Analysis of the reasons for the unreasonable consumption of college students

At present, college students have the characteristics of fast consumption rhythm, fast communication mode, pursuit of fashion, avant-garde, and large differences or advanced consumption, which is not only related to the influence of the social environment, but also related to the lack of correct guidance in family, school and education.

Comparison is one. I also don't know how hard it is to make money. This money is not earned by yourself, and it is not distressing to spend it. There is also the fact that the family has not cultivated financial awareness since childhood.

Not having a good plan for life and study.

It may be that there is no moderate financial dominance before going to college, leading to revenge spending.

There is a certain problem with its own values.

No plan, lots of things to like.

1. College students have not formed a complete and stable concept of consumption, and their self-control ability is not strong, and most of their consumption is induced by ** propaganda or influenced by their classmates and generated random consumption and impulsive consumption. This is also the result of the demonstration effect of college students' consumption.

2. Some college students compare themselves with each other in pursuit of avant-garde and trendy. They "buy" some items just to maintain so-called consistency with their classmates around them, not for actual needs. Some students are willing to cut back on food and clothing, sacrifice necessary expenses, and do not hesitate to borrow money from classmates or even steal to satisfy their vanity.

3. The phenomenon of college students falling in love is very common, and the high consumption and blind consumption in love have also increased expenses.

Unreasonable consumption by college students may bring the following hazards:

Financial stress: Unreasonable consumption can put college students under excessive financial stress, which can lead to difficulties in life, inability to pay bills, and even debt problems.

Impacts on learning: Unreasonable consumption can distract college students, making it more difficult for them to concentrate on their studies, which in turn affects their academic performance.

Social pressure: Some college students have to spend a lot of money for social reasons, which leads to their own difficulties.

Consumer psychology problems: Unreasonable consumption is easy for college students to form a "comparison mentality", pursue high-end, fashion and luxury brands too much when consuming, and ignore the value of consumption and the actual demand in Qinwan, thus increasing their consumption pressure and economic burden.

Financial risk: Unreasonable consumption can easily lead college students into financial risks, and if college students are unable to repay their loans in time or gradually fall into debt crisis, it may have a long-term impact on their future lives.

Therefore, college students should consume rationally, arrange their finances reasonably, and cultivate a healthy consumption concept, so as to reduce unnecessary financial and life pressure.