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Judging from your current income, the down payment of 1.3 million yuan to buy a house in Hangzhou should be about 350,000, the provident fund loan amount is about 960,000, the monthly repayment amount for 30 years is about 4,500 yuan, and the monthly repayment after deducting your provident fund is about 3,000 yuan.
As for whether he is a high-performance stock, it depends on whether he is self-motivated, whether he is not satisfied with the status quo, and strives to make more money. A man is good to a woman not to see how much money he has, but to see how much he can spend for a woman, for example, one has 10,000 yuan on him, but he can only spend 1,000 yuan for you, and the other has only 1,000 yuan, but he can spend it all for you, and it is clear who is best for you.
There will definitely be a difference between a man before and after marriage, he can give everything for you when talking about friends, but after marriage, a man has to face more, and it is impossible to focus all his energy on you, you must be mentally prepared for this. Marriage is actually a gamble, and you can only experience happiness and misfortune yourself, and others can't help you.
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The so-called would rather demolish a temple than a marriage... Persuasion and not persuasion...
If you really think material things are important, then you have to wait another two years...
He's 29 years old... Whether it can succeed or not depends on two years... After all, in today's society, there are really few examples of late bloomers...
21st Century··· There will only be more and more talents... The competition is also getting bigger... I can't succeed now... There will be fewer chances in the future...
I think it's just the word "love"... He's worth waiting two years...
The people who persuade you to go back are the people who really love you... They want you to have a better life in the future...
You're like gambling right now... And the only thing you can use as a gamble is your two years of youth and the so-called love...
Bet on whether he's a potential stock...
If it were me... A woman is willing to bet her life on me to win... I don't think I'm willing to let her lose... Gotta win...
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I remember when the article was interviewed after filming a naked marriage, he said that when he thinks that the tediousness and troubles of life can defeat love, then you leave him and marry him instead! Weigh it yourself, I feel like your scales are tilting in favor of that side (not love). By the way, why do you have to buy a house?
Is the house important on the day you die when you are old, or is it a bunch of good memories that make people feel warm?
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If you love him, be together, two people working together.
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So now it's a junk stock ST stock?
Come to an asset restructuring, it will suddenly become a potential stock, a high-performance stock, hehe,
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Personally, I feel that the high-performing stocks that are considered by society are usually the kind that will continue to rise and develop in their careers, and the positions will become more and more varied.
The higher the income, the higher the income. The profession of accountant is very stable, but it is not easy to achieve a high position such as a director. Moreover, the high-performing stock man himself must have a strong sense of self-motivation, as well as a certain amount of chance and luck. Sometimes, it's a bit like a gamble.
Moreover, I personally feel that since you can ask this question, at least you are not confident in the relationship or the person. Conversely, the person is not acting in an act that gives you confidence in him. It's mostly up to you to judge.
But you can talk to him about your plans for the future and see if your values are aligned.
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Visually it is not a high-quality stock, and it is generally difficult for people who do not know how to communicate to make a fortune, so I will tell you an example
Put, my cousin this time.
The year is also 29, I didn't read much, (answer high school like this) Later, I went to join the army, and I was a soldier for a few years, and after I came back, I was a deserter in the Law Enforcement Bureau, but the important thing is that he knows how to communicate, and he is more tactful, which is the so-called being a man, and then he was raised to ** by the leader Now I buy a house and a car, marry a wife, and when I listen to my aunts talk about the money, the house should be more than 1.2 million like this (I'm 0 in the South China Sea here, just two or three years...)
So, what is really secondary, the most important thing is to be a person, that is a high-quality stock...
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What is a merit stock?Judging from the future development alone, as long as you are satisfied, it is called a high-performance stock, and you have a strong sense of self-motivation.
As the saying goes, don't bully the young and let the poor be poor. That's it.
But you're 24 years old, you're not sociable, you don't have a lot of friends, and if you continue like this, it's unlikely that you'll make much progress in the end, but it's better to be stable. You can read more management books to help you get promoted faster. You are still self-motivated, but it is not enough, since you love him, you have to help him, help him accumulate experience, teach him how to make suitable friends, and how to use the relationship of friends to develop these together.
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Potential stocks don't necessarily develop into high-performing stocks.
But high-performance stocks used to be potential stocks, one is ripe, the other is half-lifed, and the key is what flavor you like.
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Although the high-performance stocks are now holding the scenery and have a lot of face, but she also has high requirements for all aspects, and one day you become a poor performance stock, maybe she will abandon you! But it's different to take a potential stock, maybe she won't be a good stock in her life, but she will be a strong backing behind you, and she will make you a sought-after performance stock!
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High-performing stocks look at the present, and potential stocks bet on the future, depending on whether you focus on the present or the future.
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Superior stock insurance!
Find a high-performing stock first, then get the money in hand, and exchange potential stocks! Ha ha!!!
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Will you buy high-performing stocks or potential stocks?
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If you plan to work and settle in other places after marriage, you must have a house, otherwise the baby will be born in the future, and there will be no real estate certificate and household registration, and the baby can only enlarge the hometown to go to school! At that time, you or your husband at least one of them went back to their hometown to take care of the baby, so that the husband and wife will be in different places, do not go home to educate the baby, the baby and the parents are not close, and become a left-behind child, the education of the elderly is always inferior to the young people, in short, there are a lot of troubles!
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The premise is that you value love or material things, and calculate your income after how many years you can buy a house, and it is better to have a house of your own if you have children. If your own conditions are very good, you can find a better one, most people will think that material is more important.
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If you really love him, just do it.
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Look at yourself, I think, if you can see hope in him.
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Then it's up to you, if you can accept it, if you can't accept it, you can't
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As long as it's a high-performing stock, it's definitely fine.
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It's okay not to have it for the time being, but it won't work for a long time.
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If it were me, I couldn't take it.
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The point is, do you yourself have faith in this boyfriend? Judging from his character, this is someone who wants to live with you for a lifetime, not with others, so think about it calmly. As for the house, I think that as an intellectual woman, I should share it with my husband, and love is two-sided, isn't it.
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The most important thing is that this man has a future. As long as he is a high-performing stock, then the house will be there and the days will get better and better. Life is for oneself, not for others to see.
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If your girlfriend doesn't mind, your parents and relatives will also mind. So it's a man who has a house and a job that gives him a certain sense of security.
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My boyfriend also has no house or job, and I myself am a national civil servant, and my parents nag in my ear every day, saying that if I marry him, where will I put their faces! But I like him, what should I do? I can't see if he has a future, he said that he will work hard to earn money to support his family, but the house is enough for him to struggle.
Indeed, he has no house and no job, which makes me very insecure, but I do love him very much and am reluctant to leave him. Reason told me to leave again and again, but in the end I was still reluctant, and I was about to go crazy!
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I used to hesitate. In the end, I gave up, and I thought housing was a big problem, and the problem of housing was solved, and everything else was a small problem, so I chose to face it.
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Don't go hungry! There is no problem for someone not to have a house because he has the ability to give you a lot of houses; Some people can't have a house, because they can't protect you, and they don't even deserve your love.
So, if there is a man in your life who has not yet appeared, don't be in too much of a hurry to get married.
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Actually, reality is a very important thing.
Don't consider other people's eyes, as long as you feel that happiness is the most important thing, marriage is very sacred, and it will not be!
Then there's the economy.
There is no good economic foundation.
For example, the two of you have been making money in your life, buying a house, and having a car.
But someone else has.
When you're satisfied with that, you think of something else.
Is it that people have satisfied the things that your next generation thinks in the time you struggle, is it that your family is slowly staggering from the enjoyment of a generation!?
I don't want to think about my own children in the future.
It's all the same.
I'm sure you wouldn't want your children to be worse off than others.
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Oh, yes. You don't have a house, where will you live after you get married? What do you eat when you get married without a job? What do you love if you don't have food and housing?
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I understand your situation. I was in this situation before. When I didn't graduate, it was very simple, I didn't care about the house, the car, or the job.
Just like it. Later, I worked and found that this society is very realistic. So many people have struggled for half their lives just to have a house.
The house is our home. It's a dream, and it's a destination.
Although the house is very important, I think that the most important thing in life is to be happy. The person you like and who is good to you will fight for you, and it doesn't mean that there is no chance of buying a house at all. That's not bad either.
The family is also for your own good and does not want you to suffer. So don't complain about your family, and one day when you become a parent, you will know the hard work of your parents. Remember: only family is always looking out for you.
It's better to see the problem of feelings clearly.
First of all, you have to see your heart clearly, know what you want.
Secondly, you must also understand the heart of the person you like, his character, and his ability.
It doesn't matter if you don't have it now, at least later. As long as you are willing to struggle, there will be opportunities.
That's all I can say.
Hope it helps.
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Housing and money should be considered.
But after choosing a motivated person, you will have everything!!
You can't just look at what is in front of you.
Those who have money and a house rely on their parents to get it, and the money, housing, job, and status are not earned by themselves, and they may disappear one day. In addition, if you marry in the past, you may be oppressed because the dowry is not much, and more importantly, there is no love between you.
So, choose the one you like, although you don't have a house, but you're very motivated. It won't take long to buy a house and a car together and start a family, and then you will still be the veritable hostess of this family. In this way you not only catch love, but also money ...
If you work together, you will live a very happy life!!
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The man who didn't have a house made me so excited.
I can't lose my life's happiness for the house.
Spend time with the man you love.
You are young and you can struggle.
Young: There's nothing you can't do.
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Not contradictory. Choose what you think you're right. Marriage is a lifetime between you and him.
Of course, the economy is the basis for marriage, but it depends on what kind of economic foundation you choose. It's like choosing, would you choose a high-performing stock or a potential stock? I think most shareholders will choose high-performing stocks and look at the immediate benefits.
Getting married and having a house is an old concept 80 years ago, in fact, living like yourself every day is the most satisfying thing in a person's life. Once in a lifetime, life is very short, and sometimes it becomes very clear when you look at something.
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People will go from having money to not having money, and they will go from having no money to being rich.
When you have money and you don't have money, you don't even have love.
When you don't have money and you have money, you will reap happiness because of love.
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Only being with the person you like is the greatest happiness, and the house will not talk to you. It's just a dead one, although bread is also important, but if I had to choose, I would still choose love.
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Maybe you don't need anything right now! But what about later? What about having children? What about children going to school? It's all a problem! If you live at this stage, stay the same! Then choose love!
Don't think that what I just said is superfluous, if it weren't for what he said, it would only give you "nothing but simple food and clothing, and a short warmth"! Then you will have a hard life, and since you are busy living, when will love be said???
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Marry love, money can be earned slowly Then there is no way You want to find someone who is capable, rich, handsome, and likes it It is more difficult.
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