Deposit 100 yuan to the small vault to open a white slip

First, the front. The JD white strip opened by the method of depositing money into the JD small vault to open a white strip naturally has a quota, but to be precise, it is not the credit line provided by the system, but how much money is deposited and locked in the JD small vault, and the amount of the white strip account will appear accordingly for use.

2. Specific analysis.

To put it simply, it is a 1:1 grant of the white bar limit on the amount deposited.

After that, if the locked funds in the JD small treasury are unlocked and withdrawn, the corresponding amount of the white bar account will decrease, and the amount of withdrawal will decrease as much as it is withdrawn, and the amount of all withdrawals will become zero.

In this regard, if you want to obtain the credit line provided by the system, you can only accumulate more good credit, and then find a way to upgrade to an ordinary white strip, and unlock and withdraw the funds of JD's small treasury without arrears.

If the comprehensive assessment can be passed, the system will prompt the user of the current available quota after the upgrade is completed, and the white bar quota will no longer become zero due to the withdrawal of money from the small treasury.

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3. How to upgrade the white bar with a white bar quota of 0?

If you want to upgrade to the ordinary version of the white bar, look for the white bar page of JD Finance JD APP to see if there is an upgrade entrance, if there is, you can directly follow the prompts to upgrade.

However, it should be noted that in order for the system to provide an upgrade channel, it is necessary to maintain a good personal credit; And the account must ensure sufficient activity, and you can usually spend more on JD.com.

In addition, you can also supplement and improve personal account information, as well as bind a few more bank cards with more deposits, and appropriately purchase some JD Finance's wealth management products to increase personal assets in JD.

This kind of operation can provide some help to improve the overall score of the system, and if the comprehensive score of the system increases, the upgrade channel may be opened.

Of course, before the operation can be upgraded, you must also pay off the arrears of the white slip bill.

By depositing the white slip opened by JD Small Treasury or purchasing wealth management products, you must first unlock and transfer out the funds deposited in the small treasury and redeem the money from purchasing wealth management products.

After the opening is successful, the white bar will have a loan limit of 100 yuan, because the ratio of the amount required by the small treasury to the amount of the white bar is 1:1.

If you want to get the white bar limit of 3,000, you need to deposit 3,000 yuan into the small treasury. Therefore, if the user wants to get more quota when opening the white bar, he must deposit more money into the small treasury. Users can deposit 100-30,000 into the small treasury to obtain the qualification to open the white bar, whether the successful opening is subject to the page display.

If you don't deposit money into the JD small treasury, you can also open a white strip.

Because it is only necessary for customers to be between the ages of 18 and 55; Be a JD member and a resident of Chinese mainland; The account has completed real-name verification, the account status is normal, and the account has not been appealed. If you have good personal credit and a credit score of 80 points or more, you can directly log in to the JD Finance app to open a white bar (the same ID card and the same mobile phone number can only activate one white bar account at present).

In fact, the method of opening a white bar in Jingdong's small treasury is mainly provided by the system to customers with general credit, because of the general credit, so there is no permission to obtain a white bar for the time being, but the system does not directly give up the potential customer, so this method is provided.

In this regard, the customer transfers a sum of money into the small treasury, and Jingdong will provide the corresponding amount (the ratio is 1:1, and the funds can be opened by depositing about 100 yuan to 30,000 yuan). In addition to JD Xiaojin's inventory money to open white strips, the system also supports the purchase of wealth management products to open white strips.