Still the same problem, installments

First of all, this text message cannot be ruled out as a routine reminder text message from a debt outsourcing company. But it is definitely not a text message notification from the state public security organs. This can be distinguished by the number.

Next, if the third text message is really from a lawyer, you don't have to worry, if it is really a lawyer, he also needs to know whether you deliberately did not repay, or if you overdue as a lender excessive interest increase. The consequences of these points are not the same!

Here are some of the references I've listed!

The crime of fraud (Article 266 of the Criminal Law) refers to the act of defrauding a relatively large amount of public or private property by fabricating facts or concealing the truth for the purpose of illegal possession.

1) Subject matter elements.

The object of this offence is the ownership of public or private property. Some criminal activities, although they also use certain deceptive methods and even pursue certain illegal economic interests, do not infringe on the object of public or private property ownership or are not limited. Therefore, it does not constitute the crime of fraud.

2) Objective elements.

This crime is objectively manifested in the use of fraudulent methods to defraud a relatively large amount of public or private property.

3) Subject Elements.

The subject of this crime is a general subject, and any natural person who has reached the legal age of criminal responsibility and has the capacity for criminal responsibility can constitute this crime.

4) Subjective elements.

This crime is subjectively manifested as direct intent and has the purpose of unlawful possession of public or private property.

Therefore, I personally think that if it is malicious and does not repay, it should involve credit fraud. Therefore, I suggest that it be resolved through negotiation! Don't forget to submit a review, or ask more!

Leave that alone You know which company you owe anyway, and you can pay it back.

Regardless of whether you pay by credit card or Alipay's Huabei, if the purchased goods are allowed to be paid in installments, then the payment is made in full when the order is paid, and then until the date of the monthly bill, it is decided how much you need to repay on the repayment date according to the number of installments of the purchased goods.

Therefore, the installment payment of goods does not mean that the ** of the goods can be divided into several installments to pay the merchant, but the bank first pays the full amount of the goods ** for itself, and then returns the money to the bank in installments, and the bank earns handling fees and interest in the middle.

Installment payment is a common payment method for modern people. Many times, we want to buy a product or enjoy a service, but we don't have enough funds for the time being, so we can use the installment payment method to transfer the payment pressure to a later period of time. There are many installment payment platforms on the market, but how can you choose the right one for you?

First of all, we need to determine the amount of funds we need, if you need a small amount of funds, you can choose some loan platforms with a lower amount. If you need more money, you can focus on platforms with higher loan amounts.

Secondly, we also need to take into account the number of installments we want to install, and most of the loan platforms on the market have an installment period of between 3 months and 3 years.

The most important point is that we need to choose some regular big brands, and the loan products launched by regular platforms will be more reliable and formal.

Among them, Du Xiaoman Finance's money is easy to apply, fast to lend, flexible to borrow and repay, and users can take the initiative to apply. The interest fee for money is transparent, the interest rate of big brands is reliable, and the maximum borrowing amount is 200,000.

In addition to individual consumers, small and micro business owners who need start-up or working capital can also consider having money to spend, and Money is committed to providing accurate, convenient and efficient financial services for small and micro business owners.

This answer is provided by Compo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. I hope you find this answer helpful.

Hello you choose to pay in installments, you may not have to pay in full if you do not have the option of installment, you may be the wrong option. 

Question: If you choose to pay in installments and deduct the full amount, what is the role of installment payment?

Question: Buying goods in installments, is it to facilitate capital turnover, but the result is still to deduct the full amount, why do customers choose installments?

Do you want customers to choose installments?

It's okay to ask questions.

Huabei installment (it is necessary to pay the full amount Alipay Huabei first helps you pay the full amount to the store first, and then you repay the money to Alipay Alipay charges some interest similar to a credit card) Log in to Alipay to set up Huabei After the bill is issued on October 1, you can choose several installments to repay Huabei fixed (October 9) repayment You can automatically deduct the money from Yue Bao or bank card to repay It can also be repaid in advance.

Then what kind of installment payment, it's better to pay the full amount, save trouble, and you will play.

In other words, installment payment is a cash installment shopping program. That is, installment payments were created by CMA CGM Financial Corporation, and its main service group is low-income groups. In a sense, installment payments are the equivalent of small credit cards introduced by banks.

Installment payments allow users to spend in advance, but they need to repay within the corresponding timeframe.

That is, metro.

That is to say, installment payment is a kind of installment consumer loan for young people and other low-income groups, that is, the emergence of installment payment enables users to better enjoy the process of consumption. Namely Installment was officially established in 2014 and its headquarters is located in Shenzhen, China. In real life, the main positioning of installment payment is to provide small loans to loan people in need in Shenzhen.

At the same time, it also provides consumers with online and offline consumption scenarios. As of 2021, there are more than 120,000 installment cooperative merchants, and the scale continues to expand, becoming a well-known cash installment shopping in China.

Pay in installments, pay all the money in installments, is the thing mine?

Hello, I'm sorting out the answers based on your questions, please wait a moment Hello, that's for sure.

However, the contract said that it was a lease.

What you buy in installments.

Car. When you were deceived, right?

Now this contract, will the car be repaid after the money is paid.

It is recommended to find the person who bought the car and signed the contract at that time, which is a fraud without knowing it.

Fa Xiao told me that he bought an ASUS laptop.

The total price was close to 4000, and he felt a little expensive because he paid too much money at once, so he chose installments. Because it is interest-free, the longest 24 installments were chosen.

Is it worth buying an installment item? Is staging required? Actually, it all depends on the individual.

It's like buying a computer like Fa Xiao, and you have to pay back more than 100 yuan a month. For a person with a stable income, it is not pressure at all. If there is interest, the longer the instalment, the more interest you will need.

In this convenient society, you can buy things without money, but you are spending ahead of time.

That's it. However, staging does reduce stress, which also boosts the spending power of most people.

I bought myself and my dad a mobile phone last year, both for more than 3,000 yuan. It adds up to more than 7,000 yuan at once, which is indeed a bit painful. So I decisively chose the interest-free installment payment, and the installment time chosen by the two mobile phones was different.

I'm a year and a half, and my dad's is half a year. I didn't pay it back until the phone was old, and the installment of the phone. This installment is completely stress-free for me, and it's also interest-free.

I think this kind of consumption method is pretty good, but I'm afraid that it will be even more expensive.

The kind of credit card that has to be installmented, and the interest on each installment is not low. It's really chic when you don't see the money, but once it's time to pay it back, you find out how you spent so much money, and your heart hurts but you can't do anything. In the final analysis, you still have to do what you can, although it is to spend in advance, but you must ensure that there is no interest in repayment within your ability, so as not to cause a vicious circle.