Pension for the elderly in rural areas has become a big problem, and how should farmers provide for

After the peasants reach the age of 60, they mainly have the following ways to provide for the elderly: the first is to rely on the help of their children, the second is to rely on their own savings, the third is to rely on old-age insurance, and the fourth is to rely on part-time work.

I think that rural pension is mainly about seeing a doctor. Because it's expensive to see a doctor now. It has made many young people look down on the sick.

The rural land acquisition on our side can make up the pension for 15 years at one time, and you can receive the money after you reach the age. In addition, the state can introduce relevant policies to favor farmers and ensure their pensions.

At present, the problem of aging in China's society is becoming more and more serious, and it can be said that many farmers who went to the city when they were young and struggled are good friends, even if they are old, they can still choose to return to the countryside to retire, let alone farmers who have been living in the countryside. Nowadays, the pension treatment of urban and rural residents is very generous, which makes many rural farmers very envious.

As we all know, the income of the vast majority of residents is not very high, and it is difficult to take out a large amount of money every month to pay social security for employees like urban and rural residents. Therefore, in 2009, China launched a demonstration site of the new rural pension insurance system, and in 2014, the new rural pension insurance system and the urban residents' pension and social insurance system were combined into one, and it was announced that they would be merged into the urban and rural residents' pension insurance.

Rural households can choose different grades of old-age insurance for urban and rural residents according to their own economic strength and people's living standards, and they only need to pay for 15 years, and when they reach the statutory retirement age stipulated by the state, they can receive the pension on time every month.

Even so, before the state implemented the new rural old-age insurance system and the old-age social insurance system for urban residents, the rural elderly who had reached the age of 60 and had not paid the premiums could still receive the old-age pension of the old-age insurance for urban and rural residents every month. In addition to the rural pension security system, the state also has another exclusive subsidy policy for the elderly in rural areas, that is, the old age subsidy.

For some of the elderly who have already reached the age of the elderly, China fully considers that most of this part of the population has lacked the most basic labor ability, and it is difficult to have jobs, and the elderly will also suffer from geriatric diseases due to physical reasons, so the state has launched an old-age subsidy for this part of the elderly.

There is no unified standard for the old age allowance in the whole country, but the old age allowance in most regions can only be received at the age of 80. For example, in Beijing, the elderly aged 80 to 89 can receive an old-age subsidy of 100 yuan per month, the elderly aged 90 to 99 can receive an old-age subsidy of 500 yuan per month, and the elderly aged 100 and over can receive an old-age subsidy of 800 yuan per month.

Naturally, there are some regions where you can receive the old-age allowance from the age of 70, and most of them are older and the older you are, the more old-age allowance you can receive every month. In addition to the above two current policies, the state also has some special care for the poor elderly in rural areas, such as these rural families with particularly poor family backgrounds, such as rural subsistence households, in order to ensure their lives, China will not distribute subsistence allowances to this group of people every month, but in different places, the norms of subsidies are also different.

It can be said that it is precisely because of this series of security systems that farmers can still meet their basic daily pension life even if they do not have much savings, and firmly believe that with the rapid development of China's economy and the gradual improvement of the social security system, the elderly in rural areas will become happier in the future.

The first is to make happiness a habit. Happy people are always smiling, humming, and even whistling. Think about yourself, even if your temples are gray, you still smile and feel refreshed, isn't it?

After the age of 60, you should keep happiness in your pocket and maintain a happy mood anytime and anywhere, so that you can live a long and healthy life. Once a child leaves home, it is almost inevitable that he will not stare at the wall in a daze all day without his own spiritual sustenance. When your teeth are good, your legs are good, and your body is okay, while you are not deaf or dumb, your thinking is still clear, taste the delicious food in the world, take a look at the great rivers and mountains, walk around and turn around, and it will not be in vain in the next life.

The second is to restore calm. When people reach a certain age, they don't like noisy environments. Peace of mind is more conducive to health and longevity.

It doesn't matter if his material life is rich or poor, as long as his heart is very calm, he is living a happy life. When you're working, you'll find that you're slowly smoothing out your thinking. And, we also had a smooth floor, which was our second bonus.

Furthermore, the minimum subsistence guarantee is different from the pension. The subsistence allowance does not completely guarantee that you will be able to enjoy it normally for the rest of your life, and the subsistence allowance needs to be reviewed normally once a year. So, if you don't meet the conditions, you may be canceled at any time.

Therefore, I personally recommend paying an endowment insurance for urban and rural residents, which is a more reliable choice for myself. After all, it can be obtained for life. Life is a long road with infinite outlets, and you are always making choices.

But there is no chance to start over in life, don't regret your choice, and don't always say that you want to be at the beginning.

It is important to know that there are many health real estate projects in China, and developers have their own pension models. You have to identify the sustainability of the pension system, and one of the important indicators is whether the service is commercialized. As we all know, labor costs are increasing year by year.

Relying solely on developers to develop a service team that can meet the needs of the elderly in the entire community will either cost a huge amount of money or will be short-lived. Therefore, the commercialization of services can be said to be an inevitable path.

After the age of 60, many people are still in good health and can still solve life problems on their own. If you are not in good health, you can go directly to the nursing home for the elderly.

It is best to go to a nursing home or go to a few jobs first, which can not only make money but also make yourself happy.

Old-age care can be provided through the state's pension insurance, mainly with the company of children.

I think pensions should be given to the elderly over 60 years old in rural areas, because they don't know how to know, and without a pension, it is still difficult to guarantee their livelihood.

There's no need for it. It's 60 years old, and it's 75 years old to pay a pension for 15 years, so it's unreasonable.

They should be given pensions, because these old people may not have their own filial piety and income, and they can't guarantee their own lives at all. I think they should be given some corresponding subsidies, even if the subsidies are not too high, because they can ensure their livelihood.

As they get older, the elderly in rural areas do not have pensions, and many elderly people have no economy if they lose their ability to work, and the quality of life depends on pensions. What is the content of the pension policy for the 60-year-old in rural areas? Next, let's learn more about it below.

1. The content of the pension insurance policy for the 60-year-old in rural areas

1. Elderly people with household registration in rural areas who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers can receive pensions on a monthly basis.

2. When the new rural insurance system is implemented, rural residents who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban employees do not need to pay fees and can receive basic pensions on a monthly basis, but their children who meet the conditions for insurance participation shall participate in the insurance and pay premiums;

3. If it is less than 15 years from the age of collection, the payment shall be made on an annual basis, and supplementary payment is also allowed, and the cumulative payment shall not exceed 15 years;

4. If it is more than 15 years from the age of collection, the payment shall be made on an annual basis, and the cumulative payment shall not be less than 15 years. Guide young and middle-aged farmers to actively participate in insurance, pay for a long time, and pay more for a long time.

5. For long-term contributions for more than 15 years, for every more than 1 year, the basic pension will be increased by 1%, and the maximum will not exceed 10%, and the additional basic pension will be borne by the people in the pilot area.

Second, the conditions for the elderly to receive pensions

1. Reach the prescribed pension age and meet the following conditions: on February 1, 1996, all agricultural workers under the age of 45, migrant workers under the age of 45 for men, and women under the age of 40 must have paid contributions for 15 years; Persons who are older than the above-mentioned range as at 1 February 1996 are required to make continuous contributions up to the required retirement age.

2. Shan Xin instructs the compass and the individual to pay the pension insurance premium in accordance with the regulations. Among them, the age of pension for agricultural and sideline workers is 60 years old for both men and women; The age of pension for the rest of the personnel is 60 years for men and 55 years for women. In addition, the specific standard for receiving a monthly pension is calculated by the rural social pension insurance institution.

3. Payment grade

The new rural social endowment insurance divides the annual payment standard into 5 grades, namely: 100 yuan, 200 yuan, 300 yuan, 400 yuan, and 500 yuan, and retains 600 yuan and 900 yuan higher than the national standard.

To sell on the slip is the entire content of the rural 60 elderly pension insurance policy, as well as the rural elderly pension conditions, the grade of payment, you can use it as a reference, the specific need to refer to the actual local policy, the state to develop the rural elderly pension insurance policy can ensure the basic life of the elderly, reduce a certain economic burden, so Jane Wu and children should actively cooperate with the implementation of this policy. If you have more questions, please feel free to consult a lawyer to answer your questions.

Farmers' pension has become a major problem for us, planting land for a lifetime, without a job, without paying pension insurance. What to do when you reach the age of 60 has become the most concerned topic for everyone. This is also a social problem, we all say that raising children in rural areas to prevent old age, which is the main reason for the preference for sons over women in rural areas.

In fact, now that rural life is much better, our rural pension is no longer a problem, it depends on how we old people think about this problem and how we change our thinking.

The first way for the elderly in rural areas to choose to provide for the elderly is to take care of their children and go to work to make money. If we are more conscious of our old people, we can help our sons or daughters take care of the children and live in the city together. This way of caring for the elderly is the best choice, I think that although it is a little tiring to take care of children, the family lives in the city, accepts new things, and sees the bustling city.

Accompanying my grandchildren to grow up is to help my children, but in fact to help myself, and I especially support this way of providing for the elderly. The children go to school, and we do the housework. Usually we can exercise in the park and live a model of elderly care in the city, which is the best way.

Usually, you can go to the city, see the children, bring some food for the children, etc. Children give the elderly a little living expenses, as long as we are happy, this way of providing for the elderly, for the elderly, is a good thing. Don't leave home, children are by your side, and the elderly in rural areas don't think about making money, but think about how to make themselves happy.

Just like Tao Yuanming's pastoral life, the sun rises and the sun sets. The simple and ordinary life is not easy for us in the city to envy.

In recent years, we have vigorously developed agriculture and let children return to their hometowns to start a business, which is the biggest beneficiary for the elderly, so that young people can drive rural development and provide for their parents, the best way to provide for the elderly is to accompany their parents.

We young people who work in the city and struggle until they are about 35 years old can consider going home to accompany our parents, using our knowledge and abilities to develop our hometown, make our hometown rich, help our elderly solve economic problems, and give them hope. The city is good, but our parents are at home and need us, and when we were children, our parents worked hard to raise us, and now we have to repay our parents for their kindness. Going home is better to spend time with your parents.

This wish is also the expectation of parents, compared with the bustling city in the city, it is better to go home and grow old with your parents.

I think there are still very few selective elderly people in rural areas; Most of the elderly in rural areas are provided for by their children, or when they are old, they go to nursing homes.

I don't think they have a choice at all; I think the state should improve the relevant pension system, so that these elderly people can have support and can spend their old age in nursing homes.

The new rural cooperative endowment insurance that chooses to participate in the endowment insurance itself is not very high, so it is not a particularly high standard to finally enjoy the pension received every month.