Ant Financial s two ABS have been terminated, and who will be closed for borrowing and Huabei?

My loan originally had a limit of more than 70,000 yuan, because the interest was 3.5/10,000, so I never used it, and occasionally I used it for temporary emergencies, and I repaid it quickly. A few months ago, I paid out 20,000 yuan as usual, but I repaid it in less than a month, and the day after the repayment, my borrowing function was turned off.

Huabei is still there, but it is often used for online shopping, and it is also used when going to convenience stores. <>

Therefore, I think the people who have been turned off Huabei and borrowed are about the following:

1. People with bad credit.

Some people either forget, or can't turn over, the credit report is very ugly, there are many overdues, and even the use of Huabei and borrowing is overdue, so such a group is estimated to be turned off related functions.

2. Those who repay the loan in advance.

Huabei is okay, because only if the merchant uses Huabei to collect money, we can use Huabei to pay. Although there are no additional fees on the payment side, on the payment side, the merchant has to pay the platform a fee. Therefore, even if we replace Huabei in advance, it will have no effect.

But borrowing is not good, if we borrow and repay as we go, and do not generate interest, the platform will not make any money from borrowing. In this way, didn't people lend us money for nothing? <>

In addition, if we use products like borrowing less frequently, the platform may determine that we are not the people we need, and they will reduce the quota, or even turn off the function, and put the quota for those who use it regularly, after all, that kind of profit is higher.

3. People who are overly indebted.

This is very easy to understand, some people borrow a lot of various loans, although the credit is very good, but the debt ratio is too high, the platform will also determine the risk and close the borrowing channel.

However, whether it is Huabei borrowing or other loan tools, this is a kind of advanced consumption, overdraft in the future, once you rely on it, you will waste money, or you will fall into a strange cycle of borrowing to support loans, and even there are not a few people who go bankrupt. <>

For consumption and borrowing, no matter how convenient it is, it should be done in moderation and within one's means.

The college student population will be closed to the use of Huabei and Borrow, because of the corresponding management policies.

If there are illegal transactions or accounts with security risks, they may be closed, or Alipay Huabei borrowing and cashing out, they will also be closed, and finally Huabei borrowing is opened, but it may also be closed if it is not used often.

If he has low creditworthiness, and he still owes money and does not pay it, and he cannot afford to repay, he will be closed.

On May 25, Ant Group's two ABS (asset-backed bonds) of Baobei and Huabei terminated their issuance, totaling 18 billion yuan. According to the corporate bond project information platform of the Shanghai Stock Exchange, the status of the two ABS issuance projects managed by CITIC** and Tianhong Innovation respectively was updated today to the status of "terminated". So what does it mean that ABS is the middle finger?

It means that the relevant regulatory authorities of the first class require them to rectify and prevent them from conducting improper transactions, which is the behavior of regulating the market.

This means that these projects will be terminated and people will no longer be able to use the features.

On the ** trading platform, it shows that they have all been terminated, and I don't know much about this, but Huabei and borrowing are very easy for us.

This means that these borrowed financial products are terminated, and they are also affected by the market and are also subject to certain restrictions.

Regulators are becoming stricter on Ant Group in order to prevent a possible financial crisis. A certain ABS project that had been partially recycled many times did not meet the current regulatory requirements, so it was terminated.

The termination of the hairstyle of asset-backed bonds has nothing to do with ordinary users and can be used normally.

This is a kind of capitalization, but also a way of financing, enterprises will sell accounts receivable as bonds, and then lend the funds again.

I think the biggest signal released by this operation is actually that our country is constantly reducing leverageYou must know that these two products have a very big impact on the leverage in society.

I believe that many people have basically paid attention to this news, Huabei and borrowing are the two most commonly used financing tools in everyone's life, and they are also very convenient in life. This is very good for our society, because reducing leverage has always been a goal of our country.

Reducing the leverage ratio of society. I think it's very important to reduce the social leverage, because these two products basically use a very small amount of their own funds to win a lot of returns. I still remember that when Ant Group went public last year, it was stopped by the relevant departments of the state, because the risk of Ant Group's related products is very large, and the leverage ratio brought to the society is also very high.

It's good for the financial markets. I think this is a very good thing for the long-term development of the financial market, because after the country's leverage ratio is reduced, more investors will be willing to invest in the capital market. Many products in the financial markets are related, and the impact on the market is also cascading.

The state attaches great importance to risk control. Our country has always attached great importance to the control of risks, and the risks in this society are controlled, so that the people of our country can not be affected by the financial market. Financial markets should serve the real sector, not transfer risks to the real sector.

Our country is a country of 1.4 billion people, and any risk has a very large impact on our country, so we must not let the country's financial system be at risk. This operation is entirely for the sake of how to achieve a healthier development of our country's opportunities, and to deal with some risk factors in a timely manner.

The signal that Huabei and Borrower may be turned off is released. Many netizens said that they would return to the days of borrowing money from the bank.

However, it also depends on whether the social security contributions have been terminated. Only after handling it, can the resignation be completed

If you have capital turnover needs, it is recommended that you use Youqianhua, which is a credit service brand under Du Xiaoman Finance (original name: Youqianhua, renamed in June 2018"There is money to spend"The big brands are reliable, the interest rates are low and trustworthy. There is money to spend - full easy loan, the maximum amount of borrowing is 200,000, and the daily interest rate is as low as low.

I have learned a lot of small loan companies, and in general, the platform with the highest pass rate is the one with the money to spend. The limit is the highest, I didn't pay me back anything, and my colleague directly granted 18w credit.

Special note: Withdraw the full amount as soon as possible after the quota is issued, because the risk control is dynamic.

It is best to put forward all the suggestions in demand, and the risk control system will mistakenly think that you don't need the funds very much, resulting in a failed withdrawal. It is prudent to raise at least 60%. After the first installment, early settlement and repayment are supported.

If you have insufficient money to spend or no quota, it is recommended to try the following two platforms, which are also more formal licensed financial institutions! The audit is relatively less rigorous! 360 IOU is a financial subsidiary of 360 antivirus software, and Zhaolian Good Loan is a subsidiary of China Merchants Bank and China Unicom, both of which are large companies.

360 IOUs can borrow up to 200,000!

This releases the desire to protect people's legitimate rights and interests and property safety in this way, and to a certain extent, also protects the legitimate rights and interests of users.

This shows that Huabei may have a greater development, and at the same time, such a thing will temporarily have a certain impact on people's consumption.

It unleashes that they can no longer make huge profits in this way, and it also controls the advanced consumption of some of us.

Alipay indiscriminately used personal **Ben to beat randomly**, and threatened relatives is too unreliable, I don't know how to sue? Ready to uninstall, there will be no Alipay again.