What if a good friend asks you to borrow money?

See if you have the ability to borrow money, if you have, borrow, if you don't have the ability to borrow, just say to him: no! It's better to understand the money.

Friends who can communicate with each other sincerely are true friends.

The most basic condition for becoming friends is that they must be friends with each other in order to be friends.

It's not that he or she will be the first to think of you when he or she is in trouble, but that you will be the first to think of you when you can help him/her...

A friend who knows that you will do your best to help you when you are in trouble is true friendship.

In today's real society, those who have financial interests are good friends.

Ordinary friends only chat together occasionally, good friends want to take advantage of you, intimate friends are ambiguous relationships, and friends and friends will try their best to help you when you are in trouble (really know which is a friend or a friend only if there are big changes in your economic environment (for the better or for the worse).

When you encounter difficulties, the people who don't help you are also friends! That's just a friend of wine and meat.

Hope mine helps you!

If a good friend borrows money from you, if there is, then lend it to him, then give me a time to repay the money, and there is more borrowing than repayment.

If you treat him as your true friend, he lends him money when you are a true friend ...

In our daily life, we often encounter some relatives, friends or colleagues who borrow money from you, when they borrow money from you, they will always worry about what to do if the money is lent out or not, the family itself is not rich, but if you do not borrow, you are afraid of hurting the feelings between relatives and friends or colleagues, and it is very entangled. Today's article will help you analyze whether your money should be lent out, so that you will no longer be entangled in borrowing or borrowing after reading it. Regarding whether to borrow or not, we only need to judge from three aspects, namely the purpose, the relationship with you, and the ability to repay.

1. Purpose? First of all, you must distinguish the purpose of the other party to borrow money from you, as the saying goes, borrowing is not borrowing poor. What is urgent, that is, there is an emergency and you need to use money urgently, such as sudden illness, paying hospitalization fees, or urgent matters such as the need to repay the mortgage and credit card in time.

What is poor, simply put, is no money, and not doing a proper job, lazy to do, using money to consume in advance or for non-serious purposes, such as borrowing money to buy a car, borrowing money to buy a high-end mobile phone, borrowing money to gamble, etc. Second, how is the relationship with you? If we have a very good relationship with you and meet the conditions for urgent money, then we can help and borrow if we can.

But there are two premises, one is not to affect your own normal life, don't affect the family because of borrowing money, after all, you are not living on your own now, you still have a wife, children, parents, they are the first. Second, if it is a large amount of money, it must be an IOU. Don't be embarrassed to let the other party pay an IOU, as the saying goes, brothers settle accounts, let's first villain and then gentleman, it is better than first gentleman and then villain (how many people let the cover of people and money empty because they don't pay IOUs, and in the end the money is gone, and the friendship between friends is broken).

If the other party is really a good friend of you, he will naturally consider the problem from your point of view, understand you, and will definitely cooperate with your IOU. If an IOU can affect your relationship, then what kind of friends are you? This is not a friend at all, let alone lend him money.

Third, the other party's ability to repay. The ability to repay is also an important criterion, after all, even if the relationship is good, if you don't get the money back from the loan, it will be in vain, or that sentence, you are not living alone now, you still have a wife, children, parents, you have the responsibility and obligation to make their lives better. Remember, take care of yourself when you have the ability and help others when you have the resources.

If the above three points are not satisfied, then you can directly refuse, teach you a set of rejection formulas, so that you can refuse without hurting feelings, without offending people, and can get the other party's gratitude.

Can't indulge] Many people are like this, including me, and it doesn't matter if you get along with each other a little bit of loss. But this will make him gain an inch, and then he will take it for granted more and more, and you will not have the slightest right to refute it, because you are used to it. So, don't indulge.

Reduce expenses] If you really can't go out to eat, drink and have fun or something, then try to minimize your expenses and don't go to too high-end places, so your expenses will be greatly reduced!

Hint] In order not to destroy the relationship between the two parties, and you reach the point where you can't bear it anymore, you can hint a little, such as crying poor when paying the bill, or pretending to need to borrow money, so that most people will be a little embarrassed.

Reduce contacts] Generally, those who go out without money either forget to bring it, or forget to withdraw money. Forget it once or twice, it's not interesting to do it for a long time. In that case, how much is it necessary to play together? Let's cut back on the contacts slowly. Otherwise, you're paying too much.

There are also some people who always say that they have no money, and then when they pay the bill, they say please please next time, but after a long time, it will be far away, but for this type, crying poor is the best, you are so poor, are you embarrassed to let you invite you to dinner?

This is a bit straightforward, but it's also the cleanest way to deal with it. But if you're still reluctant to use this friend, try not to use it. But I believe that if you are a sincere friend, you won't care about the small amount of money you usually eat and drink together.

Do what you can] Everyone earns their own money, and no one's money is blown by the wind. To have the ability to manage financial losses, blindly spending will only lead to making ends meet. When we meet such friends, don't be generous because of kindness, we should do what we can.