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The first is to make happiness a habit. Happy people are always smiling, humming, and even whistling. Think about yourself, even if your temples are gray, you still smile and feel refreshed, isn't it?
After the age of 60, you should keep happiness in your pocket and maintain a happy mood anytime and anywhere, so that you can live a long and healthy life. Once a child leaves home, it is almost inevitable that he will not stare at the wall in a daze all day without his own spiritual sustenance. When your teeth are good, your legs are good, and your body is okay, while you are not deaf or dumb, your thinking is still clear, taste the delicious food in the world, take a look at the great rivers and mountains, walk around and turn around, and it will not be in vain in the next life.
The second is to restore calm. When people reach a certain age, they don't like noisy environments. Peace of mind is more conducive to health and longevity.
It doesn't matter if his material life is rich or poor, as long as his heart is very calm, he is living a happy life. When you're working, you'll find that you're slowly smoothing out your thinking. And, we also had a smooth floor, which was our second bonus.
Furthermore, the minimum subsistence guarantee is different from the pension. The subsistence allowance does not completely guarantee that you will be able to enjoy it normally for the rest of your life, and the subsistence allowance needs to be reviewed normally once a year. So, if you don't meet the conditions, you may be canceled at any time.
Therefore, I personally recommend paying an endowment insurance for urban and rural residents, which is a more reliable choice for myself. After all, it can be obtained for life. Life is a long road with infinite outlets, and you are always making choices.
But there is no chance to start over in life, don't regret your choice, and don't always say that you want to be at the beginning.
It is important to know that there are many health real estate projects in China, and developers have their own pension models. You have to identify the sustainability of the pension system, and one of the important indicators is whether the service is commercialized. As we all know, labor costs are increasing year by year.
Relying solely on developers to develop a service team that can meet the needs of the elderly in the entire community will either cost a huge amount of money or will be short-lived. Therefore, the commercialization of services can be said to be an inevitable path.
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After the age of 60, many people are still in good health and can still solve life problems on their own. If you are not in good health, you can go directly to the nursing home for the elderly.
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It is best to go to a nursing home or go to a few jobs first, which can not only make money but also make yourself happy.
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Old-age care can be provided through the state's pension insurance, mainly with the company of children.
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I think pensions should be given to the elderly over 60 years old in rural areas, because they don't know how to know, and without a pension, it is still difficult to guarantee their livelihood.
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There's no need for it. It's 60 years old, and it's 75 years old to pay a pension for 15 years, so it's unreasonable.
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They should be given pensions, because these old people may not have their own filial piety and income, and they can't guarantee their own lives at all. I think they should be given some corresponding subsidies, even if the subsidies are not too high, because they can ensure their livelihood.
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As they get older, the elderly in rural areas do not have pensions, and many elderly people have no economy if they lose their ability to work, and the quality of life depends on pensions. What is the content of the pension policy for the 60-year-old in rural areas? Next, let's learn more about it below.
1. The content of the pension insurance policy for the 60-year-old in rural areas
1. Elderly people with household registration in rural areas who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers can receive pensions on a monthly basis.
2. When the new rural insurance system is implemented, rural residents who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban employees do not need to pay fees and can receive basic pensions on a monthly basis, but their children who meet the conditions for insurance participation shall participate in the insurance and pay premiums;
3. If it is less than 15 years from the age of collection, the payment shall be made on an annual basis, and supplementary payment is also allowed, and the cumulative payment shall not exceed 15 years;
4. If it is more than 15 years from the age of collection, the payment shall be made on an annual basis, and the cumulative payment shall not be less than 15 years. Guide young and middle-aged farmers to actively participate in insurance, pay for a long time, and pay more for a long time.
5. For long-term contributions for more than 15 years, for every more than 1 year, the basic pension will be increased by 1%, and the maximum will not exceed 10%, and the additional basic pension will be borne by the people in the pilot area.
Second, the conditions for the elderly to receive pensions
1. Reach the prescribed pension age and meet the following conditions: on February 1, 1996, all agricultural workers under the age of 45, migrant workers under the age of 45 for men, and women under the age of 40 must have paid contributions for 15 years; Persons who are older than the above-mentioned range as at 1 February 1996 are required to make continuous contributions up to the required retirement age.
2. Shan Xin instructs the compass and the individual to pay the pension insurance premium in accordance with the regulations. Among them, the age of pension for agricultural and sideline workers is 60 years old for both men and women; The age of pension for the rest of the personnel is 60 years for men and 55 years for women. In addition, the specific standard for receiving a monthly pension is calculated by the rural social pension insurance institution.
3. Payment grade
The new rural social endowment insurance divides the annual payment standard into 5 grades, namely: 100 yuan, 200 yuan, 300 yuan, 400 yuan, and 500 yuan, and retains 600 yuan and 900 yuan higher than the national standard.
To sell on the slip is the entire content of the rural 60 elderly pension insurance policy, as well as the rural elderly pension conditions, the grade of payment, you can use it as a reference, the specific need to refer to the actual local policy, the state to develop the rural elderly pension insurance policy can ensure the basic life of the elderly, reduce a certain economic burden, so Jane Wu and children should actively cooperate with the implementation of this policy. If you have more questions, please feel free to consult a lawyer to answer your questions.
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What do farmers do when they get old? How to provide for the elderly in rural areas?
There are about 100 million people over the age of 60 in the country, less than 100 million people pay insurance and receive pensions, and there are more than 100 million elderly people, the vast majority of whom are rural elderly people who have not paid insurance, so they have no pensions.
In recent years, the pension of less than 100 million people has been overwhelmed, and the state has continuously taken measures to ensure that it is paid.
100 million elderly people who have paid endowment insurance have problems, not to mention 100 million elderly people who have not paid endowment insurance? So many people, the vast majority of them are rural people, they used to be farmers, and life was difficult at that time. If you want to send such a large amount, what will happen to the money?
At present, the situation of the elderly in rural areas is, first, the five-guarantee households with no children and no daughters.
Such old people, whether in urban or rural areas, the state has long implemented the five guarantees for them (food, clothing, medical care, housing, and burial).
The second is the elderly with children.
Many of the children of this kind of elderly people have houses in the city. There are cars. Many elderly people have gone to the city with their children, some do housework and take care of children, and some work as cleaners.
There are also those who have not lived with their children, and some elderly people are afraid of causing trouble to their children and affecting the relationship between their children and their husbands. Some people don't want to live with their children, and they are free in their hometown. Some of them are in good condition in their hometowns, and they are reluctant to go back and forth in their hometowns, and such old people have been changing their lives back and forth in the city and countryside for a long time.
There are also many elderly people, because their children are working outside, the salary is not high, there is no condition to take their parents to the city to live together, even the children go to school in their hometown, and they can only be reunited during the New Year's holiday.
With the further increase of aging, the problem of old-age care for the elderly in rural areas is becoming increasingly prominent, and it is also a major problem in the current society.
Compared with urban people, peasants are over 60 years old and do not have pensions (pensions). When people in the city retire, do their children pay for their pensions? Can I spend my pension? When rural people are old, their children have to pay for their old age every year (300,500 yuan a year), is this enough?
It is no wonder that in some scenic spots, it is rare to see rural people to travel, they should have no spare money for their own consumption and tourism, they have no time to go to the mountains and rivers, as long as the body can, even if they are 70 years old, they still have to work and farm.
They have to support themselves, only with their children's 3 500 yuan and a pension of 98 yuan per month, a total of less than 2,000 yuan, which is the annual expenditure, so they have to save this, save if they can, and don't spend if they can.
It is necessary to fundamentally solve the problem of old-age care so that the elderly in rural areas can truly have support for their old age and have something to rely on.
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When the peasants get old, most of them are still with the land. Except for a small number of children who live in their homes and are supported by their children, most of the elderly in rural areas will stay in the countryside and continue to grow some crops with their hands, or grow vegetables and chickens, and live a rural life. Of course, there are also some elderly people in rural areas who go to live in nursing homes.
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When the peasants are old, they can give some money to live in the countryside, and the green mountains and rivers are particularly good. Rural pension is very simple, that is, you can raise some chickens and ducks, which is relatively good.
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Farmers can receive the state's pension insurance when they are old, but the pension problem of the elderly in rural areas generally depends on their sons, because the land in rural areas is generally reserved for their sons to plant, and of course daughters will also contribute to the pension.
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Sending a parent to a nursing home is an individual family decision that requires a combination of factors. Here are some factors to consider: Parental health:
If the parent has a serious health condition that requires professional medical care and supervision, a nursing home may be a more appropriate option. The family's financial situation: Nursing homes are often more expensive and need to consider the family's affordability.
Time and energy for family members: If family members don't have enough time and energy to care for their parents, nursing homes can provide round-the-clock care and attention. The personal wishes of the parents:
It is important to respect the wishes of parents, who may be more likely to be cared for at home than in a nursing home. Quality and service in nursing homes: If the decision is made to send parents to a nursing home, the quality of different nursing homes needs to be investigated and evaluated....
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Farmers' pension has become a major problem for us, planting land for a lifetime, without a job, without paying pension insurance. What to do when you reach the age of 60 has become the most concerned topic for everyone. This is also a social problem, we all say that raising children in rural areas to prevent old age, which is the main reason for the preference for sons over women in rural areas.
In fact, now that rural life is much better, our rural pension is no longer a problem, it depends on how we old people think about this problem and how we change our thinking.
The first way for the elderly in rural areas to choose to provide for the elderly is to take care of their children and go to work to make money. If we are more conscious of our old people, we can help our sons or daughters take care of the children and live in the city together. This way of caring for the elderly is the best choice, I think that although it is a little tiring to take care of children, the family lives in the city, accepts new things, and sees the bustling city.
Accompanying my grandchildren to grow up is to help my children, but in fact to help myself, and I especially support this way of providing for the elderly. The children go to school, and we do the housework. Usually we can exercise in the park and live a model of elderly care in the city, which is the best way.
Usually, you can go to the city, see the children, bring some food for the children, etc. Children give the elderly a little living expenses, as long as we are happy, this way of providing for the elderly, for the elderly, is a good thing. Don't leave home, children are by your side, and the elderly in rural areas don't think about making money, but think about how to make themselves happy.
Just like Tao Yuanming's pastoral life, the sun rises and the sun sets. The simple and ordinary life is not easy for us in the city to envy.
In recent years, we have vigorously developed agriculture and let children return to their hometowns to start a business, which is the biggest beneficiary for the elderly, so that young people can drive rural development and provide for their parents, the best way to provide for the elderly is to accompany their parents.
We young people who work in the city and struggle until they are about 35 years old can consider going home to accompany our parents, using our knowledge and abilities to develop our hometown, make our hometown rich, help our elderly solve economic problems, and give them hope. The city is good, but our parents are at home and need us, and when we were children, our parents worked hard to raise us, and now we have to repay our parents for their kindness. Going home is better to spend time with your parents.
This wish is also the expectation of parents, compared with the bustling city in the city, it is better to go home and grow old with your parents.
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I think there are still very few selective elderly people in rural areas; Most of the elderly in rural areas are provided for by their children, or when they are old, they go to nursing homes.
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I don't think they have a choice at all; I think the state should improve the relevant pension system, so that these elderly people can have support and can spend their old age in nursing homes.
Now the rural elderly are very pitiful, in the northeast, the per capita land in the countryside is about two acres of land, when they were able to do it, to feed a family, save money for children to go to school, build a house, marry a daughter-in-law, the child is a family, but also have to tighten the belt to pay off the debt, tired life without asking, only pay, in old age, in order to share the burden of the son, had to hand over the land to the son, in order to live, life is not stop laboring, so the accumulation of work becomes a disease, the dozens of yuan received by the agricultural insurance every month are not enough to buy a small medicine, The old man said that even if he didn't buy medicine to eat, he would have enough to buy rice, and he couldn't talk about providing for the elderly, he could only maintain his life.
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