Is it reliable to buy annuity insurance for commercial insurance?

Reliable, annuity insurance.

It means that the policyholder or the insured pays the insurance premium at one time or on time, and the insurer pays the insurance premium on an annual, semi-annual, quarterly or monthly basis on the condition of the insured's survival until the death of the insured or the expiration of the insurance contract. It is personal insurance.

One of them, which guarantees that the insured can obtain economic benefits when he or she is old or incapacitated.

At present, insurance companies are subject to the China Banking and Insurance Regulatory Commission.

regulated, and insurance contracts are also subject to the Insurance Act.

What is protected, as long as it is mentioned in the terms of the insurance, will not change; Moreover, annuity insurance.

It is now recognized as an ultra-low-risk "financial management method", with a guaranteed annual compound interest rate and an expected annual interest rate.

And the money that can be received every year is written in black and white in the contract and is protected by law. And annuity insurance generally has a guaranteed interest rate, so even if the market interest rate changes in the future, the existence of the guaranteed interest rate at least ensures that our principal will not be lost, compared with investment tools such as ** and **, annuity insurance is relatively safe.

Test your anti-risk index, experts will interpret it for you for free!

Generally speaking, annuity insurance purchased through formal channels is very reliable. Annuity insurance refers to life insurance that takes the survival of the insured as the condition for the payment of insurance benefits, and pays the survival insurance benefits at the time interval (annual, semi-annual, quarterly or monthly, etc.) agreed in the contract. For those who don't know much about annuity insurance, you can read this article first:

Is annuity insurance good? Is there anything I need to pay attention to? What are some good products?

Annuity insurance can help us save a sum of money when we have spare money, and when the contract is agreed, we can take out the corresponding amount and use it where we need it, such as education funds, pensions, etc. However, it is worth noting that the protection function of annuity insurance is weak and cannot help us transfer the economic losses caused by risks such as illness and accidents. Therefore, before we apply for annuity insurance, it is best to have a complete range of protection insurance.

The senior sister took a deep look at dozens of annuity insurance on the market and found that the cost performance of the No. 3 pension insurance is very high. The pension of Yangduoduo No. 3 Pension Insurance can choose to be guaranteed for 10 years or 20 years. Guaranteed payment means that if the insured passes away due to accident or illness within a certain period of time set by the product, the insured can still receive the annuity that has not been received during the guaranteed payment period.

Therefore, the guaranteed receipt of the pension is very beneficial to consumers. Because of the space, the senior sister has temporarily introduced this, and for a more in-depth evaluation content, please move to this article: Everyone Insurance Pension No. 3 Pension Insurance is coming, and it will be analyzed in one article!