-
1. Correctly assess personal assets and household disposable income.
2. Choose the right house price and house area.
3. Calculate the taxes and fees when buying a house.
4. Carefully consider the cost of property management.
5. Carefully estimate the repayment ability.
6. Do a good job in the budget of decoration and maintenance costs.
2. Choosing a developer: background investigation, on-site inspection, attitude analysis.
Third, the selection of buildings to ensure the quality of the new housing project and so on.
-
What do you need to pay attention to after buying a house? If you don't do these few things, the house doesn't belong to you yet.
-
Nowadays, everyone is under a lot of financial pressure, although they want to have a house of their own and a warm nest. Therefore, for the contemporary young people in small cities, it is very important whether the price of the house rises or falls.
First, the economy is linked to the house.
Whether a house in a small city is worth anything or not is very much related to the economy. If a place has its own characteristic scenic spots, characteristic industries, and special foods, then the development of these industries will drive the economy and will also bring the best quantity. When there are more people, the ** of the house will be ** fast, so that the real estate will make a lot of money.
On the contrary, if this place does not promote the development of economic industry, then in order to survive, more and more people will go out of here and seek development in bigger places, so that the gradual decrease in population will make the economy of this place fall again. The house will also be worthless.
Second, the change in housing prices is linked to the house.
Whether a house is worth anything depends on the rise and fall of house prices. If you want to buy or sell a house quickly, you can choose to buy when the house price falls at its lowest and sell when it rises to the highest extent with the greatest amount of pressure, of course, this is not realistic. Therefore, whether the house is worth the house or not depends on the change in real estate prices.
3. War is linked to the house.
Recently, the changes in the world pattern have attracted everyone's attention, so we have no way of knowing whether the war will start, but it is conceivable that if the war breaks out, the value of the house will be far less than in peacetime. At this time, not only in small cities, but also in the whole country, housing prices will fall sharply, and the house will not be worth much. Of course, we are peace-loving, and we hope that such cruel things will not happen.
-
I think that there will be more and more houses in small cities, and they will become less and less valuable, mainly because of the following four reasons.
1. It is an indisputable fact that there are more and more houses.
In the past ten years, the average annual area of commercial housing completed is more than 1 billion square meters, and in 2017 and 2018, the sales area of commercial housing in the country has reached a historic 1.7 billion square meters.
The main problem is reflected, the housing population in the first and second-tier cities is concentrated, but the ** is insufficient, resulting in higher and higher housing prices. In many third-, fourth- and fifth-tier cities, the amount of housing is not less, especially the resettlement housing, because the cost of demolition is low, and the houses in these places can only be digested within the city, without external investment. In a word, the geographical mismatch between housing demand and ** is becoming more and more obvious.
In some places, there are too many houses, and in some places, there are not enough houses.
2. The reasons for the increasing number of "real estate" are deep-seated.
In the city, many of the upstairs and downstairs of the houses we live in are not interconnected, and you don't know what the situation is next door to you or the landlord next door, except for self-occupation, there may be investment, and there may be financial institutions seized. In a city, there must be some unfinished buildings that have been idle for many years. And all this, not only market factors, but also financial problems, lead to the real "real estate" of the house.
Many counties, including some prefecture-level cities, except in the hot period of the property market, most of the time it is still difficult to sell houses, but why in addition to the demand for local investment, most developers are still happy to build houses day after day? The logic insiders know that the house, as a disguised financial product, can be sold better, and if it can't be sold, it can be mortgaged to the bank for money.
3. Finally, on the issue of taxes and fees.
As land prices get higher and higher, developers are taking risks when they get land. You are afraid that you will not take the land because of the risk of grinding back, the land will be sold out in the early stage, and then you will face a lack of success, and you will try your best to "fight" with other developers to win the land, whether it is the price limit or the market, you may lose money. One of the most important reasons for this is the "taxes", more than half of the cost of the house we sell is the various "taxes", which are included in the whole real estate development process.
Finally, in the long run, relying on real estate to develop the country's economy is obviously unsustainable, and ultimately it is necessary to rely on industry and manufacturing to promote economic and social development.
-
1. What are the requirements for buying a house in the city? The specific requirements for buying a house in the city should be defined according to the relevant conditions stipulated by the local government, such as the need for a local household registration or social security, etc. Young people who have a housing provident fund should use as much provident fund as they can when buying a house.
Due to the limitation of the ability to pay, the single youth house should fully consider the current economic income level, ensure that the quality of daily life is not affected on the premise of purchase, and the loan term should be moderate, generally 15 to 20 years is preferred. 1. Try to choose a provident fund loan. Young people who have a housing provident fund should use as much provident fund as they can when buying a house.
Even if you have been working for a short time and the provident fund is less, it is easy to use if you can use it, and at least you can pay less interest. Due to the limitation of the ability to pay, the single youth house should fully consider the current economic income level, ensure that the quality of daily life is not affected on the premise of purchase, and the loan term should be moderate, generally 15 to 20 years is preferred. 2. Second-hand housing is also a good choice.
Due to the lack of working years and the tight financial situation of single young people, there are many obstacles to buying a home, and high housing prices are a big stumbling block. Generally speaking, the down payment for a new house is basically more than 100,000 yuan, which is really difficult for young people who are still young people who have not yet joined the WTO. During the transition from independent living to family living, second-hand housing is a good option.
2. What procedures are required to buy a house 1. It is the key to check the property rights before buying a house, and we must first see whether the relationship between land and house property rights is clear, whether there are any remaining disputes, and prevent one house from being sold twice; Verify the integrity, authenticity and reliability of the property rights of the house. Pay attention to the real estate intermediary contract before reviewing its qualifications to see whether the industrial and commercial registration procedures have been handled; Review the other party's power of attorney to confirm that the other party is the legitimate ** person of the seller. When signing the Sale and Purchase Agreement, the buyer is required to pay a down payment or deposit for the purchase of the house, and it is important to remember that this amount should be handed over to the seller in person and the seller will issue a receipt.
3. Procedures The necessary procedures for buying a house cannot be simplified, and after the three steps of selecting a house, viewing a house, and signing a contract, it will enter the substantive stage of buying a house. Specifically, it is: house area surveying and mapping, house value appraisal, house mortgage, house property transfer, and obtaining receipt.
4. Delivery of the house must be carried out in accordance with the contract after completing all the formalities, the buyer and the seller shall hand over the house according to the terms of the contract, and the house decoration and ancillary facilities shall not be demolished in the acceptance room, and the buyer shall pay after passing the acceptance. The buyer does not pay off the full amount of the property before obtaining the title deed. Buying a house is a major event in life, after all, it is worth a lot of money, and it is very likely that you will have to take a mortgage for more than ten years or even decades, which will cause a lot of pressure on your life, so you should consider it carefully in practice.
Before signing a real estate sales contract, you should make a correct assessment of your ability to repay the loan, and determine the optimal loan amount according to your actual salary level and income level, so as to avoid excessive pressure on your life.
-
Buying a house without regretsFor today's people to consider a good house when buying a house, it is a lifelong event, and there will be no regrets. Even if you don't live in the house, it will appreciate in value, and most people now consider that their children's school is close to home. If you can send your child to the right public elementary school, you will choose to send your child to a good school.
Even if you live in a small county, you want to give your children a better education.
-
I don't regret it, because my current economic strength can only buy a house in a small city in my hometown, and I don't want to empty my parents' life savings because of buying a house. I believe that a large number of young people will not regret buying a house in a small city.
-
I bought a house in a small city, but I don't regret it at all. Because no matter if the house is bought in, it is a place to live. And the house I bought is very close to our house, and I can go back to spend time with my parents at any time, so I am very happy.
-
A lot of people regret it. After all, the resources of small cities are not as good as those of big cities, and houses in small cities are only suitable for living, not for investment.
-
I don't regret it at all, because I always feel that living in a big city is very stressful, and it is better to buy a bigger house in a small city and live comfortably.
-
People who buy houses in small cities regret it. Because there is no future for development in small cities, and there is no room for houses to appreciate.
-
I don't regret buying a house in a small city, because my life in a small city is really good, and it is very comfortable, and I don't need to have so much pressure.
-
I don't regret it all, the price of buying a house in a small city is not particularly high, and you can make yourself a mistake.
-
They don't regret it, because they know that with their financial ability, they can't buy a house they want in a big city, and even if they do, they will put themselves under great financial pressure.
-
Certainly not regretted it. Buying a house in a small city will be particularly easy, and there is no pressure in life, so this kind of life is very comfortable.
-
I shouldn't regret it, although it's in a small city, but you can also rent it out here, and you can also live occasionally.
-
Personally, I think that people who buy a house in a small city will definitely regret it, because generally there is no great room for appreciation in a house in a small city, and there will be a lot of inconvenience in living in a small city, and it will even affect the children's learning.
-
People who buy houses in small cities do not regret it, because people who buy houses in small cities have housing prices that are constantly rising, there is room for appreciation, and they also have a place to live.
-
It's more regrettable. If you work hard to save some money, you are actually fully capable of buying a house in a big city, so that your living environment will change to a certain extent in the future.
-
No, people are living a good life, living happily every day.
-
The second-hand houses in Lu'an, Anhui Province can not be bought, especially those finely decorated and packed houses are speculating tenants, using cheap decoration materials to shoddy, seemingly magnificent decoration but a year on the discoloration of paint, more terrible is that the decoration materials formaldehyde exceeds the standard of more than 300 times, there have been people hospitalized for first aid, is making disputes, do not believe that there are professionals to test formaldehyde, I hope everyone will go out, do not let the gas room of the tenants harm the people.
-
Housing prices in smaller cities are also affected by many factors, and the answer to this question is not a clear "yes" or "no", but depends on the specific situation.
First of all, the development speed of urban economy is an important factor affecting housing prices in small cities. If the economy of small cities is growing rapidly, housing prices in small cities will also be corresponding**. Conversely, if the economy of small cities grows slowly, housing prices will continue to fall.
In addition, transportation development in smaller cities can also affect housing prices. With the development of cities, transportation development will become more convenient, people can move to small cities more conveniently, the cost of living will also be reduced, and housing prices in small cities will also be **.
In short, the change of housing prices in small cities is affected by a variety of factors, and to think about this problem, it is necessary to analyze the local economy, transportation, policy and other factors. It is only on the basis of the conclusions reached in these respects that we can have sufficient confidence in this question.
If you want to start your own business, you can consider using a small loan as a start-up capital. >>>More
It's not necessarily that Beijing is good, and besides, some things are missing out and gone. You can find a city that is close to your home and develop. As long as you have the ability, you can succeed anywhere!
<>We are a prefecture-level city that has just been established by Hebei Province, how to say it, Shijiazhuang can barely reach a small second line now, and we can't even reach the third line in Xinji. Xinji is a small city through the cracks. But this place in Xinji is really a special existence of the shallow king Baduo. >>>More
If there is nothing special to pay attention to, just listen to the RL arrangement.
Located at the foot of Qingyuan Mountain, a famous national scenic spot, Quanzhou 180 Hospital Physical Examination Center is a professional physical examination institution. The center not only cares about your current physical condition, but also pays attention to your long-term health development, and is committed to helping you manage your health more systematically. Precautions for the week before the medical check-up: >>>More