current standard of basic pension is 80 yuan per month (90 yuan per month in 2017) Account = (3000 * 20 + financial subsidy * 20 + interest) 139 Which level of subsidy is higher according to the level.
Anonymous users2024-02-07

4,000 per year, about 400 a month, 15 years can receive the local minimum wage.
Anonymous users2024-02-06

4000 plus 200 subsidy per year

15 years is equal to 63,000

Calculate 63000 139 plus the minimum standard 88 (excluding interest), and it is estimated that you can receive about 600 per month.
Anonymous users2024-02-05

This has a lot to do with the policies of each locality, and it is also related to the local fiscal revenue, and the agricultural insurance pays 4,000 a year, and after five years, how much money can be received per month, I personally think that at least 1,000 yuan should be able to receive about 1,000 yuan.
Anonymous users2024-02-04

I think we still have to look at the new rural insurance policy to know.
Anonymous users2024-02-03

Summary. Hello, dear [Bixin], I am honored to be able to answer for you. Pay 4000 per year, pay for 15 years, and retire at the age of 60, according to the current calculation formula and standard, the minimum monthly pension that can be received now is:

100 (4000+400) 15 139 = 575 yuan.

You can receive 575 12 = 6900 yuan in 1 year.

The social endowment insurance benefits for residents are composed of basic pensions and personal account pensions, and the calculation formula is as follows:

1. Basic pension = standard of 88 yuan (national minimum standard, adjusted with national policies in the future) + 1 yuan for every additional year of basic pension after paying for 15 years + local subsidy basic pension (general subsidy of about 2 100 yuan, except for the north) Note: The basic pension is calculated here based on an average of 100 in various places;

2. The total amount of personal account = individual payment + ** subsidy + collective subsidy + social and individual subsidy + interest generated by the above amount;

3. Calculation coefficient: 139

4. Monthly pension = basic pension + total personal account 139.

How much can I get every month if I pay 4,000 yuan a year for 15 years?

Hello <>

Duan Zhengsheng, I am Tutu, Cong Sen sincerely provides you with consulting services! I have received your question, and I am sorting out the answer for you, please wait a few minutes, I will definitely reply, don't be in a hurry Ha [Bixin].

Hello, dear [Bixin], I am honored to be able to answer for you. Pay 4000 per year, pay for 15 years, retire at the age of 60, according to the current calculation formula and standard, the minimum monthly pension that can be received is: 100 (4000 + 400) 15 139 = 575 yuan 1 year can receive 575 12 = 6900 yuan Resident social pension insurance treatment consists of basic pension and personal account pension, the calculation formula is as follows

1. Basic pension = standard of 88 yuan (national minimum standard, adjusted with national policies in the future) + 15 years after paying the basic pension of the state for every 1 year of additional payment + local subsidy basic finger balance pension (general subsidy of about 2 100 yuan, except for the north) Note: The basic pension of 100 is calculated here on average in various places; 2. The total amount of personal account = individual payment + ** subsidy + collective subsidy + social and individual subsidy + interest generated by the above amount; 3. Calculation coefficient: 1394, monthly pension = basic pension + total personal account 139.
Anonymous users2024-02-02

Summary. According to the most conservative calculation, rural pension insurance pays 4,000 yuan per year, 15 years later, the monthly pension when you are 60 years old, should be 15 4,000 and then divided by a 139, plus the country's basic pension, now the country's basic pension should be 100 yuan per month, about 600 yuan per month! If the local ** has subsidies for those who pay more, it may be a little more than that.

According to the most conservative calculation, the rural pension insurance pays 4,000 yuan per year, 15 years later, the monthly pension when you are 60 years old, should be 15 4,000 and then divided by a 139, plus the country's basic pension, the country's basic pension should be 100 yuan per month, about 600 yuan per month! If the local ** has a subsidy for paying more cherry blossom fees, it can be a little more than that.

Uh-huh. If I have money in the future, can I convert it into an endowment insurance pension? Now take up the years, thank you!

OK. Generally, yes.

It is still very convenient for this national policy.
Anonymous users2024-02-01

Dear, I'm glad to answer for you: How much can I get every month if I pay 4,000 yuan a year for 15 years? A:

Monthly pension = basic pension (55 yuan) + total amount of personal account Most rural people choose to pay the minimum payment of 100 yuan to pay pension insurance. If you pay for 15 years and the total amount of your personal account is 1,500 yuan, you can receive it every month. If you choose the highest payment bracket of 4,000 yuan.

In the case of 15 years of payment, the total amount of personal account is 60,000 yuan, and the monthly finger can receive yuan.