What are the functions of Bank of China Mobile Banking?

Bank of China Personal Mobile Banking provides you with the following services:

1. Account management.

2. Transfer and remittance.

3. Credit cards.

4. Wealth function.

5. Loan management.

6. Settlement and purchase of foreign exchange.

7. Electronic payment.

8. Service setting functions.

The above content is for your reference, and the actual business regulations shall prevail.

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Inquiry: Provide query functions such as "Account Balance", "Account Details", and "Consumption Points", which can query the balance, transaction details and consumption points of multiple accounts and currencies.

Transfer: Provide the transfer function of "transfer in my name" and "transfer to others".

Remittance: It provides the function of remitting funds from the current account to the current account of the foreign construction bank.

Bank-Securities Transfer: You can use this function to realize the transfer of funds between the margin account and the bank account on your mobile phone.

Foreign exchange business: Through this function, you can buy and sell foreign exchange and inquire about transactions anytime and anywhere on your mobile phone, including "** inquiry", "transaction inquiry", "real-time trading", "pending order", "order cancellation" and other functions.

Payment: You can directly use your mobile phone to handle various payment services of the bank**: such as paying water bills, electricity bills, gas bills, ** fees, traffic fees, etc.

BOC Personal Mobile Banking provides you with the following services:

2. Transfer and remittance: It is convenient to transfer funds between the accounts associated with my mobile banking or transfer and remittance from my account to other people's accountsYou can also transfer money to customers who have opened BOC Mobile Banking through the other party's mobile phone number** You can choose three ways: immediate execution, appointment date execution and appointment cycle execution). At the same time, it provides the functions of adding, withdrawing and renewing fixed deposits, supporting notice deposits, active collections, remittances**, and password withdrawals.

3. Mobile withdrawal: The remitter uses the mobile banking of the Bank of China to initiate a remittance to the cashier, and informs the withdrawer of the withdrawal password, and the withdrawer uses the remittance number and withdrawal password to release the remittance at the mobile withdrawal point of the Bank of China, and the Bank of China will transfer the remittance to the special account of the bank, and pay the corresponding cash to the cashier.

4. Credit card: Inquire about the account and billing information of the credit card, repay the credit card at any time or transfer money to the bank credit card account held by others, and set the automatic repayment method of the credit card; Credit card bill installment and consumption installment payment, credit card supplementary card traffic, transaction SMS setting and transaction details inquiry, etc.

5. Investment and financial management: convenient foreign exchange, (third-party depository), account, bonds, two-way treasure, insurance, Bank of China wealth management plan, accumulated profits and other related transactions.

6. Bill payment: self-service payment of a variety of daily expenses, such as fixed ** fee, mobile phone fee, etc. (the payment items vary from province to province).

8. Loan management: Provide online inquiry and early repayment calculation of the historical repayment record, overdue and outstanding loans, and remaining repayable loans of the Bank of China, and the types that can be queried are limited to the personal loans that can be handled at the counter.

9. Foreign exchange settlement and purchase: Provide real-time inquiry of the foreign exchange settlement and sales quota of individual customers, and quickly complete the foreign exchange purchase and foreign exchange settlement business through mobile banking channels for individual customers on the premise of ensuring that it meets the annual total amount management requirements of individual foreign exchange settlement and sales.

10. Service settings: set personalized aliases for e-banking linked accounts, cancel the display of e-banking linked accounts on mobile banking, set default accounts, set personal transaction limits, change mobile banking passwords, set welcome messages, set exit time settings, unbind mobile devices, set security tool settings, etc.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

Taking CCB as an example, it provides the following 12 types of SMS financial services:

1) Notification of changes in personal account balances, including:

1. Notification of incoming information, such as notification of personal salary arrival, remittance receipt and other information.

2. Notification of transaction information, such as a certain limit of consumption, withdrawal, transfer, agreed large-value transaction, special transaction, deduction and other information.

2) Notices of maturity of personal deposits, such as time deposits, certificate treasury bonds, and timely renewal of fractional deposit and withdrawal accounts.

3) Personal loan collection notices, such as notices of loan expiration, loan overdue, repayment collection, etc.

4) Notification of bank card information, such as bank card transaction information, expiration card replacement, card overdraft, collection notice, etc.

5) Risk early warning notices, such as notices of account loss reporting, stop payment, unhanging, and unfreezing, and early warnings for online banking logins.

6) Inquiry of personal account information, such as provident fund balance, account balance, account details, and consumption points.

7) Notification and inquiry of financial investment information, such as notice and inquiry of information on interest rates, exchange rates, net worth, etc.

8) Payment of fees, such as traffic fines and confiscations, mobile phone recharge, inquiry and payment of public utility fees, payment of recharge cards, game point cards and other goods, lottery betting, etc.

9) Repayment information, such as credit card repayment, personal loan repayment, etc.

10) Financial services for public text messages, including:

1. Reconciliation of public SMS, such as one-by-one reconciliation and regular batch reconciliation;

2. Notice of change in corporate account funds;

3. Inquiries about corporate accounts, such as account balances and account details;

4. Reminder of corporate account information, such as month-end reconciliation reminder, fixed deposit maturity reminder, loan maturity reminder, etc.

11) The bank's marketing and product promotion, product promotion, such as new **, new deposit and loan varieties, new service SMS notification.

12) Maintain the relationship between the bank and customers, such as holiday greetings, birthday wishes to VIP customers, friendly reminders, etc.

Bank of China Personal Mobile Banking can provide you with the following services: 1. Account management; 2. Transfer and remittance. 3. Mobile phone withdrawal; 4. Credit card; 5. Investment and financial management; 6. Bill payment; 7. Electronic payment. 8. Loan management; 9. Settlement and purchase of foreign exchange; 10. Service settings and other functions.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.