Can the white stripe scorecard be closed? How to open the white stripe subcard

Extended Materials. 1. Is Baitiao QuickPass going to upgrade the sub-card?

1. No, after the White Strip QuickPass and Cent Card are activated, they will be displayed as Bank of Shanghai.

, but the essence is different, there is no upgrade, it is likely to be JD Finance.

A means of promoting the scorecard, after all, these two products use a white bar quota, which may not be allowed to exist at the same time, so it will let you choose one of the two.

2. If you don't want to use the sub-card, you can directly refuse to open it, and you have to think clearly before deciding to open it, after all, the sub-card can also be quickpaid after being bound to WeChat, but it is different from the white strip quickpass. The White Slip QuickPass can be interest-free after consumption, and there will be no fees for full repayment on the repayment date. Split-card consumption will be automatically installment by default, and an installment fee will be incurred.

3、However, the use scenarios of the white stripe sub-card are more extensive than the white stripe flash pass,In addition to the Jingdong platform available,It can also be used in any place that supports WeChat、Alipay payment,The key is not only to consume,You can also transfer money to WeChat friends within a certain amount,Send red envelopes, etc.,Can suspend the shortage of funds。

2. How to calculate the interest of the sub-card.

1. The white strip sub-card can be regarded as the automatic installment business of JD Baitiao, as long as the sub-card transaction will be automatically installment according to the number of installment periods selected at the time of opening, and part of the principal and fee need to be paid for each period.

2. As for the interest of the white strip sub-card, strictly speaking, it is a handling fee, which is charged on a monthly basis, and the specific rate depends on the number of installment periods, which is consistent with the installment rate of JD Baitiao, no matter how many installments are implemented according to the periodic rate. The handling fee and principal of each installment of the white strip sub-card are included in the current white strip bill, and the second installment is not supported.

3. For example, when you open the white stripe sub-card, you choose to divide into 12 installments, then you use the white strip sub-card to pay 600 yuan for the white strip quota during the transaction, then the default is divided into 12 installments, and the rate of each period will produce a handling fee of 3 yuan per monthly installment, and the total repayment amount of each period is 53 yuan.

In short, the JD Baitiao sub-card must be divided into installments, and the handling fee to be charged for each period. If you don't want to installment, you can only do it if you don't use the white stripe split card transaction.

Users can use JD Finance.

app-white strip page, see if there is a "WeChat white strip" below the white strip quota, click on it and the opening page of the white strip subcard will pop up, click to open it now, four agreements will pop up, click agree to the agreement and continue, and follow the prompts step by step.

1. After successful activation, the user will be in the Bank of Shanghai.

Opened an e-banking.

card, there is no physical card, only a set of virtual digital card numbers, and the amount in the card is not given by the bank, but with Jingdong Baitiao.

2. It should be noted that the JD white strip subcard is not necessarily able to be opened when the white strip is opened, but the white list is used.

system, whether it can be opened is subject to the results of the comprehensive evaluation of the system. If there is no entry description, it does not meet the opening conditions, and the manual cannot be forcibly opened, so we can only wait for the system to gradually push the opening qualifications.

Operating environment: Huawei nova5pro JD.com.

Extended Materials. 1. White slip refers to a fraudulent method in which the perpetrator issues or solicits invoices and evidence of receipt and payment that do not meet the requirements of formal vouchers in order to evade supervision or evade taxes.

Second, play white strips.

1. Make a white note, that is, in the name of an individual or a unit, write on a white paper the words to prove the income and expenditure or the receipt and delivery of goods, as an invoice to serve as the original voucher.

2. Replace invoices with receipts This method is often used to evade taxes, and some individual and private owners, when facing consumers as individuals, only issue receipts to prove the occurrence of this economic business, and do not issue invoices, so as to avoid tax evasion due to inspection by tax authorities.

3. Do not use invoices according to the purpose specified in the invoice, such as replacing the catering service industry with retail and wholesale commercial invoices.

Invoice. 4. Invoices are not issued according to the requirements of the invoice. For example, it is not stamped with a special financial seal.

The person concerned does not sign, etc. In today's economic life, use"White stripes"There are many cases of accounting, and some units purchase goods and pay labor expenses without obtaining official invoices, but enter them in the accounts with receipts or handwritten white slips; Some units and individuals borrow cash or bank deposits from units under some pretexts, but due to various reasons, the money is spent, and there are no official invoices, and in order to make up for the shortage of cash in hand or bank deposits, most of them do not conform to the provisions of the financial system"White stripes"(For example, the business manager writes a paper explanation, and some even the handling personnel do not sign and the accounting staff makes an explanation, etc.)"White stripes"Target.

As the name suggests, the white stripe scorecard is related to the use of white strips, but many users are not familiar with the use of this product. Today, "What does the white stripe score card mean and how to use it?" I would like to briefly talk about this topic with you, and I hope that I will find it helpful after reading it.

What does the white stripe score card mean and how to use it?

In fact, with the help of the second and third types of bank electronic accounts, the white stripe can be bound to third-party channels for payment, such as WeChat, Alipay, and mobile phone pay, and the Bank of Shanghai after the binding is completed.

A savings card is a white strip scorecard.

After the binding is successful, the user can choose the white stripe sub-card (that is, the Bank of Shanghai savings card) when consuming expenditure, and the corresponding consumption amount will be counted into the user's white strip bill, and the repayment operation will be carried out according to the bill amount after the subsequent payment. In addition, it also supports users to make WeChat transfers, send red envelopes, and AA collection within a certain limit.

That is to say, the white stripe subcard is essentially just an account, and the actual user's usage amount still comes from the white stripe limit, so naturally if you don't repay it on time when repaying, it will also be reported to the credit information center of the People's Bank of China.

Target. From the point of view, the white strip sub-card can only be consumed in installments according to the number of installments set by the user when it was initially opened, and the consumption amount less than 10 yuan does not support installment.

The above is about "what does the white stripe score card mean and how to use it". In general, if the user is in the list of system invitations, then there is an opportunity to use the white stripe sub-card and bind the supported payment channels for consumption payment.

Summary. Hello dear, happy to answer for you. How to close the white bar scorecard is:

The white stripe sub-card cannot be closed separately, and the user must close the bai-bar account before the bai-bar sub-card will be closed. If the user is worried about the automatic installment of the white stripe scorecard, then the binding with WeChat and Alipay can be unbound, as long as the white stripe scorecard is not used, then there will be no automatic installment. In addition, only some users are eligible to open the white stripe scorecard.

Hello dear, happy to answer for you. How to close the white stripe scorecard and tell the way is that the white stripe scorecard cannot be closed separately, and the user must close the Zhaodan clear strip account, then the white stripe scorecard will be closed.

If the user is worried about the automatic installment of the white stripe scorecard, then the binding with WeChat and Alipay can be unbound, as long as the white stripe scorecard is not used, then there will be no automatic installment. In addition, only some users will be eligible to open the White Strip Scorecard.

If you want to close the subcard, you must first pay off all the arrears of the white strip, and then close the JD white strip, and after the white strip is closed, the subcard will also be closed. However, the white stripe score card will only be used for installment, and if the posture is never used, the system will not automatically install, and no other costs will be incurred. Both the white strip and the white stripe sub-card are products on the credit report, and the user must repay the loan on time after use, otherwise the overdue record will be uploaded to the credit report, which will lead to poor personal credit.

After the Baitiao Sub-point Peizi Card is opened, it cannot be cancelled and closed, and it can only be closed after the Baitiao is repaid, and the Baitiao Sub-card will also be closed. However, it is possible to unbind the white strip subcard bound on WeChat or Alipay.