What should I do if he has not paid it back for three months and can t be contacted

1. Application conditions 1. Individuals with full civil capacity, legal and stable income** and good credit standing can apply for a personal card from the card issuer with their valid identity documents and relevant information. In addition to one principal card, no more than two supplementary cards can be applied for other natural persons with full capacity for civil conduct. The principal cardholder may cancel or suspend the use of the Additional Card at any time.

The supplementary cardholder shares the same credit limit with the principal cardholder; All transaction funds and corresponding interest and fees of the Principal Card shall be credited to the Principal Card account, and the Principal Cardholder shall be fully liable for the repayment of the debts incurred under the Principal Card and the Supplementary Card. The supplementary cardholder with full capacity for civil conduct and the principal cardholder shall be jointly and severally liable for the debts incurred under the principal card and the supplementary card, and the supplementary cardholder with limited capacity for civil conduct shall only be liable for the debts incurred by the supplementary card held by the cardholder. The Additional Cardholder may apply for cancellation of the Additional Card after paying off all the debts of the Supplementary Card. 2. Information to be submitted for application 1. Identification information:

A copy of the resident ID card or military ID; Hong Kong and Macao compatriots should provide a copy of the Mainland Travel Permit and proof of residence for more than one year; Foreigners can provide a copy of their passport and residence permit for more than one year. 2. Proof of work and income: salary certificate, copy of social security (paid for more than half a year).

3. Supporting materials for application of China Guangfa Bank: academic qualifications, professional titles, professional qualification certificates, self-owned property certificates, self-owned automobile driving licenses, any original documents of water, electricity and gas bills in the last three months of current residence, etc. Time:

Generally, it takes about 30 days from application to getting the card. After the application is submitted, it will first be submitted to the central review department of the issuing bank. The review department will score the applicant according to the applicant's personal situation, this process usually takes 10 working days, if the review is passed, the issuing bank will be the cardholder card within two working days, and then send the letter by hanging letter or express delivery, generally in about 15 days, and the express delivery is generally about 5 days.

However, for some cardholders who have already applied for the information submitted and submitted more completely, the bank's approval will be much faster, and the card will be issued in about 3 days, so how long it will take to do it depends on the applicant's personal situation and the approval speed of the card-issuing bank. Usually, the results will be available in about a month.

Summary. Hello <>

We're happy to answer your <>

Based on your description, it is recommended that you sue the dispute in court and resolve it through negotiation. If you are buying a substitute vehicle, i.e. you still have an outstanding loan on the vehicle, you should confirm with the seller before purchasing and ask the seller to provide the appropriate supporting documents. If the seller fails to fulfill the relevant obligations or provides false evidence and causes a dispute, you can file a lawsuit with the court to resolve the dispute through negotiation.

I bought a car, he is a substitute car, what if he doesn't pay it back.

Hello <>

We're happy to answer your <>

Based on your description, it is recommended that you sue the dispute in court and resolve it through negotiation. If you are buying a substitute car, i.e. you still have outstanding loans on the vehicle, you should confirm with the seller before purchasing and ask the seller to provide the appropriate supporting documents. If the seller fails to fulfill the relevant obligations or provides false proof and causes a dispute, you can file a lawsuit with the court and resolve the dispute through negotiation.

Both parties shall perform their contractual obligations in accordance with the agreement, and if one party fails to perform its obligations, the other party may request performance or rescission of the contract, and may require the other party to compensate for losses. 2.Article 10 of the Law of the People's Republic of China on Guaranteed Rubber Liquor stipulates that:

The parties can guarantee the realization of their claims by way of security, such as the seller providing security measures to ensure that the loan can be repaid when the vehicle is transferred. 3.Article 54 of the Civil Procedure Law of the People's Republic of China provides:

The parties may file a lawsuit with the people's court to resolve the civil dispute.

Summary. Legal basis: Article 3 of the Civil Procedure Law stipulates that the provisions of this Law shall apply to the people's courts accepting civil lawsuits brought by citizens, legal persons, other organizations, and between them on the basis of property and personal relations.

Article 56 of the Civil Procedure Law stipulates that a third party has the right to file a lawsuit if it believes that it has an independent right to make a claim against the subject matter of the litigation between the parties. Where a third party does not have the right to make an independent claim on the subject matter of the litigation between the parties, but has a legal interest in the outcome of the case, he may apply to participate in the litigation, or the people's court may notify him to participate in the litigation. A third party who is judged by a people's court to bear civil liability has the procedural rights and obligations of the parties.

I bought a car, he is a substitute car, what if he doesn't pay it back.

Hello dear, it's a pleasure to answer your <> for Ye Yuan

I bought a car, he is a substitute car, what should I do if he doesn't repay the loan, if it is true that the funds in hand are not sufficient and cannot repay the car loan in time, there is a shortage of overdue situation, you must contact the bank of the loan in time, you can apply for a loan extension.

Legal analysis: What to do if someone else takes out a loan to buy a car and others do not repay the car loan The solution is as follows: 1. File a lawsuit to require the debtor to fulfill the repayment obligation.

2. Before filing a lawsuit, the creditor must first apply to the court for pre-litigation property preservation. 3. In the enforcement stage, the court may take measures such as auctioning the real estate of the person subject to enforcement, deducting the deposit of the person subject to enforcement, etc.; 4. Pursue criminal responsibility. Where the person subject to enforcement has the ability to repay debts but refuses to enforce them, it may constitute the crime of refusing to enforce a judgment or ruling.

Basis: Article 3 of the Civil Procedure Law stipulates that the provisions of this Law shall apply to the people's courts accepting civil lawsuits brought by citizens, legal persons, other organizations, and between them due to property and personal relations. Article 56 of the Civil Procedure Law stipulates that a third party has the right to file a lawsuit if it believes that it has an independent right to make a claim against the subject matter of the litigation between the parties.

Where a third party does not have the right to make an independent claim on the subject matter of the litigation between the parties, but has a legal interest in the outcome of the case, he may apply to participate in the litigation, or the people's court may notify him to participate in the litigation. A third party who is judged by a people's court to bear civil liability has the procedural rights and obligations of the parties.

Legal analysis: If you take out a loan for a friend, what he doesn't pay back is your money, but what you don't pay back is the money from the lending institution, but if you don't repay it on time, the other party will urge you to repay, and your personal credit will also be affected. So in this case, you should first understand your current loan situation, including overdue, debt, etc., to see if it is within your repayment ability.

Legal basis: Commercial Bank Law of the People's Republic of China

Article 34 Commercial banks shall, in accordance with the needs of national economic and social development, carry out loan business under the guidance of the national industrial policy.

Article 35 A commercial bank shall conduct a strict examination of the borrower's purpose of borrowing, its ability to repay the loan, and the method of repayment. Commercial banks shall implement a system of separating examination and lending from examination and approval and grading of loans.

Article 36 For commercial bank loans, the borrower shall provide guarantees. Commercial banks shall conduct a strict examination of the guarantor's ability to repay, the ownership and value of the collateral and pledge, and the feasibility of realizing the mortgage or pledge. If the commercial bank examines and evaluates and confirms that the borrower has good credit standing and can indeed repay the loan, it may not provide a guarantee.

Article 37 A commercial bank shall conclude a written contract with the borrower for a loan. The contract shall stipulate the type of loan, the purpose of the loan, the amount, the interest rate, the repayment period, the repayment method, the liability for breach of contract and other matters that both parties deem necessary to agree.

Article 38 A commercial bank shall determine the loan interest rate in accordance with the upper and lower limits of the loan interest rate stipulated by the People's Bank of China.

Article 39 Commercial banks shall comply with the following regulations on the management of the ratio of assets and liabilities in their loans:

1) The capital adequacy ratio shall not be less than 8%;

2) The ratio of the balance of the loan to the balance of the deposit shall not exceed 75%;

3) The ratio of the balance of liquid assets to the balance of liquid liabilities shall not be less than 25%;

4) The ratio of the balance of loans to the same borrower to the balance of the capital of the commercial bank shall not exceed 10%;

5) Other provisions of the banking regulatory authority on the management of the asset-liability ratio.

Where a commercial bank established before the implementation of this Law does not comply with the provisions of the preceding paragraph in its assets and liabilities after the implementation of this Law, it shall comply with the provisions of the preceding paragraph within a certain period of time. The specific measures are stipulated by ***.

Summary. First of all, if you help someone take out a loan, you bear the legal responsibility. This kind of thing will never be done in the future.

After helping a friend take out a loan to buy a car in my name, my friend only repaid it for a month, and then I asked him for a car, I drove the car to the vehicle ** appraisal agency, and the appraisal price of the vehicle was not enough to repay the loan, and the number was quite different, because after buying the car, the bank sentenced me to regret helping him take out a loan, and then because I was worried that he would not repay the loan and hurt me, so I wrote an agreement, which clearly stated that when my friend could not repay, I handed over the car to a professional agency to evaluate the vehicle**, the evaluated vehicle** When the loan is not repaid, it will be up to my friend to repay all the remaining loans, so I would like to ask, can I go to court to sue my friend?

OK. Because I don't know the law, how can I do it.

First of all, if you help someone take out a loan, you bear the legal responsibility. This kind of thing will never be done in the future.

Second, since you have a written agreement, you can go to the people's court to file a lawsuit.

Summary. Hello dear. I have received your question. I'm in the process of collating relevant information and content. I'm typing for a little time now, and I hope you'll be patient for five minutes or so.

After helping a friend take out a loan to buy a car in my name, my friend only repaid it for a month and didn't pay it back, and then I asked him for a car, I drove the car to the vehicle ** appraisal agency, and the result of the vehicle ** was not enough to repay the loan, and the number was quite different, because after buying the car, I regretted helping him take out the loan, and then because I was worried that he would not repay the loan and hurt me, so I wrote a sales agreement, which clearly stated in the agreement that when my friend could not repay, I handed over the car to a professional organization to evaluate the price of the vehicle, and the evaluated vehicle** When I can't repay the loan, I will repay all the remaining loans by my old friend, because of the low education and weak legal awareness, so I would like to ask, what should I do?

Hello dear. Bumper Bi you asked, I have already picked up the key to the finger noise. I'm in the process of collating relevant information and content. I'm typing for a little time now, and I hope you'll be patient for five minutes or so.

If this agreement is genuine and valid. According to the characteristics of the agreement, I think you have to repay the loan first. And then execute this agreement. The key loan is yours to do it yourself.

Summary. Hello help others take out a loan to buy a car, others have not repaid the loan for two months, the car generally cannot be returned, others use the name of the party to buy a car, and now they cannot repay the loan, and the party needs to repay the loan after recovering the vehicle. As the guarantor of the actual car buyer, when others cannot repay the loan, it must bear the corresponding guarantee liability, that is, the guarantor will repay all the loans, and has the right to recover from the actual car buyer after repayment.

Help someone else take out a loan to buy a car, and someone else hasn't repaid the loan for two months, can the car be returned?

You are good to help others take out a loan to buy a car, others have not repaid the loan for two months, the car generally cannot be returned by Wang Lu, others use the name of the party to take out a loan to buy a car, and now they cannot repay the loan, and the party needs to repay the loan and take back the vehicle. As the guarantor of the actual car buyer, when others cannot repay the loan, it must bear the corresponding guarantee liability, that is, the guarantor will pay off all the loans, and have the right to recover from the actual car buyer after repayment.

Legal basis: Article 387 of the Civil Code, if a creditor needs security in order to protect the real realization of its creditor's rights in civil activities such as lending, trading, etc., it may establish a security interest in accordance with the provisions of this Law and other laws.