The debt of more than 100,000 yuan is overdue for three months, and family and friends can t help! W

It's about the same as I am now, I'm 3,400,000 overdue now, now find a way to installment with the bank, reduce my pressure, and pay it back.

If family and friends can't help, then you have to rely on yourself, work hard to earn money, and then repay the loan.

Since you know that there is no support from your family, how can you still owe more than 100,000 yuan. Any consumption must be done within your means, but since you are already in debt, and it is still overdue, then you should do everything you can to repay it. There are still many repayment methods in real life, you see what fixed assets you have, such as houses, cars, etc., there are many financial institutions that can lend loans, and use the documents of these fixed assets.

If you can borrow some, you have to tear down the east wall and move the west wall to make up for it.

If you can, then make money in the near future, and then do your best to repay, the person who is willing to lend you money this year is the person who helps you, and it is best to borrow money to repay it well, and it is not difficult to borrow again. When you encounter difficulties again, there are people who believe in you and are willing to lend you. If you really encounter a special situation, then I think it should be understandable to tell the creditor the details.

The main thing is to be kind and do your best to repay the loan, not just want to pay the bill.

First of all, you should calm yourself down and not be too anxious, because it is easy to get upset and unable to think of a solution. So you better make yourself less excited so that you can come up with a solution, and it's useless for you to be in a hurry, don't waste too much of your time and disrupt your train of thought.

Secondly, you rely on your family and friends, it is better to rely on yourself, do not pin the hope of repaying the money on others, well, your debt is not a small amount, but as long as you are willing to put in the effort, it is still possible to pay off the debt in a short period of time.

Since you have already overdue, you should explain your difficulties to others, so that they can give you some time. If someone else's forgiveness can only be calculated according to the overdue interest, you will work hard to earn money to repay the interest and principal. <

In the end, you have to find a livelihood, of course, it's not that it's too risky to do things like stealing chickens and dogs to rob a bank, after all, more than 100,000 yuan will not make you so reckless.

If you are more capable, you can wear many hats, so that at least more than 10,000 yuan a month, you can pay off this debt within a year period.

If you don't know much, you can go to the big city, the salary is relatively high, and the consumption is relatively high, but as long as you save a little money, you can still save more than 100,000 yuan in a year.

You can also start a small business with your own ingenuity, as long as the business can flourish, you will soon have the funds to operate, and the business will become bigger and bigger. For example, you can do micro-business or **, as long as you have enough vision and courage, you will soon be able to make money to pay off your debts.

First of all, in accordance with the principle of autonomy of the parties, if the two parties have agreed on a repayment period, the debtor shall be required to repay the loan according to the repayment period; If the parties do not agree, the debtor can be urged to repay the loan within a reasonable period of time; If the return is not made within the time limit, interest shall be paid in accordance with the provisions of relevant laws. If the debtor refuses to return it, a civil lawsuit may be initiated.

Legal basis: Article 675 of the Civil Code of the People's Republic of China The borrower shall return the loan within the agreed time limit. Where there is an agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return the property within a reasonable period of time.

Article 676 of the Civil Code of the People's Republic of China If the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or the relevant provisions of the state.

Faced with a situation where a friend owes money and doesn't pay it back, here are some suggestions:

First, stay calm and sane. Don't get emotional or impatient because of a friend's delinquency. Staying calm will help you deal with the problem better and avoid emotional conflicts.

Second, communicate openly and honestly with your friends. Find an appropriate time to talk openly and honestly about this with a friend. Express your concern and importance about the money, and ask a friend if there is any difficulty or other reason for the delinquency.

Through communication, understand the other person's situation and find ways to solve the problem.

Third, seek the help of a third party. If your friend has been in arrears and has not had a reasonable explanation or commitment to repay, you may consider seeking help from a third party. This can be a mutual friend, family member, or a professional intermediary.

The involvement of a third party can provide neutral advice and help to make friends aware of the importance of repayment.

Fourth, have a clear repayment plan. If a friend agrees to repay, you can work with him to make a clear repayment plan. Make sure the plan includes a specific repayment date and amount, and ask your friend to keep the promise.

If possible, you can ask your friend to provide some security or collateral as a guarantee to bury the evidence.

Finally, consider legal means. If your friend has been refusing to pay the loan, procrastinating or refusing to communicate with you, you may consider taking legal action to recover the debt. This may include filing a lawsuit or seeking legal assistance.

However, it is best to consult with a professional to understand the legal process and risks involved before taking legal action.

In conclusion, in the face of a situation where a friend owes money and does not pay it back, stay calm and reasonable, communicate openly with your friend, seek help from a third party, make a clear repayment plan, and consider legal action if necessary. It is important to insist on defending your own rights and interests, but also try to maintain friendly relations. <>

Hello, if you or your friends are in need of money, you can consider taking out a loan to relieve stress, and at the same time, you should do what you can and work hard to make money. Now there are many ways to apply for a loan, you can apply for a bank loan through a mortgage, and a more convenient way is to apply for a personal credit loan.

Relatives and friends will not help you, they will only be afraid of you, why do you owe so much debt when other people's families are doing well, so don't worry about your own problems, others are like this.

If you owe so much debt now, you can file for bankruptcy so that they will take over all the property and manage it, and you can pay off the debt slowly without the help of anyone in your family.

In this case, you should negotiate with the debtor and ask them if they can give you a period of relief and wait for you to pay your salary or raise money, and then communicate more with them.

The prodigal son does not change the money, but it is difficult for you to turn back, but how do you know that you can't solve it without trying, first pray for the forgiveness of your family, and then use your actions to tell your relatives and friends around you that you have the ability and must go to complete the debt you owe.

Personally, I think it is a natural thing to repay debts, and if you owe someone money, you have to find a way to pay off other people's money as soon as possible.

It is natural to repay debts, you can only find a way to work hard and pay off the debts as soon as possible, so that you can live a quiet life! What's more, you don't have any money to be chased by others, so it's better not to think so much, how much you earn, and you may pay it off sooner or later.

Don't always think about asking others to help you earn money, a person wants to ask others to help you until you are an adult, and it's time to make money by yourself and find a way.

I think: you sit down with him! While drinking tea, he said that this can slowly make money and pay back to others! As long as you have credibility, he will definitely understand! This "letter.""It's like a man's feet!

Since there are so many greens, why don't you pay back a little money symbolically? Then go out to work and make money by yourself.

Go out for a few years, and tell them before you go out, and I'll earn the money back to you.

It is necessary to know the reason for your debts, and then stop making the mistakes of the past, work hard to earn money, and pay off these debts slowly. Don't be untrustworthy to others.

1. Negotiate directly with the platform to strive for installment or postponement of repayment; Negotiation and settlement refers to the direct negotiation or invitation of a third party to mediate and resolve the dispute on the basis of voluntariness and mutual understanding. When the creditor's right is due or about to mature, if the debtor is temporarily unable to repay the debt but has the sincerity to repay the debt, the creditor may negotiate with the debtor on the term, method and amount of the debt to be performed, and urge the debtor to perform the debt or sign a repayment agreement.

2. Then repay the loan on time every month, don't be overdue, and protect your legitimate rights and interests.

Now I owe so much debt, and I farts are piled up at home every day with relatives and friends. If you can't help me, what should I do? Then your sister has to rely on her own way, why don't you alleviate it?

Yes, it's not that you don't pay it back, you have to let the person who borrowed your money see that you have the idea of repaying it, and you can pay it back little by little.

Consequences of overdue bank loans:

incurring penalty interest; Bad credit history;

being called upon by a lending institution;

disposal of borrower and guarantor's assets;

If the circumstances are serious, you may go to jail.

It is recommended to repay the loan as soon as possible, in addition, filial piety is not measured by money, cook a meal for the elderly, chat with them, and be able to miss them from time to time, I think this is filial piety. Lack of money is not a reason for unfilial piety.

It's not as good as the interest rate.

Hello, first of all, overdue words will have an impact on your credit according to the length of time, serious overdue (more than 90 days) credit is a black account, before the overdue repayment is no longer able to apply for any loan business, followed by overdue will produce liquidated damages, overdue interest and other additional costs, long-term overdue last interest is greater than the principal is not new, please be cautious.

There will be no consequences for the loan money:

1. If there is really no ability to repay, it shall negotiate with the lending institution to extend the repayment period or repay it in installments.

2. If the lending institution fails to perform the court judgment within the performance period after winning the lawsuit, it will apply to the court for enforcement.

3. When the court accepts the compulsory enforcement, it will inquire about the real estate, vehicles, ** and deposits in the name of the lender in accordance with the law.

4. If the lender has no property in his name that can be enforced and refuses to perform the effective judgment of the court, there will be negative information such as overdue repayment recorded in the individual's credit report and will be restricted from high consumption and entry and exit, and may even be subject to judicial detention.

Let's be honest! Otherwise, you will wait for someone to call ** and help you publicize it.

Tell the truth to your family and pay back the money in time, otherwise you won't be able to deal with it later, and if you don't repay now, you will be included in the system of dishonest people, which will affect you in many aspects, such as your children's school in the future.

What else can I do if I take it myself?

Won't you pay it back after working hard for a year or two?

In the case of the situation you mentioned, you have no choice but to sue the People's Court for the Elimination of Blindness. However, you must have an IOU and other certificates, and the people's court will definitely protect your legitimate rights and interests. This also requires a process.

1. If you have borrowed money and the fact of borrowing is generated, then you are obliged to repay 2. You should pay attention to the following analysis of the interest on private loans, and you can refuse to repay the excess part (annual interest rate of 24%). In addition, if the loan contract stipulates liquidated damages, penalty interest, overdue interest, management fees, etc., the sum of them cannot exceed 24% of the annual interest rate of the principal, and the excess part can also be refused to pay.

3. If the other party threatens you to harass you, you can call the police to deal with it.

Lawyer advice. 1. It is recommended that you negotiate with the loan company and refuse to repay the interest of more than 24% of the annual interest rate 2. If the negotiation fails, you can file a lawsuit for debt confirmation with the court 3. If the other party threatens you to harass you, you can call the police to deal with it.

Got a job? You can repay a large amount of money first, and repay a large amount in installments slowly.

Bring it back, and then slowly return it, in installments,

More than 50,000, the whole small loan or credit loan it! It's best to have more installments, and many of us have done this and gone ashore.

1.It is recommended that the parties collect direct evidence such as IOUs, IOUs, receipts, etc., and if they do not, collect evidence such as witnesses, ** recordings, emails, text messages, and bank transfer records, and then file a lawsuit with the court as soon as possible to demand repayment. Because once the two-year statute of limitations has expired, the debtor has the right to defend against the statute of limitations, and the debtor does not have to pay off the debt.

2.If the facts of the case are clear and the evidence is credible and sufficient, the judge will accept the opinion and rule in favour. After winning the case, if one party fails to fulfill the court's judgment within the performance period specified in the judgment, the other party should apply to the court as soon as possible to enforce the other party's property.

Because the statute of limitations for applying to the court for enforcement is within 2 years after the judgment takes effect.

3.When the court accepts the compulsory enforcement, it will inquire about the real estate, vehicles, ** and deposits in the name of the debtor in accordance with the law, but more property clues and evidence still need to be provided by the parties.

4.If the party subject to enforcement has no property in its name that can be used for enforcement and refuses to perform the effective judgment of the court, the party subject to enforcement will have negative information such as overdue repayment recorded in the individual's credit report and integrity file.

In this way, the party subject to enforcement will be restricted from bank lending and other financial services, and the party subject to enforcement may also be restricted by the court from high consumption and entry and exit, and may even be subject to judicial detention.

5.If the party subject to enforcement has the ability to enforce but refuses to enforce the effective judgment of the court, then it is suspected of constituting the crime of "refusing to enforce the judgment or ruling": if the party has the ability to enforce the judgment or ruling of the people's court but refuses to do so, and the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not more than three years, short-term detention or a fine.