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I have a deposit of 20,000 yuan and a house, but I have more than enough rental to protect the mortgage. There are no cars. If I lose my job, I'll go back to my hometown. Twenty or thirty yuan a day should be able to last for two years.
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I don't have a lot of savings, and there aren't many families who can take out 1 million cash in an instant, not to mention that the house at home is worth millions, so it can last a long time.
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If you have land at home, you won't starve to death.
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Maintain the current standard of living, a family of 3 can last for 5 years, if it is reduced to the level of food and clothing can last for 15 years, the problem is that I am only in my 30s now, and I can't die at 50!! There is also money for children to get married and get sick later, so they still have to earn money.
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My own family is very rich, because my father earns a lot of money, even if I lose my job, I won't be very worried, and I can survive for a long time.
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I lost my job without the price **, and I used to earn a lot of money, if I didn't count my family, I should be able to survive until ten years later, so I have to work hard to earn money when I am young.
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I'm unemployed, I should be able to live a lifetime when I go back to my hometown, the minimalist kind, don't buy clothes, don't eat meat, don't consume, grow vegetables and wheat at home, the house is grandpa's, and serious illness basically depends on the sky, so people in our village feel that getting 2000 a month is a lot of money.
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I don't have any savings, so if my husband and I are unemployed, I'll go back to my hometown immediately and live the poor life like when we were children, and I don't have to worry about eating and drinking anyway.
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As for my current average monthly expenses, I will continue to eat and drink without saving food, but if I don't spend anything else, I can probably last for about 15 months.
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I will make a reasonable plan to avoid this happening, even if it happens in the future, planning well can also avoid the end of having no money to spend.
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My monthly salary is about 7-8 savings excluding expenses, and I can save 20 deposits without loans. I shouldn't be unemployed, it's a freelance job, and it's not a problem to do whatever you want to make money.
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The salary of the job I do is not very high, so I will not last long if I lose my job, and I still need to continue to work hard so that I can't be abandoned by society like this.
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First of all, let's understand the low unemployment rate system simply.
Then the common people are fully employed, everyone has money, which leads to rising prices; On the contrary, if the unemployment rate is high, then the common people are unemployed, and the purchasing power is greatly reduced, resulting in prices having to fall.
Second, historical theoretical research has proved that the unemployment rate is negatively correlated with the inflation rate, and the "price level" is called the inflation rate in economics, that is, the unemployment rate is negatively correlated with the price level.
Thirdly, in 1958, a New Zealand "economist" W. Phillips (I remember that she was just a middle school teacher at the time), conducted a regression analysis of the historical data of inflation and unemployment, and obtained a magic curve, the slope of the curve is negative, and the second derivative is positive, so the economics profession firmly concluded that "unemployment and inflation are negatively correlated", and this magical curve is also called the "Phillips curve". Plug in a ** try
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It's related, but it's not very close.
Prices** are related to GDP, and higher inflation rates make labor costs rising.
As a result, the labor cost remains high, which slows down the enthusiasm of enterprises to employ people.
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Prices ******* material costs rise ==== Businesses close down ==== Unemployed.
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When inflation is high, the unemployment rate is low, and when inflation is low, the unemployment rate is high. The Phelps curve focuses on nominal wages and does not take into account expected inflation. First things first:
The rate of change in wages determines the real rate of unemployment, and unemployment has a negative impact on wage growth; Second, inflation is equal to the rate of change in wages. There is a substitutionary relationship between inflation and unemployment, which was quite stable in some countries before the Second World War and in the 50s of the 20th century, and is highly consistent with experience. Of course, it is natural for some people to question any theory.
The Phillips Curve is no exception, and some economists argue that the scope of the Phillips Curve is limited, pointing out that the reason why the Phillips Curve has been validated is that the data used are short-term, and that there may be alternating relationships between inflation and unemployment in a shorter period of time.
In the long run, however, the relationship between inflation and unemployment may not be the same. There is a short-term "exchange" relationship between inflation and unemployment, but there is no long-term "exchange". Because, in the long run, this relationship will sooner or later be broken with changes in the market structure.
As a result, there was a heated discussion about the Phillips curve in the academic community. In the 70s of the 20th century, the unexpectedly high inflation rate and high unemployment rate occurred, which made the Phillips curve unprecedentedly challenged. Because the reaction according to the reality of the situation is more in line with the views of the scholars who have previously challenged the Phillips curve.
The emergence of this fact successfully overturns the inevitability of the existence of the Lips curve. Ultimately, the vast majority of economists have to admit that the Phillips curve needs to be corrected.
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The amount of inflation caused by raw materials **** cannot increase the employment rate. The amount of inflation caused by imported goods **** will not increase the employment rate. The amount of inflation caused by the increase in capital profits will not raise the employment rate.
It is generally caused by economic development, that is, caused by the expansion of production (the expansion factor of production can reduce the unemployment rate), which leads to the fact that objectively, the inflation generated by such factors has a partial correspondence with the reduction of the unemployment rate, and the inflation model is also in line with the Phillips curve. The Phillips curve is a curve that shows that there is an alternating relationship between unemployment and inflation.
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The first economist to study the relationship between inflation and unemployment was Phillips, so the first curve to depict the relationship between inflation and unemployment was named the Phillips curve. Phillips argues that there is a negative correlation between inflation and unemployment, and he cites a large number of data from the 20s to the 60s of the 19th century to prove the relationship. At that time, the data of both the United States and other developed countries confirmed this point, that is, inflation and unemployment were negatively correlated.
But after the 70s, the curve has been challenged by many parties, the most obvious is the 70-80s American double-high pattern, the Phillips curve can not be explained, and later people did more in-depth research on the basis of the Phillips curve, and developed the expected enhanced Phillips curve. That is, there is a negative correlation between the short-term unemployment rate and the unanticipated inflation rate (t=e(t)+u- (u*-ut)). But in the long run, inflation will end up being the same as expected.
Regardless of whether the expected inflation rate or the change in the unemployment rate will cause the Phillips curve to move, and in the long run the actual inflation rate will not be related to the unemployment rate.
So, can unemployment be tackled by raising inflation? The answer is no. If the unemployment rate is reduced by raising the inflation rate, the unemployment rate will decline in the short term, but in the long run, the imbalance in the unemployment rate cannot exist forever, that is to say, in the long run, the unemployment rate will eventually return to the level of the natural unemployment rate, and once the inflation rate increases, it will be nailed to a higher position for a long time, and it is difficult to lower it, and people can only accept the torment of high inflation.
Before the election, Western electoral countries may use their power to raise inflation and reduce unemployment in order to alleviate public anger and gain popular support, but in the long run, the unemployment rate will return, but people will have to accept the suffering of high inflation, which is only a political means and does not benefit the people.
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In economics, the Phillips curve is a curve used to express the substitution trade-off between unemployment and inflation. This curve shows that when the unemployment rate is low, the money wage growth rate is higher; Conversely, when the unemployment rate is high, the rate of growth of money wages is lower or even negative.
According to the cost-push inflation theory, money wages can be used as an indication of the rate of inflation. Thus, this curve can represent the alternating relationship between the unemployment rate and the inflation rate. That is, a high unemployment rate indicates that the economy is in a depression stage, when wages and prices are low, and therefore the inflation rate is low; On the other hand, a low unemployment rate indicates that the economy is in a boom phase, when wages and prices are high, and therefore inflation.
There is an inverse relationship between the unemployment rate and the inflation rate.
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