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To be specific:
1.Insurance companies can be roughly divided into property insurance companies, life insurance companies, reinsurance companies, etc. according to the different insurance coverage. At present, there are also professional insurance companies such as plantation insurance companies.
2. What is the amount of insurance premium? Or the amount insured.
3. Because each insurance company has its own insurance products, which are basically the same, but there are differences (including property insurance and life insurance, etc. are the same).
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Different insurance companies have different basic insurance, which is roughly divided into participating investment classes, short-term insurance, and protection types, and the general feature of the participating class is that the insured amount is smaller than the premium paid. The general sum assured of the protection type is larger than the premium paid. This matter is not clear in a few words, if you want to understand, you can add me,
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I suggest you take a look here, it's very specific.
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Each insurance company's products are certainly different and have their own characteristics. It's up to you to see which one suits you.
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The products are similar, but the data such as earnings are different!
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Summary. Hello, the basic knowledge of insurance is as follows: 1. Definition of insurance Insurance refers to the commercial insurance behavior in which the policyholder pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility of compensating for the property damage caused by the occurrence of the accident that may occur as agreed in the contract, or bears the responsibility of paying the insurance money when the insured dies, is disabled, sick or reaches the age and period agreed in the contract.
From a legal point of view: insurance is a contractual act From an economic point of view: insurance is a scientific and reasonable financial arrangement from the perspective of risk management
Insurance is a method of risk management From a scientific and economic point of view: insurance is one of the most scientific and effective ways of risk management 2. Characteristics of insurance Mutual Assistance: Insurance has the mutual assistance characteristics of "one person for the many, many for one person" Commodity:
Insurance embodies the scientific nature of an economic relationship (commodity economic relationship) of the exchange of consideration: insurance is a scientific measure to deal with risks3. The function of insurance, the function of economic compensation; the function of financial integration; The function of social management <>
Hello, the basic knowledge of insurance is as follows: 1. Definition of insurance Insurance refers to the commercial insurance behavior in which the policyholder pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility for compensation for the property loss caused by the possible accident as agreed in the contract, or bears the responsibility of paying the insurance money when the insured dies, is disabled, sick or reaches the age and period agreed in the contract. From a legal point of view:
Insurance is a contractual act from an economic point of view: insurance is a scientific and reasonable financial arrangement from the perspective of risk management: insurance is a method of risk management from the perspective of science and economics:
Insurance is one of the most scientific and effective ways of risk management 2. Characteristics of insurance Mutual assistance: Insurance has the mutual assistance characteristics of "one person for the many, many for one person" Commodity: Insurance embodies an economic relationship of consideration exchange (commodity economic relationship) scientific:
Insurance is a scientific measure to deal with risks3. The function of insurance, the function of economic compensation; the function of financial integration; The function of social management <>
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