Is it better to have a brand new house or a used rough house?

It is better to buy a new house or a second-hand rough house, most buyers will consider many factors, such as location, house price, closing cycle, etc., and only after fully understanding the difference between the two and the disadvantages can they make a decision that suits them. So is it better to buy a second-hand rough house or a new one? What is the difference between a second-hand rough house and a new house, and what do you need to pay attention to when buying?

1. Definition of second-hand rough house and new house.

The so-called rough house is the "first decoration house", and the second-hand rough house, as the name suggests, is the "first decoration house" that has been bought after the second transfer. Specifically, it is a vacant house where the house has not been renovated, and the wall and floor decoration materials are only used for basic care; Compared with the second-hand rough house, the new house is newly built by the developer and used for the first transaction, this kind of housing is often after the initial decoration and care, and the buyer only needs to renovate it.

Second, the difference between second-hand rough houses and new houses.

One of the biggest and most obvious differences between second-hand rough houses and new houses is the ** of the two. Because the second-hand rough house is both a second-hand house and a rough house, it is obviously lower than the new house in terms of **; As a newly developed house, it is generally more expensive in terms of sales. In addition, as a new house, it is generally an off-plan house, and it may be necessary to wait for a year or two before it can be decorated and used after purchase; After the second-hand rough house is purchased, it only needs to be renovated to be used; In addition, the second-hand rough house has a shorter service time than the new one.

3. Advantages and disadvantages of second-hand rough houses and new houses.

One of the advantages of second-hand rough houses is that the purchase is more moderate, and the other advantage is that it is a second-hand monopoly, which can attract the attention of buyers and decorators in terms of quality inspection of houses. The disadvantage of the rough house is that it may be shelved for a long time, without maintenance, and it will take more time to renovate. Compared with the second-hand rough house, one of the major advantages of the new house is that it is new, because it is newly developed, after basic decoration, it is more convenient to design the home decoration.

But the disadvantage is that at the time of purchase, it is more expensive.

Fourth, the purchase of second-hand rough houses and new houses precautions.

When buying a second-hand rough house, because it is a second-hand house, it is necessary to confirm whether it is filed with the Housing Authority, whether the real estate certificate can be checked, and the procedures for the transfer of property rights need to be handled one by one. In addition, since it is a second-hand house, it is necessary to carry out a specific inspection in terms of the quality of the house. For new houses, when purchasing, it is necessary to first clarify the various taxes and fees that need to be paid, and secondly, to check whether the new house is legally built, to see whether the area of the residence is consistent with the sales book, and to conduct quality inspection in each space of the new house.

The disadvantage is that it needs to be renovated.

There are no drawbacks left.

It depends on the geographical location of the house, if the second-hand rough house is in a prosperous economic area, it must be a good choice of second-hand rough house.

The second-hand rough house is cheaper than the new house, and at the same time, after the transfer of ownership is completed, it can be renovated at any time. If you buy a new home, you may have to wait a while.

At the same time, it is much more expensive than second-hand housing, of course, if the location of the second-hand house is not very good, then choose a new house, which will be more cost-effective.

The condition of the house

Most of the new homes are off-plan, and the most you can see are sand tables, renderings and model rooms. Second-hand housing is an old house, and you can directly see the type of house and the internal structure of the house. The commercial, transportation and school facilities around the new house are all to be built or to be determined.

Businesses need developers to actively attract investment, schools need to negotiate with the Education Commission, and transportation may also depend on planning. It is rare to expect that these supporting facilities will become more and more perfect, and the problem of second-hand housing has been settled, and various types of supporting facilities have basically taken shape.

It is impossible for the new house to experience the property situation in the small sales area, and what can be known is the publicity of the property company in the mouth of the sales clerk. Second-hand housing properties have been stationed for a long time, and the quality of property services is poor and ask the owners of the community, they will definitely tell the truth. The new home should be prepared for deed tax, maintenance fees, property fees, and transaction fees.

Second-hand houses are subject to deed tax, transaction service fees and intermediary fees. For most home buyers, the cost of a second-hand home is higher than that of a new home.

Assuming that both new and second-hand houses are in a rough state, we can compare them from the following aspects: 1. Loans. When taking out a loan for a new home, the bank will assess the borrower's income, and in the case of a second-hand home loan, the bank will also assess the age of the house.

If it is a second-hand house, then the bank will take into account the risk of the house and will not give you a loan, nor will it lend you money, so that your down payment will go up and even make it difficult for you to buy a house. As for a new house, as long as the bank flow, income, and credit history are not a big problem, you can generally borrow for more than 20 years.

The down payment for a new house is generally 30%, while the down payment for a second-hand house is generally 40% or higher (the specific policy will vary), but because the price of a second-hand house is cheaper than that of a new house, even if it is a 40% down payment, it is not as much as 30% of a new house.

2. Taxes. The taxes and fees of the new house include deed tax, public maintenance**, etc., and on the basis of the tax of the new house, business tax, land value-added tax, personal income tax, etc. This also includes whether the second-hand house is five years or not, whether it is the only one, as long as it is more than five years, it can be exempted from some taxes.

Generally speaking, second-hand houses with "full five unique" are relatively rare in the market, so on the whole, the taxes and fees for second-hand housing transactions are higher than those for new houses.

3. Supporting facilities. The value of a home is not just the current price, but also the added value such as hukou, degree, appreciation potential, etc.

Second-hand houses are usually in mature communities, surrounded by perfect facilities, and can enjoy additional housing prices after buying a house. Most of the new homes are off-plan, and it takes several years to move in and enjoy the added value of the home. And even if you move in, most of the surrounding houses are slow to develop, the supporting facilities are not perfect, and the lack of transportation convenience will affect the quality of life.

Second-hand houses are usually in mature communities, surrounded by perfect facilities, and can enjoy additional benefits after buying a house. Of course, you can also buy a new house near a mature second-hand house nearby, but the price will definitely be higher than the average new house in a vacant area.

Second-hand rough house, although there will be some disadvantages in terms of property rights, but its depreciation rate is much faster than that of second-hand houses, and it can be directly renovated, not like a new house, it will take two or three years. The most important thing is that it is easy to find "bamboo shoots" when buying second-hand houses - value for money, especially second-hand blanks, and it is difficult to find ** houses in new houses, and even if there are, there are many shortcomings.

So overall, I think it's better to buy a second-hand house. Especially for some buyers who just need to buy a house, the overall cost of buying a second-hand house is still lower than that of a new house. Of course, you can also invest in second-hand housing, as long as the location is good and the supporting facilities are complete.

The above is the answer to the question of whether it is better to buy a new house or a second-hand rough house and related questions, I hope mine can satisfy you and provide you with some ideas for your problem.

Make decisions based on a comprehensive consideration of your own economic situation and needs.

1. Location of rough houses: Early real estate development occupied the core area of the city. For example, new rough houses were built far from the core of the city.

Second-hand homes: Many second-hand homes were built early. With the development of the city, many second-hand houses are now located in the prosperous areas of the city, which are strategically located.

2. Rough house**: far away from the urban core circle, **lower. Second-hand housing:

Close to the inner circle of the city, ** higher. Rough house: There are a variety of types of new houses, large and small, and there are many options.

Second-hand housing: There are significant restrictions on the size type of second-hand housing. In the Old Town, there are many traditional old-fashioned small apartments for sale, and there is little choice in the size of the unit.

3. Rough houses in traffic environment: Most of the new houses are located in the new development zone, far away from the core business district, and many of the infrastructure is imperfect. If you want to work in the city's business districts, some are inaccessible.

Second-hand houses: Many second-hand houses have been built for many years, and the surrounding infrastructure has been improved, and the transportation environment is convenient.

4. Rough house: With the existence of the pre-sale system, many new houses are now in a "pending" state, and they may face many housing quality problems when handing over and moving in. The biggest risk is that developers may not be able to apply for large title deeds, resulting in buyers not being able to obtain small title deeds.

Due to problems such as the interruption of the capital chain, there may be a risk of "unfinished". Second-hand housing: Second-hand housing is a direct existing house, which can actually be viewed on the spot.

It can be used to judge the quality of the house, how much care it needs, and it is good to confirm the ownership of the house.

5. Rough house for property service: New houses generally have good supporting facilities, so we will choose properties with good reputation and good service to experience property services. Second-hand housing:

Some of the old towns have poor public facilities, such as greenery, fitness equipment, etc., which are operated by small property companies and do not provide high service quality.

6. Value potential rough house: The value potential of new housing is usually related to urban development planning. If housing is within the planning and development circle of the city, it will have great value in the future.

If it's on the edge of a cold business circle, then its value potential is low. Second-hand houses: Many second-hand houses are located in the core business circle of the city, rented and **, with great value potential.

The above is the information about whether the rough house is better or the second-hand house and the advantages and disadvantages of the new and second-hand houses, I believe you will be helpful after reading, I hope it will help you.

The advantages and disadvantages of second-hand housing and rough housing are as follows:

Rough house: Because the early real estate is developed in the city center, the general rough house is very close to the city center, so the location is relatively remote.

Second-hand housing: Many second-time purchases are short-lived, and many houses are located in the center of the city because of the development of the city.

1. Price: Rough house: far away from the center of the city, the house price is relatively cheap. Second-hand housing: It is relatively close to the city center, so the housing price is relatively high.

2. Housing area: rough house: space diversification, second-hand house: In the old city, due to the large area and area restrictions of the house, it is generally a traditional old house with a grandson, and there are more small houses, so in terms of the size of the house, the space to choose is not large.

3. Traffic environment: rough houses: most of the houses are in newly built areas, far away from the commercial area, and most of the supporting facilities are not yet fully mature, if you want to work in the commercial area, you will definitely encounter some troubles.

Second-hand houses: Many second-hand houses have been built for many years, and the surrounding supporting facilities are very complete and have good transportation conditions.

Fourth, the risk of buying a house: rough house: because of the pre-sale policy, many new houses are still in the state of "off-plan", therefore, the code group will encounter various problems when delivering, the biggest problem is that the owners may not be able to get the real estate certificate, nor may they be able to get the small property certificate.

In addition, due to the poor capital turnover, the "off-plan property" is also in danger of being "unfinished". Second-hand housing: The new houses are all existing houses, you can go to the field inspection, so that you can better judge the quality of the house, as long as you are careful, determine the property rights of the house.

5. Property services; Rough house: The supporting conditions of the new house are generally better, and the real estate with good reputation and good service will be selected, so that the service will be better. Second-hand housing:

Some of the old towns have terrible utilities, such as landscaping and gym equipment, and are run by small real estate companies, so their service quality is low.

6. Potential value: Rough house: The value potential of the house is closely related to the development direction of urban development, in the development and development scope of the city, the appreciation of the residential space is very large, and in the periphery of the commercial area, the value is very small.

Second-hand housing: Many second-hand housing is located in the downtown business district, whether it is rented or **, there is huge potential for appreciation.

The above is whether it is better to buy a second-hand house or a rough house, whether it is a new house with a blank or a two-set house, you must finally take into account your own financial resources and long-term needs. Hope the above is helpful to you.