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This words, follow and you. Wait. Terms, methods, and payment methods. And you don't overdo it in a way. Just accompany. If he were a lion with a big mouth. Then, accompany her, you estimate. to lose his money.
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After the appearance of a different place, depending on where you repair the car, you can find the insurance company for reimbursement, because the insurance company is networked nationwide.
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After an accident in a different place. Inform the insurance company that someone will be there to help you deal with it.
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It's easy. You only need to make a claim for insurance**. Then they'll tell you how to deal with it.
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If you have an insurance in a different place, you can also contact the insurance company directly in the future, because they are all united, and someone comes directly to apply for the claim process.
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Directly follow the rules and regulations.
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First, after the vehicle is out of danger, corresponding measures should be taken or repaired in time, such as continuing to drive will cause damage to the vehicle, you can ask a professional company to tow the car, otherwise, the resulting expansion of the loss part, the insurance company will not compensate.
2. The vehicle should be reported to the police immediately, and the insurance company shall entrust a professional rescue company to rescue the accident. In the event of an accident, a professional rescue company can take responsibility for it. However, if the owner solves the problem privately, it may hit again, or even overturn, and the insurance company will not pay for this kind of loss, because the car insurance clause covers the car in a safe operating state.
3. The maintenance price on the damage assessment list is the reasonable average market price required by the insurance company according to the repair of the car, and the general insurance company only recognizes the maintenance station with the qualification of the second level or above. If the owner goes to a repair station that does not meet the standard for maintenance or repair, the insurance company will check the price according to the market.
Fourth, according to the regulations, taking pictures of the accident car is the business of the insurance company, can the owner take pictures by himself? For this problem, professionals said that although the insurance company's claim workflow requires that the accident scene must be inspected, in some special circumstances, the car owner's own ** can also provide favorable help for the insurance company to deal with the claim case. In the event of a minor accident while traveling out of town, it is obviously unrealistic to ask the insurance company to go to the scene to inspect the loss.
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After the accident, the owner of the car collects relevant accident information, such as the claim application, the accident liability determination, and the personnel of the insurance claim company in other places to consult the relevant procedures for the claim, keep the scene of the accident, and retain the relevant information of the other party's accident vehicle and the driver's information.
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After getting out of the land, contact the insurance company first, and under their guidance, carry out the operation.
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Steps on how to make a claim for car off-site insurance:
1. When reporting a traffic accident in a different place, don't panic, save the scene, and then call 122 to call the police and ask for the accident liability handling form issued by the police, so that the insurance company can pay compensation, and the owner needs to call 95518 within 48 hours to report the case, and provide insurance information to the insurance company in time, and the insurance company will arrange for the surveyor to assist in the scene in time. It should be noted here that if the car owner does not report the accident in time and cannot provide supporting documents when making a claim, the claim will be in trouble.
If you choose to go private for a while, the car owner may not be able to handle the insurance claim normally.
2. After the damage assessment is reported, the owner waits for the investigators to rush to the scene of the accident to check or go to the damage assessment center to assess the damage. There are two ways to assess the loss: the nearest place of insurance and the return to the place where the policy is located.
If there are no special circumstances, the damage can usually be assessed on the spot, and the insurance branch of the place where the accident is located can directly complete the investigation and damage assessment. The assessment of losses in remote areas is very important, and it is recommended that the local branch of the insurance company complete it directly. If you choose to go back to the location of the policy for damage assessment, you need to obtain the consent of the insurance company, and keep the accident liability treatment form and other relevant documents.
If the accident damage is large, the investigation must be completed locally.
3. Claims.
How to make a claim for off-site insurance? When it comes to claims, complete information is key. PICC provides nationwide general compensation services, and you can apply for compensation on the spot or go back to the policy coverage place to collect it.
However, it should be noted that after the car owner returns to the insured place, he can claim at the branch office with the claim materials. However, if the owner of the car urgently needs this compensation, he can also apply to receive the compensation at the place of the accident. Claim Information:
Vehicle driving license, driver's license of the accident driver, ID card of the insured, claim application, accident-related certificates (such as traffic police accident certificate, etc.), accident vehicle damage assessment form, vehicle maintenance invoice and rescue fee invoice. If the documents are complete, the compensation will be paid within 10 days after submission. In cases involving personal injuries and property damage of less than 10,000 yuan, the compensation will be notified within 1 hour at the earliest.
Note: According to the different items of compensation, the information that needs to be provided is also different, and the insured can communicate with the insurance company to confirm the specific information to be submitted.
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Apply for a claim under their guidance.
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The insurance company has basically achieved the national network, the national compensation, after the accident accident liability issued by the traffic police, after the information is collected, you can leave, the insurance company will contact you for specific related matters.
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Because it is good to draw blood and apply for compensation compensation, it is also called. The company that buys the insurance has branches in various locations, so they all over the country are open claims.
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After the insurance in a different place, you must go to the place where you are insured to apply for a claim.
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Don't ask such professional questions.
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This is also very simple, as long as you take some of your own legal procedures, you can go directly to another place to apply for a claim, or go to the insurance company.
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After the accident in a different place, you should contact the insurance company in time and operate under their guidance.
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There are two ways to go out of town. 1. Most of the claims are filed locally and locally. Car owners are taking the latter, so it is more convenient.
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After the insurance in a different place, it should be possible to apply for it on the spot. Or go back to the place of the policy to apply for both cases.
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After the accident in a different place, directly to the insurance company, the insurance company will entrust the claims adjuster to the scene to investigate, after the investigation and confirmation, you will contact the local insurance company, the national insurance company they are all one, from the ** claim can be.
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Now the insurance company has basically done the national network, the national compensation, after the accident, it should be the insurance company traffic police have arrived at the scene, and the traffic police should also issue the accident liability determination, after the information is collected, you can leave, the insurance company will contact you for specific related matters.
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After the insurance in a different place, you can go to the local area to apply for a claim, because they are all the same company, but the place is different, and they are all public companies. The normal claim filing is the same.
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Applying for a claim after an accident in a different place is actually similar to that of a local one, because the insurance companies are all networked, as long as it is the same insurance company's claim products.
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How to file a car insurance claim after a car accident in a different place.
1 person. ABC Insurance Network.
A deep cultivator of the insurance industry, an insurance knowledge school.
Attention: Thank you for your attention.
Hello! With the frequent travel of people, the opportunity of car insurance in other places has increased a lot, and car owners and friends are more and more faced with the problem of car insurance claims in other places. Remind the majority of car owners and friends that once the car is out of danger in a different place, the owner can make a claim according to the following procedures and steps:
The basic steps of auto insurance claims in other places: 1. Report the case, and at the same time report to the public security and call the property insurance companies to report the case**; 2. Waiting for the scene to be dealt with, the insurance company will send the survey personnel of the local branch to the accident scene in time, if the vehicle can not be driven, please wait for the vehicle rescue; 3. Submit a claim for compensation; 4. Cooperate with the insurance company to do accident investigation; 5. The accident is closed; 6. Submit claim materials, if it does not involve personal injury, the general claim documents required are: claim application, driver's license (original and copy), driving license (original and copy), traffic accident certificate, traffic accident compensation mediation letter, court judgment (if there is a lawsuit), car repair invoice, rescue fee and related original bills, compensation receipt and ID card; 7. Review of compensation cases; 8. To receive compensation, for the sake of safety, it is recommended that you choose to transfer the compensation for large amounts.
At present, domestic auto insurance companies basically follow the principle of proximity to settle car insurance claims in different places, generally speaking, the larger the car insurance company, the more obvious the advantages when making claims in other places. Therefore, when the majority of car owners purchase car insurance, they should consider the situation of non-local car insurance claims, so as to make their travel protection more convenient. There are many car insurance companies that provide off-site claims, and you are welcome to choose.
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After the accident in a different place, the compensation method is the same as that of the local area.
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The handling process of remote insurance is as follows:
1. Call the national unified report opened by the insurance company and provide it with insurance information;
2. Damage assessment; 3. Repair;
4. Apply for compensation;
5. According to the national general claim rules for auto insurance, after the owner returns to the insured place, he can claim compensation at the insurance company's branch with the claim materials.
The insured motor vehicle is involved in a road traffic accident.
If the insured or victim notifies the insurance company, the insurance company shall immediately give a reply and inform the insured or victim of the specific compensation procedures and other relevant matters. The insurance company shall, within 5 days from the date of receipt of the certificate and materials provided by the insured, verify whether it is an insurance liability and notify the insured of the result; If it does not belong to the insurance liability, the reasons shall be explained in writing; In the case of insurance liability, the insurance money shall be compensated within 10 days after reaching an agreement with the insured to compensate the insurance money.
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Today, Bian Xiao Auto shared with friends how to apply for insurance claims for off-site accidents. Do you know how to apply for insurance claims for accidents in different places?What do users and friends need to know about how to apply for insurance claims for accidents in different places?
Below, Bian Xiao Automobile will patiently share with friends how to handle off-site accident insurance claims, hoping to help friends.
Knowledge Sharing: How to Solve a Long-distance Car Accident?
In the event of an accident involving a car used in a different place, the driver should ensure that the insurance policy, all procedures of the car, driving license, and driver's license are complete, and then apply for insurance claims according to the following procedures.
1.Take photos for evidence. After an accident, you should use a camera or mobile phone to take pictures of the accident scene and the damaged parts of the two vehicles as soon as possible.
2.Call the police immediately. After the accident, you should immediately report it to the local traffic police department.
The exemption clause for car damage theft rescue clearly stipulates that after the insured knows of the occurrence of the insured accident, he shall report the accident to the relevant local authorities and notify the insurer within 48 hours. Otherwise, the insurer is not liable for losses that cannot be determined or expanded.
3.Call Emergency**. At present, the country's mainstream insurance companies have basically opened a nationwide general compensation service.
After an accident occurs in a different place, as long as you call the national unified service of the insurance company**, you can quickly complete the insurance report and loss assessment in the other place under the guidance. Subsequent claims can also be done in different places.
4.Gather information and leave. Before leaving the city where the accident occurred, try to obtain information related to the accident itself, and take the initiative to consult the insurance company staff about what needs to be paid attention to and the time and method of follow-up contact.
Knowledge sharing: In the event of an accident in a different place, under what circumstances will the insurance company not make a claim?
1.Settle down. It is not possible to determine the private information that may affect the cause, liability and loss of the accident, so this part of the loss cannot be compensated by the insurance company.
2.Destroy**. If the scene is destroyed without leaving sufficient evidence, the insurance company cannot determine the responsibility and cause of the accident and therefore cannot pay compensation.
3.Secondary losses after an accident. If a second loss is caused while driving after the accident, the insurance company will not compensate for this loss.
4.Repair the car without authorization until damage is determined. Unauthorized repairs after reporting the case may affect a little loss that cannot be judged, so some losses cannot be compensated.
Well, that's all for today, sharing how to handle a remote accident insurance claim. I hope the sharing of the car can be helpful to my friends. If you want to know more, stay tuned for this**.
Millions of car purchase subsidies.
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1. Report the accident, when there is an accident, first of all, do not rush to move the vehicle, protect the scene, take pictures of your vehicle in advance, and call the insurance company as soon as possible (this is the same as the local insurance reporting process);
2. There are two ways to assess losses: the nearest place of risk and the place where the policy is located. The on-site damage assessment method is more common, and the branch that accepts the report directly completes the investigation and damage assessment, and then conducts the verification of the price.
Car owners who choose to return to the location of the policy to assess the damage need to report the accident in advance and obtain the consent of the insurance company before proceeding, otherwise it may be regarded as missing the reporting period;
3. For vehicle repair, first of all, do not repair it before the damage assessment, as it may not be able to obtain compensation. After the damage assessment, if you can drive normally (for small scratches), it is recommended to return to the local professional 4S shop for repair. If it is a two-party accident, do not make your own claims, and be sure to follow the guidance of the insurance company;
4. Claim application, claim payment application is also divided into two types: local application and return to the place where the policy is located. Only within the scope of fast claims, car owners can apply for compensation at the place of insurance, so under normal circumstances, most owners of Rubber Liquid will choose to go back to the place where the policy is located for convenience.
According to the national rules of auto insurance, after the car owner returns to the place of insurance, he can go to the insurance company to receive compensation with the claim materials.
Millions of car purchase subsidies.
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