What is the knowledge of insurance, the knowledge about insurance

1 Pre-job training material fee: between 100-200rmb 2 ** people examination (from also qualification certificate) cost: 60 yuan examination fee + 5 yuan cost + about 20 yuan exhibition certificate (** agreement with the insurance company) + ** people training may be used in some information:

Our company is 50 oceans.

3. Guarantee deposit (bill risk): 200-1500 oceans.

Generally these are the fees. Others will be charged according to the actual situation.

The cost of officially joining an insurance company is generally between 360-2000 oceans.

Buying your own clothing or briefcase is not included.

Because the ** person of the insurance company (usually called the salesman) has a ** relationship with the insurance company, according to the provisions of the company law, this is reasonable and allowed.

But that's how it is!

Each company has a different fee. For example, if I enter the CPIC, I only need to pay a deposit of 500, and I can return it later. And CPIC newcomers can get a certain basic salary, you can consider it.

It's reasonable, that's how they are.

The insurance is a more reliable insurance company, and it has always been taking the high-end route, the premium is more expensive than other insurance companies, but the protection is also more comprehensive, and the quality of insurance salesmen is generally very high。Headquartered in Hong Kong, AIA officially entered Chinese mainland in 1992 and set up its own branch in Shanghai in the same year. Since then, AIA's business has expanded to the whole of China, such as Beijing, Jiangsu, Tianjin, Shenzhen, Shijiazhuang, etc., all of which have AIA business.

AIA also operates a wide range of businesses, such as personal accident insurance, medical insurance, life insurance, etc., so that more customers feel trusted. AIA ranked 66th on the 2020 Forbes Global 2000 list, and 250th on the Fortune Global 500 in August of the same year. It can also be seen from this that AIA's financial strength is absolutely unquestionable.

In addition to looking at the insurance business, the most important thing for us to buy insurance is the financial resources of the insurance company. However, AIA does have its drawbacks, and it can be said that the only drawback should be that it is expensive. AIA has always taken the high-end route, and the insurance salesmen recruited are usually of high quality and have a high level of education.

He mainly faces some high-end people, and for some ordinary families, the high premiums are unacceptable.

However, behind such a high premium, you also get comprehensive protection. AIA is still very reliable, if you can afford to pay tens of thousands of dollars in premiums every year, then you may wish to consider AIA products. If you find it unacceptable, in fact, there are many insurance companies on the market, which are also very good, and you still have to choose the right insurance for yourself according to your own economy.

1. The meaning of insurance:

Insurance refers to the commercial insurance behavior in which the policyholder pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility for compensating for the property loss caused by the accident that may occur as agreed in the contract, or the insurer bears the responsibility of paying the insurance money when the insurer dies, is disabled, sick, or reaches the age and time limit agreed in the contract.

Second, the type of insurance:

Insurance can be roughly divided into: property insurance, life insurance, liability insurance, credit insurance, allowance insurance, and marine insurance.

The large categories are classified according to the scope of insurance coverage, and the small categories are classified according to the type of insurance subject.

According to the scope of insurance protection, it is divided into: life insurance, property insurance, liability insurance, and credit guarantee insurance.

The subject of insurance is the subject of the insurance contract, which only includes the policyholder and the insurer. The insured, the beneficiary, and the policy owner are not insurance subjects unless they are the same person as the policyholder.

The object of insurance, that is, the object of the insurance contract, is not the subject matter of insurance itself, but the insurable interest of the policyholder or the insured in the subject matter of insurance.

Insurance rate is the ratio of insurance premium to insurance amount, and insurance rate is also known as insurance**. It is usually expressed in terms of the premium payable per 100 or 1,000 yuan of insurance amount.

Summary. Hello, the basic knowledge of insurance is as follows: 1. Definition of insurance Insurance refers to the commercial insurance behavior in which the policyholder pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility of compensating for the property damage caused by the occurrence of the accident that may occur as agreed in the contract, or bears the responsibility of paying the insurance money when the insured dies, is disabled, sick or reaches the age and period agreed in the contract.

From a legal point of view: insurance is a contractual act From an economic point of view: insurance is a scientific and reasonable financial arrangement from the perspective of risk management

Insurance is a method of risk management From a scientific and economic point of view: insurance is one of the most scientific and effective ways of risk management 2. Characteristics of insurance Mutual Assistance: Insurance has the mutual assistance characteristics of "one person for the many, many for one person" Commodity:

Insurance embodies the scientific nature of an economic relationship (commodity economic relationship) of the exchange of consideration: insurance is a scientific measure to deal with risks3. The function of insurance, the function of economic compensation; the function of financial integration; The function of social management <>

Hello, the basic knowledge of insurance is as follows: 1. Definition of insurance Insurance refers to the commercial insurance behavior in which the policyholder pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility for compensation for the property loss caused by the possible accident as agreed in the contract, or bears the responsibility of paying the insurance money when the insured dies, is disabled, sick or reaches the age and period agreed in the contract. From a legal point of view:

Insurance is a contractual act from an economic point of view: insurance is a scientific and reasonable financial arrangement from the perspective of risk management: insurance is a method of risk management from the perspective of science and economics:

Insurance is one of the most scientific and effective ways of risk management 2. Characteristics of insurance Mutual assistance: Insurance has the mutual assistance characteristics of "one person for the many, many for one person" Commodity: Insurance embodies an economic relationship of consideration exchange (commodity economic relationship) scientific:

Insurance is a scientific measure to deal with risks3. The function of insurance, the function of economic compensation; the function of financial integration; The function of social management <>

If you are not asking this question, please describe your problem more specifically and explain it to the teacher in detail, so that the teacher can better help you.

1: Whoever is the main money-earner in the family should buy enough insurance for him, buying insurance is the pillar of insurance, if the order is reversed, and buy to those who are most in need of insurance (generally families buy children first), something happens to the family is not helpful, and it may become a financial burden, because the obligation to pay premiums is not fulfilled, and the result is that the policy is invalid.

2: The essence of insurance is protection, buying insurance is buying protection, first make the protection high, do it completely, and then consider others.

3: Buying insurance is to pay premiums, and the amount of money you take out after paying the premiums is not waiting for your money, but the cash value or account value, that is to say, buying insurance is costly, because the insurance company has to bear the insurance liability.

4: After buying insurance, not all things will be compensated by the insurance company, and there are listed exclusions and remarks in the aspects of non-compensation, please pay attention to read the terms of the contract. The exclusions are different for different insurance companies, except for life insurance, critical illness insurance and accident insurance for products of the same company.

5: The operation of insurance companies is a commercial behavior and it is necessary to make a profit. So you will be given as much as you insure, and it will not give you a penny more.

Further information: Insurance companies cannot fail refers to life insurance companies, property insurance companies are not included. Accident insurance and accident medical insurance are not the same thing.

Accidental injury coverage is for death, disability, and burns, and the amount of benefits for disability and burns is determined according to the level. Accidental injury medical treatment is used to reimburse medical expenses caused by accidental injury. Therefore, if you do not have medical insurance for accidental injuries, then the medical expenses caused by the accidental injury will not be reimbursed.

There are two types of hospitalization medical expenses, one is for people with social security, and the other is for people without social security. No matter how much insurance you have for hospitalization expenses, and no matter how many insurance companies you buy from them, the most you will pay for the medical expenses you incur. This is called the principle of compensation for losses.

One-year insurance, generally not guaranteed renewal of insurance, once the insurance, the next year may be denied or excluded or additional fees, they are: hospitalization medical care, accident insurance, accidental medical treatment, and there is a maximum renewal age limit.

When applying for insurance, you should consider your own financial strength, don't let insurance become a burden on your life, and once you start to insure, don't surrender the insurance easily, otherwise you will lose both money and protection. The interest rate of participating insurance is uncertain, and the data on the insurance plan is used for reference. Dividends** refer to the difference between the actual investment rate of return and the assessed interest rate, the difference between the actual mortality rate and the assessed mortality rate, and the fee difference refers to the difference between the actual cost and the assessed fee.

The amount of insurance agreed in the contract or return, or payment, or survival guarantee is guaranteed and must be paid on time, even if the insurance company loses money, which is legally necessary.