What kind of enterprises have five insurances and two housing funds ?

Legal analysis: Five insurances and two funds refer to "five insurances and one housing fund" plus "enterprise annuity". 1. Five insurances:

refers to five types of insurance, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance; Among them, endowment insurance, medical insurance and unemployment insurance, these three types of insurance are jointly paid by enterprises and individuals, and work-related injury insurance and maternity insurance are completely borne by enterprises and do not need to be paid by individuals. 2. One gold: refers to the housing provident fund.

3. Enterprise annuity: refers to the voluntary establishment of a supplementary pension insurance system for enterprises and their employees on the basis of participating in basic pension insurance in accordance with the law. It is an integral part of the multi-level pension insurance system, which is guided by the national macro and implemented by the internal decision-making of the enterprise.

Legal basis: Article 64 of the Social Insurance Law of the People's Republic of China Social insurance** includes basic endowment insurance**, basic medical insurance**, work-related injury insurance**, unemployment insurance** and maternity insurance**. In addition to the basic medical insurance** and maternity insurance**, the other social insurance** are separately established and accounted for according to the type of social insurance.

Social insurance** implements a unified national accounting system. The special funds for social insurance are used exclusively and shall not be embezzled or misappropriated by any organization or individual. The basic endowment insurance will gradually implement the national overall planning, and other social insurance will gradually implement the provincial overall planning, and the specific time and steps shall be stipulated by the national level.

Legal analysis: large state-owned enterprises or enterprises directly under the ** state-owned enterprises. Among them, the five insurances and two housing funds refer to endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, maternity insurance, housing provident fund, and enterprise annuity.

Legal basis: Social Insurance Law of the People's Republic of China

Article 2: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

Article 10 Employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums.

Article 23 Employees shall participate in the basic medical insurance for employees, and the employer and the employees shall jointly pay the basic medical insurance premiums in accordance with the provisions of the State. Noisy Lee.

Article 33 Employees shall participate in work-related injury insurance, and the employer shall pay work-related injury insurance premiums, and employees shall not pay work-related injury insurance premiums.

Article 44 Employees shall participate in unemployment insurance, and the employer and the first tenant shall jointly pay unemployment insurance premiums in accordance with the provisions of the State.

Article 53 Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with the provisions of the State, and employees shall not pay maternity insurance premiums.

The two of the five insurances and two funds refer to the housing provident fund and the enterprise annuity.

Five insurances and two housing funds include:

1. "Five insurances", that is, social insurance, including endowment insurance, medical insurance, work-related injury insurance, maternity insurance, and unemployment insurance;

2. The "two golds" include housing provident fund and enterprise annuity;

3. The five insurances and two housing funds are based on the original five insurances and one housing fund, and the "enterprise annuity" is added. Five insurances and one housing fund refer to the collective name of several types of protective benefits given by employers to employees, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, maternity insurance, and housing provident fund;

4. Among the five insurances and two funds, the three types of insurance, endowment insurance, medical insurance and unemployment insurance are the premiums paid jointly by enterprises and individuals, and the work-related injury insurance and maternity insurance are completely borne by the enterprise, and individuals do not need to pay;

5. It should be noted that the "five insurances" are statutory, while the "two golds" are not.

Housing provident fund refers to the long-term housing savings fund paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions and their employees, which provides a guarantee for employees to solve their housing problems quickly and better.

Enterprise annuity refers to the supplementary endowment insurance system voluntarily established by enterprises and their employees on the basis of participating in basic endowment insurance in accordance with the law, which can provide a certain degree of retirement income protection for the employees of the enterprise. Enterprise annuity is a supplementary pension system, which is an integral part of the multi-level pension insurance system, which is guided by the national macro and implemented by the internal decision-making of the enterprise.

[Legal basis].

Article 2 of the Social Insurance Law of the People's Republic of China The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, etc. Article 7 The social insurance administrative department shall be responsible for the social insurance administration of the whole country, and other relevant departments shall be responsible for the relevant social insurance work within the scope of their respective duties.

The local people's social insurance administrative departments at or above the county level are responsible for the social insurance management work in their respective administrative regions, and other relevant departments of the local people's social insurance at or above the county level are responsible for the relevant social insurance work within the scope of their respective duties.

If you have a unit, you must bury your own social security to stop paying, and then the company will renew it for you.

The social security card itself has nothing to do with the five insurances and one housing fund, social security (the payment of social security by employees of the unit is the five insurances, and there is no work-related injury and unemployment insurance for individual insurance, and there are only three insurances) is only related to whether you are paying in the system of the social security institution, and the card is just a voucher for you to use social security funds.

The provident fund is different from the five insurances, because the collection agency is different, one is the social security bureau, and the other is the housing provident fund management center. However, the five insurances and one housing fund are mandatory for the state to be paid by the unit for the employees.

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The two funds of the five insurances and two funds refer to the housing provident fund and the enterprise annuity. Enterprise annuity is a kind of supplementary pension system, which refers to the supplementary pension insurance system established independently by enterprises and their employees on the basis of participating in basic pension insurance in accordance with the law. Housing provident fund refers to the long-term housing savings paid by employers and their employees on an equal basis.

[Legal basis].Article 2 of the Regulations on the Administration of Housing Provident Fund.

These Regulations apply to the deposit, withdrawal, use, management and supervision of housing provident funds within the territory of the People's Republic of China.

The term "housing provident fund" as used in these Regulations refers to the long-term housing savings fund paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, public institutions, private non-enterprise units, social organizations (hereinafter collectively referred to as units) and their employees.