How to borrow money to others and transfer money through online banking?

1. According to the relevant regulations of bank transfer in China, generally speaking, the transfer will be directly in accordance with the remittance.

Practical use to write, write borrowing can be, reduce unnecessary trouble.

2. It should be noted that the purpose indicated in the transfer record is only marked unilaterally, and this record is not enough to confirm that the money is a loan, for the sake of safety, it is best to write an IOU or collect other evidence to prove the nature of the loan.

When selecting an import line, the following principles should be followed:

1. It is best to choose the overseas bank of China's foreign exchange bank, or the ** bank with which we have an account relationship, or at least the bank that has a relationship with the payee's account.

2. It is best to choose a bank that remits out of the currency clearing center, such as US dollar remittance, and the remitting bank should be in New York.

3. The remitting bank has strong financial strength, strong payment ability, good business style and stable political situation in the country or region where the remitting bank is located.

Thank you for the purpose of transferring money through online banking, and directly write how much money you borrow to whom.

Just write it according to the actual situation.

If the transfer is successful, keep the screenshot and send it to the person who borrowed the money, and send a text indicating how much money was borrowed.

As evidence that someone else is in debt.

There is no legal restriction on this, but since it is a loan, it is most appropriate to write the loan directly for the purpose.

Remind you that the online bank transfer record can only prove the whereabouts of the funds, not directly prove the purpose of the money, even if you make a mark when sending money, it is not enough to prove, it is recommended to let the other party issue an official IOU, or prove the borrowing relationship in other ways as well.

Due to the limited time and energy, the right side is limited to the Beijing area only to call for consultation, and the field can also be called if you have the intention to entrust, please explain the purpose after connecting.

1. Fill in the purpose of online banking transfer:

1. If it is an online banking transfer between two accounts of your own company, then the purpose of the transfer can be simply written as "current".

2. If it is an online banking transfer on an important commercial transaction, the reason for the transfer should be filled in clearly, so that the other party and yourself can clearly understand the purpose of the transfer after seeing the transfer.

2. Fill in the purpose of check transfer

Fill in the payment, labor fee, loan repayment, purchase of goods, purchase of office supplies, purchase of equipment, purchase of materials, payment of electricity, payment of water, payment of wages, payment of taxes, etc. Fill in the form according to the payment content, and try to be as concise and clear as possible.

Definition of transfer purpose: It is a kind of remark information that will not affect the transfer, that is, a kind of remark information that indicates the reason for the transfer.

Legal analysis: When bank transfer, the loan is written in the column of the purpose of remittance, which cannot be regarded as a loan voucher and has no legal effect. 1. According to Article 197 of the Contract Law of the People's Republic of China:

The loan contract shall be in written form, unless otherwise agreed upon between natural persons, and the content of the loan contract shall include terms such as the type, currency, purpose, amount, interest rate, term and repayment method of the loan.

Legal basis: Commercial Bank Law of the People's Republic of China

Article 1 This Law is enacted in order to protect the legitimate rights and interests of commercial banks, depositors and other customers, to regulate the conduct of commercial banks, to improve the quality of credit assets, to strengthen supervision and management, to ensure the steady operation of commercial banks, to maintain financial order, and to promote the development of the socialist market economy.

Article 2 The term "commercial bank" as used in this Law refers to an enterprise legal person established in accordance with this Law and the "Company Law of the People's Republic of China" for the business of absorbing deposits from the public, issuing loans, handling settlements, and so on.

Summary. Hello, according to the problem you described, the following reply is given: it is useful to write a loan by bank transfer, and the note "borrowing" when transferring money also has legal effect, and under normal circumstances, the note is a description of the type of transaction.

The postscript filled out at the time of transfer has the force of law, as it serves as an explanation of the type of transaction. The content of the postscript will be displayed in the YHK transaction details, and the content of the postscript can be queried through online banking, mobile banking, and bank China counters.

Hello, according to the problem you described, the following answer is given: bank transfer to write a loan is useful, the note "borrowing" when transferring money also has legal effect, under normal circumstances, the note is a description of the type of transaction. The postscript filled in when transferring money has legal effect, because the postscript serves as an explanation of the type of transaction.

The content of the postscript will be displayed in the YHK transaction details, and the content of the postscript can be queried through online banking, mobile banking, and bank China counters.

Hello dear; Legal Basis: Several Opinions of the Supreme People's Court on the Trial of Loan Cases by the People's Courts" Article 6 The interest rate of private lending may be appropriately higher than the interest rate of banks, and the people's courts in each region may specifically grasp it according to the actual situation of their respective regions, but the maximum shall not exceed four times the interest rate of the same type of bank loans (including the remainder of the interest rate in the balance of the interest rate). If this limit is exceeded, the interest on the excess part shall not be protected.