Is it better to buy a house or a car Is it better to buy a house or a car?

Specific conditions and specific problems are analyzed, although many conditions in your question are not explained, such as how much is the balance, how much is the house price you have, how big a house you want to buy, what grade of car you are optimistic about, etc., maybe my analysis is biased, but I can still feel your situation. I suggest that you buy a car first, not a very good car, and the total cost of buying a car and applying for a license plate does not exceed 100,000. Improve the quality of life first, and then work hard to earn money to buy a house.

If the child is so young, you will become a house slave, and it is not worth it.

In fact, you don't lack houses, there are self-built villas in the suburbs, and there are small houses in the city that can always be lived.

Then buy a car, the city and suburbs are easy to get around.

In the future, if you feel that the house in the city is small, you can rent a room next to it, which can also solve the problem, or the income is higher at that time, and you can also consider buying a house. Otherwise, now it's just buying there, just for appreciation, and life doesn't improve, it's not interesting.

Buying a house, buying a house sooner or later, now you have to buy it if you don't buy it and your children go to school.

A family of three can't live 40 is enough.

Therefore, it is recommended to buy a house, and the car can be sold slowly.

At present, the real estate industry is very unstable, the state is in the process of regulation, and some real estate developers are dragging it. You can wait and see how the house is developing. If you have a house like you that you can live indefinitely, you don't have to worry about it first, or buy a car first, which is convenient.

And the price of the car is falling.

Dude, sell the house! Just one sentence to say, "Can the whole family live in the car?!" Listen to my sale!

It's best not to buy the house now, there must be a new round of regulation, the price reduction tide is coming soon, and so on is still wonderful, buy a car, see if you have actual needs, if you can buy, buy early and use early, the house should wait and see until the beginning of next year!

It's better to buy a house, the house can maintain and appreciate its value, but the car can't.

If you want to buy a car, buy a small displacement as a means of transportation.

Benefits of Buying a Buyer:

1. Enjoy education, medical care, pension and other related benefits. Having a house and a hukou can allow children to enjoy relatively high-quality educational resources, and after having a hukou, it is more convenient in terms of medical care, social security, and pension.

2. Enjoy the dividends of urban development. China is still in a period of development, the process of urbanization is far from over, and every municipal investment in the process of urban development will bring dividends to urban residents.

3. Enjoy the return of appreciation. Although house prices have been adjusted in the short term during the epidemic, they will continue to be in the long run**. The house is still the best product for Chinese people to maintain and increase the value of assets, and it must be allocated as soon as possible.

4. Future assets can be pledged or realized. In the future, whether it is a loan, starting a business, or going abroad, your best collateral asset is a house. If you need money urgently, you can cash it out through mortgage or **.

Of course, there are disadvantages to buying a house, and the monthly payment is not low, which may cause greater pressure on your life and reduce the quality of life.

Second, buying a car is consumption, although it is convenient, but after all, it is consumption.

1. Buying a car makes travel more convenient. However, if buying a car is not for operation but only as a means of transportation, it is very convenient to buy various public transportation and shared travel, and it can basically be used as an alternative to travel.

2. But the cost of vehicle ownership is not low. After purchasing a vehicle, the cost of use is high, and there are many expenses such as fuel costs, maintenance fees, parking fees, insurance premiums, and violation fees.

3. The depreciation rate of the vehicle is fast, and the future value is low.

III. Conclusion. 1. According to the situation of the landlord, buying a house is for children to go to school, so it is recommended to buy a house first. Under the long-term upward trend of housing prices, buying a house first can lock in the house price. If you buy a car first, even if the house price does not increase much in a few years, if you want to buy a house in the same area, you can only buy a second-hand house, or you can only buy a more remote place.

2. If you have strong economic ability, you can buy a house and a car at the same time. Now use 0 down payment or low down payment to buy a relatively cheap car for the transition, and wait until you have money, and then change to a good car. And the car will be out every year, with new technology, maybe you can change to a better car in two years.

1. Is it better to buy a house or a car? 1. It is also an indispensable "big object" in life, compared with the soaring housing prices, the car price is all the way down. Nowadays, the price of cars is getting lower and lower, there are more and more styles, and the appearance, configuration, power and so on have also made a qualitative leap.

A price **, which makes people miserable and unbearable; The price of one is becoming more affordable, bringing convenience to people and enriching work and life. After contrasting, you will find that people are unrequited love for houses, while cars and people are true love.

2. But it is still entangled Because it seems that buying a house can appreciate or at least maintain its value, and from the moment you buy the car, it begins to "depreciate". However, you may have forgotten that after buying a car, the radius of your life will increase, your life and work will be more convenient, and your social circle will become larger. Behind these changes, there are unimaginable opportunities.

Therefore, the car seems to have depreciated, but after buying the car, the person has "appreciated". It is self-evident which is worse or worse.

3. You don't have to worry about it Compared with the house price of several million yuan, 100,000 yuan will not only not affect the purchase of a house, but you can have a super cost-effective car. What makes it cost-effective? First of all, it should be suitable, for young people who have just started their careers, cars in the 100,000 range can be used as the first choice for car purchases; Secondly, the maintenance cost of the vehicle in the later stage should be low, such as fuel saving, maintenance and repair are affordable; Thirdly, the appearance, interior, configuration, power, safety, etc. must be excellent; Then, it's better to have an SUV that will both meet your daily needs and take care of your inner little wild; Finally, it would be great if it could be an automatic transmission.

I think each should have its own benefits. It depends on what others think.

Buying a house or buying a car first, in the final analysis, is a matter of demand, simply put, if you need a house more now, then buy a house; If you need a car more, buy a car. That is, think about the house and the car, which is the rigid need at this stage.

1. In the traditional concept of Chinese, having a house means having a home. In reality, the same is true, just imagine, after graduation, after working hard in a city for a few years, there is a small savings, but if there is no house in the local area, whether it is looking for a job or getting married, the pressure for young people is not ordinary, even if they barely pass the mother-in-law's pass, and marry their beloved, will their lives be happy after marriage? If you plan to get married, plan to settle down in a struggling city, and a house can give you a sense of security and belonging, then buying a house first is the best choice.

2. If your savings are far from the down payment, and due to work reasons, or the company is too far away from the rental house, you need to allocate a car, buy a car first, and then slowly struggle to buy a house, it is also okay.

01 It depends on the individual's situation, depending on what is needed in the current situation, if the car is a necessary tool needed now, then you must buy a car first, and you can only generate its value if you are worth it 02

In the same state as the house and the car, it is recommended to choose to buy the house first, the house is an item with room for appreciation, and the car is a consumable 03

First of all, it is necessary to buy annual car insurance for a car, and it is also necessary to use a fixed amount of fuel and parking spaces when using it, which are all fixed expenses, and it is irrational to buy it if it is not often used and the economy does not allow it 04

The house, on the other hand, has real room for appreciation, and it can be rented out without living in it after purchase, which is an income that can reduce economic pressure 05

The car and the house are sold, and the price of a new car has fallen when the purchase contract is established, and the resale cost must be higher than the cost when it is not purchased, and the current house price is only possible to rise 06

Car and house, the house needs to pay more money than the car, in front of the car is affordable and it is a lot more convenient to travel, but the house does not have a consumption problem, the relative value of the house is higher than the car.

Whether you buy a car or a house, it is an investment to protect your future life, so you need to make a decision based on your actual needs. In the eyes of many people, buying a house is more cost-effective than buying a car, because the house is constantly appreciating, and the value of the car depreciates when it is put on the ground. So from an investment point of view, young people should buy a house first.

In fact, this idea is a bit biased, because while a house preserves wealth, a car can also create wealth.

Whether in China or abroad, land is always the most urgently needed means of production. Therefore, rich people from all walks of life like to buy land, especially in foreign countries where land is allowed to be bought and sold freely, and most of the billionaires with assets reach a large amount of land in their names. In China, we only have the right to use the house we buy, but we do not have the right to own the property.

However, compared with the car, the value stability of the right to use in the past few decades is still very strong.

What's more, in our country, economic development is tied to land, as long as China's economy is growing, China's housing prices cannot be instantaneous. Perhaps the state will regulate housing prices in order to make more young people affordable housing, but this regulation is slow and continuous, and housing prices will only fall little by little, and will not fall off a cliff. Therefore, young people who want to ensure the stability of their wealth have a much higher demand for a house than a car.

Buying a house and buying a car are two very different financial decisions.

Buying a car is more inclined to make consumption decisions. Cars are consumer goods, and when they get a new car, they begin to depreciate.

However, buying a house is more about asset investment decisions. The house is a fixed asset, which can bring people a sense of security, and if you choose it properly, not only will it not depreciate, but in the long run, it will continue to appreciate in value.

If you look at it purely from a financial point of view, buying a house is a priority over buying a car.

Therefore, for young people, they should save money to buy a house first, especially for those who do not have a house.

Buy a house if you have the full amount. Start a business without paying in full. It's best to think about buying a car, car consumables, and a house mortgage, which basically traps you!

Although the house does not hold its value as before, the car is a consumable, but the house is not a loss in terms of the current environment (except for those ghost towns).

There are benefits to cars and houses, so it depends on which ones have economic value for you!! The house is a big deal, if you can't say that you can't leave it all your life, the car will be different, and you can sell it if you want to.

1. The buyers and sellers are different.

When you buy a house, you buy a house, and a house is for living; Buying a car is buying a car, and a car is meant to be driven.

2. The value is different.

For buying a house or buying a car, the final value of the two is not the same, the house is not only a settled residence, but also an investment product;

A car, on the other hand, is a pure consumable, and the better the car, the more expensive it costs, and it also depreciates in value over time. The cost of renting a car is higher than renting a car, so many people choose to buy a good car and rent a house.

3. Different consumption concepts.

Although buying a house is a one-and-done thing, many people can't afford to buy a big house, but they have a luxury car, because the car can be moved, whether it is to work or go to relatives, driving a luxury car will make others look at it differently, and they and their families will have a lot of face, so for them to live in a smaller place, but the car must be luxurious.

Whether it is buying a house or buying a car, different people will have different opinions, which is related to everyone's consumption concepts and values.