CreditEase owes 70,000 yuan in 2 years, will it go to jail?

CreditEase owes 70,000 yuan in 2 years and will not go to jail.

However, if the court rules that the debtor has the ability to repay the debt, but refuses to repay, the court can impose a fine or detention according to the severity of the circumstances, and if a crime is suspected, criminal liability will be added. If they refuse to repay the money or do not repay the money under the pretext, they may sue the other party to demand that the other party repay the money. Once the lawsuit is filed, the other party needs to bear a certain amount of responsibility.

The consequences of not paying back the money owed include:

1. The people's court will make a judgment in accordance with the law, and if the people's court supports the judgment of the creditor, the debtor needs to perform the debt, and if it does not perform, it needs to be enforced;

2. If you do not repay for a long time, the bank will also help collect through the collection platform, so you must repay the loan on time.

Article 111 of the Civil Procedure Law of the People's Republic of China: Where litigation participants or other persons exhibit any of the following conduct, the people's courts may impose fines or detention on the basis of the severity of the circumstances; where a crime is constituted, criminal responsibility is pursued in accordance with law

1) Fabricating or destroying important evidence, obstructing the people's court's trial of a case;

2) Using violence, threats, or bribery to prevent witnesses from testifying, or instigating, bribing, or coercing others to give false testimony;

3) Concealing, transferring, selling, or destroying property that has already been sealed or seized, or property that has been inventoried and ordered to be kept, or transferring property that has been frozen;

4) Insulting, defaming, framing, beating, or retaliating against judicial personnel, litigation participants, witnesses, translators, evaluators, inquest personnel, or persons assisting in enforcement;

5) Using violence, threats, or other methods to obstruct judicial personnel from performing their duties;

6) Refusal to perform on a judgment or ruling of a people's court that has already taken legal effect.

People's courts may fine or detain units that exhibit any of the conduct provided for in the preceding paragraph; where a crime is constituted, criminal responsibility is pursued in accordance with law

If you are sued, you can find a lawyer on the legal partner platform to see how you can better solve this matter. If the court decides, you should be asked to repay the loan.

There will be no jail time, but there is a possibility that you will be detained. If you don't pay it back when due, you'll need to pay more overdue interest.

If the other party sues you and you lose the case, but you still refuse to carry out the court's judgment, the court will enforce it, and finally freeze your assets, and the money will have to be paid back.

According to Article 207 of the Contract Law, if the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or the relevant provisions of the state.

According to Article 242 of the Civil Procedure Law of the People's Republic of China, if the person subject to enforcement fails to perform the obligations determined in the legal document in accordance with the enforcement notice, the people's court has the right to inquire about the property of the person subject to enforcement, such as deposits, bonds, **, ** shares, etc. The people's courts have the right to seize, freeze, transfer, or sell the property of the person subject to enforcement according to different circumstances. People's courts must not inquire about, seize, freeze, transfer, or sell property beyond the scope of the obligations that the person subject to enforcement shall perform.

When a people's court decides to seize, freeze, transfer, or convert property, it shall make a ruling and issue a notice of assistance in enforcement, and the relevant units must handle it.

Article 115:The amount of fines imposed on individuals is up to RMB 100,000. The amount of the fine imposed on the unit shall be between RMB 50,000 and RMB 1,000,000. The period of detention is not more than 15 days.

Detained persons are to be handed over by the people's courts to the custody of the public security organs. During the period of detention, if the detainee admits and corrects his mistake, the people's court may decide to release him from detention in advance.

Extended information: Private lending refers to the act of financing financial financing between natural persons, legal persons, and other organizations and among themselves, rather than financial institutions and their branches established with the approval of the financial regulatory authorities to engage in lending business. The annual interest rate of 36% is protected by national law, and more than 36% is invalid.

As a means of financing with abundant resources and simple and flexible operation, private lending has alleviated the contradiction of insufficient bank credit funds to a certain extent and promoted economic development. However, it is obvious that the arbitrariness and risk of private lending can easily cause many social problems.

Borrowing money from private individuals is mostly a semi-public or even secret fund transaction, and the borrower and the borrower only rely on the so-called credit to maintain, the loan procedures are incomplete, there is a lack of security and mortgage, and there is no reliable legal guarantee, once the situation changes, it is very easy to cause disputes and even criminal offenses. From this point of view, private lending must also be operated in a standardized manner and gradually brought into the orbit of the legal system.

Hello, it is recommended to repay the loan according to the contract, and late repayment will not only produce unnecessary liquidated damages or penalty interest, but also have a negative impact on personal credit.

No, you just see if it will be on the credit report, and it still has no power to go to jail, this is the court's decision!

Summary. If you owe more than 6,000 to Home Credit for more than three years, you will not go to jail, and if you apply for an online loan, if you do not use fraud and you really have no ability to repay, it is a civil dispute and will not go to jail. However, if you will be called to pay the arrears, you will incur a certain penalty interest, and you will have a bad credit record, and you will be sued for more than 3 months, and there is a risk of legal liability.

If you apply for an online loan if you do not use fraud and you are really unable to repay, it is a civil dispute and you will not go to jail. However, if you will be called to pay the arrears, you will incur a certain penalty interest, and you will have a bad credit record, and you will be sued for more than 3 months, and there is a risk of legal liability.

It is reported that the consequences of not repaying the Home Credit loan: 1. High penalty interest: increase the penalty interest by more than 30%-50% on the basis of the original interest rate; 2. Personal credit reporting is stained:

Generally, if it is overdue for a long time, it will be on the credit report and will not be returned, and the credit record will be even more ugly; 3. Affect the future loan and other businesses: many loans are checked for credit, and it is difficult to pass the review if the credit is spent or stained; 4. Being sued to the court: The borrower who defaults maliciously may take the method of suing and apply to the court for compulsory enforcement.

If you owe more than 6,000 to Home Credit, you will not go to jail.

Hello, I am glad to serve you, I have received your question, and I am sorting out the answer for you, it takes time to guess the word on the bridge, and please be patient and wait for a while, and answer it for you immediately! Potato eyes.

If you owe more than 6,000 to Home Credit for more than three years, will you go to jail?

Please wait patiently for 2 minutes, we are sorting out, and we will answer you immediately, and please do not end the consultation.

If you owe more than 6,000 to Home Credit for more than three years, you will not go to jail, and if you apply for an online loan, if you do not use fraud and you really have no ability to repay, it is a civil dispute and will not go to jail. However, if you will be called to pay the arrears, you will incur a certain penalty interest, and you will have a good credit record, and you will be sued if you are in arrears for more than 3 months, and there is a risk of legal liability. If you apply for an online loan if you do not use fraud and you are really unable to repay, it is a civil dispute and you will not go to jail.

However, if you will be called to pay the arrears, you will incur a certain penalty interest, and you will have a bad credit record, and you will be sued for more than 3 months, and there is a risk of legal liability. It is reported that the consequences of not repaying the Home Credit loan: 1. High penalty interest:

Increase penalty interest of more than 30%-50% on the basis of the original interest rate; 2. Personal credit is stained: Generally, if it is overdue for a long time, it will be on the credit report and will not be returned, and the record of the handwritten letter will be even more ugly; 3. Affect the future loan and other businesses: many loans are checked for credit investigation, and it is difficult to pass the collapse review if the credit is spent or stained; 4. Sued in court:

Borrowers who owe money in bad faith may take the approach of suing and apply to the court for enforcement.

If you owe more than 10,000 yuan to Home Credit and have not repaid it, and now there is a local procuratorate to come to the door, and you will generally not go to jail, but if the other party sues you and the court rules that you have the ability to repay the debt but refuses to repay, the court can fine, detain and detain according to the severity of the circumstances, and if you are suspected of committing a crime, you can also be investigated for criminal responsibility.

1. According to the Criminal Law of the People's Republic of China, the provisions are as follows:

Article 313:Where a people's court's judgment or ruling has the capacity to be enforced but refuses to do so, and the circumstances are serious, a sentence of up to three years imprisonment, short-term detention, or a fine is to be given.

2. In accordance with the provisions of the Civil Procedure Law of the People's Republic of China, the provisions are as follows:

Article 111:Where litigation participants or other persons exhibit any of the following conduct, the people's courts may impose fines or detention on the basis of the severity of the circumstances; where a crime is constituted, criminal responsibility is pursued in accordance with law

1) Fabricating or destroying important evidence, obstructing the people's court's trial of a case;

2) Using violence, threats, or bribery to prevent witnesses from testifying, or instigating, bribing, or coercing others to give false testimony;

3) Concealing, transferring, selling, or destroying property that has already been sealed or seized, or property that has been inventoried and ordered to be kept, or transferring property that has been frozen;

4) Insulting, defaming, framing, beating, or retaliating against judicial personnel, litigation participants, witnesses, translators, evaluators, inquest personnel, or persons assisting in enforcement;

5) Using violence, threats, or other methods to obstruct judicial personnel's enforcement.

If you have any consumption, please repay the loan on time and in full before the due date. First of all, overdue will generate bad credit history, which will affect your personal credit and future credit business; secondly, late repayment will incur interest and liquidated damages; Finally, long-term non-return may be a violation of criminal law, and we reserve the right to prosecute.

If you don't have money for a loan, you won't go to jail, but if you commit a loan fraud, you will go to jail.

Legal basis] Article 193 of the Criminal Law, in any of the following circumstances, for the purpose of illegal possession, defrauding a bank or other financial institution of a loan, and the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or short-term detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; where the amount is huge or there are other serious circumstances, a sentence of between 5 and 10 years imprisonment and a concurrent fine of between 50,000 and 500,000 RMB is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment or indefinite imprisonment is to be given, and a concurrent fine of between 50,000 and 500,000 RMB or confiscation of property is to be given

1) Fabricating false reasons for the introduction of funds, projects, etc.;

2) The use of false economic contracts;

3) Using false supporting documents;

4) Using false property rights certificates as collateral or repeating collateral in excess of the value of the collateral;

5) Fraudulently borrowing by other means.

, no, it's just going to harass your family and friends, if you don't buy a house, buy a car and get a mortgage. It's nothing to do with birds. My friend didn't pay it back.

It is advisable to repay the arrears as soon as possible, resulting in severe overdue will face:

1. Bear high overdue fees.

For overdue fees, different online lending platforms have different names and different charging standards. Whether it's called overdue penalty interest, overdue management or other various names, the fees are very high. Therefore, if you have the ability to repay the loan on time, you should never overdue.

2. Bear the fancy collection of the platform.

Collection is generally divided into three stages: the first stage, just a few days overdue, the platform customer service mm softly and warmly reminds, telling you that you have been overdue, please repay on time; In the second stage, if it is overdue for a long time, the platform's customer service will seriously warn that it will face serious consequences if it is overdue; In the third stage, after a long time of overdue, the platform no longer persuades each other and begins to take practical action.

There are many kinds of practical actions, such as: the platform pushes your arrears information to your relatives and friends, so that you lose face in the circle of friends; The platform arranges special collection personnel to collect door-to-door, face-to-face communication and accounting. Of course, these are still relatively mild.

Some platforms outsource the collection and collect it by a specialized collection company, and the collection company that broke out some time ago is "violent collection", and I believe that borrowers are unwilling to encounter it.

3. The People's Bank of China's credit investigation is stained.

At present, most online lending platforms have not yet been connected to the credit information system of the People's Bank of China, but access to the credit information of the People's Bank of China has become an inevitable trend. In the future, if the online loan platform fails to repay the loan overdue, it will be recorded in the credit information system of the People's Bank of China in the same way as bank loans and credit card overdue, resulting in credit stains. If the previous consequences are just disgrace, then the stain on the credit will affect the actual life, if you want to buy a house, you can't get a loan, you can't get a mortgage if you want to buy a car, and so on.

4. The defendant goes to court.

After the loan is overdue for a long time or deliberately does not repay, and the amount exceeds 2,000, it can already constitute a crime of fraud, and there is a risk of being sued by the online loan platform in court. Once the court rules in favor of the online lending platform, the borrower will have to pay the litigation costs and huge fines of both parties in addition to the amount that needs to be repaid, and even face jail time.

Summary. Criminal Law Article 266 [Crime of Fraud] Whoever defrauds public or private property, and the amount is relatively large, is to be sentenced to up to three years imprisonment, short-term detention or controlled release, and/or a fine; where the amount is huge or there are other serious circumstances, a sentence of between 3 and 10 years imprisonment and a concurrent fine is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment or indefinite imprisonment is to be given, and a concurrent fine or confiscation of property. Where this Law provides otherwise, follow those provisions.

Hello, consult a lawyer for your service, wait for me a moment.

Good. I've tried to negotiate with them before, but they don't agree.

I still owe more than 40,000 yuan to my credit card, and I haven't recovered yet.

The loan is a civil dispute, and if the actor has the intention of not returning the mold when borrowing money, it is an illegal act, and the rest of the situation is a civil dispute and will not be imprisoned. However, the other party can file a civil lawsuit to claim it.

I also negotiated with credit cards and they didn't agree.

If the loan is not repaid in accordance with the loan agreement, it is a breach of contract, and the other party can file a civil lawsuit to claim it.

Article 577 of the Civil Code [Liability for Breach of Contract] If one of the parties fails to perform its contractual obligations or the performance of its contractual obligations does not conform to the agreed upon auction, he shall bear the liability for breach of contract such as continuing to perform, taking remedial measures, or compensating for losses.

Article 465 of the Civil Code: [Validity of Contracts Established in Accordance with Law] Contracts established in accordance with law are protected by law. A contract established in accordance with the law shall only be legally binding on the parties to the auspicious bank, unless otherwise stipulated by law.

I wonder if it will be jailed for a few years.

If it is not returned for a long time, it is determined that it is not fraudulent, it is an illegal act, and a judgment will be made according to the amount.

Article 266 of the Criminal Law [Crime of Fraud] Whoever defrauds public or private property, and the amount is relatively large, is to be sentenced to up to three years imprisonment, detention for public service, or controlled release, and/or a fine of one hundred and sixty acres; where the amount is huge or there are other serious circumstances, a sentence of between 3 and 10 years imprisonment and a concurrent fine is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment or indefinite imprisonment is to be given, and a concurrent fine or confiscation of property. Where there are other provisions in this filial piety law, follow those provisions.

If you have anything else you want to ask, you can say it, and I will try my best to answer it for you!

I'm glad to answer for you! If you are satisfied with my above targeted reply, you can give me a like, and click on my avatar to **consult and follow, so that I can continue to answer for you. The cooperative lawyers of the platform look forward to solving your problems next time!

I want to negotiate with Home Credit Card to repay the installment and they don't agree with me.

In civil disputes, whether or not to reach a consensus depends on both parties, and is not subject to interference and restrictions by others.