Can I use my local health insurance card in other places?

Updated on society 2024-04-28
9 answers
  1. Anonymous users2024-02-08

    According to theSocial Insurance Act".Health insurance cardIt can be applied off-site.

    Article 32 of the Social Insurance Law stipulates that if an individual is employed across the overall planning area, his or her basic medical insurance.

    The relationship is transferred with the person, and the payment period is cumulatively calculated. Therefore, if you want to use the medical insurance card in a different place, you need to transfer it before you can use it, even if the use is still limited to a certain extent. Moreover, the medical insurance card cannot be used abroad.

    Article 30 of the Social Insurance Law stipulates that the following medical expenses are not included in the scope of payment of basic medical insurance**: (4) Seeking medical treatment abroad.

    How to use the medical insurance card:

    1. When seeking medical treatment in a designated hospital, show the medical insurance card to prove the identity of the insurance and **.

    Individuals do not need to pay first and then reimburse, they can directly settle the part of the medical insurance reimbursement by the medical insurance and the hospital, and only when settling the bill, the self-paid part is paid by themselves with the balance of the medical insurance card or cash.

    2. When reimbursing hospitalization, the money of the starting line needs to be paid by yourself, and the part that exceeds the minimum payment line can be reimbursed according to the provisions of local medical insurance, and the reimbursement ratio is different from place to place, and different hospitals and different projects are also different.

  2. Anonymous users2024-02-07

    No. The medical insurance card is not yet connected to the province or the whole country, so it can only be used within the city. If you seek medical treatment in other places, you need to go through a certificate of transfer from a local hospital before reimbursement can be made after approval.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  3. Anonymous users2024-02-06

    Out-of-town health insurance card.

    It can be used locally and can be reimbursed off-site. The following materials are required for reimbursement of medical insurance in other places:

    1. The transfer certificate issued by the hospital of this city is cautious;

    2. Take the transfer certificate issued by the hospital to the social security office of the city or district for medical treatment.

    Approval and filing; 3. The original intake invoice of the designated hospital in another place;

    4. The original list of expenses for machine typing;

    5. Inpatient medical records.

    1 valid photocopy;

    6. ID card.

    1 photocopy.

    Out-of-town medical reimbursement procedures:

    1. Bring the patient's ID card, two one-inch color **, and NCMS is withering.

    The medical certificate shall be transferred to the county joint management office for referral and filing procedures;

    2. Bring the patient's ID card, NCMS medical certificate and referral filing procedures to the referral hospital for medical treatment and go through the NCMS hospitalization procedures;

    3. After discharge, the patient should be reimbursed to the joint management office with his or her ID card or household registration book, NCMS medical certificate, copy of medical record, hospitalization settlement statement, list of hospitalization expenses, and referral filing procedures.

    Insurance Law of the People's Republic of China

    Article 2. The term "insurance" as used in this Law refers to commercial insurance acts in which the insured pays insurance premiums to the insurer in accordance with the contract, and the insurer bears the responsibility for compensating for the property losses caused by the occurrence of an accident that may occur as agreed in the contract, or bears the responsibility for paying insurance money when the insured dies, is disabled, sick, or reaches the age and time limit agreed in the contract.

  4. Anonymous users2024-02-05

    Summary. Pro, it can be used in other places, and the medical insurance card in other places can be used locally, but the following matters need to be noted: first, the medical insurance card must belong to the national unified medical insurance system, and cannot be a unique local medical insurance card; Secondly, you need to go to the local medical insurance center to go through the referral procedures or the prescribed medical treatment plan, so that you can use the medical insurance card normally in the local area; Finally, medical insurance policies vary from region to region, so you need to understand the specific local regulations in advance.

    According to the Medical Insurance Law of the People's Republic of China, the medical insurance card is issued and managed by the local co-ordination area under the one-card system per person, and the medical insurance cards across the country can be mutually recognized and enjoyed.

    Can I use a foreign medical insurance card in Shanghai?

    Pro, it can be used in other places, and the medical insurance card in other places can be used locally, but the following matters need to be noted: first, the medical insurance card must belong to the national unified medical insurance system, and cannot be a local unique medical insurance card; Secondly, you need to go to the local medical insurance center to go through the referral procedures or the prescribed medical treatment plan, so that you can use the medical insurance card normally in the local area; Finally, medical insurance policies vary from region to region, so you need to understand the specific local regulations in advance. According to the "Medical Insurance Law of the People's Republic of China", the medical insurance card is issued and managed by the local co-ordination area, and the medical insurance cards in the country can be mutually recognized and enjoyed.

    When using a foreign medical insurance card for medical treatment, it is necessary to pay attention to the fact that the medical costs of medical treatment in different regions are relatively different, and it is recommended that she understand the local medical expenses and medical policies in advance, so as to choose the appropriate medical treatment methods and programs. At the same time, it is best to consult the medical insurance center or relevant departments before seeking medical treatment, so as to understand the specific regulations of the region and ensure the validity of the medical insurance card. <>

  5. Anonymous users2024-02-04

    The medical insurance card cannot be used in other places.

    Medical insurance can generally only be used in the local area where it is insured, and cannot be used across regions (except for special circumstances such as emergency treatment in other places).

    If you do not work in the insured area, the medical insurance should go through the procedures of "medical treatment in other places", otherwise, the expenses of medical treatment in other places cannot be reimbursed under normal circumstances.

    Legal basis: Article 8 of the Detailed Rules for the Implementation of the Social Insurance Law of the People's Republic of China The medical expenses incurred by the insured persons in the agreement medical judgment and stimulation treatment institutions, in line with the basic medical insurance drug catalog, diagnosis and treatment items, and medical service facility standards, shall be paid from the basic medical insurance in accordance with national regulations. If the insured person really needs emergency treatment or rescue, he or she can seek medical treatment in a non-agreed medical institution; Drugs that must be used for rescue can be changed to appropriately relax the scope.

    The specific management measures for medical services for emergency and rescue of insured persons shall be formulated by the overall planning area according to the actual local situation.

  6. Anonymous users2024-02-03

    According to China's relevant policies, medical insurance is divided into different types such as urban employee medical insurance, urban and rural residents' medical insurance, and new rural cooperative medical care. Among them, the medical insurance for urban employees and urban and rural residents is managed by local social security institutions, while the new rural cooperative medical care is managed by the first level at all levels. Generally speaking, the medical insurance for urban employees and urban and rural residents can only be used in the place where you are insured, which means that if you work or live in another place, then your medical insurance can only be used in your city.

    However, in some cases, you can also use medical insurance through direct settlement for medical treatment across provinces and places, and you can consult your local social security institution or medical insurance registration department for details. It is important to note that there may be differences in health insurance policies in different regions, so you need to be aware of local policies and regulations when using health insurance. In addition, if you are suffering from an illness or injury that occurs in a foreign country and requires you to seek medical attention and consult your doctor about using medical insurance.

  7. Anonymous users2024-02-02

    Hello, I am glad to answer for you whether the foreign medical insurance card can be used locally as follows: for the use of the medical insurance card in many cases, it is necessary to apply to the local social security bureau in advance, although the current policy has allowed the medical insurance card to be transferred in a scattered manner, but in the use of the medical insurance card, there is still a geographical gap, and the use of the medical insurance card in different places is still subject to certain restrictions. Additional Information:

    Medical insurance refers to social medical insurance. Social medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations to provide basic medical needs for workers within the scope of protection when they are sick. The basic medical insurance consists of a co-ordination plan and an individual account.

    The basic medical insurance premiums paid by individual employees are all included in personal accounts; The basic medical insurance premium paid by the employer is divided into two parts, one part is transferred to the personal account, and the other part is used to establish the overall plan**.

  8. Anonymous users2024-02-01

    The medical insurance card from other places can be used to see a doctor locally, but it can only be used if you register for medical treatment in other places.

    Taking Zhengzhou as an example, according to Article 7 of the Administrative Measures for the Referral and Transfer of Basic Medical Insurance for Urban and Rural Residents in Zhengzhou (Trial), the insured person is transferred from a designated medical institution to another designated medical institution or a designated medical institution for immediate settlement of medical treatment in another place (hereinafter referred to as the "Instant Settlement Designated Medical Institution"), and the treating doctor who transferred out of the designated medical institution shall fill in the application form for referral and transfer, sign by the department director, and sign and seal the medical insurance department of the medical treatment institution. The following situations also need to be reported to the insured place to handle the rough agency for review and filing:

    A) the county (city) insured persons transferred to the county (city) outside the administrative area of the designated medical institutions;

    2) The insured persons at the municipal level and the county (city) are transferred to the designated medical institutions for immediate settlement of medical treatment in other places outside the municipal level.

    If the insured person is transferred to a designated medical institution for immediate settlement for medical treatment in another place, the handling agency of the insured place shall handle the electronic referral and transfer procedures for the insured person in a timely manner after reviewing and filing it.

    Eighth insured persons in accordance with the provisions of article 7 of these measures transferred to the immediate settlement of designated medical institutions, the inpatient medical expenses incurred shall be directly settled through the basic medical insurance information system for urban and rural residents.

    If the insured person goes through the review and filing procedures for referral and transfer in accordance with the regulations, and goes to the designated medical institution for immediate settlement, and does not settle directly through the basic medical insurance information system for urban and rural residents, the minimum payment standard for hospitalization compliant medical expenses shall be implemented according to the standard of the designated medical institution where he lives, and the down payment ratio of Class B drugs and the down payment ratio of the diagnosis and treatment items that pay part of the cost shall be 0%, and the self-paid expenses shall be borne by the individual. The proportion of co-ordination ** payment shall be reduced by 20 percentage points according to the standard of the category of designated medical institutions where they live.

  9. Anonymous users2024-01-31

    <> "Dear, hello, generally speaking, foreign medical insurance cards can be used locally, but it depends on the specific provisions of different regions and medical insurance policies. Here are a few possible scenarios:1

    Direct settlement for medical treatment across provinces and places. At present, some provinces have implemented the policy of direct settlement of cross-provincial and non-local medical insurance, and the insured persons who meet the requirements can directly settle with the medical machine when seeking medical treatment with their valid social medical insurance card. However, this policy is not applicable nationwide and needs to be specified according to local medical insurance policies.

    2.Reimbursement of medical expenses through the reimbursement process. If your medical insurance card does not have the function of direct billing for the local medical institutions, then you need to pay the medical expenses first, reimburse them according to the local reimbursement process, return the expenses to your medical insurance card, and then use the medical insurance card to pay.

    3.It can be used according to the regulations of different regions. In some regions, the medical insurance policy may limit the scope of use of the medical insurance card, such as setting the reimbursement ratio for outpatient treatment in other places, limiting the reimbursement amount, etc., which need to be used according to local specific regulations.

    Generally speaking, if you want to use your medical insurance card for reimbursement or settlement in other places, it is recommended that you first understand the medical insurance policies and regulations in the target area in order to better seek medical treatment and expense reimbursement.

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