Is it okay to buy a car without any insurance?

Updated on Car 2024-06-10
30 answers
  1. Anonymous users2024-02-11

    You can't buy a car without insurance, even if you don't drive it. For vehicle insurance, we know that compulsory liability insurance is a type of insurance that must be purchased by law, which is a protection for third-party victims. The national traffic law stipulates that if you do not purchase compulsory traffic insurance, the traffic police department can detain the vehicle until the insurance is purchased, and also impose a fine of twice the premium.

    Therefore, the advice is to at least buy compulsory insurance. One is because the law stipulates that the car should be detained and fined, and the other is because the annual review of the vehicle also needs to provide a valid compulsory insurance policy, otherwise it will not pass the review. If the vehicle exceeds the validity period and does not have an annual inspection, it will be deducted points and money because the annual review is overdue.

    If these two items are added to the duplicate fines, the amount is not small. Therefore, even if your vehicle is parked in your own community and completely immobile, it is best to buy compulsory traffic insurance, after all, it is associated with car inspection. As long as the owner can ensure that the parking position is absolutely safe, it will not affect his vehicle, and he will not use the vehicle again, so he is really unwilling to buy it.

  2. Anonymous users2024-02-10

    Is it okay to buy a car without insurance? How to choose car insurance? For car owners, the car must buy compulsory insurance, it is a mandatory type of insurance stipulated by the state, and the motor vehicle must be insured, otherwise it cannot be on the road normally.

    As for commercial car insurance, car owners can decide whether to insure or not according to the actual situation of the vehicle, and it is not mandatory.

    According to the provisions of the Regulations on Compulsory Traffic Insurance, the owner or manager of a motor vehicle driving on a road within the territory of the People's Republic of China shall be insured with compulsory traffic insurance, and if the owner or manager of a motor vehicle fails to purchase compulsory traffic insurance in accordance with the regulations, the traffic management department of the public security organ has the right to detain the motor vehicle, notify the owner or manager of the motor vehicle to take out insurance in accordance with the regulations, and impose a fine of twice the insurance premium payable.

    As far as risk protection is concerned, whether it is compulsory traffic insurance or commercial car insurance, it is necessary to purchase the car.

    Nowadays, the car is facing a variety of risks on the road, once out of insurance, it will bring a lot of trouble and greater losses to the owner, if you can buy a car insurance in time, you can pass on the economic risk caused by traffic accidents, so it is still necessary to insure.

    For the insurance of car owners, compulsory traffic insurance, three liability insurance, car damage insurance, and deductible insurance should be considered.

  3. Anonymous users2024-02-09

    If you don't have any insurance, commercial insurance is voluntary, but you must buy compulsory insurance.

    Compulsory liability insurance is the first compulsory insurance system in China that is prescribed by national law. The premium is the implementation of the national unified charging standard, which is uniformly stipulated by the state, but the compulsory traffic insurance of different car models is also different, and the main influencing factor is the "number of car seats".

    From September 19, 2020, the Guiding Opinions on the Comprehensive Reform of Motor Insurance will be officially implemented, and the total liability limit of compulsory traffic insurance will be increased from 10,000 yuan to 200,000 yuan.

  4. Anonymous users2024-02-08

    Hello, when the landlord buys a car, you can not buy insurance at the place where you buy a car, but you must buy insurance if your car is on the road. Compulsory insurance is compulsory by the state. Therefore, compulsory motor vehicle insurance is a must.

    Like some other motor vehicle commercial insurance, car owners can choose to buy it according to their own needs. Or you can not buy it, but it is still recommended that the owner of the car on the road, try to buy all the insurance, so that it is better to protect yourself and others.

  5. Anonymous users2024-02-07

    Whether you buy a car or not depends on what kind of car you are buying. If you buy a bicycle or a battery car, then it is true that you can not buy any insurance, but if you buy a car. Then you must buy compulsory traffic insurance.

    Compulsory traffic insurance is a compulsory traffic insurance formulated by the state for the safe driving of motor vehicles; Cars on the road must be insured with compulsory traffic insurance; If not, it will be punished; If you do not have compulsory traffic insurance, you will be severely punished if you have an accident; Other insurances can be freely chosen, with or without payment.

  6. Anonymous users2024-02-06

    If you don't have any insurance to buy a car, the state stipulates that compulsory insurance is mandatory, which is to protect our interests and protect personal safety, and the above content is for reference only. If you don't have any insurance to buy a car, the state stipulates that compulsory insurance is mandatory, which is to protect our interests and protect personal safety, and the above content is for reference only. If you don't have any insurance to buy a car, the state stipulates that compulsory insurance is mandatory, which is to protect our interests and protect personal safety, and the above content is for reference only.

    If you don't have any insurance to buy a car, the state stipulates that compulsory insurance is mandatory, which is to protect our interests and protect personal safety, and the above content is for reference only. If you don't have any insurance to buy a car, the state stipulates that compulsory insurance is mandatory, which is to protect our interests and protect personal safety, and the above content is for reference only.

  7. Anonymous users2024-02-05

    Compulsory traffic insurance is a must to buy, this is a national regulation, if you do not buy it to be found by the traffic police, you will be fined 2 times the premium. 2.Commercial insurance can be purchased without it, and it depends on the customer's own choice.

    3.Judging from the data of insurance companies, there are few people who do not buy commercial insurance, because a few hundred dollars can enjoy hundreds of thousands of protection, think about the inevitable accidents on the road, hit other people's cars is fine, hit people that are hundreds of thousands. 4.

    What's more, you have good skills and can not hit people, but you can't decide whether others hit you, this is the most critical.

  8. Anonymous users2024-02-04

    It is not possible to buy a car without any insurance. There must be compulsory insurance. This is stipulated by the state.

    You can choose other types of insurance, and you can buy it or not. Because if there is a problem with the vehicle, it will cause great damage. You're going to have to buy insurance after that.

    He will help you make a certain amount of compensation and reduce your financial losses. Drive often. Problems will inevitably arise, so to be on the safe side.

    If the economic conditions allow, in addition to compulsory traffic insurance, you should also buy some commercial insurance to be safer.

  9. Anonymous users2024-02-03

    If you buy a car, you must go to compulsory insurance, because compulsory insurance is required by the state, you must go to an administrative strange insurance can not be on, if any traffic accident occurs, as long as you have enough compensation ability, you can not go to other insurance except compulsory insurance. If there is no ability to compensate for a traffic accident, it is a big deal to stay in prison for a few years.

  10. Anonymous users2024-02-02

    No, it doesn't. As long as you buy a car compulsory insurance is a must, and this is a must be bought every year, it is mandatory. And buying insurance is also a good thing for car owners, once there is an accident, it will not be so helpless, there will be an insurance company to take care of this matter, and the psychological burden will be lighter.

  11. Anonymous users2024-02-01

    Absolutely not. Compulsory traffic insurance is a kind of insurance that is "compulsory" to be purchased by the state, which is a basic measure to ensure that personal safety can be treated in a timely manner after being injured. If you don't buy it, you will be fined, so every new car owner who has just bought a car must buy it, and you need to take the initiative.

    After the purchase of compulsory traffic insurance, you will receive an insurance mark, similar to the environmental protection mark of exhaust emissions, this sign must be posted on the front of the car, otherwise you will be subject to a penalty of deducting one point and a fine of 200 yuan! In short, you can't go wrong with buying it.

  12. Anonymous users2024-01-31

    If you don't have any insurance to buy a car, it will definitely not work, because it is easy to have friction when the car is on the road, or it will collide with other cars, there will always be sudden danger, and the injury is very great.

  13. Anonymous users2024-01-30

    If it's buying a car. There is one insurance that every car owner must purchase. That is the compulsory traffic insurance stipulated by the state.

    Compulsory traffic insurance is a compulsory traffic insurance formulated by the state for the safe driving of motor vehicles. This insurance is necessary for cars on the road. If not.

    If it is found, it will be severely fined. Some of the other insurance for the car is a free choice, which can be bought or not.

  14. Anonymous users2024-01-29

    It is not possible to buy a car without paying compulsory insurance. To buy a car, you must buy insurance, which is mandatory, and you can't get a license plate if you don't buy compulsory traffic insurance. And you have to buy it every year, or you can't pass the annual inspection.

    Compulsory insurance premiums. The role is that both parties have accidents, in order to protect the vulnerable party, the compensation is within 120,000, and independent insurance must be bought. Some commercial insurance can be purchased according to needs, such as vehicle damage insurance, third-party liability insurance, theft insurance, and vehicle occupant liability insurance.

  15. Anonymous users2024-01-28

    The Road Traffic Law clearly stipulates that vehicles must purchase compulsory traffic insurance when driving on the road. Without compulsory traffic insurance, it is impossible to get a license plate, including vehicle transfer, trading and other businesses cannot be handled. If the vehicle cannot be licensed, it cannot be driven on the road.

    Even if you have been licensed, but later did not buy compulsory traffic insurance, not only can you not go on the road, but also can not be examined annually. Otherwise, the car will be deducted first, fined 200 yuan, and 3 points will be deducted. There is also a fine of 2 times.

  16. Anonymous users2024-01-27

    No way. The purpose of car insurance is to ensure that the legitimate rights and interests of the victim are protected in the event of a car accident. On the other hand, it can enable insurance companies to restrain the behavior of car owners through the control of insurance premiums, so that they can pay more attention to safety when driving.

    The premium of the vehicle is linked to the number of accidents of the vehicle, and to a certain extent, some car owners pay more attention to safe driving.

  17. Anonymous users2024-01-26

    Compulsory traffic insurance is a compulsory traffic insurance formulated by the state for the safe driving of motor vehicles; As long as your car is on the road, you must take out compulsory traffic insurance; If not, it will be punished; If you do not have compulsory traffic insurance, you will be severely punished if you have an accident; The general penalty is twice the penalty, and the penalty is very serious, so you must pay compulsory traffic insurance when buying car insurance. You can choose other insurances freely, with or without payment.

  18. Anonymous users2024-01-25

    It is not possible to buy a car without any insurance, you must buy insurance to buy a car, the mandatory insurance is compulsory insurance, and you can't get a license if you don't buy compulsory insurance, and you have to buy it every year, otherwise the annual inspection is not passable.

  19. Anonymous users2024-01-24

    It is not possible to buy a car without any insurance. Compulsory liability insurance is a must. It is also enforced by the state.

    For the sake of yourself and your family, it is better to buy the insurance that you should buy. If you are not afraid of 10,000, you are afraid of what if. Even veteran drivers for many years dare not guarantee that they will not have traffic accidents and accidents.

    That's why there's the benefit of buying insurance. In case of danger, the insurance company can compensate.

  20. Anonymous users2024-01-23

    It is not possible to buy a car without any insurance, some insurance is necessary, because since you have bought a car on the road, you are not afraid of yourself being hurt, but others are afraid that you will hurt others, so some insurance is a must-buy.

  21. Anonymous users2024-01-22

    This is the pair that the people put on the car during the New Year's holiday, in order to ensure the safety of the car and the safety of people. At the same time, it also shows that driving on the road, even if you are cautious, there are many things that will come to your door.

    It is still necessary to buy an insurance policy to protect yourself and your car.

    Can't exist a fluke mentality, say not to buy insurance, what do I have to do?

    It's still very convenient for me to have insurance in it, and the company will handle some things for you.

  22. Anonymous users2024-01-21

    It is not possible to buy a car without any insurance.

    According to the provisions of the national compulsory insurance, it is necessary to buy compulsory car insurance. Only by paying compulsory traffic insurance can the motor vehicle be on the road. Unobstructed to be able to drive.

  23. Anonymous users2024-01-20

    Other commercial insurance can be chosen, but compulsory traffic insurance must be bought, which is a national compulsory insurance and is the first compulsory insurance system implemented by national laws and regulations in China.

  24. Anonymous users2024-01-19

    No way. When buying a car, you should at least buy a strengthened insurance, because this is the type of insurance stipulated by the state, and it is best to be able to take some commercial insurance, which has a certain protection effect on yourself.

  25. Anonymous users2024-01-18

    It's impossible not to buy a car, it's very well insured. Now Chinese. The principle of compulsory traffic insurance is implemented when buying a car, and the purchase of a car must be covered by some compulsory insurance. There is no possibility of not being insured. So this kind of question is asked by people who have never bought a car.

  26. Anonymous users2024-01-17

    Buying a car without any insurance, this kind of behavior is not good, it is to go to insurance for the security check, once there is a traffic accident, you can reduce your financial burden, and at the same time can provide protection for this life, so you must pay car insurance, compulsory insurance and other types of insurance to buy a car.

  27. Anonymous users2024-01-16

    It is definitely not possible to buy a car without any insurance, because according to the traffic safety management law, after buying a car, compulsory traffic insurance is a must, and if you don't do it, you will be fined. And can't be on the road. It's basic common sense.

  28. Anonymous users2024-01-15

    The National Traffic Management Bureau stipulates that the car must be paid compulsory insurance, which must be bought, otherwise it can not be driven on the road, once found, the vehicle will be seized and punished.

  29. Anonymous users2024-01-14

    If the owner of the car is left in the garage because of something, and he does not drive for a year or even more, he can not buy insurance at this time. However, when the vehicle is examined annually, car insurance must be purchased, if even the compulsory insurance is not purchased, it is not possible to pass the annual examination, and the vehicle without the annual examination is illegal on the road, so although the owner can not buy car insurance, but the time can not be too long, and the most basic compulsory traffic insurance must be purchased during the annual examination.

  30. Anonymous users2024-01-13

    Hello dear, I am glad to answer for you, what are the legal consequences of not insuring the vehicle with compulsory traffic insurance? According to the provisions of the "Regulations on Compulsory Traffic Insurance", the owner or manager of a motor vehicle driving on the road within the territory of the People's Republic of China shall be insured with compulsory traffic insurance, and if the owner or manager of a motor vehicle fails to take out compulsory traffic insurance in accordance with the regulations, the traffic management department of the public security organ has the right to detain the motor vehicle, notify the owner or manager of the motor vehicle to take out insurance in accordance with the regulations, and impose a fine of twice the insurance premium that should be paid.

    Questions. I bought it before, and then I didn't buy it this year, will the car be scrapped.

    No, but compulsory traffic insurance must be bought, and if you don't buy it, you will be detained if you are found by the traffic police.

    Questions. Thank you, the compulsory insurance is expired, and the money will not rise.

    You're welcome to buy it 90 days after the expiration of the compulsory traffic insurance.

    Ask about custom messages].

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