Is the return of the fund in the past year the annualized return of that fund in one year?

The annualized rate of return is variable, so the annual rate of return is not necessarily the same as the annualized rate of return. The annualized rate of return is the income brought by the manager's management of this in the current year. Ping An Bank has a consignment business, you can log in to Ping An Pocket Bank APP-Finance-**, learn more about and purchase.

The yield of the last year is actually rolling, that is, a rate that is pushed forward by one year from the day you buy, and on average it is different from day to day.

The income of the past year in my heart is the annualized income of the first year, this should be, which gives the sum of the total income of this ** in a year.

The income in the past year knows the annualized income earned in the year, which cannot be said to be an annualized return, but only a fluctuating total return in the year.

The income of the past year in ** is the annualized return of the ** year, which is basically like this.

Yes, the return of the past year is the annualized rate of return from this time last year to more than this year.

Admiralty's childbirth in the past year is the annualized income of the first year.

Hello friend, the income of the past year in silence is the annualized income of the first year, which can be calculated according to the actual situation, I hope it can help you.

1. The cumulative rate of return refers to the cumulative income from the beginning of the establishment and operation, including the income from cash dividends and the income generated by the change of net value, which can measure the income since its establishment.

2. The annualized rate of return is calculated by converting the current rate of return (daily rate of return, weekly rate of return, and monthly rate of return) into an adult rate of return, which is a theoretical rate of return, not a real rate of return that has been obtained.

Annualized rate of return: Currency**, net income per 10,000** share over the past seven days, converted into annual yield. There are two ways to carry forward earnings in the money market**:1

Daily dividends, carried forward on a monthly basis", which is equivalent to daily simple interest, monthly compound interest; 2."Daily dividends, carried forward on a daily basis", which is equivalent to compound interest day by day.

Tips: The above information is for reference only, there are risks in entering the market, and investment needs to be cautious. Before making any investment, you should ensure that you fully understand the investment nature and risks involved in the product, and carefully evaluate the product in detail before making your own judgment on whether to participate in the transaction.

The cumulative rate of return is the cumulative income since the establishment of **, and 180% is generally not bad.

The annualized rate of return is only used for currency** and is the yield of the last seven days converted into a one-year yield.

**Difference between accumulated income and holding income.

Different in nature:The annualized rate of return is calculated by converting the current rate of return (daily, weekly, and monthly) into an adult rate of return, which is a theoretical rate of return, not a real achieved rate of return. The net unit value is the value of each share** on the current day.

is the value of each share divided by the total shares.

The unit net value of ** is actually the ** of each **, and the calculation formula is: **total net assets **total number of shares. Suppose that the total net assets of ** are 1.5 billion, and the total number of shares of ** is 1 billion, then the net value of each unit is also yuan.

The net value of each unit is now the value of each unit of net assets.

**Accrued net worth considerations.

For this net worth, we don't think that its size is the main basis for choosing **, the size of the net value is not as important as its future growth, after all, growth is the key to judging the value of investment. The main reason why its height cannot become a key criterion is that it is often affected by various factors, not only by the manager's management ability.

If a ** has been established for a long time and grows very rapidly, this will make the net worth naturally higher. On the contrary, if a ** time is short, and the time point of its entry is not good, it will make this value low.

**Cumulative net unit value

Units **Net Asset Value = (Total Assets Total Liabilities) **Total Number of Units. Among them, total assets refer to all assets owned by **, including **, bonds, bank deposits and other valuable**; Total liabilities refer to the liabilities formed during the operation and financing, including various expenses payable to others, interest payable on funds, etc.; Total Units refers to the total number of Units outstanding at that time.

Cumulative unit net value = unit net value + ** cumulative unit dividend amount after establishment (i.e. ** dividends). The level of net worth is not the main basis for choosing, but the future growth of net worth is the key to judging the value of investment. In addition to the influence of the manager's management ability, the level of net worth is also affected by many other factors.

Annualized rate of return

The annualized rate of return refers to the rate of return obtained for an investment period of one year.

Annualized rate of return = [(investment income principal) investment days] * 365 100%.

Annualized Return = Principal Annualized Rate of Return.

Actual return = principal annualized rate of return 365 investment days

Holding yield refers to the rate of return obtained during the holding period.

The annualized rate of return refers to the rate of return obtained by holding for one year.

For example, if you hold it for one month, you will get a 5% rate of return, which is the rate of return obtained during the holding period, and if it is converted to an annualized rate of return, it will be 5%*12=60%.

The performance benchmark refers to the financial institution that evaluates the rate of return during the closed period based on the past performance of the product, and then converts it into an annualized rate of return. The performance benchmark (annualized) can be understood as a reference annualized rate of return, and does not represent the actual future rate of return.

Extended information: According to different criteria, **investment** can be divided into different categories:

1) According to whether the unit can be increased or redeemed, it can be divided into open-ended and closed-ended. Open-ended non-listed trading (it depends on the situation), through banks, brokers, and companies to subscribe and redeem, the scale is not fixed; Closed-end has a fixed duration and is generally listed and traded on the trading venue, and investors buy and sell units through the secondary market.

2) According to the different organizational forms, it can be divided into company type ** and contract type **. **Established by issuing **shares** to establish an investment company**, usually referred to as a corporate **; It is established by the manager, the custodian and the investor through a contract, which is usually called a contractual type. China's **investment** are all contractual**.

3) According to the different investment risks and returns, it can be divided into growth, income and balance**.

4) According to the different investment objects, it can be divided into four categories: bonds, currencies and hybrids.

The difference between open and closed:

1) ** The variability of the scale is different. Closed-end ** has a clear duration (China's term is: not less than 5 years), and the issued ** units cannot be redeemed within this period.

Although such an expansion may be carried out under special circumstances, the expansion should be subject to strict statutory conditions. Therefore, under normal circumstances, the scale is fixed.

The ** units issued by the open-ended ** are redeemable, and investors can also subscribe for ** units at will during the duration of **, resulting in the total amount of ** constantly changing every day. In other words, it is always "open". This is the fundamental difference between closed and open.

2) **Units are bought and sold in different ways. When the closed-end ** is initiated, investors can subscribe to the ** management company or sales agency; When closed-end ** listed trading, investors can entrust the brokerage firm to buy and sell at the market price on the ** exchange. When investors invest in open-ended**, they can subscribe or redeem at any time from the **management company or sales agency.

3) The buying and selling of **units is formed in different ways. Closed-end ** is listed on the exchange, and its trading ** is greatly affected by market supply and demand. When the market supply is less than demand, the unit buying and selling may be higher than the net asset value per unit, at which point the investor's equity will increase; When the market is oversupplied, it may be lower than the net asset value per unit.

Before buying, many people are more concerned about the income of **, so how much income is there in a normal year? **What is the maximum annual earnings? For everyone, we have prepared relevant content for repentance for reference.

How much does a normal** year earn?

**The type is not the same, its income will also be different, the currency ** generally a year of income is between 4%, and other ** types of general risk is relatively large, is unable to determine an approximate value, if the ** rise is better, then the increase will be relatively large, a 60% rise in a year is also possible, but if the **** is not good, it is possible to fall 30%.

When choosing, you can generally see the past rate of return, and you can view the yield of the past month, the past three months, the past year, and the yield since its inception in the **details, and then refer to analyze whether this ** has any prospects. Stuffy before.

**What is the maximum annual earnings?

Take Alipay as an example: **The yield ranks first, and the highest income in the past year is the Qianhai open source utilities industry, and the increase in the past year is but**The income will change every day.

The past yield only has a reference role, is not representative of the future, for example: may rise particularly high today, tomorrow will fall, ** is a volatility product, there will be a rise, there is a certain risk.

Therefore, when investors buy **, they can not only see the temporary ** gains and returns, but also see the ** risk, I hope the above content can help everyone!

The value of 10,000 earnings is more meaningfulIn layman's terms, the income of 10,000 units is the amount of profit made on the day of investment of 10,000 yuan, which is the actual income received on the day; The 7-day annualized rate of return is to convert the past 7 days of 10,000 returns into the annualized rate of return of the model, not the real rate of return every day.

The seven-day annualized rate of return is annualized after adding up the net income per 10,000 products in the past seven days, and the seven-day annualized rate of return as an average indicator can only reflect the approximate fluctuation in the past seven days. The short-term seven-day annualized rate of return of a product is super high, which may mean that the investment manager's operation style is more aggressive, and the daily income obtained by users is often a bit like a roller coaster, and stable high returns are the king for ordinary users.

**One-year increase equals annualized yield. **Annualized rate of return = (income principal) (investment days 365 days) * 100%, **annualized return refers to the conversion of the rate of return obtained during the duration into an adult rate of return.

The one-year increase is equal to the annualized rate of return, which is the annual rate of return converted into the net income per 10,000 shares of the annualized rate of return currency in the past seven days. There are two ways to carry forward earnings in the money market**:"Daily dividends, carried forward on a monthly basis", which is equivalent to daily simple interest, monthly compound interest; "Daily dividends, carried forward on a daily basis", which is equivalent to compound interest day by day.

Annualized rate of return = [(investment income principal) investment days] * 365 100%.

Annualized Return = Principal Annualized Rate of Return.

Actual return = principal annualized rate of return 365 investment days

After buying ** for so many years, do you know how to calculate the yield of a year?

One year interest is RMB.

Daily Interest Rate = Annual Interest Rate 360 (days) = Monthly Interest Rate 30 (days) Interest = Principal * Interest Rate * Number of Interest-bearing Periods.

i = p * i * n

Known: p = 10000 (yuan) i = 6% 360 n = 1 (day).

Find: the value of i.

i = 10000 * 6% 360 * 1 = RMB) Under different income carry-over methods, the seven-day annualized rate of return calculation formula should also be different. At present, there are two ways to carry forward income in the money market**, one is daily dividends and monthly carryover.