Bank of China s mobile banking investment and wealth management is closed

The steps are as follows: Please do so in Mobile Banking.

Click "My" - Security Center - Investment & Finance.

Handle related business.

BOC Personal Mobile Banking.

Ways to close:

Method 1: Bring any passbook associated with BOC's personal mobile banking.

or bank card and valid ID card for issuing this passbook to any Bank of China branch in China to apply for personal mobile banking closure.

Method 2: If you are already a BOC Personal Internet Banking.

As a customer, you can use the [Personal Settings] - [Mobile Banking Activation and Closure] function of online banking to close the mobile banking channel.

Method 3: If you are already a personal mobile banking customer of BOC, you can cancel your e-banking through Mobile Banking [My] - [Mobile Banking Service Agreement] - [Suspension and Termination of Article 8 Agreement] - [**.

1. After the closure is completed, the scheduled transfer transactions that have not yet been executed in the personal mobile banking will no longer be executed;

2. The closing can be done on behalf of the agent, and the materials to be brought are: the original identity documents of the agent and the client, and the proof of relationship (kinship.

Issuance of household register, etc., notarial certificate for non-family relations), power of attorney.

The bank card that is linked to the e-banking.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

In fact, the reason is very simple, because the China Banking and Insurance Regulatory Commission has taken a very big action this time to review the wealth management products of many banks, and even has involved the insurance industry. And this is actually very risky for banks, so they will remove their products, so today we will take a look at this topic.

First, is there any risk in the financial management of the bank?

First of all, we can clearly tell you here that the bank's financial management is a windy friend in distress, even if you buy ** through the bank, presumably everyone must be very clear about the major problems of the treasure a year ago, at that time, it directly led to many people asking for property, it can be seen from here that whether it is through any channel to buy financial products, there is a huge risk, and it is impossible to completely protect the capital.

Second, why are all these products being taken off the shelves?

Because if these products are not taken off the shelves, then it means that banks can absorb a lot of funds through these products, but not all of the bank's investments can be capital preservation, and there will also be loss-making transactions, so in this way, the bank will have to find funds from other places to supplement these wealth management products. From this point of view, do the people who buy these financial products only make money and do not lose money? They buy these wealth management products, and the interest rate is much higher than the bank deposit.

Third, how do you view such a phenomenon?

In my opinion, this rectification activity is very necessary, not only to increase the current chaos in the banking industry, but also to carry out a relatively large reform of the entire insurance industry. In particular, many banks have reorganized their wealth management products in the process of rectification this time. Because if it doesn't, then many of its products will lead to systemic risks.

BOC Mobile Banking Personal Internet Banking needs to open the investment and wealth management switch when handling large-value certificates of deposit, lump sum deposits and withdrawals, and call deposits under deposit management.

You can open and close investment and wealth management through mobile banking-my-security and settings.

Personal Internet Banking: Under the personal settings menu, you can also turn off investment and wealth management.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

Fixed deposit may be a kind of wealth management product launched by the Bank of China or ** regular investment, without opening the relevant services can not handle the relevant business, this is the regulations of the Bank of China, you see for yourself, it is really not possible to invest in other financial products, there are so many financial products on the market.

Same question. It was all good before, but after the forced upgrade version, you can't transfer to a regular term.

Wealth Management is a subsidiary of Bank of China, and the products sold are consignment, Bank of China wealth management products.

Divided into principal-protected and non-principal-protected, fixed income and floating income, Wealth Management is a personalized and high-quality investment and wealth management designed by Bank of China for VIP customers.

Service Brand. Wealth Management is a personalized and high-quality investment and wealth management service brand created by Bank of China for VIP customers. Adhering to the tenet of "customer-oriented, continuous innovation", by a professional account manager.

In the exclusive wealth management space for customers, we provide customers with "one-to-one" high-quality banking services, so that customers can enjoy the respectful life brought by "Wealth Management". At the same time, relying on the global service network at home and abroad, senior financial experts and diversified investment and wealth management products, we will take full care of customers' financial needs and help customers maintain and increase their wealth.

The service object of the Potato Section of the Wealth Management brand of Bank of China is the financial assets of Bank of China.

Including wealth management products, deposits, bonds, insurance, paper**.

and other products) to reach 500,000 yuan; Personal housing loan contract amount of RMB 1 million handled by Bank of China; Individual customers with annual bank card consumption of RMB 150,000 (excluding one-time large-scale card consumption such as house purchase, car purchase, decoration, etc.); Bank of China banking and securities business customer, Bank of China International**.

Customers of limited liability companies with an average market value of more than 1 million yuan at the end of the quarter.

The services are as follows:

1. The "one-to-one" service of professional account managers, well-trained and experienced account managers, through "one-to-one" face-to-face communication, handle various banking services for customers according to their financial needs.

Relying on a strong team of experts and professional market analysis, we customize personal financial plans for customers and analyze professional investment products;

2. Diversified investment and wealth management products, with strong foreign exchange.

Resource advantages, international market.

With the advantage of operational experience and professional talents, we have insight into the opportunities to customize, develop and provide customers with a variety of series of investment and wealth management products that benefit steadily in different fields to help customers obtain maximum returns;

3. Consultant support of a team of senior experts, a professional investment advisory team composed of elites in the fields of foreign exchange, insurance, law, finance, etc., absorb international advanced experience, design a variety of financial solutions and provide consulting services to help customers achieve their investment goals as soon as possible.

4. In-depth and timely financial information, according to the customer's investment situation, through a variety of channels to provide customers with domestic and foreign economic and financial information, market dynamics and Bank of China's latest products, services and business information, and make in-depth analysis and analysis;

5. Enjoy preferential services, preferential rates for dozens of banking services such as remittance, collection, bank card, safe deposit box, loan, etc., and consumption discounts for Bank of China Wealth Management cooperative merchants (please consult the local Bank of China Wealth Management Center for specific special merchants and preferential items).

Method 1: Bring any passbook or bank card linked to the mobile banking and the valid ID document for the issuance of the passbook to any branch of the Bank of China in China to handle the closure of personal mobile banking. After the closure is closed, scheduled transfer transactions that have not yet been executed in Personal Mobile Banking will no longer be executed.

Method 2: If you are already a BOC Personal Internet Banking customer, you can turn off the mobile banking channel through Personal Internet Banking Settings - Mobile Banking.

The above content is for your reference, and the actual business regulations shall prevail.

Consultation and handling of related business.

Bank of China's personal mobile banking investment and wealth management function can be used for convenient foreign exchange, (third-party depository), account, bonds, insurance, wealth management, accumulation, *****, consignment wealth management and other related transactions.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.