In the mortgaged house, can I apply for three certificates?

What are the three certificates you are referring to? I'm a bit confused by this question.

Title Deed Land Deed?

Maybe you are a little misunderstood, in the mortgage of the house, when applying for property rights, there will be an additional "other warrant" in the middle

And if you're talking about these three certificates, then I'm telling you, you can do it yourself, don't trust the developers

First of all, bring the contract, invoice, housing ownership certificate, personal information and related procedures to the jurisdiction of the real estate bureau to handle the property right certificate, because it involves a loan, so there is one more procedure called the renewal of other warrants, this is kept by the bank as a certificate of mortgage for your house to the bank, when you apply for this certificate, you can make an appointment with the relevant staff of the bank to accompany you, because this certificate can not pass through your hands, after you finish it, wait to get the real estate certificate, after getting the real estate certificate, you can see that there will be a mortgage on the real estate certificate When you repay the loan, you can bring the real estate certificate to the real estate bureau to handle the cancellation, the land certificate is very simple, but you need to complete the real estate certificate to handle it, I said it is relatively simple, you can go to the local real estate bureau to consult

Also mentioned: Certificate of Ownership of the House.

This certificate is very important to get from the developer, it is equivalent to the real estate certificate, if the developer does not give you, it means that there must be some problems with the house, and it is generally given to you after 3 months of delivery.

The property in the mortgage cannot apply for three certificates, and it can only be handled after the loan is cleared.

Under normal circumstances, you can apply for a real estate certificate for a mortgaged house. The buyer and the buyer sign a security guarantee contract for the sale and purchase of the house and the remortgage transaction, and pay a down payment of 30% of the house price. After receiving the confirmation letter from the bank agreeing to repay, the buyer applies for a loan.

After receiving the money, the seller and the original lender terminate the loan contract and mortgage registration. Handle the transfer of ownership and mortgage with the buyer's bank loan. In the end, the buyer's lender bank transfers 30% of the down payment to the seller.

According to the relevant laws and regulations, if the applicant applies for registration of immovable property, the applicant shall fill in the registration application form and submit the identity certificate and relevant application materials. The original application materials shall be provided. Where the original cannot be provided due to special circumstances, a copy may be provided, and the copy shall be consistent with the original.

Hello, the mortgage house does not mean that you will not be given the real estate certificate, but your real estate certificate will have a chapter "mortgage special seal", the real estate certificate is still in your hand is just a mortgage certificate in the bank where you handle the mortgage, so that when you do not pay off the loan, you can't pass the account, and after you clear the loan, go to the bank to get the certificate of the loan, and then send it to the housing authority, they will clear the mortgage seal, that is, then stamp a seal to write that the loan will be cleared on a certain year, a certain month, and a certain day, and then the real estate certificate will completely belong to you.

If you apply for a mortgage, you need the original real estate certificate, and it will not be repaid until you repay the loan, they will first take it to make a mortgage, and then the bank will take the real estate certificate to the property rights center to register (registration is to avoid, the bank takes your certificate, and you go to the property rights center to register and reissue, and you can't reapply after they do the registration) Finally, the property rights center will give the bank a receipt, and you only have a copy. So why do you have to wait 1 to 2 days to get the real estate certificate after the loan is repaid, because the real estate certificate is not in the hands of the bank. Search.

Article 6 of the Administrative Measures for the Sales of Imperial Houses in the Commodity Section implements a pre-sale permit system for the pre-sale of commercial housing. The pre-sale conditions of commercial housing and the procedures for the pre-sale permit of commercial housing shall be implemented in accordance with the relevant provisions of the Regulations on the Administration of Urban Real Estate Development and Operation and the Administrative Measures for the Pre-sale of Urban Commercial Housing.