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Life insurance pays 1,888 yuan per year, and if you pay it for ten years, this is a medical insurance.
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Take a look at what you pay for this, if there are some of them, it is in charge of this kind of personal accident insurance or some others, so if you are not sure about the camera, ask specifically before buying.
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What is the insurance for 1888 and 10 years? It depends on which insurance you choose, which should be health insurance.
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Hello, there are many types of life insurance, so you can consult the salesman about what is included in this insurance and the cash value that you can get after 10 years.
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Life insurance pays 1,880 yuan a year, and pays ten years to protect one's life. When you're full, you should know about gems, the ones you can insure, the ones you insure. Clerk is fine.
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This should be accident insurance, otherwise, if the critical illness insurance is not so small.
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There are many kinds of insurance products, and everything is different, so you can consult the salesman or customer service.
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The amount of insurance paid each year is different, and he said that the content of insurance is also different, and the object of insurance is also different. He said that the share paid is directly proportional to your insurance, and the after-sales service is also proportional.
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If he pays 18.8 million yuan a year, if he pays it for ten years, it will be yours to be insured.
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Pay 1888 yuan a year, pay a total of ten years of what to report, your insurance contract is clearly written, you can take a good look at it.
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First of all, let's look at the nature of the insurance you have purchased to establish which one of the insurance you have purchased.
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You should go to the life insurance company to learn some information about the insurance.
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There are activities on it, it should be written very clearly, you can see for yourself.
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I paid 1888 insurance, and I paid ten years to insure, which one do you see is suitable? Do you think he told you which one is appropriate?
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For this product of life insurance with 10,000 yuan a year and ten years, this is a universal insurance product, and this type of insurance is also very good, and it is also a type of insurance product that many consumers will choose. When we buy this type of insurance product, we also need to make a decision according to our actual situation, after all, the amount of premium required for this insurance product is also relatively high, so we need to make a decision according to our own economy, so as not to bring certain economic pressure to ourselves. The sum insured of this product is also very high, which can better reduce unexpected financial expenses for us.
While we purchase products in life insurance companies, we also need to conduct reasonable analysis and comparison of these products, and then choose the insurance products that are suitable for us according to our actual situation and family situation. Life insurance companies are also relatively popular in the market, and there are many consumers who will come to this company to purchase insurance products. <>
If we are interested in the insurance products in the life insurance company, we can choose to go to the official ** of the life insurance company**, or the official forum of the life insurance company for corresponding consultation and understanding. The performance of life insurance companies in recent years has been very good, which is one of the main reasons why consumers will choose the insurance products in this company. This company has very high-quality products, so they are very trustworthy.
When we buy insurance products in the market, we try to choose large companies with good reputation, so that the insurance products we buy can have a certain quality guarantee. We can also choose the APP software of the corresponding insurance company, which has a lot of special functions, which can meet the needs of our daily life, and can better analyze for us and better choose the right insurance products for us.
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This is a universal insurance product launched by life insurance, this insurance is very good, and there are more people who insure, but the amount of premiums that need to be paid is relatively high, and it should be decided according to their own situation.
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It is a universal insurance product, this product contains a lot of things, and it can help people at critical moments.
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This is a life insurance product, and then the scope of protection is relatively complete, including a total of more than 160 major diseases, and the amount of compensation is particularly high.
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This kind of insurance should be a kind of participating insurance, only participating insurance will pay so much money, and ordinary insurance will not pay such a high premium.
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Life insurance includes term life insurance, whole life insurance, and both. Life insurance is 100,000 a year for 5 years, we have to see which type of insurance product the policyholder buys, if it is used for financial management to buy increased whole life insurance products, it is normal. We know that the sum insured is closely related to the premium, so how do we determine the sum insured?
In addition, whether the premium of the insurance is reasonable depends on the policyholder's own situation and the purpose of the insurance.
If the policyholder does not belong to the high-net-worth group, but belongs to the general public like the senior sister, then the premium of 100,000 yuan this year is really a bit high, after all, in addition to the necessary daily expenses of eating, drinking and living in a year, very few salaried people can save 100,000 yuan and invest in insurance. If you really want to improve your protection by taking out insurance, you might as well take a look at this article: How to buy the cheapest insurance?
As mentioned earlier, it is most normal for a product with a premium of 100,000 yuan a year to be placed in life insurance for financial purposes, but the senior sister would like to remind you: it is best to do a good job of other personal protection before considering life insurance of financial nature. A person's biggest capital is actually himself, so no matter what, he must protect himself first, such as configuring critical illness insurance, medical insurance, accident insurance, etc., to minimize the risk he bears, and then seek to increase the value of his property.
So what do we need to pay attention to when applying for a product? You can take a look at this article: This insurance principle is correct!
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You look at the policy, and there is a sum insured on the insurance policy. After the expiration of 5 years = the number of sum insured on the policy + the dividend of the 5 years (but the dividend is uncertain and varies from year to year, this dividend cannot be estimated mainly depending on the operating conditions of the insurance company in the current year). The 5-year maturity should be higher than the bank's 5 fixed interest, and then this insurance is guaranteed, and the bank deposit is not guaranteed.
If you are not in a hurry, it is more suitable to save this insurance than to deposit it in the bank.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Summary. Life insurance is a kind of life insurance, which is a life insurance that takes the life of the insured as the subject of insurance and the survival or death of the insured as the condition of payment. Life insurance is a social security system, which can be divided into whole life, term life, survival insurance, and both.
Life insurance has introduced a savings component, and the insurance company will pay the agreed insurance premium to those who are still alive at the end of the insurance period.
What is life insurance called 10,000 a year and 10 years for 10 years?
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What is the name of life insurance for 10,000 a year for 10 years, dear, it is universal insurance, for this product of life insurance for 10,000 a year for ten years, this is a universal insurance product, this type of insurance is also very good, and it is also a type of insurance product that many consumers will choose.
Life insurance is a kind of life insurance, which is a life insurance that takes the life of the insured as the subject of insurance and the survival or death of the insured as the condition of payment. Life insurance is a social security system, which can be divided into whole life, term life, survival insurance, and both. Life insurance has introduced a savings component, and the insurance company will pay the agreed insurance premium to those who are still alive at the end of the insurance period.
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Life participating insurance cannot be directly refunded after 10 years, because the payment period is only expired, and the protection period may not expire. If the policy is surrendered at the end of the premium payment period, only the cash value of the insurance contract and the unclaimed survival benefit will be returned, and there will be a gap with the premium paid, which will be lower than the premium paid, so the surrender of the policy will cause a loss. There are many types of life participating insurance, distinguishing between participating insurance and annuity insurance, and some annuity insurance can be matched with a universal account, the purpose is to return the money automatically to the universal account to achieve the second appreciation of assets, and the total survival interest will not be returned immediately after the premium is paid, and the specific needs depend on the specific product.
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If you want to know whether it is true that Chinese life insurance pays 10,000 yuan a year, pays for 5 consecutive years, and can withdraw 100,000 yuan after 10 years, you also need to see whether the insurance product contract has clear provisions or the insurance product salesperson told us. Before starting, if you want to understand the friends of Chinese life, you may wish to take a look at the following article:How is Chinese life, what products are there, and is it good?
If this product is owned by Chinese Life and the contract is clearly stipulated, then this product can generally really receive so much insurance money. However, if it is not stated in the insurance contract, but from the mouth of the salesperson, then there may be a certain degree of uncertainty, and there may be a discrepancy with what the salesperson said. If you also want to know which insurance knowledge, you can take a look at the following article:
Ultra-complete! Everything you need to know about insurance is here
Therefore, when we buy insurance, we must understand the contract terms of the insurance product, so as not to be misled and take a detour. Generally speaking, an insurance product that pays 10,000 yuan in 1 year, pays for 5 consecutive years, and withdraws money after 10 years may be annuity insurance. The return of annuity insurance is generally when the insured reaches the agreed age and is still alive, and a sum of money will be paid to the insured in accordance with the proportion stipulated in the contract.
There are a lot of annuity insurance products on the market, and here is a list of excellent annuity insurance products, you can take a look:Top 10 Annuity Insurance Rankings Want to buy high-yield annuity insurance? Don't miss out on these 10 again!
Hope!
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It is the Corning insurance product of Chinese Life Insurance. Chinese life health insurance pays 750 a year, and the insurance needs to be paid for several years: purchase insurance China Life Kangning for life, pay 7500 yuan per year, pay the file quickly for 20 years, and then purchase a 100 yuan medical insurance pass, Mr. Zhang's insurance rights, the details are as follows:
1. Life insurance Corning critical illness insurance premium, 200,000 yuan of ten types of critical illness protection, if you suffer from this major illness, according to the insurance will get a high medical expenses;
2. High disability insurance money, more than 300,000 yuan, if there is a tragedy, you can get an insurance money to ensure the diagnosis and treatment and living standard that will be sold;
3. Death insurance, more than 300,000 yuan, once there is a tragedy, relatives can get a high amount of insurance, so that the relatives can ensure high-quality food, clothing, housing and transportation, if it is an accidental death, the death insurance will be more than 330,000 yuan.
4. Accident medical insurance, if you are hospitalized due to an accident, you will get an accident medical insurance of 2,000 yuan, and a hospitalization allowance of 30 yuan per day during the hospitalization period, which is more than 180 days.
5. The function of insurance premium exemption, the critical illness within the payment period not only gets a high amount of payment, but also exempts Corning from paying the insurance premiums for each period after life, and the insurance contract continues to be reasonable and humanized design.
6. Additional functions: convertible benefits, policy loans, and reduced payments.
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According to the information provided by the state, you should be insured with Chinese life health insurance. It is understood that Chinese life health insurance can generally be insured for a period of 2 years, 5 years, 10 years or 20 years, and you can choose the appropriate period according to the actual situation of returning from the self-registration letter. For example, if you want to pay 750 yuan a year, you can choose to pay it in 2 years, so you need to pay 1500 yuan, and you can pay it off after 2 years.
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Professional analysis: According to the provisions of the Insurance Law, the policyholder has the right to terminate the contract and surrender the policy, and the policyholder gets the cash value of the policy when surrendering, you pay 2100, if it is a wealth management product, the cash value will be high, if it is a critical illness or life insurance, the cash value will be very small, and it is expected to be a few hundred yuan--- best insurer Cheng Cheng.
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Maybe you don't know about insurance, there is no principal after the insurance is paid, if it is whole life insurance, there is no return of the principal, only surrender the policy to get back the cash value, and the cash value does not have decades of accumulation can not reach the principal at all.