Children s insurance, education, medical care, which insurance is better

It must be Ping An's children's insurance is the best. For more information, please call us.

Hello! I am Yan Liqiang, the business manager of Chinese Life, very dedicated to you! We Chinese Life has a "New Ruixin" is an all-round insurance that includes critical illness, accident, dividends, and pension as a whole! It is also a type of insurance that gives back to customers when it is promoted to a vice-ministerial-level central enterprise!

Hello, education and medical insurance, you can tell us about your premium expectations, I can make a plan for you.

In fact, the products of each insurance company are similar, and it is more important to find a professional and responsible person.

Hello, insurance companies are different, insurance also has a difference, so it is very important to choose a company, China Taiping has 85 years of brand history, was one of the strongest, largest and largest national insurance companies in China's modern history, and is also one of the Chinese life insurance companies with the longest operating time and the longest brand history in China's insurance market. Taiping is known as the most professional life insurance company, please call us for details.

There is not much difference between insurance companies, but it is important to choose an insurance company, because the quality of the company's development will affect the customer's income! The current insurance is all participating insurance, so the company with strong development strength must have this strength! You get to know Taiping and take a look!

The Fulu baby of Chinese life is a good choice, choose the best!

I think it's better not to participate.

Hello, you can get acquainted with our company for comparison.

Children's education insurance, now it seems to be useless, inflation is too strong, insurance money, it is better for you to buy investment.

Financial products, you can do the math if you don't believe it.

At present, annuity insurance is better, and the income is higher than that of special education funds. For example, Ruyilai, Fumantang, etc. are not bad.

This has to consult customer service or go to the official website to see [Meow Meow Insurance].

Xueba says that insurance only recommends insurance that is really useful for children! This year's comparison table of 136 best-selling children's critical illness insurance has been updatedand click Claim Now.

How to buy insurance for your childThis problem has stumped many parents, so let's take a good look at how this problem should be solved! Explain from these three aspects:

First, take care of the medical insurance first!

After the child is registered, it is necessary to handle the neonatal medical insurance (urban and rural residents' medical insurance) as soon as possible, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, so it is necessary to handle the medical insurance for the child.

Second, if you plan to configure commercial insurance, it is recommended to consider pure protection critical illness insurance + medical insurance + accident insurance.

Let's start with critical illness insurance, which provides coverage for as long as possible. Secondly, critical illness insurance is paid directly in cash after getting sick, in addition to solving the first expense, it can also solve many follow-up hidden problems, such as taking care of sick children, the economic losses brought to the family, all need money, after all, as the saying goes, money is not everything, but no money is absolutely impossible. Buying a pure protection critical illness insurance policy can be used to solve these problems.

Let's talk about medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, as long as one or two hundred yuan per year, you can buy an insurance amount of 10,000 yuan, which is very cost-effective.

Finally, it is necessary to configure an accident insurance, children's accident insurance is very cheap, 200,000 yuan per year, only sixty or seventy yuan, can protect the child's accidental death, disability and medical expenses caused by accidents, which is not expensive and very useful.

Third, what insurance should not be bought for children?

has been introduced in detail, because it has been written in detail in the manuscript, so I won't spend too much time introducing it here.

According to the idea I gave you to configure insurance, if it is for the child to configure regular protection, about 1000 yuan per year can be fully configured, if you buy lifelong protection, it is only two or three thousand per year, ** low protection and real.

That's all for me"Which is better for children's education insurance"

Hello! Education insurance, also known as children's education insurance, is to provide corresponding insurance benefits for the educational needs of children at different stages of growth. Moreover, the education insurance currently sold in the market, in addition to the education fund during high school and college, also includes entrepreneurship after joining the work, marriage, and even pension after retirement.

Here is a reference for you, I hope it can give you some help. Sunshine Journey Education Fund Protection Plan (Participating Type) (You can choose your own match according to your needs.)

This product is an education fund protection plan designed for teenagers and children, and you can freely choose junior high school education fund, high school education fund, university education fund and marriage and entrepreneurship fund according to the age and actual needs of your baby in the future.

If necessary, it's a good idea to have a children's insurance card at a low cost. With this product, for children, the basic accident and medical insurance and education fund protection will be more comprehensive.

At present, there is no particularly good one in the market, and if there is a stable financial management method, you can choose to manage money. Tips, you should first purchase protection insurance for your children, such as accident insurance, commercial medical insurance, critical illness insurance, etc.

It's not difficult to buy insurance for your child, you can get it for 1,000 yuan! But unfortunately, more than 80% of parents either buy the wrong or expensive money. I stayed up late last night to compare and sort out all the popular children's insurance on the market at present, and summarized it:

2020 Top 10 [Cheap and High-quality] Child Insurance Solutions

The question is, what kind of insurance should I buy for my child? **Affordability is one thing, complete protection is the most important thing! Otherwise, it will be spent in vain.

Many parents will want to buy education insurance for their children, but they don't know where to start. The 8 education fund reviews with the highest yield in 2020!

First, give priority to children's medical insurance

Children's medical insurance is the country's welfare insurance, which is cheap, has no insurance threshold, and can be unconditionally underwritten regardless of congenital diseases or past medical history, which cannot be replaced by commercial insurance. It is a basic guarantee and must buy!

Second, skip the basic protection and buy wealth management insurance

Many people, family income is average, but skip the necessary illness insurance, medical insurance, but value the words "dividends" and "money" directly buy financial insurance, many parents have bought education funds for their children.

In a word, the child's education fund should be considered after taking good protection measures, and never put the cart before the horse.

After the medical insurance is configured, according to the order, the scientific order is:Medical insurance--- critical illness insurance--- medical insurance--- accident insurance

1. Critical illness insurance

In recent years, the incidence of major childhood diseases has been increasing year by year. According to statistics, at least 2 out of every 1,000 children are suffering from critical illness, so experts call for children's critical illness insurance not to be ignored! Once it happens, you will have to bear the high daily medical expenses and ** expenses.

The emergence of critical illness insurance is mainly to make up for the protection gap in addition to direct expenses.

2. Million medical insurance

Priority is given to the allocation of millions of medical insurance for children to make up for the upper limit of medical insurance reimbursement.

In the event of a serious illness, the million medical insurance can reimburse the expenses of outpatient and emergency services before and after hospitalization, and it is cheap, which can well transfer the risk of serious illness. Children's million-dollar medical insurance** is cheap, and you can buy millions of dollars a year for one or two hundred.

3. Accident insurance

At present, unintentional injuries have become the "number one killer" of children aged 0 to 12 in China, with the characteristics of high incidence and high mortality.

For example, drowning, food poisoning, animal bites, car accidents, public security accidents, etc., are important factors in the current accidental injury and death.

Children are at greater risk of accidents, so it is essential to purchase an accident insurance!

Accident insurance generally only costs a few dozen yuan a year, and you can buy an insurance amount of 500,000 yuan, which is very cost-effective. The most cost-effective children's accident insurance, I have also sorted it out:The 10 most worthwhile children's accident insurance points!

The above is my experience in buying insurance for my children over the years, and I hope it can help all parents.

Xueba talks about insurance, and teaches you to choose the best insurance for your child! This year, the comparison table of 136 hot-selling critical illness insurance for minors has been updated, now for free, click to claim now.

What insurance is good for childrenThis problem makes many parents have no idea where to start, so let's take a good look at how this problem should be solved! Follow these three criteria::

First, the country's medical insurance must be handled!

Neonatal medical insurance (medical insurance for urban and rural residents) is a national basic insurance, and children should be handled immediately as soon as they are born.

Second, in addition to the basic insurance of national medical insurance, commercial insurance should also be considered, and critical illness insurance + medical insurance + accident insurance should be given priority.

Start with critical illness insurance, which provides coverage for a long time (up to a lifetime). Secondly, critical illness insurance pays cash directly after getting sick, which can not only solve the best expenses, but also solve other associated problems, such as delaying homework due to illness, which requires a lot of cash to make up for it. Buying a pure protection critical illness insurance can solve these problems in the future.

Let's talk about medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, as long as one or two hundred yuan a year, you can buy an insurance amount of 10,000 yuan, which is cheap and useful.

Finally, it is necessary to have an accident insurance, children's accident insurance is very cheap, 200,000 yuan per year is only sixty or seventy yuan, which can protect the child's disability, death and medical liability caused by accidents, cheap and useful.

Third, don't buy both types of insurance for your child!

There has been a detailed introduction in , so I won't go into too much detail here.

According to the above insurance ideas, if you are configuring regular protection for your child, you can configure it for 1,000 yuan per year, and if you buy lifelong protection, it will only be two or three thousand per year, which is cheap and useful.

That's all for me"Which is the best children's education insurance?"

The education insurance on the market can be divided into two main categories: traditional annuity education insurance, which is generally received once a year after the child goes to college, and can be received for four years. There is also a type of insurance product that can be received up to the age of 25, and the amount of this type of insurance product is fixed and the protection is clear;

There is also a type of universal insurance or joint investment insurance that is currently selling well in the market, which is an investment-type product, that is, saving for children's education in the form of investment. This type of insurance has a certain amount of risk, and the yield is not guaranteed, so it is suitable for families who intend to save for the medium to long term.

Which is better for children's education insurance mainly depends on whether the product can meet your needs, and the one that suits you is the best.

You need to be clear about one question: is it really necessary to buy?

At the same time, know another question: who is more important, adults or children?

Answer: It must be an adult. In the absence of any risk from adults, there is no problem with the cost of children going to school; If the adult is at risk, and the adult has sufficient insurance, then with this claim, the child will have no problem going to school in the future; This is why you must buy insurance for adults first, and adults are the best insurance for children.

When is it worth buying? It is the unstable economic situation of the family, for example, if you are a business owner now, your children may have to go abroad in the future, and in order to avoid the collapse of the enterprise, the family's economic situation is not good and you cannot afford it, so you can buy an education fund with a relatively short payment period.

Add the first point, don't misinterpret what I mean, although the child probably does not need to buy education funds, it is indeed necessary to need critical illness insurance.

I hope you don't be misled by the term "education fund", and you are likely to be an insurance person, and what you need is an insurance broker.

Xueba said that insurance only helps families who really want to buy insurance for their children! This year, the comparison table of 136 hot-selling juvenile critical illness insurance has been updated, click on it to see the details.

What insurance should I buy for my child?This question has discouraged countless mothers and fathers who want to buy insurance for their babies, and today we will take a good look at what insurance should be bought for children! Keep these three tips in mind:

First, children's medical insurance is essential!

After the child is registered, the first thing to do is to complete the medical insurance. Regardless of whether it is a major illness or a minor illness, basic medical insurance is particularly important, so it is necessary to apply for medical insurance for children.

Second, the three types of commercial insurance, critical illness insurance + medical insurance + accident insurance, should be configured together after handling medical insurance.

First of all, critical illness insurance, which provides a relatively long period of protection. Secondly, critical illness insurance is paid directly in cash after getting sick, in addition to solving the best expenses, it can also solve a lot of additional expenses caused by illness, such as taking care of sick children, economic losses to the family, all need to use a lot of cash. Buying a pure protection critical illness insurance can solve these problems in the future.

Let's talk about why we need to configure medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, if you configure a 0 deductible hospitalization medical insurance, you can buy an insurance amount of 10,000 yuan as long as one or two hundred yuan a year, which is cost-effective and practical.

Finally, let's talk about accident insurance, children's accident insurance is very cheap, as long as it is sixty or seventy yuan a year, you can buy 200,000 yuan of protection, don't look at the cost is not much, but the protection is a lot. Accidental death, dismemberment, and accidental medical liability for children are all covered, cheap, and useful.

Third, what are the insurance policies that are not recommended for children?

has been introduced in detail, because there is already a detailed analysis in the manuscript, so I won't spend too much space here.

According to the idea I gave you to configure insurance, if it is for the child to configure regular protection, about 1,000 yuan per year can be fully configured, if you buy lifelong protection, it is only two or three thousand per year, cheap and useful.

That's all for me"Which is better for children's education insurance?"