It s better to refuse when someone asks you to borrow money

1 first affirm and then deny when a friend asks to borrow money, don't say no, it's too hurtful, first express understanding, and then explain that your current economic situation is not very rich, and you can't lend the money to the other party at present, let the other party also express understanding, and then retreat.

2 Use hints to refuse when a friend asks to borrow money, in order not to be emotional, so try not to pick up the conversation, you can say that you have something to do now, which is not very convenient, so that the friend knows that you can't lend him money.

It's okay to refuse directly, because no matter how clever you are, people are not fools, and naturally they can't hide from the world, they will only make people hate you and see through your hypocrisy.

You can tell him that he has not had any money lately, or that he has borrowed out or bought something. It's better to refuse like this.

Tell the other party that you don't care about the money at home, and that the wife or husband is in charge, and then ask the family to come forward and refuse.

How to cleverly refuse to lend money to someone? Teach you a trick to not break the fortune and not hurt your feelings.

I'm short of money, and I want to borrow it from you!

When someone borrows money from you, you can gracefully decline it in the following ways:

First, say no directly and firmly: You can tell the other person tactfully that you are sorry that you can't lend it to her, because you are also financially strapped or have other reasons. For example:"I'm sorry, but I can't lend you money at this time because I need to pay some debt myself. "

Second, give a reason: If you feel that you have to explain the reason, please give a reasonable reason. For example:"I really want to help you, but I'm already nervous about my pre-hall calculations, and I don't know if I can afford the expense. "

Third, avoid it for the time being: If you really don't want to take a stand or need time to think about it, please politely refuse and suggest that the other party find another solution. For example:"I can't make a decision right now, please wait a little longer, or consider other ways to borrow. "

Fourth, change the topic: If you don't want to refuse directly, you can tactfully change the topic and say something else. For example:"I can't help you right now, how are you doing? "

I'm sorry I can't lend you money, I'm not in a good financial situation. I had to keep the money for my living expenses and unexpected expenses. "

Sixth, no matter what method you use, please respond to other people's requests frankly, politely, and sincerely. At the same time, remember to keep your boundaries in moderation and stick to your own principles so that you can avoid unnecessary troubles and losses.

I understand your mood right now. To refuse others to borrow money from you, 1. It is better not to borrow less than not to borrow If there is a trace of reluctance to borrow money, it is better to refuse at the beginning than to borrow casually. 2. Ask the reason first, don't ask the amount of money borrowed The reason is always more important than the amount of money.

If the other party is lending money to a loved one for treatment, but you can't get the amount he expects, then borrow if you can, and help if you can, it's better to give him a red envelope to solve his temporary "urgent need". 3. According to the other party's reason, find a similar reason not to borrow and refuse If the other party says to borrow money to buy a house, you say that you happen to have a plan to buy a car; If the other party complains about the tease and the bonus promised by the boss is not in place, then you say that the boss still owes you wages! One of the advantages of this trick is to imply that you don't have much spare money to lend him during this time.

1.Put an end to empty promises. Don't make empty promises about borrowing money to avoid misunderstandings. Suffice it to say that you need to think about it. This will buy you time to find a reason and not be unable to get off the stage.

2.Talk about it privately. Refusing to borrow money is best done in private. Never refuse in public, as it will embarrass the other person. Find a quiet environment and speak calmly and slowly make your position clear.

3.The reasons should be strong and credible. When refusing to lend money, your reasons must be strong and credible.

Don't be ambiguous, and don't shirk or duplicity. For example, you have other debts that need to be paid off first, and you are short of funds. But don't go into too much detail, lest it appear to be fabricated.

4.Express regret and understanding. When refusing to borrow money, express your regret and understanding of the other person's needs.

For example, you can say that you regret that your own conditions do not allow it now, but you understand and understand the other person's difficulties. This can alleviate the embarrassment and negativity of the other person.

5.Talk about other ways you can help. If possible, you can refuse to borrow money while offering other ways to help the other person.

For example, introduce other ways to borrow money, provide other forms of financial assistance, etc. But only if you really have the ability to deliver on the offer of help.

6.Express hope that the problem can be solved. When you refuse to borrow money, you can also express your hope that the other party's problem will be solved and question whether the other person will have such a need in the future. On the one hand, this shows your friendliness, and on the other hand, it also reminds the other person to be positive about the authenticity of solving problems.

In conclusion, refusing to borrow money requires good skill and friendly expressions. Only on the premise of not harming the dignity and feelings of the other party, can you reasonably explain your own position, so that you can gracefully refuse the disturbing request of others to borrow money.

When studying or working stupidly, you will inevitably meet classmates or colleagues to borrow money, maybe the other party is just a temporary economic turnover, but you are afraid that the other party will not pay back the money borrowed. So how to gracefully refuse someone to borrow money.

Ask what you're borrowing money for.

Some people will borrow money to gamble, or borrow money to consume some expensive jewelry and other items, for people who often moonshine people, it is best not to lend money to each other, because of the coincidence that it will definitely take a long time, if you have an urgent need to let the other party pay back, you may also hurt the peace. It's best to ask the other party what the other party is borrowing money for, if you know something about the other party, if it's a friend who hasn't been in touch for a long time, and you borrow money to suddenly contact, just find an excuse to refuse.

Tactfully refused. When the other party borrows money from you, maybe he is used to borrowing money from others, maybe he plucks up a lot of courage when he says this, so if you don't want to lend money to the other party, you need to refuse tactfully, don't offend the villain, and don't hurt the other party's self-esteem.

On the grounds of low wages.

If the other party borrows money from you and you don't want to lend money to the other party, you can say that your salary is very low, and you are still in an internship.

Saving the emergency is not helping the poor.

As the old saying goes, "help the emergency is not to help the poor", if the other party is temporarily in an emergency to borrow money from you, and it will be repaid in a few days, then it is okay to lend him money, if the other party is very poor, then it is estimated that it will be difficult to get the money back, don't be embarrassed to refuse because the other party has a good relationship with you, or you are a relative, you can say that your family situation is not good, and you need to give your parents filial piety cover living expenses.

1.In a polite and resolute tone. You can say, "I'm very sorry, but my current situation doesn't allow me to lend money." ”。Be apologetic but firm and show that your decision will not change.

2.Explain the reason, but it doesn't have to be too detailed. You can simply say, "I also have some expenses to pay, so I can't borrow money anymore." ”。You don't need to explain too much about the details of your expenses. Avoid contradictory justifications or leave loopholes.

3.Propose other possible solutions. For example, "Can you ask other friends and relatives first?" Do you want to see if you can repay the loan in installments first? "Wait. This shows that you are also actively trying to help solve the problem, but you just can't borrow money for the time being.

4.Do not get involved in further arguments. The other party may try to bargain, at which point you just need to repeat the reasons already stated, unwavering and conceding.

It is important to show a determination not to engage in any negotiation. For example, "I'm really sorry, the reason I said won't change, the money really can't be borrowed." ”。

5.Express trust and blessings. You can say, "I'm sure you'll find other good solutions." All the best! ”。This can show your trust and support, make the other person feel less embarrassed, and leave room for future relationships.

6.If necessary, you can leave categorically. If the opponent's attitude is too strong or even threatening, you need to leave decisively to avoid being entangled further.

You can say, "I think we'd better stop talking about this topic now." Good bye. Then leave immediately.

In short, make the other person feel that your determination will not change, but at the same time show that you are polite, caring, and understanding. It won't give him a chance to push further, and it won't make him feel that your rejection is too callous. This kind of demeanor and skill is the key to Youzhi Fengya's refusal of a request to borrow money.

1.Direct refusal: You can directly tell the other party that you don't have extra money to lend them for the time being. But be careful with your words and don't make the other person think you're cold or unfriendly.

2.Reason: You can explain to the other party that you are in financial situation and that there may be other expenses that are late for spending. Or explain to the other person that you have lent it to someone else before, and you still haven't taken it back.

3.Provide additional help: If it's not convenient for you to borrow money, you can offer other ways to help the other person solve the problem of the code accusation. For example, help them find other people to borrow money from, or provide other support and advice.

Whichever way you refuse to borrow money from someone, you need to use polite words and attitudes and don't let the other person think you are cold and ruthless.