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1. Open and log in to JD Finance.
2. After entering the home page, you can open to Jingdong Baitiao in the middle of the bottom.
Click to enter. 3. Enter the center of the white strip, and then you can see the available quota of your JD white strip. Select Enter.
4. The next page will show the total quota, remaining quota or pending information, etc., and then there is a selection of the quota package.
5. Click to claim after entering.
6. After receiving it, you can go back to the quota page to refresh it, and then you can find that the quota of your JD white strip has been increased.
Extended Materials
JD Baitiao is an Internet consumer finance launched by JD.com.
Users can enjoy a deferred payment period of up to 30 days or an installment payment method of up to 24 installments after use.
Different users get different amounts at the beginning of the application, but the amount will be adjusted as users use it, but they must repay on time after use.
Jingdong Baitiao opening conditions:
1. The user is between the ages of 18 and 60;
2. Have JD.com, and have past consumption records;
3. The completeness of personal information of JD account, such as real-name authentication.
The stability of the delivery address and the order of payment and deduction are given priority to the credit card;
4. JD Xiaobai has a good credit score and a good shopping record on JD.com, including no overdue, no bad reviews, no malicious refunds, etc.
Regarding JD Baitiao, customers need to pay attention to the following points:
1.You can enjoy the consumption experience of use now and pay later, with an interest-free period of about 10 days to 40 days, and you can also choose to installment for up to 24 periods. However, after consumption, you must repay the loan on time as agreed, otherwise it will cause overdue.
JD Finance has access to the central bank.
Credit information, overdue will be reported to the central bank credit report, in the personal credit report.
Leaving a bad record, which can lead to damage to personal credit.
2.The white bar quota is granted according to the customer's comprehensive credit level, and generally the higher the comprehensive credit level, the higher the approved credit limit.
The quota is also not static, and will be adjusted accordingly according to the comprehensive evaluation of account usage, consumption repayment records, credit status and other aspects from time to time according to the customer's consumption and use. If you accumulate a lot of good records, the system may be able to raise the amount.
3.If the operation activation bar fails, it is not recommended to activate it again immediately, and frequent operations in a short period of time will only increase the possibility of rejection, and it can be activated at most twice a month.
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Here's how to increase the amount of white bars:
1. Open and log in to JD Finance.
2. Click on the white bar;
3. Click Quota Management;
4. Click to increase the quota;
5. Click to get it;
6. A prompt of "Congratulations on your successful withdrawal" will appear, and it will automatically jump to the family white bar page at the end;
7. Click the cross in the upper left corner of the page to exit, and the quota of JD Baitiao will be successfully increased.
The white bar quota is divided into fixed quota, temporary quota, and exclusive quota. The fixed quota is the basic quota of the white stripe account, that is, the quota obtained by the comprehensive evaluation of the system, and the fixed quota can be recycled as long as the white stripe account is normal. The temporary quota is the quota obtained through activities and automatic quota increases by the system, which is valid for a certain period of time and automatically expires after the expiration date.
The temporary quota can be recycled during the validity period of the quota. The exclusive quota is only reflected in the total amount of the payment page when purchasing the specified goods, and the revolving quota is not enjoyed, and the validity period is subject to the rules of the activities involved.
The following conditions are temporarily unavailable to receive the package:
1. New users of white stripes;
2. If there is a current breach of contract, pay off the default bill, and continue to try to receive the amount of money package the next week;
3. The account has a default record of more than 30 days or the account has been suspended;
4. The account has not passed the qualification assessment of the system to receive the cash package;
5. Users who purchase wealth management and open white strips.
The JD Baitiao quota can be consumed online and offline, and can also be withdrawn directly. Baitiao itself is a borrowing product, and users can use Baitiao if they have borrowing needs. Baitiao online consumption is mainly used for JD.com** shopping, while offline consumption mainly relies on Baitiao QuickPass.
As for the white bar withdrawal, the user can withdraw the white bar if he has the withdrawal entrance. If you don't need to use the white bar, you can choose to lock the white bar, which cannot be used in any scene after the white bar is locked, and the user can unlock the white bar at any time.
Operating Environment: Brand: Apple 12
System version: iOS14
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The main ways to increase the quota of white bars are:
1.Use more white strips, spend more on JD.com, ensure the activity of the account, and accumulate good consumption and repayment records (it is best to pay off the white strips in full and on time, do not always make the minimum repayment, and avoid overdue situations).
2.Supplement account information and improve all aspects of authentication.
3.Participate in the quota raising tasks launched by JD.com and receive the weekly quota lifting package.
4.Save more money on JD.com, you can bind a few more bank cards, and you can buy some wealth management products on JD Finance, so as to increase your personal assets on JD.com.
There is no quick way to increase the amount of white bars,You have to buy the things on Jingdong,In order to have credibility at all,From ordinary users to the most advanced users,It depends on how much money you buy in a year,A certain amount of points will be deducted if you don't reach a level after a year,Pay attention to the level requirements of others。
If users want to quickly increase the amount of white bars, they can often receive the amount of white bars, so that after a period of time, the amount of white bars can be quickly increased. On the one hand, the system evaluation time cannot be determined, and on the other hand, users cannot be sure that they can pass the system assessment, so the method of receiving the quota package is the most reliable. Although the amount of the single withdrawal package is not high, as long as the user insists on receiving it, the amount increased in the long run is very considerable, which can also have the effect of increasing the amount in a short period of time.
Extended MaterialsThe application conditions for credit white slips are as follows:
1. The applicant must be between 20 and 37 years old and have full capacity for civil conduct;
2. The credit history must be good, without any overdue records, because the credit white strip does not need any collateral;
3. Have legal identity certificates, such as ID cards, household registration books, etc.;
4. Personal identity information should be true and complete, including face recognition, ID card recognition, academic qualifications, marriage certificates, etc.
Note: Please carefully read the "Credit Payment (JD Baitiao) Service Agreement", "Credit Payment (JD Baitiao) Service Charging Standard" and other relevant agreements listed on this page, confirm that you accept all the contents of the agreement, click "I have read and agree", click the "Activate Now" button, and activate the JD Baitiao Credit Payment Service at the same time.
In February 2014, Baitiao was launched on JD.com**, providing users with "consume first, pay later" and "30-day interest-free, installment at will" services when shopping, becoming a model of industry innovation.
In 2015, Baitiao began to go out of JD.com, integrating into more scenarios with an open and cooperative attitude, and providing users with credit consumer loans. At present, it includes the white strip co-branded credit card jointly created with banks; Cooperate with third-party merchants to provide services such as "white strip" installment travel, decoration, car purchase, education, etc., and have special consumer financial support for campus and rural people.
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First, Jingxi raised the amount.
I know more about this method of raising the amount, because I will raise the amount through this method every month; The maximum amount is 3,000 yuan.
For me personally, there is an opportunity to manually raise the amount at the end of each month. So I'll pay special attention to the days at the end of the month; Sometimes the amount can be mentioned as 3,000 yuan, and sometimes there is only a limit of 200 yuan; But in most cases, it is 200 yuan, and I feel that how much this amount is a probability event.
Probably everyone's situation is different.
This is the easiest way to raise the amount; If you pass ***, you will have the opportunity to raise the amount, and you can apply according to the steps, with a maximum amount of 1,000 yuan; Everyone's quota may be different, but it's already good to be able to raise the amount, and the requirements can't be too high.
Third, the amount of supplementary information is raised.
This is divided into two kinds, one is to complete personal information, with a maximum amount of 3,000 yuan; the second is to supplement the contact information, with a maximum increase of 300 yuan; This method may not be practical because there is too much information to be asked; But for users who want to raise their quota quickly, you can try it.
Fourth, the white stripe flashes the amount.
The maximum amount mentioned by this method can reach 86,880 yuan; It is the same as Huabei fast charging, that is, to deposit money to Jingdong small treasury first.
, then the white bar will increase by the same amount, and the deposited money will be locked; However, it is still relatively good, and the locked amount can be earned. One of the disadvantages of this method is that you have to save money to get the quota; Anyway, if you have money, why do you need a quota; Isn't the white bar consumed in advance, but for novices, this method of raising the amount is effective.
That. 5. Apply for a white stripe card to increase the amount.
I only discovered this method of raising the quota recently, and I didn't see it in the interface of increasing the quota before; The maximum amount can be withdrawn is 100,000. This white stripe card is similar to the bank's credit card, which is similar to Ping An Bank.
JD Pay, Huawei Pay, etc., are also very convenient. Once activated, it can be used with no annual fee. Friends in need can go to JD Finance.
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There are two ways to raise the quota of JD Baitiao: official and self-raised. Official Quota Increase: Based on the usage of the white bar account in the past, the official will evaluate the users who meet the requirements on a monthly basis and automatically increase the amount of the white bar.
Therefore, it is necessary to use more white slips, repay positively, and maintain a good credit history. Self-quota increase: Users who meet the criteria can increase the amount of white slips by taking the initiative to receive tasks and participate in activities.
It is summarized into 4 categories: credit enhancement and quota increase, flash charge quota increase, marketing quota increase, and brand exclusive quota.
1) Credit enhancement and increase: Complete personal information, you can receive a fixed amount of up to 300 yuan. 【Operation path】JD Finance APP Home Page - White Bar - White Bar Available Quota - Quota Management - Supplementary Contact Information.
2) Flash Charge and Withdrawal: Users who have opened the white bar can increase the equal amount of white bar quota by locking the small treasury funds, to put it bluntly, how much you save, you will be given as much white bar limit, up to a fixed limit of 100,000 yuan. For example, if you save 50,000 yuan of white strip flash charge, you can not only get the income of the small treasury in a year, but also use the 50,000 yuan white strip quota to buy and buy in this year.
Please note that the unused flashchain recharge quota can be unlocked and withdrawn at any time. 【Operation Path】JD Finance APP Home Page - White Bar - White Bar Available Quota - Quota Management - White Bar Flash Charge.
3) Marketing increase: through a variety of activities, games, ** and other interactive ways to raise. For example, Jingxi Quota Withdrawal (JD Finance APP Home Page - White Bar - White Bar Available Quota - Quota Management - Jingxi Quota Withdrawal); Daily Quota Package (JD Finance APP Home Page - White Bar - White Bar Available Quota - Quota Management - Today's Benefit Amount); Goose Lifting Game Every Day (JD Finance APP homepage - directly search for "Goose Lifting Every Day" - click on Goose to collect eggs - Click on Goose Eggs - Randomly draw prizes); Equity Center**Quota Withdrawal (JD Finance APP Homepage - Direct Search for "Equity Center" - Credit White Bar - **Draw Limit); As well as the bill Li ordered to increase the amount in installments, and the amount of Baitiao WeChat *** to raise the amount, etc.
4) Brand Exclusive Quota Shed Disturbance: The quota obtained through JD.com's 618 promotion and category day marketing activities. The exclusive quota is only reflected when the purchase of designated goods is paid, and it is an exclusive temporary quota.
Operating environment: magicbook
microsoft edge
JD Finance.
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