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There are many different ways to borrow money, and each technique is different!
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If you are afraid that others will borrow money, in the process of daily interaction with friends, subconsciously let others know that you are a moonlight clan, so that your friends will generally not open up to you, even if they open up to you, you can find excuses.
Also, when a friend borrows money from you, you can say: I don't have it, if you are in a hurry, let me ask my friend if he has it? If you really want to lend it to him, find a good friend and lend him money in his name in front of him, so that he knows that you borrowed money from your friend to help him, and he will not only not pay it back, but will thank you very much.
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You can say:"I'm about to send money home right now because my family is sick! Or: "It's the end of the month, and no one has any money!" There are also various fees to pay! "Constantly prevaricate him in this way! ~
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Direct: I'm short of money too! Euphemism: My funds have been frozen a long time ago, and I'm worried! Seeing that I am so poor, I haven't asked you to borrow money yet! Enough buddy! Let's find someone to borrow it! He's got a lot of money!
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Under normal circumstances, he said that he had no money, but if he really couldn't do it, he would do Tai Chi with him, or casually say what he was most experienced.
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Sometimes it is said: I didn't bring any money; Sometimes I find a reason, such as: wait a minute, I want to use it myself.
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It's too hard to ask.
When you feel that someone else is going to borrow money from you, you don't have to wait for others to tell you about borrowing money, you have to explain that your financial situation is relatively tight.
It's easy to lend money, but it's harder to get it back.
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No way? I just borrowed 10,000 from zl00w yesterday, and you are here again, what do you want money for? Then after saying that he has no money to show him a way, you can also help him think of a way, it sounds good, and when others leave, the tea will be cold, it doesn't matter if you want to do it or not.
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1 I'm sorry that the money is kept by my mother, so ask her.
I only have a little bit of pocket money.
2 The money has been frozen in **, and I have been living like a year recently, and I am still looking for someone else.
Hehe, if you don't want to offend that person, just say that.
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If it's a good friend, why not borrow, stingy! If the relationship is not good! Just say no! Because it's my right!
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I'm sorry, I don't have any money.
I didn't even have anything to eat.
You have money in your pocket, no.
Why don't you lend me some.
Let me have a meal first.
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With tears in your eyes, you said aggrievedly, "I don't have any, and I want to ask you to borrow it."
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Recently, the company's efficiency has not been good, the salary has not been paid for several periods, and my friend's marriage is tight.
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1. Take offense as defense and strike first: In the case of clearly understanding the other party's intentions, say that you are handling the situation before the other party speaks.
2. Be honest with each other and analyze directly: Through honest analysis, show your powerlessness and gain an understanding of spring potato infiltration.
3. Clever transfer method: avoid talking about borrowing money by shifting the topic and other methods.
4. Don't open your mouth: Say no through body language such as absent-mindedness when talking to the other person.
5. Procrastination and procrastination: do not immediately reply to the other party, and let the other party find other ways by delaying time.
6. Adhere to the principle that friends are trustworthy, that is, borrow money to trustworthy friends.
7. Adhere to the principle of emergency relief rather than poverty relief, that is, borrowing money cannot be lent to people who are short of money for a long time.
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Refusing to lend money is a sensitive social situation, so it is necessary to adopt some elegant ways to express one's position while respecting the feelings of the other person. Here are some pro recommendations:
1.Direct expression: Expressing one's thoughts in a direct way is the easiest and most direct way.
Tell the other person about your current financial situation and that you can't borrow money. For example: "I'm sorry, but my current financial situation doesn't allow me to borrow money."
Or, "I appreciate your trust and concern, but I can't borrow money for you right now." ”
2.Give advice: If you can't help someone borrow money, give advice like: "You can consider other ways to borrow, such as a bank or credit card." Or, "You can ask other friends or family members for help." ”
3.Change the subject: If you don't want to say "no" directly, you can change the subject, such as: "Can we talk about something else?" Or, "I'm very busy, and it's not very convenient to borrow money right now." ”
4.Give practical help: If you don't want to borrow money but still want to help, you can consider offering other practical help, such as helping the person find a job or providing other resources.
Finally, no matter which way you go, be careful not to hurt the other person's feelings and be firm about your decision. If you feel that you can't say no, you can also consider declining first, then consider your actual situation, and if you have the ability, you can help again.
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If someone borrows money from you but you don't want to lend it, you can decline gracefully, here are a few suggestions:
1.Straightforward: You can tell the other person directly that you don't have any extra funds to lend out for the time being, without being shy or embarrassed.
2.Tactful refusal: You can tactfully refuse, indicating that your funds are also shrinking, hoping that the other party understands your predicament.
3.Provide other help: You can explain why you can't borrow money, but you can help the other person solve the problem in other ways.
4.Be clear about the future: You can think about the risk that if the other party doesn't repay the money late or the debt is still unpaid for a long time in the future, you can remind the other person of this possibility and make it clear that you refuse to lend.
In short, financial issues require clear and honest communication, and for borrowing issues, you need to consider your financial situation, the other party's ability to repay and other factors. You can communicate with each other in person to make sure you both understand each other's position.
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The topic of borrowing money has always been a headache. When someone borrows money from you, how do you decline their request? Here are some decent ways to refuse to borrow money.
The first method is to reject it outright. When someone asks you to borrow money, you can simply say no, telling them that you can't give this kind of help. Although this method is straightforward, it can also give a clear answer to the other party and avoid misunderstandings.
The second way is to stall for time. When someone borrows money from you, you can start by saying that you need time to think about it and then reply to the other person after a while. This will give you more time to think about whether or not to help the other person, and it will also avoid the discomfort of being too direct when rejecting the person.
The third way is to change the subject. When someone borrows money from you, you can change the subject, for example, "It's not convenient for me to borrow money from you right now, but I can help you think of other solutions."
This will let the other person know that you don't want to help him, but that you can't help him with this problem.
The fourth way is to provide other help. When someone borrows money from you, you can offer other help, such as, "I can't lend you money, but I can help you find someone else to borrow money from."
This can give the other person ideas for solving the problem and provide practical help.
The above are a few decent ways to refuse to borrow money, of course, when refusing to imitate other people's requests, the tone should be as gentle as possible, so as not to make the other party feel left out. The most important thing is to be honest and avoid misunderstandings and unnecessary harm.
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Rejecting someone else's request for a loan can be tricky, because sometimes refusing it can hurt Antchai's feelings for Douwu Weifang. Here are some ways to gracefully refuse someone to borrow money:
1.Direct rejection: You can tactfully decline someone's request, such as "I'm sorry, I don't have any extra funds to lend you at the moment." ”
2.Give other help: If you can't lend money, you can offer other forms of help, such as "I can't take out a loan at the moment, but I can accompany you to the bank or help you find other ways to get a loan." ”
3.Excuse yourself on your own terms: If you can't borrow money for some reason, you can make it clear to the other person that you're in a difficult situation, such as "I'm sorry, I'm not in a good financial situation and I'm in a difficult time." ”
4.Hold off on replying: If you need time to think about whether or not to lend money to the other person, you can delay it tactfully, such as, "I need some time to think about it, can I get back to you tomorrow or the day after tomorrow?" ”
5.Give advice: If you don't think the other person's request is appropriate, try giving advice, such as, "I think you should consider other ways to borrow money first, or borrow some money from family and friends." ”
Regardless of the method used, we need to try to maintain good communication and understanding with the other party to avoid unnecessary conflicts and misunderstandings.
This man still treats him as a friend? If he calls you a brother in front of him, it is possible to scold you for being a stupid x behind his back, which clearly shows that he is cheating money, and it is impossible to repay the money. The next time you see him, you will say that you have no money, and you don't need too many excuses, and when you meet him, you will say that you have no money, and ask him to pay it back quickly, and emphasize more about where you want to use money during the conversation! >>>More
You can elegantly tell people that you don't have this habit, that you are not used to lending your stuff to others, to anyone. But you have to be honest and don't be too tough. <>
1 first affirm and then deny when a friend asks to borrow money, don't say no, it's too hurtful, first express understanding, and then explain that your current economic situation is not very rich, and you can't lend the money to the other party at present, let the other party also express understanding, and then retreat. >>>More
I also have a classmate who always eats my meat dishes and leaves his shredded potatoes behind. I'm upset, but we're friends, and if we're friends, we have to be humble to each other. As a result, he robbed me of my meat for four years!! I'm used to it, and I miss them all the time!!
Hello, I'm quite embarrassed by this question. Now the feelings are all fading, and some have even become enemies from friends, just because of the loan money hurt the harmony. In fact, now borrowing money depends on the person, if the character is not good, not only will the relationship hurt, but it is also possible that the money will not be returned. >>>More