Refuse to borrow money from others without an embarrassing reply

Refusing to borrow money from others, this embarrassing reply is a decisive refusal, this is the least embarrassing reply, because the more you want to refuse tactfully, the more difficult it will be for you to refuse, the scene will become more and more embarrassing, and finally you have to lend out. So you can be direct. As long as the tone isn't too direct.

Everyone should be able to understand it.

You know, my wife is in charge of my salary!

Take my wife as an example, generally the financial power of the family is in the hands of my wife, and I am in conflict with my wife in the past two days, and I am embarrassed to open my mouth to ask him for this, I am really embarrassed!

I just went to buy a house some time ago, and now I'm short on money, and I'm still thinking about asking who to borrow money to get through this time!

Show that you are also in trouble now, and you really don't have any spare money to lend to your colleagues, and at the same time, you can comfort your colleagues, ask them if they are in any trouble, and try their best to help if you can help!

Lost to death. Although I have some savings in the past few years, I have always been in **, and the money is in ** for the time being, and it can't be moved for the time being, it looks like it's rich, but it just can't be moved! I really want to help you, but I can't help you, otherwise, you wait for me to sell these **, and wait a little longer!

After listening to it, my colleagues basically understand what you mean!

Money is so tight.

Although I have a house and a car, but every month the high mortgage and car loan are waiting for my family to eat and drink, the children still have to go to school, but also to go to cram school, but also to go to interest classes, everything has to spend money, just rely on themselves, get a meager income of thousands of dollars a month, just enough to eat and drink, and state their difficulties to colleagues, I believe colleagues can understand!

Rejecting someone to borrow money without being embarrassed is a problematic question in the first place. Because it's impossible not to be embarrassed, no matter how good your role is, the other party will know you.

So how can you refuse someone to borrow money?

You can do this. If you know that he has been in financial difficulties recently and you don't want to lend him money, then you ask him to borrow money in advance when he asks you to borrow money, so that your problem is solved at once.

It's not good to refuse to borrow money from others, and no matter how you say it, you can't lend money to others. It's better to say it directly. Rounding around the bush and still not having money. It's better to be straightforward.

If you want to borrow more, you can lend me a little more first, and I'll lend you a little more when I get through it.

My money is all from my father, mother, husband, wife, sister, and brother, and they won't let me lend it, so I'm really embarrassed, or you can borrow it from someone else.

I've lent money to others. If you said it earlier, I would have left it to you.

I think the best way to break him off borrowing money is to refuse directly, saying that you are also short of money recently and find another reason, and he will borrow money from you in the future.

Let's just say that I have been very tight recently, not very rich, and I don't have any extra money to lend you for the time being.

What? Are you going to borrow money? I'm still trying to ask if you can move a little, but I'm embarrassed to say that since you're also in a difficult situation, forget it.

I'm sorry, but I've been short of money lately and I haven't deposited any money.

Say you're out of battery and you're going to steal a charger.

I just rejected the other party outright. Because it's not a good friend. It's just a matchmaking acquaintance. Refusing outright can be awkward at the time, but it works faster than a tact.

First, borrow less, not borrow more.

If the borrower has a better relationship with us, we can lend the other party a little less money and tell him that his financial strength is limited, so he can only help here, and when he has the money, he will pay it back. In this way, you can test what kind of person the other party is in terms of using money by whether the other party can repay the loan on time;

Second, if the other party is really in a hurry to use the money, no matter how much money he borrows, he will be grateful to you, and this money does not have a big impact on him, even if he can't get it back, he can adjust his mentality in time.

Second, give him ideas.

Don't just refuse someone's request to borrow money in the first place, first ask them what happened and how much money they need. Then I said that due to the impact of the epidemic, I don't have any economy at home**;

Finally, recommend some formal money lending software or banks to him, and tell him that the money will come faster in this way, and relatives and friends may not be able to borrow it if they have relatives and friends in the bank.

In this way, no matter whether the borrower has such an opinion or not, he will also feel that you care, and he will not have to lend the money and will not hurt the harmony of each other.

Third, transfer fiscal power.

Generally speaking, there is only one person in charge of the finances in each family, you can tell the other party that the money is all in the hands of the other half, and you don't know if there is spare money at home, and ask your lover for a while.

Generally no one will cross their relationship with a friend, find a friend's partner to borrow money, and finally this matter will be over, an extra reminder, if you value the relationship between you and the borrower, you must reply to him again in the follow-up that his other half disagrees, or just gave the child a sum of money before this, otherwise it will make the other party think that you are very perfunctory, and then affect your relationship.

Fourth, anti-customer-oriented.

After the other party tells you about what you have encountered, you have to express your empathy, because you have also encountered or are experiencing such a thing, and then ask him if there is a reliable way to borrow money, and he is really desperate.

It is best to reject others by slapping **, which will make the other party grateful and feel that you pay enough attention to this matter; Second, you can make it clear, and sometimes the power of words is much stronger than words.

Who to look at and what to say? If the relationship is good and you don't want to borrow, you can also ask him to borrow something at the same time as he asks you to borrow money, and if he doesn't lend it to you, you don't lend it to him. If you want to lend it to him, you can borrow less.

So as not to make trouble in the future or not to come back.

said that he needed to do some urgent things with his money, and he was also short of money and wanted to lend him it, but he couldn't do anything about it.

You say I'm sorry first, but unfortunately I just paid my parents' insurance these days.

Hello dear! Others can refuse to borrow money from you in the following ways: 1 Tell a friend that you still owe money to others, this trick is the best, your friend borrows money from you, thinking that you will have a surplus before they will borrow from you, and when the other party knows that you not only have no money left, but also need to borrow money from others, it will be even more embarrassing to talk to you about borrowing money, and even feel ashamed.

2 When it is difficult to refuse head-on, it is necessary to adopt a roundabout tactic, whether it is to change the subject, or for other reasons, mainly to use the turn of tone—to be gentle and insistent on keeping your hands open—and never to agree, but not to tear your face. For example, offer sympathy or praise to the other person, and then give reasons for rejection. Because the other party Qin Yu has psychologically shortened the distance between the two because of your sympathy, he can also accept your rejection with a "can understand" attitude.

3.When a friend tells about his difficulties, you can also say that something worse than your friend happened at the same time, or something more difficult to say, so that your friend feels that his difficulties are so insignificant, and he is even more embarrassed to mention borrowing money.

When refusing to lend money to others, we can express our opinions elegantly in the following ways:

1.Directly meet relatives and grandchildren and refuse: Tell the other person directly that you can't borrow money because you already have other plans or are dealing with other things. Express yourself in a clear, direct way and let the other person know that you can't afford to borrow money.

2.Decline euphemisms: Use euphemisms such as "Sorry, I don't have any cash to spare at the moment" or "I can't borrow money right now, I hope you understand". It's a great way to express your rejection without causing much harm or distress to the other person.

3.Give advice: If you don't miss out on borrowing money, give them some advice or other resources, such as "I can't borrow money with a laughing chain, but I can refer you to some financial institutions to help you get a loan" or "You can try to borrow money from someone else."

4.Be honest and candid: If the reason you refuse to borrow money is because you don't trust the other person, you can be upfront with them about what you think. But be careful with the wording and don't use words that are too hurtful.

Either way, be mindful of your wording, be respectful, and be polite. Borrowing money is a sensitive issue, and we need to avoid hurting the feelings of the other person as much as possible.

When refusing someone to borrow money, you can do it in the following elegant ways:

1.Expressing gratitude: Expressing gratitude to the other person for building a relationship of trust with your own traces.

2.Explain difficulties: Name the reason for your dilemma or difficulty, such as financial stress or emergency.

3.Provide a solution: Come up with a workable solution, such as offering money, helping the other person find another person they trust, and so on.

4.Express refusal: If you are unable to lend money, you can express the reason for refusal, but you should still be very grateful for the request.

For example, it can be said, "Thank you very much for your request, but I don't have enough funds to lend you at the moment." I hope you understand my predicament.

I'm sorry I can't lend you right now, but I'm so grateful for your friendship. I'm sorry I couldn't help find someone I could trust. I hope you understand my situation.

Whichever way you say it, be polite and respectful, express your feelings, and maintain relationships with others.

When a friend proposes to borrow money, after consideration, it is determined that he does not want to lend money to his friend, and there is no need to refuse on the spot. You can say: I don't have so much in my hands now, I'll go back and think of a way to give you an answer tomorrow.

That way, there's still one day to think about what the reason is. Of course, you can also express your understanding first, and understand that your friend wants to borrow money because she can't talk about it. Later, people will find out the reason why they need to use the money, indicating that their economic situation is not very rich, and they can't lend the money to the other party at present, so that the other party also understands it, and then retreats in the face of difficulties.

If a friend asks to lend him money, if he doesn't want to lend him money, he needs to consciously avoid the topic immediately and forcibly attract the topic to something else.