How much does an individual need to pay for social insurance?

Updated on society 2024-06-27
13 answers
  1. Anonymous users2024-02-12

    If you take it yourselfFlexible workersto paySocial insuranceThe general payment range is 800-1200 per month. Of course, the specific payment amount should be determined according to the grade you choose. The more you pay, the more you will get when you retire.

    Nowadays, many people still attach great importance to social insurance. After all, it is also about one's life after retirement. At present, the domestic social insurance system is also slowly improving. It is mainly divided into social security for urban and rural residents.

    Social security for urban workers and social security for flexible employment.

    Each of these three methods also has its own differences.

    First of all, the county will talk about the impact of social security payments. Pension insurance.

    If the payment is broken, it involves the inability to receive a pension after retirement due to insufficient payment period. Health insurance.

    If the payment is cut off, the impact will still be great. You will not be able to enjoy the insurance policy during the payment period. If you are hospitalized during this period, you will be responsible for all expenses.

    Because medical insurance is a local subsidiary insurance, the requirements vary from place to place. For example, in Chengdu, if you have paid medical insurance in other places before, you need to transfer to Chengdu. Then Chengdu does not recognize the payment period in other places. This is actually a headache for many people.

    Take a friend of mine who has been paying for health insurance elsewhere for 10 years. If you transfer to Chengdu, the payment period will only be recalculated. In this case, health insurance is paid separately only in the previous place as a flexible employee.

    In this way, the continuity of the payment period can be ensured.

    It is conceivable that social insurance is still very important now. It is recommended that friends with conditions try their best to ensure that their payment time meets the requirements. Of course, the amount of payment is also based on the local base to choose different grades.

    Some of them will have a certain subsidy if they pay by themselves, which will also reduce the cost of personal expenses to a large extent.

    In short, no matter what, social insurance is related to everyone's vital interests and should be treated correctly.

  2. Anonymous users2024-02-11

    Hello, in general, social security is shared by the company and individual citizens in accordance with the proportion. However, there are some citizens who do not work in the employer, which requires the citizen to pay social insurance at his own expense, and this fee depends on the citizen's own choice, so that he can choose between 60% and 300% of the payment expenses.

    1. How much does individual social insurance generally pay?

    Social security contribution = contribution ratio * payment base:

    1) The upper limit of the social security base is 3 times the average monthly salary of the on-the-job employees in the previous year, and the lower limit is 60% of the average monthly salary of the on-the-job employees in the previous year.

    2) Social security payment ratio.

    Medical insurance: 8% for units and 2% for individuals;

    Pension insurance: 22% for units and 8% for individuals;

    Maternity insurance: the unit bears, the individual does not bear the payment;

    Work-related injury insurance: the unit bears the responsibility, and the individual does not bear the payment;

    Unemployment insurance: 2% for the unit and 1% for the individual.

    Pension = basic pension Personal account pension.

    Second, the way of individual payment of social security.

    The first is to be attached to an acquaintance's company and let the company pay it uniformly. Individuals save a lot of trouble, and only need to transfer the part of the money of the company and the individual directly to the intermediary company. In the past, there were also related intermediaries on Alipay, and the fee was about 1,000 a month, so that the company could withhold and pay it, saving you a lot of trouble.

    The second is to handle the business of personal social security payment by yourself as a flexible employee. Prepare these documents, household register, ID card and photocopy, two 1-inch**, employment and unemployment registration certificates, and go to the social security service point in the local community street or the social security bureau (labor and social security bureau) at the district and county level as a freelancer (flexible employment person). Handle individual social security payment.

    According to their own situation, the national social security payment base is not the same, the total cost of how much money an individual has to pay for a month is not the same, and the cost paid is related to the local average salary of the previous year, because the average salary of each city is different, and the first-tier cities are often higher than the second- and third-tier cities. Pension insurance needs to be paid for 15 years before retirement. The higher the contributions, the better, the more you pay, and the longer you pay, the more pension you will receive when you retire.

    How much does an individual have to pay for social security a month, and the more he pays, the more benefits he can enjoy in the end. However, it is also necessary to combine your own economic conditions, if you have enough money, it is still recommended to pay a higher gear.

    Social security covers six aspects: pension, medical care, housing, maternity, unemployment, and work-related injury, which is very practical in our lives and is a benefit given by the state to Chinese citizens. Paying social security is a guarantee for future life, so citizens must actively pay social security regardless of whether they work in public institutions or not.

    Legal basis

    Article 4 of the Social Insurance Law: Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with the law have the right to inquire about payment records and personal rights and interests records, and request social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them.

  3. Anonymous users2024-02-10

    Individuals generally need to pay about 500 yuan a month to pay social insurance. Because the social security payment base is generally based on the salary income of the previous year.

  4. Anonymous users2024-02-09

    It should be decided according to the amount of payment, and the amount of payment also needs to be determined according to a certain proportion, about a person, about 260 yuan a month.

  5. Anonymous users2024-02-08

    This is different according to the region, the cost of paying is also different, the general place is about 200 yuan** is not very high.

  6. Anonymous users2024-02-07

    This is determined according to your salary, and in general, individuals pay 2%, and the insurance premiums paid by different salaries are also different.

  7. Anonymous users2024-02-06

    Which one pays so little? 1500 RMB! I don't know who always pushes me to go to strange places! Whose eyes are in the way?

  8. Anonymous users2024-02-05

    In 2022, employees need to pay about yuan for social security for a month (unit + individual total), and if you need to pay yuan for social security for a year, you need to pay yuan for social security for flexible employment for a year, and the total monthly amount is yuan (endowment insurance, medical insurance.

  9. Anonymous users2024-02-04

    Summary. For example, the pension insurance premiums for urban and rural residents in Beijing are paid annually. The minimum contribution standard is 9% of the per capita net income of rural residents in the previous year; The maximum contribution standard is 30% of the per capita disposable income of urban residents in the previous year.

    Legal basis: Measures for Pension Insurance for Urban and Rural Residents in Beijing

    Article 8 The old-age insurance premiums for urban and rural residents shall be paid on an annual basis. The minimum contribution standard is 9% of the per capita net income of rural residents in the previous year; The maximum contribution standard is 30% of the per capita disposable income of urban residents in the previous year.

    Article 9 Qualified collective economic organizations may give subsidies to those who participate in the old-age insurance for urban and rural residents.

    Article 10 District and county agencies are responsible for the establishment of personal accounts for urban and rural residents' pension insurance for insured persons. The funds in the personal account include: (1) the pension insurance premiums and interest paid by the individual; (2) Collective subsidies and interest; (3) Other income and interest.

    How much does an individual need to pay for social insurance?

    For example, the pension insurance premiums for urban and rural residents in Beijing are paid on an annual basis. The minimum contribution standard is 9% of the per capita net income of rural residents in the previous year; The maximum contribution standard is 30% of the per capita disposable income of urban residents in the previous year. Legal basis

    Article 8 of the Measures for Pension Insurance for Urban and Rural Residents in Beijing shall be paid on an annual basis. The minimum contribution standard is 9% of the per capita net income of rural residents in the previous year; The maximum contribution standard is 30% of the per capita disposable income of urban residents in the previous year. Article 9 Qualified collective economic organizations may give subsidies to those who participate in the old-age insurance for urban and rural residents.

    Article 10 The handling agencies of the districts and counties shall be responsible for establishing personal accounts for the pension insurance of urban and rural residents for the insured persons. The funds in the personal account include: (1) the pension insurance premiums and interest paid by the individual; (2) Collective subsidies and spring imitation interest; (3) Other income and interest.

    I hope I can help you

  10. Anonymous users2024-02-03

    Summary. Hello! I am aware of the answer to the claim of Xiaomi. If you have any questions, you can ask me directly. For your convenience, find a page where I can follow me. Your question is up to me, typing will take some time, I hope you can be patient!

    How much does an individual need to pay for social insurance?

    Hello! I am aware of the answer to the claim of Xiaomi. Kiwan, if you have any questions, please ask me directly. For your convenience, Bi Fengmeng communicates and finds my homepage. Your question is up to me, typing will take some time, I hope you can be patient!

    Hello, I'm glad for your question, the attached payment belongs to the hunger of the state of employee social security, the payment base in each region is different, for example, my area is Beijing, the monthly social security cost is about 1600 yuan, the payment for a year is 19200 yuan, and there will be about 200 yuan of handling fee every month, so the overall calculation of the rotten source is about 21600 yuan, you can say that your specific is in **I will help you inquire about the local payment base for you to calculate.

  11. Anonymous users2024-02-02

    How much does an individual need to pay for social insurance?

    If you pay social insurance as a flexible employment Terran inspector, the general contribution range is 800-1200 per month. Of course, the specific payment amount should be determined according to the grade you choose. The more you pay, the more you will get when you retire.

  12. Anonymous users2024-02-01

    Summary. The minimum monthly amount of personal social security payment is about 1,500 yuan a month. If you are an individual to pay social security, the nature of this social security is the same as the nature of employee social security, but only includes endowment insurance and medical insurance.

    The minimum payment level is about 3,000 yuan, so after calculating according to the corresponding proportion, the fee that individuals need to pay is about 1,500 yuan a month. If you are looking for a third-party company to pay social security on your own, the cost you need to pay in that month may be about 2,000 yuan, because the social security paid by a third-party company includes five insurances, and you need to pay by a third-party company, and all the costs you need are borne by yourself.

    The minimum monthly amount of personal social security payment is about 1,500 yuan. If you are an individual to pay social security, the nature of this social security is the same as the nature of employee social security, but only includes pension insurance and medical insurance. The minimum payment level is about 3,000 yuan, so after calculating according to the corresponding proportion, the fee that individuals need to pay is about 1,500 yuan a month.

    If you find a third-party company to pay social security on your own, the cost you need to pay for that month may be about 2,000 yuan, because the social security paid by a third-party company includes five insurances, and the cost of finding a third-party company to pay on behalf of you is all borne by yourself.

    How long do individuals have to pay social security every month, but it takes more than 15 years to pay it. If the purpose of paying social security is to have a pension, then you must pay it for more than 15 years. At present, China's regulations stipulate that the pension insurance of retired employees must be paid for 15 years before they can receive the pension.

    If you don't pay for 15 years, there is no way to receive it. If you want to enjoy lifelong medical insurance, men must pay 25 years, women must pay 20 years, if you do not pay this number of years, you will not be able to enjoy free medical insurance after retirement. Therefore, if you decide to pay social security, you must ensure that the social security payment is enough to balance the beam, so that you can enjoy the corresponding treatment when you are old.

    Whether it is necessary for individuals to pay social security is decided according to their actual situation. Because the cost of personal social security is not low, or even relatively high, for many ordinary people with relatively low incomes should be cautious, if their funds are not very wide, then paying social security will bring more economic pressure to themselves, so this situation is not recommended to pay social security. But if everyone's income is considerable, it is still necessary to buy social security, after all, no one can guarantee how well they live in their old age, and there is a social security, at least not to worry about the basic problems of their later life.

  13. Anonymous users2024-01-31

    Summary. The minimum standard is that the amount of social security fees that need to be paid each month is multiplied by a certain percentage, and the specific proportion is divided into five items: pension, medical care, unemployment, work injury, and maternity. For example, in 2021, the proportion of pension, medical care, unemployment, work-related injury, and maternity in Beijing will be 8% and 2% respectively, and if your social security base is 6,000 yuan, then you need to pay social security fees every month (6,000 * 8% + 6,000 * 2% + 6,000 * yuan.

    The minimum standard is to pay the social security fee each month as the base multiplied by a certain percentage, and the specific proportion is divided into five items: pension, medical care, unemployment, work-related injury, and maternity. For example, in 2021, the proportion of pension, medical care, unemployment, work-related injury, and maternity in Beijing is 8% and 2% respectively, and if your social security base is 6,000 yuan, then you need to pay social security fees every month (6,000 * 8% + 6,000 * 2% + 6,000 * 6,000 * yuan.)

    Fellow, I really didn't understand, I can be more specific.

    The amount of social security for each person varies according to the salary, and the base is multiplied by a certain proportion to calculate, such as pension, medical care, unemployment, work-related injury, and maternity, and the proportion of regrets varies by region and time. For example, in 2021, the five proportions in Beijing are4% and, if your social security base is 6,000 yuan, then the monthly social security fee you need to pay is 684 yuan.

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